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iAdvertiser Disclosure
Advertiser Disclosure
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 First Alliance Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 26, 2026
First Alliance Credit Union's 6 Month CD rates are at 3.60%, 12 Month CD rates are at 3.50%, IRA CDs 12 Month rates are at 3.50%, 120 Month CD rates are at 3.25%, 18 Month CD rates are at 3.00%. First Alliance Credit Union's savings rates are at 0.20%. First Alliance Credit Union's money market rates are at 1.10%. First Alliance Credit Union's Personal Loan Rates are at 9.75%. MonitorBankRates evaluates the financial stability of First Alliance Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 9.69%. Rates were last updated on 03/26/2026. First Alliance Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Alliance Credit Union? Share your experience about First Alliance Credit Union by leaving a review below, or read customer reviews before you decide to use First Alliance Credit Union. First Alliance Credit Union
16th Street 501 16th St SE
https://www.firstalliancecu.com Rochester, MN 55904 
First Alliance Credit Union CD Rates
First Alliance Credit Union Savings Rates
First Alliance Credit Union Money Market Rates
First Alliance Credit Union Checking Rates
First Alliance Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for First Alliance Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Alliance Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Alliance Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
First Alliance Credit Union
Website
https://www.firstalliancecu.com
Address
501 16th St SE,
Rochester, MN 55904
Phone
507-288-0330
Fax
507-281-7600
President
Jane Drennan
CEO
Brent Rempe
Full-Time Employees
74
Part-Time Employees
2
Branch Locations
5
ATM Locations
6
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (95/100)
Texas Ratio
9.69%
Return on Assets (ROA)
0.2898%
Return on Equity (ROE)
2.6251%
Non-Performing Loans Ratio (NPL)
1.34%
Total Assets
290,642,282
Total Amount of Shares and Deposits
250,227,515
Total Shares and Deposits < 1 Year
243,045,456
Total Shares and Deposits 1 3 Years
3,024,729
Total Shares and Deposits > 3 Years
4,157,330
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
11,756,768
Total Uninsured Shares and Deposits > $250K (F+J)
11,756,768
Total Insured Shares and Deposits > $250K (item 17 less item K)
238,470,747
Total Interest Expense (Sum of items 6 8)
2,393,069
Share Certificates
1,737
Number of Accounts for Share Drafts
14,491
IRA KEOGH Accounts
514
Number of Accounts for Regular Shares
21,792
All other shares
2,382
Non Member Deposits
16
Money Market Shares
1,359
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
11,532,878
Total Liabilities
259,430,365
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About First Alliance Credit UnionIs First Alliance Credit Union a safe place to deposit money?Yes, First Alliance Credit Union is considered a safe financial institution. With a Texas Ratio of 9.6935280760349%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does First Alliance Credit Union operate?First Alliance Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join First Alliance Credit Union?Yes, to access services at First Alliance Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, First Alliance Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Alliance Credit Union provides members with tools to manage their accounts and build a solid financial history. Does First Alliance Credit Union offer online and mobile banking?Most modern institutions like First Alliance Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstalliancecu.com. Current First Alliance Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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