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Fibre Federal Credit Union Rates & Review April 2026

You can compare Fibre Federal Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 1.50%, 6-month share certificate rates at 3.75% and 3-month share certificate rates at 0.40%. Savings rates are at 3.00% and money market rates are at 0.05%. Mortgage rates on 30-year fixed loans are around 5.53%. All these rates can be compared to Fibre Federal Credit Union rates. MonitorBankRates evaluates the financial stability of Fibre Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.43%. Rates were last updated on 04/05/2026.

Fibre Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Fibre Federal Credit Union? Share your experience about Fibre Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Fibre Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.43%
Excellent Lower than avg
Fibre Federal Credit Union
Operations Center
796 Commerce Ave
Longview, WA 98632 2459
https://www.fibrecu.com
Member NCUA

Fibre Federal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Loans - - 6.00%
Details As Low As
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.43%

Fibre Federal Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum Credit Card - 1.90%
Details Intro rate expires: 6 billing cycles; Regular APR: 8.9%
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.43%
Visa Classic Credit Card - 10.50%
No additional details.
Last Updated 04/04/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 4.43%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Fibre Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Fibre Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Fibre Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Fibre Federal Credit Union
Address 796 Commerce Ave, Longview, WA 98632 2459
Phone 360-423-8750
Fax 360-414-4202
President James Duscha
CEO Christopher Bradberry
Full-Time Employees 341
Part-Time Employees 6
Branch Locations 17
ATM Locations 16
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.43%
Return on Assets (ROA)
1.0722%
Return on Equity (ROE)
7.9196%
Non-Performing Loans Ratio (NPL)
0.85%
Total Assets
1,755,271,807
Total Amount of Shares and Deposits
1,497,478,717
Total Shares and Deposits < 1 Year
1,473,510,474
Total Shares and Deposits 1 3 Years
19,706,886
Total Shares and Deposits > 3 Years
4,261,357
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
90,624,397
Total Uninsured Shares and Deposits > $250K (F+J)
90,624,397
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,406,854,320
Total Interest Expense (Sum of items 6 8)
14,599,711
Share Certificates
9,941
Number of Accounts for Share Drafts
72,728
IRA KEOGH Accounts
2,451
Number of Accounts for Regular Shares
126,547
Money Market Shares
3,550
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
249,135,894
Total Liabilities
1,520,858,042
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Fibre Federal Credit Union

Is Fibre Federal Credit Union a safe place to deposit money?

Yes, Fibre Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 4.4316476607449%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Fibre Federal Credit Union operate?

Fibre Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Fibre Federal Credit Union?

Yes, to access services at Fibre Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Fibre Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Fibre Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Fibre Federal Credit Union offer online and mobile banking?

Most modern institutions like Fibre Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fibrecu.com.