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Knoxville Teachers Federal Credit Union

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Knoxville Teachers Federal Credit Union Rates & Review May 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Knoxville Teachers Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: May 7, 2026

Knoxville Teachers Federal Credit Union's 3-9 CD of Deposit rates are at 3.80%, 3 Daily CD Rate rates are at 3.80%. MonitorBankRates evaluates the financial stability of Knoxville Teachers Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.62%. Rates were last updated on 05/07/2026.

Knoxville Teachers Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Knoxville Teachers Federal Credit Union? Share your experience about Knoxville Teachers Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Knoxville Teachers Federal Credit Union.

Verified Healthy Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.62%

Excellent Lower than avg

Knoxville Teachers Federal Credit Union
Main Office

711 N Hall of Fame Dr
Knoxville, TN 37917 6722

https://ktfcu.org

Knoxville Teachers Federal Credit Union CD Rates

Product	Rate	APY	Term
3-9 Certificate of Deposit	-	3.80%	3-9
Min Deposit $25,000 Details New Deposits Only; Dividends Paid at Maturity; Membership Required; Non-Renewable; Early Withdrawal Penalty; See Representative for Details Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.62%
3 Daily CD Rate	-	3.80%	3
Min Deposit $25,000 Details See Representative for Details; Minimum 3 Month Maturity; Maximum 9 Month Maturity; Dividends Paid at Maturity; Membership Required; Non-Renewable; Early Withdrawal Penalty Last Updated 05/07/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.62%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Knoxville Teachers Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Knoxville Teachers Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Knoxville Teachers Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Knoxville Teachers Federal Credit Union

Website https://ktfcu.org

Address 711 N Hall of Fame Dr, Knoxville, TN 37917 6722

Phone 865-582-2700

Fax 865-582-2801

President Jeffrey Davis

CEO David Underwood

Full-Time Employees 32

Part-Time Employees 5

Branch Locations 9

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.62%

Return on Assets (ROA)

0.3369%

Return on Equity (ROE)

3.1301%

Non-Performing Loans Ratio (NPL)

0.80%

Total Assets

248,646,715

Total Amount of Shares and Deposits

222,509,714

Total Shares and Deposits < 1 Year

222,509,714

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

12,014,679

Total Uninsured Shares and Deposits > $250K (F+J)

12,014,679

Total Insured Shares and Deposits > $250K (item 17 less item K)

210,495,035

Total Interest Expense (Sum of items 6 8)

3,990,974

Share Certificates

323

Number of Accounts for Share Drafts

3,851

IRA KEOGH Accounts

555

Number of Accounts for Regular Shares

8,454

All other shares

643

Non Member Deposits

Net Income (unless the amount is already included in Undivided Earnings)

837,690

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

4,439,042

Total Liabilities

223,693,005

Source: NCUA — Last Updated 09/30/2025

2026 MBR Health & Safety Badge

Knoxville Teachers Federal Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Knoxville Teachers Federal Credit Union

How many branches does Knoxville Teachers Federal Credit Union operate?

Knoxville Teachers Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Knoxville Teachers Federal Credit Union?

Yes, to access services at Knoxville Teachers Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Knoxville Teachers Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Knoxville Teachers Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Knoxville Teachers Federal Credit Union offer online and mobile banking?

Most modern institutions like Knoxville Teachers Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://ktfcu.org.