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Unison Credit Union Rates & Review September 2026

Unison Credit Union's 13 Month Business Term CD rates are at 4.50%, 13 Month Individual Retirement Accounts (IRA) CDs rates are at 4.50%, 13 Month Term CDs rates are at 4.50%, 23 Month Business Term CD rates are at 4.50%, 23 Month Individual Retirement Accounts (IRA) CDs rates are at 4.50%. Unison Credit Union's savings rates are at 0.10%. Unison Credit Union's money market rates are at 0.10%. Unison Credit Union's Fixed and Adjustable Rate Mortgages - 7 Year ARM (Adjustable Rate Mortgage) Loan rates are at 5.75%, New Home and Advantage Home Loans - 7 Year ARM (Adjustable Rate Mortgage) Loan rates are at 5.75%, Fixed and Adjustable Rate Mortgages - 5 Year ARM (Adjustable Rate Mortgage) Loan rates are at 5.50%, New Home and Advantage Home Loans - 5 Year ARM (Adjustable Rate Mortgage) Loan rates are at 5.50%, 10 Year Fixed Rate Mortgage Loan rates are at 6.25%. Unison Credit Union's Personal Loan Rates are as low as 8.99%. Unison Credit Union's Credit Card Rates are at 12.99%. MonitorBankRates evaluates the financial stability of Unison Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.40%. Rates last updated and verified on 09/22/2026.

Unison Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Unison Credit Union? Share your experience about Unison Credit Union by leaving a review below, or read customer reviews before you decide to use Unison Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.40%
Excellent Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
Unison Credit Union
South Office
1616 Crooks Ave
Kaukauna, WI 54130
https://www.unisoncu.org
Member NCUA

Unison Credit Union CD Rates

Product Rate APY Term View More
13 Month Business Term Share Certificate 4.43% 4.50% 13 Month
Min Deposit $2,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
13 Month Individual Retirement Accounts (IRA) Share Certificates 4.43% 4.50% 13 Month
Min Deposit $2,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
13 Month Term Share Certificates 4.43% 4.50% 13 Month
Min Deposit $2,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
23 Month Business Term Share Certificate 4.43% 4.50% 23 Month
Min Deposit $2,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
23 Month Individual Retirement Accounts (IRA) Share Certificates 4.43% 4.50% 23 Month
Min Deposit $2,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
23 Month Term Share Certificates 4.43% 4.50% 23 Month
Min Deposit $2,000
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
12 Month Business Term Share Certificate 2.50% 2.52% 12 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
12 Month Individual Retirement Accounts (IRA) Share Certificates 2.50% 2.52% 12 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
12 Month Term Share Certificates 2.50% 2.52% 12 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
18 Month Business Term Share Certificate 2.50% 2.52% 18 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
18 Month Individual Retirement Accounts (IRA) Share Certificates 2.50% 2.52% 18 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
18 Month Term Share Certificates 2.50% 2.52% 18 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
24 Month Business Term Share Certificate 2.50% 2.52% 24 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
24 Month Individual Retirement Accounts (IRA) Share Certificates 2.50% 2.52% 24 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
24 Month Term Share Certificates 2.50% 2.52% 24 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
30 Month Business Term Share Certificate 2.50% 2.52% 30 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
30 Month Term Share Certificates 2.50% 2.52% 30 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
36 Month Business Term Share Certificate 2.50% 2.52% 36 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
36 Month Individual Retirement Accounts (IRA) Share Certificates 2.50% 2.52% 36 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
36 Month Term Share Certificates 2.50% 2.52% 36 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
48 Month Business Term Share Certificate 2.50% 2.52% 48 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
48 Month Individual Retirement Accounts (IRA) Share Certificates 2.50% 2.52% 48 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
48 Month Term Share Certificates 2.50% 2.52% 48 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
60 Month Business Term Share Certificate 2.50% 2.52% 60 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
60 Month Individual Retirement Accounts (IRA) Share Certificates 2.50% 2.52% 60 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
60 Month Term Share Certificates 2.50% 2.52% 60 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
6 Month Business Term Share Certificate 1.75% 1.76% 6 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
6 Month Individual Retirement Accounts (IRA) Share Certificates 1.75% 1.76% 6 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
6 Month Term Share Certificates 1.75% 1.76% 6 Month
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
90 Day Business Term Share Certificate 1.00% 1.01% 90 Day
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
90 Day Individual Retirement Accounts (IRA) Share Certificates 1.00% 1.01% 90 Day
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
90 Day Term Share Certificates 1.00% 1.01% 90 Day
Min Deposit $500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%

Unison Credit Union Savings Rates

Product Rate APY View More
Empowering Kids Savings 3.00% 3.04%
Min Deposit $5
Min Balance $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Empowering series savings accounts 3.00% 3.04%
Min Balance $1,000
Details Balances over $1,000.00 will earn the regular share rates, currently 0.10% APY/0.10% dividend rate.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Empowering Teens Savings 3.00% 3.04%
Min Deposit $5
Min Balance $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Health Savings 0.75% 0.75%
Min Deposit $0
Min Balance $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Individual Retirement Accounts (IRA) Savings 0.75% 0.75%
Min Deposit $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Business Share Savings 0.10% 0.10%
Min Deposit $5
Min Balance $0
Details Balance: $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Business Sub-Share Savings 0.10% 0.10%
Min Deposit $0
Min Balance $0
Details Balance: $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Empowering Kids Savings 0.10% 0.10%
Min Deposit $5
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Empowering Teens Savings 0.10% 0.10%
Min Deposit $5
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Property Tax Savings 0.10% 0.10%
Min Deposit $0
Min Balance $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Regular Savings 0.10% 0.10%
Min Deposit $5
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Sub-Share Savings 0.10% 0.10%
Min Deposit $0
Min Balance $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%

Unison Credit Union Money Market Rates

Product Rate APY View More
Money Market Accounts 0.10% 0.10%
Min Deposit $500
Details Money Market Accounts falling below $2,500 receive the 0.10% regular savings dividend rate/APY.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%

Unison Credit Union Checking Rates

Product Rate APY View More
Business Checking 0.10% 0.10%
Min Deposit $0
Min Balance $2,500
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Checking Plus 0.10% 0.10%
Min Deposit $0
Min Balance $500
Details Minimum Daily Balance to Avoid Fee: $200 OR Direct Deposit
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%

Unison Credit Union Mortgage Rates

Product Rate Points APR Term View More
Fixed and Adjustable Rate Mortgages - 7 Year ARM (Adjustable Rate Mortgage) Loan 5.75% - 6.29% 7 Year
Details Rates as Low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
New Home and Advantage Home Loans - 7 Year ARM (Adjustable Rate Mortgage) Loan 5.75% - 6.29% 7 Year
Details Rates as Low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Fixed and Adjustable Rate Mortgages - 5 Year ARM (Adjustable Rate Mortgage) Loan 5.50% - 6.31% 5 Year
Details Rates as Low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
New Home and Advantage Home Loans - 5 Year ARM (Adjustable Rate Mortgage) Loan 5.50% - 6.31% 5 Year
Details Rates as Low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
10 Year Fixed Rate Mortgage Loan 6.25% - 6.34% 10 Year
Details Rates as Low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
New Home and Advantage Home Loans - 10 Year Fixed Rate Mortgage Loan 6.25% - 6.34% 10 Year
Details Rates as Low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Fixed and Adjustable Rate Mortgages - 3 Year ARM (Adjustable Rate Mortgage) Loan 5.25% - 6.43% 3 Year
Details Rates as Low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
New Home and Advantage Home Loans - 3 Year ARM (Adjustable Rate Mortgage) Loan 5.25% - 6.43% 3 Year
Details Rates as Low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
15 Year Fixed Rate Mortgage Loan 6.50% - 6.56% 15 Year
Details Rates as Low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
New Home and Advantage Home Loans - 15 Year Fixed Rate Mortgage Loan 6.50% - 6.56% 15 Year
Details Rates as Low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
30 Year Fixed Rate Mortgage Loan 7.13% - 7.16% 30 Year
Details Rates as Low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
New Home and Advantage Home Loans - 30 Year Fixed Rate Mortgage Loan 7.13% - 7.16% 30 Year
Details Rates as Low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%

Unison Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit (HELOC) - - 4.00%
Details HELOC rates are variable and may change monthly. The rates are based on the Prime rate as published in the Wall Street Journal ("the index"). Unison's "margin" is currently zero, making the Prime rate equal to the HELOC rate. There is a 4.00% APR minimum rate ("floor rate") and a maximum ("ceiling") of 18.00% APR. See a Mortgage Loan Officer for additional HELOC details, terms and conditions. Minimum payment is the greater of $50 or 1% of the outstanding balance at the last advance during the draw period. After the draw period, the minimum payment is the greater of $50 or 1% of the outstanding balance at last draw plus unpaid finance charges that have accrued on the remaining balance. Minimum $5,000 credit, $1,000 draw, and 20% home equity. Closing costs up to $600-$800.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%

Unison Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New - 2017 Auto Loan - - 4.45% 36 Months
Details Age of Vehicle: New - 2017
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
New - 2017 Auto Loan - - 4.45% 48 Months
Details Age of Vehicle: New - 2017
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
New - 2017 Auto Loan - - 4.45% 60 Months
Details Age of Vehicle: New - 2017
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
New - 2017 Auto Loan - - 4.45% 72 Months
Details Age of Vehicle: New - 2017
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
New - 2017 Auto Loan - - 5.49% 84 Months
Details Age of Vehicle: New - 2017
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
2016 & Older Auto Loan - - 6.49% 36 Months
Details Age of Vehicle: 2016 & Older
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
2016 & Older Auto Loan - - 6.99% 48 Months
Details Age of Vehicle: 2016 & Older
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%

Unison Credit Union RV, Boat and Powersport Loan Rates

Product Rate APR Term View More
ATV Loans - 4.45% 36 Months
Details As Low As; Age of ATV: New - 2017
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
ATV Loans - 4.45% 48 Months
Details As Low As; Age of ATV: New - 2017
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
ATV Loans - 4.45% 60 Months
Details As Low As; Age of ATV: New - 2017
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
ATV Loans - 4.45% 72 Months
Details As Low As; Age of ATV: New - 2017
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Boat Loans - 4.45% 36 Months
Details As Low As; Age of Boat: New - 2017
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Boat Loans - 4.45% 48 Months
Details As Low As; Age of Boat: New - 2017
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Boat Loans - 4.45% 60 Months
Details As Low As; Age of Boat: New - 2017
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Boat Loans - 4.45% 72 Months
Details As Low As; Age of Boat: New - 2017
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Motorcycle Loan - 4.45% 48 Months
Details Age of Motorcycle: New - 2017
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Motorcycle Loan - 4.45% 60 Months
Details Age of Motorcycle: New - 2017
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Motorcycle Loan - 4.45% 72 Months
Details Age of Motorcycle: New - 2017
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Motorcycle Loan - 4.45% 36 Months
Details Age of Motorcycle: New - 2017
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Motorcycle Loan - 5.49% 84 Months
Details Age of Motorcycle: New - 2017
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
ATV Loans - 6.49% 36 Months
Details As Low As; Age of ATV: 2016 & Older
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Boat Loans - 6.49% 36 Months
Details Age of Boat: 2016 & Older
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Motorcycle Loan - 6.49% 36 Months
Details Age of Motorcycle: 2016 & Older
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
ATV Loans - 6.99% 48 Months
Details As Low As; Age of ATV: 2016 & Older
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Boat Loans - 6.99% 48 Months
Details Age of Boat: 2016 & Older
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Recreational Vehicle Loans - 6.99% 60 Month Balloon
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Recreational Vehicle Loans - 7.99% 120 Months
Details As Low As
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%

Unison Credit Union Credit Card Rates

Product Rate APR View More
Visa Platinum with Rewards - 12.99%
Details Balance Transfer: ; Cash Advance: 3% of amount $3 min / $10 max; Foreign Transaction: 1% of amount; Late/Return Payment: $10.00; Annual Fee:
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%

Unison Credit Union Personal Loan Rates

Product APR Term View More
Personal Loan 8.99% 36 Months
Details As Low As; Personal Loan
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Personal Loan 9.99% 48 Months
Details As Low As; Personal Loan
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Personal Loan 10.99% 60 Months
Details As Low As; Personal Loan
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%

Unison Credit Union Other Rates

Product Rate Points APY/APR Term View More
Kwik Cash Line of Credit - - 9.99% 48 Month
Details Rates as low as*
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
U Choose Loan - - 8.99%
Details As Low As; Other rates and terms available. Rates subject to change without notice. Not all applicants will qualify for the lowest rate, all loans subject to credit approval. Membership eligibility required.
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Share Savings 0.10% - 0.10%
Min Deposit $5
Min Balance $0
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Ultimate Individual Retirement Accounts (IRA) 0.75% - 0.75%
Min Deposit $0
Min Balance $0
Details Dividend Rate without Checking: 0.75%; APY without Checking: 0.75%; Dividend Rate with Checking: 1.00%; APY with Checking: 1.01%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Ultimate Individual Retirement Accounts (IRA) 1.00% - 1.01%
Min Deposit $15,000
Min Balance $15,000
Details Dividend Rate without Checking: 1.00%; APY without Checking: 1.01%; Dividend Rate with Checking: 1.25%; APY with Checking: 1.26%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Ultimate Individual Retirement Accounts (IRA) 1.75% - 1.76%
Min Deposit $100,000
Min Balance $100,000
Details Dividend Rate without Checking: 1.75%; APY without Checking: 1.76%; Dividend Rate with Checking: 2.00%; APY with Checking: 2.02%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%
Ultimate Individual Retirement Accounts (IRA) 2.50% - 2.53%
Min Deposit $500,000
Min Balance $500,000
Details Dividend Rate without Checking: 2.50%; APY without Checking: 2.53%; Dividend Rate with Checking: 2.75%; APY with Checking: 2.79%
Last Updated 09/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.40%

Financial Health History

Unison Credit Union’s Texas Ratio rose from 0.41% in Q2 2023 to 2.40% in Q1 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.8% 2.0★ 1.7% 3.0★ 2.5% 4.0★ 3.4% 5.0★ Healthy zone – entire history below the 15% limit 0.41% A+ Q2 2023 A+ Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 2.40% A+ Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$389M2.40%5.0A+
December 31, 2025$384M2.39%5.0A+
September 30, 2025$365M1.93%5.0A+
June 30, 2025$363M1.87%5.0A+
March 31, 2025$346M1.54%5.0A+
December 31, 2024$339M1.76%5.0A+
September 30, 2024$334M1.98%5.0A+
June 30, 2024$326M2.42%5.0A+
March 31, 2024$329M1.92%5.0A+
December 31, 2023$323M2.50%5.0A+
September 30, 2023$313M1.85%5.0A+
June 30, 2023$305M0.41%5.0A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Unison Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Unison Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Unison Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Unison Credit Union
Address 1616 Crooks Ave, Kaukauna, WI 54130
Phone 920-766-6000
Fax 920-766-6004
President Joe Verhagen
CEO Mark Hietpas
Full-Time Employees 60
Part-Time Employees 5
Branch Locations 6
ATM Locations 6
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
2.40%
Return on Assets (ROA)
0.2389%
Return on Equity (ROE)
2.5582%
Non-Performing Loans Ratio (NPL)
0.41%
Total Assets
388,948,394
Total Amount of Shares and Deposits
318,079,106
Total Shares and Deposits < 1 Year
315,903,666
Total Shares and Deposits 1 3 Years
1,441,648
Total Shares and Deposits > 3 Years
733,790
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
25,921,488
Total Uninsured Shares and Deposits > $250K (F+J)
25,921,488
Total Insured Shares and Deposits > $250K (item 17 less item K)
292,157,618
Total Interest Expense (Sum of items 6 8)
1,612,039
Share Certificates
2,204
Number of Accounts for Share Drafts
11,933
IRA KEOGH Accounts
802
Number of Accounts for Regular Shares
29,408
All other shares
628
Money Market Shares
1,097
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
13,968,883
Total Liabilities
357,647,937
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Unison Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
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Learn more about the MBR Health & Safety Badge program on our methodology page.

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Frequently Asked Questions About Unison Credit Union

How many branches does Unison Credit Union operate?

Unison Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Unison Credit Union?

Yes, to access services at Unison Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Unison Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Unison Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Unison Credit Union offer online and mobile banking?

Most modern institutions like Unison Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.unisoncu.org.

Current Unison Credit Union Rates

  • 12-Month CD2.52%
  • 18-Month CD2.52%
  • 24-Month CD2.52%
  • 60-Month CD2.52%
  • Savings0.10%
  • MMA0.10%
Retrieved from our database of financial products. Rates subject to change.