What are the current interest rates at Randolph Brooks FCU?

Current rates for Randolph Brooks FCU include: 12-Month CD: 3.65%, 18-Month CD: 3.75%, 24-Month CD: 3.70%, 60-Month CD: 3.51%, Savings: 0.50%, MMA: 2.43%

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Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of savers say their bank still has not raised their rate since the Fed funds rate increase. See the full results

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Randolph Brooks FCU

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Randolph Brooks FCU Rates & Review October 2026

Q: How many branches does Randolph Brooks FCU operate?

Randolph Brooks FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Randolph Brooks FCU?

Yes, to access services at Randolph Brooks FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Randolph Brooks FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Randolph Brooks FCU provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

Randolph Brooks FCU's top rates as of October 12, 2026 are 3.91% APY on its 18 Month SuperSaver CD, 0.50% APY on savings, 2.43% APY on money market accounts, 0.05% APY on checking, 5.88% on its Conventional Fixed Rate mortgage, personal loans from 16.75% APR, and credit cards from 11.20% APR, according to rates verified by MonitorBankRates. Other Randolph Brooks FCU CD rates include 12 - 23 Month CD at 3.86%, 18 Month SuperSaver CD at 3.86%, and 24 - 35 Month CD at 3.86%. Other Randolph Brooks FCU mortgage rates include Jumbo ARM (5/5) at 6.00%, 5/5 Adjustable-Rate Mortgage (ARM) at 6.00%, and ARM (5/5) at 6.00%. MonitorBankRates evaluates the financial stability of Randolph Brooks FCU with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.89%. Rates last updated and verified on 10/12/2026.

Randolph Brooks FCU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Randolph Brooks FCU? Share your experience about Randolph Brooks FCU by leaving a review below, or read customer reviews before you decide to use Randolph Brooks FCU.

Verified Healthy Q2 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.89%

Excellent Lower than avg

Health Trend

Steady 12 quarters

Full history ›

Randolph Brooks FCU
Creswell Admin Service Center

1 IKEA-RBFCU Parkway
Live Oak, TX 78233-2416

https://www.rbfcu.org

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Randolph Brooks FCU CD Rates

Product	Rate	APY	Term
18 Month SuperSaver Certificate	3.84%	3.91%	18 months
Min Deposit $1,000 Min Balance $75,000 Details Balance: $75,000 and over; Consumer accounts only; Early withdrawal penalty for 12-23 month certificate: 60 days Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.80% → 3.91% ▲ 0.11 pts · high 3.91% / low 3.80% Oct 4, 20263.91%▲ from 3.80% Sep 20, 20263.80%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
12 - 23 Month Certificate	3.79%	3.86%	12 - 23 months
Min Balance $75,000 Details Balance: $75,000+ Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.75% → 3.86% ▲ 0.11 pts · high 3.86% / low 3.75% Oct 4, 20263.86%▲ from 3.75% Sep 20, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
18 Month SuperSaver Certificate	3.79%	3.86%	18 months
Min Deposit $1,000 Min Balance $20,000 Details Balance: $20,000 - $74,999.99; Consumer accounts only; Early withdrawal penalty for 12-23 month certificate: 60 days Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.75% → 3.86% ▲ 0.11 pts · high 3.86% / low 3.75% Oct 4, 20263.86%▲ from 3.75% Sep 20, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
24 - 35 Month Certificate	3.79%	3.86%	24 - 35 months
Min Balance $75,000 Details Balance: $75,000+ Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.75% → 3.86% ▲ 0.11 pts · high 3.86% / low 3.75% Oct 4, 20263.86%▲ from 3.75% Sep 20, 20263.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
6 - 11 Month Certificate	3.78%	3.85%	6 - 11 months
Min Balance $75,000 Details Balance: $75,000+ Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.74% → 3.85% ▲ 0.11 pts · high 3.85% / low 3.74% Oct 4, 20263.85%▲ from 3.74% Sep 20, 20263.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
12 - 23 Month Certificate	3.74%	3.80%	12 - 23 months
Min Balance $20,000 Details Balance: $20,000 - $74,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.70% → 3.80% ▲ 0.10 pts · high 3.80% / low 3.70% Oct 4, 20263.80%▲ from 3.70% Sep 20, 20263.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
24 - 35 Month Certificate	3.74%	3.80%	24 - 35 months
Min Balance $20,000 Details Balance: $20,000 - $74,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.70% → 3.80% ▲ 0.10 pts · high 3.80% / low 3.70% Oct 4, 20263.80%▲ from 3.70% Sep 20, 20263.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
18 Month SuperSaver Certificate	3.73%	3.79%	18 months
Min Deposit $1,000 Min Balance $5,000 Details Balance: $5,000 - $19,999.99; Consumer accounts only; Early withdrawal penalty for 12-23 month certificate: 60 days Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.69% → 3.79% ▲ 0.10 pts · high 3.79% / low 3.69% Oct 4, 20263.79%▲ from 3.69% Sep 20, 20263.69%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
6 - 11 Month Certificate	3.73%	3.79%	6 - 11 months
Min Balance $20,000 Details Balance: $20,000 - $74,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.69% → 3.79% ▲ 0.10 pts · high 3.79% / low 3.69% Oct 4, 20263.79%▲ from 3.69% Sep 20, 20263.69%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
18 Month SuperSaver Certificate	3.69%	3.75%	18 months
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000 - $4,999.99; Consumer accounts only; Early withdrawal penalty for 12-23 month certificate: 60 days Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.65% → 3.75% ▲ 0.10 pts · high 3.75% / low 3.65% Oct 4, 20263.75%▲ from 3.65% Sep 20, 20263.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
18 Month SuperSaver Certificate	-	3.75%	18 month
Min Deposit $1,000 Min Balance $1,000 Details Share Certificate Account; starting at $1,000.00; automatic renewal on maturity; penalty for early withdrawal may reduce earnings Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.65% → 3.75% ▲ 0.10 pts · high 3.75% / low 3.65% Oct 4, 20263.75%▲ from 3.65% Sep 20, 20263.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
24 - 35 Month Certificate	3.69%	3.75%	24 - 35 months
Min Balance $5,000 Details Balance: $5,000 - $19,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.65% → 3.75% ▲ 0.10 pts · high 3.75% / low 3.65% Oct 4, 20263.75%▲ from 3.65% Sep 20, 20263.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
36 - 47 Month Certificate	3.69%	3.75%	36 - 47 months
Min Balance $75,000 Details Balance: $75,000+ Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.70% → 3.75% ▲ 0.05 pts · high 3.75% / low 3.70% Oct 4, 20263.75%▲ from 3.70% Sep 20, 20263.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
6 - 11 Month Certificate	3.69%	3.75%	6 - 11 months
Min Balance $5,000 Details Balance: $5,000 - $19,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.65% → 3.75% ▲ 0.10 pts · high 3.75% / low 3.65% Oct 4, 20263.75%▲ from 3.65% Sep 20, 20263.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
12 - 23 Month Certificate	3.68%	3.74%	12 - 23 months
Min Balance $5,000 Details Balance: $5,000 - $19,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.64% → 3.74% ▲ 0.10 pts · high 3.74% / low 3.64% Oct 4, 20263.74%▲ from 3.64% Sep 20, 20263.64%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
12 - 23 Month Certificate	3.64%	3.70%	12 - 23 months
Min Balance $1,000 Details Balance: $1,000 - $4,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.60% → 3.70% ▲ 0.10 pts · high 3.70% / low 3.60% Oct 4, 20263.70%▲ from 3.60% Sep 20, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
12 - 23 Month Certificate	-	3.70%	12-23 month
Min Deposit $1,000 Min Balance $1,000 Details Share Certificate Account; starting at $1,000.00; automatic renewal on maturity; penalty for early withdrawal may reduce earnings Last Updated 10/12/2026 Rate History No change since Oct 4, 2026 · 3.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
24 - 35 Month Certificate	3.64%	3.70%	24 - 35 months
Min Balance $1,000 Details Balance: $1,000 - $4,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.60% → 3.70% ▲ 0.10 pts · high 3.70% / low 3.60% Oct 4, 20263.70%▲ from 3.60% Sep 20, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
36 - 47 Month Certificate	3.64%	3.70%	36 - 47 months
Min Balance $20,000 Details Balance: $20,000 - $74,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.65% → 3.70% ▲ 0.05 pts · high 3.70% / low 3.65% Oct 4, 20263.70%▲ from 3.65% Sep 20, 20263.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
36 - 47 Month Certificate	3.59%	3.65%	36 - 47 months
Min Balance $5,000 Details Balance: $5,000 - $19,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.60% → 3.65% ▲ 0.05 pts · high 3.65% / low 3.60% Oct 4, 20263.65%▲ from 3.60% Sep 20, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
48 - 59 Month Certificate	3.59%	3.65%	48 - 59 months
Min Balance $75,000 Details Balance: $75,000+ Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.60% → 3.65% ▲ 0.05 pts · high 3.65% / low 3.60% Oct 4, 20263.65%▲ from 3.60% Sep 20, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
6 - 11 Month Certificate	3.59%	3.65%	6 - 11 months
Min Balance $1,000 Details Balance: $1,000 - $4,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.55% → 3.65% ▲ 0.10 pts · high 3.65% / low 3.55% Oct 4, 20263.65%▲ from 3.55% Sep 20, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
36 - 47 Month Certificate	3.54%	3.60%	36 - 47 months
Min Balance $1,000 Details Balance: $1,000 - $4,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.55% → 3.60% ▲ 0.05 pts · high 3.60% / low 3.55% Oct 4, 20263.60%▲ from 3.55% Sep 20, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
48 - 59 Month Certificate	3.54%	3.60%	48 - 59 months
Min Balance $20,000 Details Balance: $20,000 - $74,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.55% → 3.60% ▲ 0.05 pts · high 3.60% / low 3.55% Oct 4, 20263.60%▲ from 3.55% Sep 20, 20263.55%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
48 - 59 Month Certificate	3.49%	3.55%	48 - 59 months
Min Balance $5,000 Details Balance: $5,000 - $19,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.49% → 3.55% ▲ 0.06 pts · high 3.55% / low 3.49% Oct 4, 20263.55%▲ from 3.49% Sep 20, 20263.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
48 - 59 Month Certificate	3.45%	3.51%	48 - 59 months
Min Balance $1,000 Details Balance: $1,000 - $4,999.99 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 3.45% → 3.51% ▲ 0.06 pts · high 3.51% / low 3.45% Oct 4, 20263.51%▲ from 3.45% Sep 20, 20263.45%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Randolph Brooks FCU Savings Rates

Product	Rate	APY
IRA Savings	0.50%	0.50%
Min Deposit $1 Details A $1 minimum balance is required to open an IRA Savings account and earn the stated APY. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.50% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Savings	0.30%	0.30%
Min Deposit $1 Details Minimum Opening Balance: $1; A $1 minimum balance is required to open a savings account and earn the stated APY. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Randolph Brooks FCU Money Market Rates

Product	Rate	APY
Classic Money Market	-	2.43%
Min Deposit $2,500 Min Balance $150,000 Details Balance: $150,000.00 and over; Tier 4 of Classic Money Market; Paid monthly; No monthly service fees Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 2.43% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
RBFCU Classic Money Market	2.40%	2.43%
Min Balance $2,500 Details Balance: $150,000+; Minimum balance of $2,500 required Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 1.76% → 2.43% ▲ 0.67 pts · high 2.43% / low 1.76% Oct 12, 20262.43%▲ from 1.76% Sep 14, 20261.76%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Choice Money Market	-	2.22%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500.00 - $10,000.00; Blended tier rate; Personal only (one per tax-reported owner); Paid monthly; No monthly service fees Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 2.22% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Choice Money Market	-	2.22%
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000.01 - $25,000.00; Blended tier rate; Personal only (one per tax-reported owner); Paid monthly; No monthly service fees Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.22% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Classic Money Market	-	2.22%
Min Deposit $2,500 Min Balance $75,000 Details Balance: $75,000.00 - $149,999.99; Tier 3 of Classic Money Market; Paid monthly; No monthly service fees Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 2.22% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
RBFCU Choice Money Market	2.20%	2.22%
Min Balance $2,500 Details Balance: $2,500 - $10,000 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 2.22% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
RBFCU Classic Money Market	2.20%	2.22%
Min Balance $2,500 Details Balance: $75,000 - $149,999.99; Minimum balance of $2,500 required Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 1.76% → 2.22% ▲ 0.46 pts · high 2.22% / low 1.76% Oct 12, 20262.22%▲ from 1.76% Sep 14, 20261.76%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Choice Money Market	-	2.04%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000.01 and over; Blended tier rate; Personal only (one per tax-reported owner); Paid monthly; No monthly service fees Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.04% APY Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
RBFCU Choice Money Market	-	2.04%
Min Balance $2,500 Details Published APY range: 2.04% - 1.76%. Balance: $25,000.01 and over Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 2.22% → 2.04% ▼ 0.18 pts · high 2.22% / low 2.04% Oct 12, 20262.04%▼ from 2.22% Sep 14, 20262.22%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Classic Money Market	-	1.76%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500.00 - $24,999.99; Tier 1 of Classic Money Market; Paid monthly; No monthly service fees Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.76% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Classic Money Market	-	1.76%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000.00 - $74,999.99; Tier 2 of Classic Money Market; Paid monthly; No monthly service fees Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.76% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
RBFCU Classic Money Market	1.75%	1.76%
Min Balance $2,500 Details Balance: $2,500 - $24,999.99; Minimum balance of $2,500 required Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.76% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Randolph Brooks FCU Checking Rates

Product	Rate	APY	View More
Checking	0.05%	0.05%
Min Deposit $0 Details A checking account balance greater than $0 is required to earn the stated APY. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.05% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Randolph Brooks FCU Mortgage Rates

Product	Rate	Points	APR	Term
Jumbo ARM (5/5)	6.00%	-	6.039%	30 years
Details Loan amounts greater than $832,750; 5/5 Adjustable-Rate Mortgage; Rate and APR are 'as low as' Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 5.54% → 6.04% ▲ 0.50 pts · high 6.04% / low 5.54% Oct 2, 20266.04%▲ from 5.79% Sep 20, 20265.79%▲ from 5.54% Sep 14, 20265.54%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
5/5 Adjustable-Rate Mortgage (ARM)	6.00%	-	6.093%
Details As Low As; Rate locked for first 5 years, then adjusts every 5 years; minimum down payment 5%; Mortgage loans available only on property in Texas Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.09% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
ARM (5/5)	6.00%	-	6.093%	30 years
Details As Low As; Fixed initial rate for first 5 years, then adjusts every 5 years; Estimated Payment per $10,000: $59.96 Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 5.59% → 6.09% ▲ 0.50 pts · high 6.09% / low 5.59% Oct 2, 20266.09%▲ from 5.84% Sep 20, 20265.84%▲ from 5.59% Sep 14, 20265.59%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo Fixed Rate	6.00%	-	6.194%	10 years
Details As Low As; Loan amounts greater than $832,750; Loans exceeding 80% Loan-to-Value may require Private Mortgage Insurance (PMI); Jumbo loans may require larger down payments and additional qualifications; Origination fees may apply; Primary Residence and Second Homes available Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 5.69% → 6.19% ▲ 0.51 pts · high 6.19% / low 5.69% Oct 2, 20266.19%▲ from 5.94% Sep 20, 20265.94%▲ from 5.69% Sep 14, 20265.69%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo One-Time Close Construction Loan	6.00%	-	6.248%	10 years
Details As Low As; Loan amounts greater than $832,750; Rates based on 80% loan to value; financing up to 90% loan to value; construction phase up to 1 year in addition to term Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 5.74% → 6.25% ▲ 0.51 pts · high 6.25% / low 5.74% Oct 2, 20266.25%▲ from 5.99% Sep 20, 20265.99%▲ from 5.74% Sep 14, 20265.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Conventional Fixed Rate	5.875%	-	6.271%	7 years
Details Rate (as low as); APR (as low as); Estimated Payment per $10,000 excluded Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 6.02% → 6.27% ▲ 0.25 pts · high 6.27% / low 6.02% Oct 2, 20266.27%▲ from 6.02% Sep 20, 20266.02%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Conventional Fixed Rate	6.00%	-	6.289%	10 years
Details Rate (as low as); APR (as low as); Estimated Payment per $10,000 excluded Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 6.04% → 6.29% ▲ 0.25 pts · high 6.29% / low 6.04% Oct 2, 20266.29%▲ from 6.04% Sep 20, 20266.04%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo Fixed Rate	6.25%	-	6.47%	15 years
Details As Low As; Loan amounts greater than $832,750; Loans exceeding 80% Loan-to-Value may require Private Mortgage Insurance (PMI); Jumbo loans may require larger down payments and additional qualifications; Origination fees may apply; Primary Residence and Second Homes available Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 5.96% → 6.47% ▲ 0.51 pts · high 6.47% / low 5.96% Oct 2, 20266.47%▲ from 6.22% Sep 20, 20266.22%▲ from 5.96% Sep 14, 20265.96%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo One-Time Close Construction Loan	6.25%	-	6.508%	15 years
Details As Low As; Loan amounts greater than $832,750; Rates based on 80% loan to value; financing up to 90% loan to value; construction phase up to 1 year in addition to term Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 6.00% → 6.51% ▲ 0.51 pts · high 6.51% / low 6.00% Oct 2, 20266.51%▲ from 6.26% Sep 20, 20266.26%▲ from 6.00% Sep 14, 20266.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Conventional Fixed Rate	6.25%	-	6.538%	15 years
Details Rate (as low as); APR (as low as); Estimated Payment per $10,000 excluded Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 6.28% → 6.54% ▲ 0.25 pts · high 6.54% / low 6.28% Oct 2, 20266.54%▲ from 6.28% Sep 20, 20266.28%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
100% Conventional Fixed Rate	6.625%	-	6.899%	10 years
Details As Low As; No down payment required; first lien primary residence in Texas only Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 6.39% → 6.90% ▲ 0.51 pts · high 6.90% / low 6.39% Oct 2, 20266.90%▲ from 6.39% Sep 14, 20266.39%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
VA Fixed Rate - 15 years	6.375%	-	7.049%	15 years
Details As Low As; VA loan program; No down payment for eligible members; up to 100% financing Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.05% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
100% Conventional Fixed Rate	6.875%	-	7.155%	15 years
Details As Low As; No down payment required; first lien primary residence in Texas only Last Updated 10/12/2026 Rate History 1 change since Sep 14, 2026 · 6.65% → 7.16% ▲ 0.51 pts · high 7.16% / low 6.65% Oct 2, 20267.16%▲ from 6.65% Sep 14, 20266.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo Fixed Rate	7.125%	-	7.185%	20 years
Details As Low As; Loan amounts greater than $832,750; Loans exceeding 80% Loan-to-Value may require Private Mortgage Insurance (PMI); Jumbo loans may require larger down payments and additional qualifications; Origination fees may apply; Primary Residence and Second Homes available Last Updated 10/12/2026 Rate History 3 changes since Sep 14, 2026 · 6.43% → 7.19% ▲ 0.76 pts · high 7.19% / low 6.43% Oct 8, 20267.19%▲ from 7.06% Oct 2, 20267.06%▲ from 6.68% Sep 20, 20266.68%▲ from 6.43% Sep 14, 20266.43%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo One-Time Close Construction Loan	7.125%	-	7.217%	20 years
Details As Low As; Loan amounts greater than $832,750; Rates based on 80% loan to value; financing up to 90% loan to value; construction phase up to 1 year in addition to term Last Updated 10/12/2026 Rate History 3 changes since Sep 14, 2026 · 6.46% → 7.22% ▲ 0.76 pts · high 7.22% / low 6.46% Oct 8, 20267.22%▲ from 7.09% Oct 2, 20267.09%▲ from 6.71% Sep 20, 20266.71%▲ from 6.46% Sep 14, 20266.46%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Conventional Fixed Rate	7.125%	-	7.261%	20 years
Details Rate (as low as); APR (as low as); Estimated Payment per $10,000 excluded Last Updated 10/12/2026 Rate History 2 changes since Sep 20, 2026 · 6.76% → 7.26% ▲ 0.51 pts · high 7.26% / low 6.76% Oct 8, 20267.26%▲ from 7.13% Oct 2, 20267.13%▲ from 6.76% Sep 20, 20266.76%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
FHA Loan	6.375%	-	7.361%	15 years
Details As Low As; Estimated payment per $10,000: $86.43; Down payment as low as 3.5% of purchase price Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.36% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
VA Fixed Rate - 30 years	7.00%	-	7.418%	30 years
Details As Low As; VA loan program; No down payment for eligible members; up to 100% financing Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.42% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo Fixed Rate	7.50%	-	7.549%	30 years
Details As Low As; Loan amounts greater than $832,750; Loans exceeding 80% Loan-to-Value may require Private Mortgage Insurance (PMI); Jumbo loans may require larger down payments and additional qualifications; Origination fees may apply; Primary Residence and Second Homes available Last Updated 10/12/2026 Rate History 3 changes since Sep 14, 2026 · 6.79% → 7.55% ▲ 0.76 pts · high 7.55% / low 6.79% Oct 8, 20267.55%▲ from 7.42% Oct 2, 20267.42%▲ from 7.05% Sep 20, 20267.05%▲ from 6.79% Sep 14, 20266.79%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Jumbo One-Time Close Construction Loan	7.50%	-	7.574%	30 years
Details As Low As; Loan amounts greater than $832,750; Rates based on 80% loan to value; financing up to 90% loan to value; construction phase up to 1 year in addition to term Last Updated 10/12/2026 Rate History 3 changes since Sep 14, 2026 · 6.82% → 7.57% ▲ 0.76 pts · high 7.57% / low 6.82% Oct 8, 20267.57%▲ from 7.45% Oct 2, 20267.45%▲ from 7.07% Sep 20, 20267.07%▲ from 6.82% Sep 14, 20266.82%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Conventional Fixed Rate	7.50%	-	7.608%	30 years
Details Rate (as low as); APR (as low as); Estimated Payment per $10,000 excluded Last Updated 10/12/2026 Rate History 2 changes since Sep 20, 2026 · 7.10% → 7.61% ▲ 0.50 pts · high 7.61% / low 7.10% Oct 8, 20267.61%▲ from 7.48% Oct 2, 20267.48%▲ from 7.10% Sep 20, 20267.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
FHA Loan	7.00%	-	7.819%	30 years
Details As Low As; Estimated payment per $10,000: $66.53; Down payment as low as 3.5% of purchase price Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 7.82% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
100% Conventional Fixed Rate	7.75%	-	7.873%	20 years
Details As Low As; No down payment required; first lien primary residence in Texas only Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 7.12% → 7.87% ▲ 0.76 pts · high 7.87% / low 7.12% Oct 12, 20267.87%▲ from 7.75% Oct 2, 20267.75%▲ from 7.12% Sep 14, 20267.12%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
100% Conventional Fixed Rate	8.125%	-	8.224%	30 years
Details As Low As; No down payment required; first lien primary residence in Texas only Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 7.47% → 8.22% ▲ 0.76 pts · high 8.22% / low 7.47% Oct 12, 20268.22%▲ from 8.10% Oct 2, 20268.10%▲ from 7.47% Sep 14, 20267.47%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Randolph Brooks FCU Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity (1st Lien)	5.875%	-	6.112%	4 years
Details 1st lien; Estimated payment per $10,000: $234.28; Minimum loan amount $4,000; At least 20% equity required; Rates are 'as low as' Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 5.86% → 6.11% ▲ 0.25 pts · high 6.11% / low 5.86% Oct 2, 20266.11%▲ from 5.86% Sep 20, 20265.86%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Home Equity (1st Lien)	6.25%	-	6.397%	7 years
Details 1st lien; Estimated payment per $10,000: $147.29; Minimum loan amount $4,000; At least 20% equity required; Rates are 'as low as' Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 6.14% → 6.40% ▲ 0.25 pts · high 6.40% / low 6.14% Oct 2, 20266.40%▲ from 6.14% Sep 20, 20266.14%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Home Equity (1st Lien)	6.375%	-	6.483%	10 years
Details 1st lien; Estimated payment per $10,000: $112.91; Minimum loan amount $4,000; At least 20% equity required; Rates are 'as low as' Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 6.23% → 6.48% ▲ 0.25 pts · high 6.48% / low 6.23% Oct 2, 20266.48%▲ from 6.23% Sep 20, 20266.23%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Home Equity (1st Lien)	6.625%	-	6.686%	15 years
Details 1st lien; Estimated payment per $10,000: $87.80; Minimum loan amount $4,000; At least 20% equity required; Rates are 'as low as' Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 6.43% → 6.69% ▲ 0.25 pts · high 6.69% / low 6.43% Oct 2, 20266.69%▲ from 6.43% Sep 20, 20266.43%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Home Equity (2nd Lien)	6.625%	-	6.88%	4 years
Details As Low As; Minimum loan amount $4,000; At least 20% equity required; 2nd lien rates priced higher than 1st lien Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 6.37% → 6.88% ▲ 0.51 pts · high 6.88% / low 6.37% Oct 2, 20266.88%▲ from 6.62% Sep 20, 20266.62%▲ from 6.37% Sep 14, 20266.37%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Home Equity (2nd Lien)	7.00%	-	7.158%	7 years
Details As Low As; Minimum loan amount $4,000; At least 20% equity required; 2nd lien rates priced higher than 1st lien Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 6.65% → 7.16% ▲ 0.51 pts · high 7.16% / low 6.65% Oct 2, 20267.16%▲ from 6.90% Sep 20, 20266.90%▲ from 6.65% Sep 14, 20266.65%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Home Equity (2nd Lien)	7.125%	-	7.242%	10 years
Details As Low As; Minimum loan amount $4,000; At least 20% equity required; 2nd lien rates priced higher than 1st lien Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 6.74% → 7.24% ▲ 0.51 pts · high 7.24% / low 6.74% Oct 2, 20267.24%▲ from 6.99% Sep 20, 20266.99%▲ from 6.74% Sep 14, 20266.74%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Home Equity (2nd Lien)	7.375%	-	7.443%	15 years
Details As Low As; Minimum loan amount $4,000; At least 20% equity required; 2nd lien rates priced higher than 1st lien Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 6.94% → 7.44% ▲ 0.50 pts · high 7.44% / low 6.94% Oct 2, 20267.44%▲ from 7.19% Sep 20, 20267.19%▲ from 6.94% Sep 14, 20266.94%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Home Equity (1st Lien)	7.50%	-	7.556%	20 years
Details 1st lien; Estimated payment per $10,000: $80.56; Minimum loan amount $4,000; At least 20% equity required; Rates are 'as low as' Last Updated 10/12/2026 Rate History 2 changes since Sep 20, 2026 · 7.05% → 7.56% ▲ 0.50 pts · high 7.56% / low 7.05% Oct 8, 20267.56%▲ from 7.43% Oct 2, 20267.43%▲ from 7.05% Sep 20, 20267.05%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Home Equity (1st Lien)	7.875%	-	7.921%	30 years
Details 1st lien; Estimated payment per $10,000: $72.51; Minimum loan amount $4,000; At least 20% equity required; 30-year term offered only as first lien; Rates are 'as low as' Last Updated 10/12/2026 Rate History 2 changes since Sep 20, 2026 · 7.42% → 7.92% ▲ 0.50 pts · high 7.92% / low 7.42% Oct 8, 20267.92%▲ from 7.80% Oct 2, 20267.80%▲ from 7.42% Sep 20, 20267.42%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Home Equity (2nd Lien)	8.25%	-	8.312%	20 years
Details As Low As; Minimum loan amount $4,000; At least 20% equity required; 2nd lien rates priced higher than 1st lien Last Updated 10/12/2026 Rate History 3 changes since Sep 14, 2026 · 7.56% → 8.31% ▲ 0.76 pts · high 8.31% / low 7.56% Oct 8, 20268.31%▲ from 8.19% Oct 2, 20268.19%▲ from 7.81% Sep 20, 20267.81%▲ from 7.56% Sep 14, 20267.56%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Randolph Brooks FCU Auto Loan Rates

Product	Rate	Points	APR	Term
Auto/Truck	-	-	4.49%	24-36 months
Details As Low As; Up to 18.000% APR Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Auto/Truck	-	-	4.49%	37-48 months
Details As Low As; Up to 18.000% APR Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Auto/Truck	-	-	4.49%	49-60 months
Details As Low As; Up to 18.000% APR Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.49% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Auto/Truck	-	-	4.75%	61-66 months
Details As Low As; Up to 18.000% APR Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Auto/Truck	-	-	4.75%	67-72 months
Details As Low As; Up to 18.000% APR Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 4.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Auto/Truck	-	-	6.00%	73-78 months
Details As Low As; Up to 18.000% APR Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Auto/Truck	-	-	6.00%	79-84 months
Details As Low As; Up to 18.000% APR Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 6.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
VehicleVantage Auto/Truck	-	-	6.49%	24 - 36 months
Details As Low As; Rate(APR) Up to: 18.000% Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 6.49% → 6.49% ▼ 0.00 pts · high 18.00% / low 6.49% Oct 12, 20266.49%▼ from 18.00% Oct 8, 202618.00%▲ from 6.49% Sep 14, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
VehicleVantage Auto/Truck	-	-	6.49%	37 - 48 months
Details As Low As; Rate(APR) Up to: 18.000% Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 6.49% → 6.49% ▼ 0.00 pts · high 18.00% / low 6.49% Oct 12, 20266.49%▼ from 18.00% Oct 8, 202618.00%▲ from 6.49% Sep 14, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
VehicleVantage Auto/Truck	-	-	6.49%	49 - 60 months
Details As Low As; Rate(APR) Up to: 18.000% Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 6.49% → 6.49% ▼ 0.00 pts · high 18.00% / low 6.49% Oct 12, 20266.49%▼ from 18.00% Oct 8, 202618.00%▲ from 6.49% Sep 14, 20266.49%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
VehicleVantage Auto/Truck	-	-	6.75%	61 - 72 months
Details As Low As; Rate(APR) Up to: 18.000% Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 6.75% → 6.75% ▼ 0.00 pts · high 18.00% / low 6.75% Oct 12, 20266.75%▼ from 18.00% Oct 8, 202618.00%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Randolph Brooks FCU RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boat & Trailer Loan	-	5.95%	36 - 60 months
Details As Low As; Up to: 18.000% APR; Payment Per $1,000: $19.31 - $36.15 Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 5.95% → 5.95% ▼ 0.00 pts · high 18.00% / low 5.95% Oct 12, 20265.95%▼ from 18.00% Oct 8, 202618.00%▲ from 5.95% Sep 14, 20265.95%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Motorcycle Loan	-	5.95%	24 - 36 months
Details As Low As; Rate(APR) Up to: 18.000%; Payment Per $1,000: $30.40 - $49.92 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 18.00% → 5.95% ▼ 12.05 pts · high 18.00% / low 5.95% Oct 8, 20265.95%▼ from 18.00% Sep 20, 202618.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Motorcycle Loan	-	5.95%	37 - 48 months
Details As Low As; Rate(APR) Up to: 18.000%; Payment Per $1,000: $23.46 - $35.41 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 18.00% → 5.95% ▼ 12.05 pts · high 18.00% / low 5.95% Oct 8, 20265.95%▼ from 18.00% Sep 20, 202618.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Motorcycle Loan	-	5.95%	49 - 60 months
Details As Low As; Rate(APR) Up to: 18.000%; Payment Per $1,000: $19.31 - $28.96 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 18.00% → 5.95% ▼ 12.05 pts · high 18.00% / low 5.95% Oct 8, 20265.95%▼ from 18.00% Sep 20, 202618.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Boat & Trailer Loan	-	6.75%	61 - 66 months
Details As Low As; Up to: 11.750% APR; Payment Per $1,000: $18.18 - $21.85 Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 6.75% → 6.75% ▼ 0.00 pts · high 11.75% / low 6.75% Oct 12, 20266.75%▼ from 11.75% Oct 8, 202611.75%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Boat & Trailer Loan	-	6.75%	67 - 84 months
Details As Low As; Up to: 11.750% APR; Payment Per $1,000: $14.97 - $20.42 Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 6.75% → 6.75% ▼ 0.00 pts · high 11.75% / low 6.75% Oct 12, 20266.75%▼ from 11.75% Oct 8, 202611.75%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Boat & Trailer Loan	-	6.75%	85 - 96 months
Details As Low As; Up to: 11.750% APR; Payment Per $1,000: $13.51 - $17.39 Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 6.75% → 6.75% ▼ 0.00 pts · high 11.75% / low 6.75% Oct 12, 20266.75%▼ from 11.75% Oct 8, 202611.75%▲ from 6.75% Sep 14, 20266.75%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Motorcycle Loan	6.75%	6.75%	73 - 78 months
Details As Low As; Rate(APR) As low as: 6.750%; Rate(APR) Up to: 6.750%; For well-qualified buyers Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 6.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Motorcycle Loan	6.75%	6.75%	79 - 84 months
Details As Low As; Rate(APR) As low as: 6.750%; Rate(APR) Up to: 6.750%; For well-qualified buyers Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 6.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Motorcycle Loan	-	6.75%	61 - 66 months
Details As Low As; Rate(APR) Up to: 18.000%; Payment Per $1,000: $18.18 - $25.14 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 18.00% → 6.75% ▼ 11.25 pts · high 18.00% / low 6.75% Oct 8, 20266.75%▼ from 18.00% Sep 20, 202618.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Motorcycle Loan	-	6.75%	67 - 72 months
Details As Low As; Rate(APR) Up to: 18.000%; Payment Per $1,000: $16.93 - $23.76 Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 18.00% → 6.75% ▼ 11.25 pts · high 18.00% / low 6.75% Oct 8, 20266.75%▼ from 18.00% Sep 20, 202618.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Boat & Trailer Loan	-	7.00%	97 - 120 months
Details As Low As; Up to: 10.000% APR; Payment Per $1,000: $11.61 - $15.07 Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 7.00% → 7.00% ▼ 0.00 pts · high 10.00% / low 7.00% Oct 12, 20267.00%▼ from 10.00% Oct 8, 202610.00%▲ from 7.00% Sep 14, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Boat & Trailer Loan	-	7.50%	121 - 144 months
Details As Low As; Up to: 7.500% APR; Payment Per $1,000: $10.55 - $11.80; For well-qualified buyers; Boat length may not exceed 26 feet Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 7.50% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Boat & Trailer Loan	-	7.75%	145 - 180 months
Details As Low As; Up to: 7.750% APR; Payment Per $1,000: $9.41 - $10.64; For well-qualified buyers; Boat length may not exceed 26 feet Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 7.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Motorcycle Loan	5.95%	18.00%	24 - 36 months
Details As Low As; Rate(APR) As low as: 5.950%; Rate(APR) Up to: 18.000% Last Updated 10/12/2026 Rate History 2 changes since Sep 20, 2026 · 18.00% → 18.00% ▼ 0.00 pts · high 18.00% / low 5.95% Oct 12, 202618.00%▲ from 5.95% Oct 8, 20265.95%▼ from 18.00% Sep 20, 202618.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Motorcycle Loan	5.95%	18.00%	37 - 48 months
Details As Low As; Rate(APR) As low as: 5.950%; Rate(APR) Up to: 18.000% Last Updated 10/12/2026 Rate History 2 changes since Sep 20, 2026 · 18.00% → 18.00% ▼ 0.00 pts · high 18.00% / low 5.95% Oct 12, 202618.00%▲ from 5.95% Oct 8, 20265.95%▼ from 18.00% Sep 20, 202618.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Motorcycle Loan	5.95%	18.00%	49 - 60 months
Details As Low As; Rate(APR) As low as: 5.950%; Rate(APR) Up to: 18.000% Last Updated 10/12/2026 Rate History 2 changes since Sep 20, 2026 · 18.00% → 18.00% ▼ 0.00 pts · high 18.00% / low 5.95% Oct 12, 202618.00%▲ from 5.95% Oct 8, 20265.95%▼ from 18.00% Sep 20, 202618.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Motorcycle Loan	6.75%	18.00%	61 - 66 months
Details As Low As; Rate(APR) As low as: 6.750%; Rate(APR) Up to: 18.000% Last Updated 10/12/2026 Rate History 2 changes since Sep 20, 2026 · 18.00% → 18.00% ▼ 0.00 pts · high 18.00% / low 6.75% Oct 12, 202618.00%▲ from 6.75% Oct 8, 20266.75%▼ from 18.00% Sep 20, 202618.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Motorcycle Loan	6.75%	18.00%	67 - 72 months
Details As Low As; Rate(APR) As low as: 6.750%; Rate(APR) Up to: 18.000% Last Updated 10/12/2026 Rate History 2 changes since Sep 20, 2026 · 18.00% → 18.00% ▼ 0.00 pts · high 18.00% / low 6.75% Oct 12, 202618.00%▲ from 6.75% Oct 8, 20266.75%▼ from 18.00% Sep 20, 202618.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Randolph Brooks FCU Credit Card Rates

Product	Rate	APR
Premier Rate Credit Card	-	11.20%
Details Published APR range: 11.200% - 18.000%. Variable Rate (APR); APR will vary with market based on prime rate Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 11.20% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Premier Rate Mastercard	-	11.20%
Details Published APR range: 11.200% to 18.000%. As low as 11.200% APR; 2.9% introductory APR for 18 billing cycles on balance transfers and cash advances made during first 90 days (purchases not included); after that, 11.200% to 18.000% variable APR based on creditworthiness Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 11.20% APR · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Randolph Brooks FCU Personal Loan Rates

Product	APR	Term
Signature Loan	16.75%	25 - 36 months
Details As Low As; Rate (APR) Up to: 16.750% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 16.75% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Signature Loan	17.65%	37 - 48 months
Details As Low As; Rate (APR) Up to: 17.650% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 17.65% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Signature Loan	18.00%	4 - 12 months
Details As Low As; Rate (APR) Up to: 18.000% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 18.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Signature Loan	18.00%	13 - 24 months
Details As Low As; Rate (APR) Up to: 18.000% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 18.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Signature Loan	18.00%	49 - 60 months
Details As Low As; Rate (APR) Up to: 18.000% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 18.00% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Randolph Brooks FCU Other Rates

Product	Rate	Points	APY/APR	Term
Home Improvement - 10 years Loan	7.875%	-	8.448%	10 years
Details As Low As; Financing available up to 125% loan to value Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 8.45% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Home Improvement - 15 years Loan	8.50%	-	8.925%	15 years
Details As Low As; Financing available up to 125% loan to value Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 8.93% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Home Improvement - 4 years Loan	7.25%	-	8.529%	4 years
Details As Low As; Financing available up to 125% loan to value Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 8.53% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Home Improvement - 7 years Loan	7.625%	-	8.40%	7 years
Details As Low As; Financing available up to 125% loan to value Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 8.40% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Land - 10 years Loan	8.50%	-	8.848%	10 years
Details Rate (as low as); APR (as low as); Rates listed are based on 80% loan to value. Financing available up to 100% loan to value subject to rate adjustments and additional qualifications. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 8.85% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Land - 15 years Loan	8.875%	-	9.132%	15 years
Details Rate (as low as); APR (as low as); Rates listed are based on 80% loan to value. Financing available up to 100% loan to value subject to rate adjustments and additional qualifications. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 9.13% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Land - 4 years Loan	7.875%	-	8.64%	4 years
Details Rate (as low as); APR (as low as); Rates listed are based on 80% loan to value. Financing available up to 100% loan to value subject to rate adjustments and additional qualifications. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 8.64% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Land - 7 years Loan	8.125%	-	8.59%	7 years
Details Rate (as low as); APR (as low as); Rates listed are based on 80% loan to value. Financing available up to 100% loan to value subject to rate adjustments and additional qualifications. Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 8.59% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Line of Credit	-	-	11.20%
Details As Low As; Rate(APR) Up to: 18.000% Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 11.20% APR Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Motorcycle Loan	-	-	6.75%	73 - 78 months
Details As Low As; Rate(APR) Up to: 6.750%; Payment Per $1,000: $15.87 - $16.74 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 6.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Motorcycle Loan	-	-	6.75%	79 - 84 months
Details As Low As; Rate(APR) Up to: 6.750%; Payment Per $1,000: $14.97 - $15.71 Last Updated 10/12/2026 Rate History No change since Sep 20, 2026 · 6.75% APR · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
One-Time Close Construction Loan	6.00%	-	6.535%	10 years
Details Rate and APR shown as low as; Estimated Payment per $10,000: $111.02; Rates listed are based on 80% loan to value; Financing available up to 90% loan to value; Origination fees may apply; construction phase up to 1 year in addition to terms listed Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 6.28% → 6.54% ▲ 0.25 pts · high 6.54% / low 6.28% Oct 2, 20266.54%▲ from 6.28% Sep 20, 20266.28%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
One-Time Close Construction Loan	6.25%	-	6.714%	15 years
Details Rate and APR shown as low as; Estimated Payment per $10,000: $85.74; Rates listed are based on 80% loan to value; Financing available up to 90% loan to value; Origination fees may apply; construction phase up to 1 year in addition to terms listed Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 6.46% → 6.71% ▲ 0.26 pts · high 6.71% / low 6.46% Oct 2, 20266.71%▲ from 6.46% Sep 20, 20266.46%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
One-Time Close Construction Loan	7.125%	-	7.405%	20 years
Details Rate and APR shown as low as; Estimated Payment per $10,000: $78.28; Rates listed are based on 80% loan to value; Financing available up to 90% loan to value; Origination fees may apply; construction phase up to 1 year in addition to terms listed Last Updated 10/12/2026 Rate History 2 changes since Sep 20, 2026 · 6.90% → 7.41% ▲ 0.51 pts · high 7.41% / low 6.90% Oct 8, 20267.41%▲ from 7.28% Oct 2, 20267.28%▲ from 6.90% Sep 20, 20266.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
One-Time Close Construction Loan	7.50%	-	7.722%	30 years
Details Rate and APR shown as low as; Estimated Payment per $10,000: $69.92; Rates listed are based on 80% loan to value; Financing available up to 90% loan to value; Origination fees may apply; construction phase up to 1 year in addition to terms listed Last Updated 10/12/2026 Rate History 2 changes since Sep 20, 2026 · 7.21% → 7.72% ▲ 0.51 pts · high 7.72% / low 7.21% Oct 8, 20267.72%▲ from 7.60% Oct 2, 20267.60%▲ from 7.21% Sep 20, 20267.21%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Promo Refinance	5.625%	-	5.95%	5 years
Details As Low As; Estimated Payment per $10,000 not extracted; 5% equity required. Only available for first lien mortgage on primary residence or second home. Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 5.44% → 5.95% ▲ 0.51 pts · high 5.95% / low 5.44% Oct 2, 20265.95%▲ from 5.70% Sep 20, 20265.70%▲ from 5.44% Sep 14, 20265.44%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Promo Refinance	5.875%	-	6.089%	8 years
Details As Low As; 5% equity required. Only available for first lien mortgage on primary residence or second home. Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 5.58% → 6.09% ▲ 0.51 pts · high 6.09% / low 5.58% Oct 2, 20266.09%▲ from 5.84% Sep 20, 20265.84%▲ from 5.58% Sep 14, 20265.58%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Promo Refinance	6.00%	-	6.163%	11 years
Details As Low As; 5% equity required. Only available for first lien mortgage on primary residence or second home. Last Updated 10/12/2026 Rate History 2 changes since Sep 14, 2026 · 5.66% → 6.16% ▲ 0.51 pts · high 6.16% / low 5.66% Oct 2, 20266.16%▲ from 5.91% Sep 20, 20265.91%▲ from 5.66% Sep 14, 20265.66%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
RBFCU Choice Money Market	-	-	2.22%
Min Balance $2,500 Details Published APY range: 2.22% - 2.04%. Balance: $10,000.01 - $25,000 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 2.22% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%
Savings	-	-	0.30%
Min Deposit $1 Details $1 minimum deposit to open account; dividends paid monthly; no monthly service fees Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.89%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Randolph Brooks FCU’s Texas Ratio rose from 3.01% in Q3 2023 to 5.89% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this credit union’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$19.6B	5.89%	5.0	A+
March 31, 2026	$19.2B	4.80%	5.0	A+
December 31, 2025	$19.2B	5.12%	5.0	A+
September 30, 2025	$18.9B	4.42%	5.0	A+
June 30, 2025	$18.7B	4.89%	5.0	A+
March 31, 2025	$18.5B	3.71%	5.0	A+
December 31, 2024	$18.0B	4.72%	5.0	A+
September 30, 2024	$17.5B	4.26%	5.0	A+
June 30, 2024	$17.7B	4.46%	5.0	A+
March 31, 2024	$17.5B	3.07%	5.0	A+
December 31, 2023	$18.0B	3.65%	5.0	A+
September 30, 2023	$17.9B	3.01%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Randolph Brooks FCU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Randolph Brooks FCU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Randolph Brooks FCU's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Randolph Brooks FCU

Website https://www.rbfcu.org

Address 1 IKEA-RBFCU Parkway, Live Oak, TX 78233-2416

Phone 210-945-3333

Fax 210-637-4175

President Edward Polansky

CEO Mark Sekula

Full-Time Employees 2,461

Part-Time Employees 7

Branch Locations 70

ATM Locations 70

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.89%

Return on Assets (ROA)

0.7370%

Return on Equity (ROE)

5.4929%

Non-Performing Loans Ratio (NPL)

1.27%

Total Assets

19,565,099,575

Total Amount of Shares and Deposits

15,577,876,814

Total Shares and Deposits < 1 Year

13,964,068,606

Total Shares and Deposits 1 3 Years

1,493,280,188

Total Shares and Deposits > 3 Years

120,528,019

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

2,464,595,942

Total Uninsured Shares and Deposits > $250K (F+J)

2,464,595,942

Total Insured Shares and Deposits > $250K (item 17 less item K)

13,113,280,872

Total Interest Expense (Sum of items 6 8)

185,821,765

Share Certificates

107,881

Number of Accounts for Share Drafts

939,660

IRA KEOGH Accounts

38,188

Number of Accounts for Regular Shares

1,321,954

Money Market Shares

133,224

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

234,375,370

Total Liabilities

17,145,788,092

Source: NCUA — Last Updated 06/30/2026

Q2 2026 MBR Health & Safety Badge

Randolph Brooks FCU earned the Verified Healthy badge

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Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Randolph Brooks FCU

How many branches does Randolph Brooks FCU operate?

Randolph Brooks FCU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Randolph Brooks FCU?

Yes, to access services at Randolph Brooks FCU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Randolph Brooks FCU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Randolph Brooks FCU provides members with tools to manage their accounts and build a solid financial history.

Does Randolph Brooks FCU offer online and mobile banking?

Most modern institutions like Randolph Brooks FCU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.rbfcu.org.

Current Randolph Brooks FCU Rates

12-Month CD3.65%
18-Month CD3.75%
24-Month CD3.70%
60-Month CD3.51%
Savings0.50%
MMA2.43%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Randolph Brooks FCU Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Randolph Brooks FCU Texas Ratio

Randolph Brooks FCU Health Trend

Randolph Brooks FCU CD Rates

Randolph Brooks FCU Savings Rates

Randolph Brooks FCU Money Market Rates

Randolph Brooks FCU Checking Rates

Randolph Brooks FCU Mortgage Rates

Randolph Brooks FCU Home Equity & HELOC

Randolph Brooks FCU Auto Loan Rates

Randolph Brooks FCU RV, Boat and Powersport Loan Rates

Randolph Brooks FCU Credit Card Rates

Randolph Brooks FCU Personal Loan Rates

Randolph Brooks FCU Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Randolph Brooks FCU earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Randolph Brooks FCU

How many branches does Randolph Brooks FCU operate?

Is a member application needed to join Randolph Brooks FCU?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Randolph Brooks FCU offer online and mobile banking?

Current Randolph Brooks FCU Rates

Compare to Other Credit Unions