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 University of Toledo Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
University of Toledo Federal Credit Union's 60 month Savings CDs rates are at 3.66%, IRA CDs 60 month rates are at 3.66%, 36 month Savings CDs rates are at 3.61%, 48 month Savings CDs rates are at 3.61%, IRA CDs 36 month rates are at 3.61%. University of Toledo Federal Credit Union's savings rates are at 0.05%. University of Toledo Federal Credit Union's money market rates are at 2.02%. University of Toledo Federal Credit Union's Personal Loan Rates are at 7.99%. MonitorBankRates evaluates the financial stability of University of Toledo Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 7.83%. Rates were last updated on 04/18/2026. University of Toledo Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at University of Toledo Federal Credit Union? Share your experience about University of Toledo Federal Credit Union by leaving a review below, or read customer reviews before you decide to use University of Toledo Federal Credit Union. University of Toledo Federal Credit Union
Hill Ave Office 5248 Hill Ave
https://www.uoftfcu.com Toledo, OH 43615 5868 
University of Toledo Federal Credit Union CD Rates
University of Toledo Federal Credit Union Savings Rates
University of Toledo Federal Credit Union Money Market Rates
University of Toledo Federal Credit Union Credit Card Rates
University of Toledo Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for University of Toledo Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather University of Toledo Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with University of Toledo Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
University of Toledo Federal Credit Union
Website
https://www.uoftfcu.com
Address
5248 Hill Ave,
Toledo, OH 43615 5868
Phone
419-534-3770
Fax
419-534-3780
President
Thomas Trimble
CEO
Gregory Cook
Full-Time Employees
16
Part-Time Employees
1
Branch Locations
4
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
7.83%
Return on Assets (ROA)
0.7324%
Return on Equity (ROE)
6.8789%
Non-Performing Loans Ratio (NPL)
2.13%
Total Assets
99,048,028
Total Amount of Shares and Deposits
88,044,008
Total Shares and Deposits < 1 Year
80,227,956
Total Shares and Deposits 1 3 Years
4,916,415
Total Shares and Deposits > 3 Years
2,899,636
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
9,637,036
Total Uninsured Shares and Deposits > $250K (F+J)
9,637,036
Total Insured Shares and Deposits > $250K (item 17 less item K)
78,406,972
Total Interest Expense (Sum of items 6 8)
781,872
Share Certificates
537
Number of Accounts for Share Drafts
2,792
IRA KEOGH Accounts
244
Number of Accounts for Regular Shares
5,169
All other shares
1,126
Money Market Shares
300
Net Income (unless the amount is already included in Undivided Earnings)
725,464
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,763,154
Total Liabilities
88,501,867
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About University of Toledo Federal Credit UnionIs University of Toledo Federal Credit Union a safe place to deposit money?Yes, University of Toledo Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 7.8334571224543%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does University of Toledo Federal Credit Union operate?University of Toledo Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join University of Toledo Federal Credit Union?Yes, to access services at University of Toledo Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, University of Toledo Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, University of Toledo Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does University of Toledo Federal Credit Union offer online and mobile banking?Most modern institutions like University of Toledo Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.uoftfcu.com. Current University of Toledo Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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