|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Unity Catholic Federal Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: October 28, 2026
Unity Catholic Federal Credit Union's CD (1 Year) rates are at 3.80%, CD (4 Year) rates are at 3.75%, CD (5 Year) rates are at 3.75%, CD (2 Year) rates are at 3.70%, CD (3 Year) rates are at 3.70%. Unity Catholic Federal Credit Union's savings rates are at 0.80%. Unity Catholic Federal Credit Union's money market rates are at 0.20%. Unity Catholic Federal Credit Union's Auto Loan Rates are as low as 4.74%. Unity Catholic Federal Credit Union's Credit Card Rates are at 11.99%. Unity Catholic Federal Credit Union's CD rates are 29% higher than the MonitorBankRates national average, and it has an A health rating. MonitorBankRates evaluates the financial stability of Unity Catholic Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.50%. Rates last updated and verified on 10/28/2026. Unity Catholic Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Unity Catholic Federal Credit Union? Share your experience about Unity Catholic Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Unity Catholic Federal Credit Union. Unity Catholic Federal Credit Union
St Charles Office 5839 Ridge Rd
https://www.unitycatholiccu.org Parma, OH 44129-3165  Customer Reviews
Be the first to review
Write a Review
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends. Unity Catholic Federal Credit Union CD Rates
Unity Catholic Federal Credit Union Savings Rates
Unity Catholic Federal Credit Union Money Market Rates
Unity Catholic Federal Credit Union Checking Rates
Unity Catholic Federal Credit Union Auto Loan Rates
Unity Catholic Federal Credit Union Credit Card Rates
Financial Health HistoryUnity Catholic Federal Credit Union’s Texas Ratio rose from 3.21% in Q3 2023 to 6.50% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A+ to A. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Unity Catholic Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Unity Catholic Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Unity Catholic Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Unity Catholic Federal Credit Union
Website
https://www.unitycatholiccu.org
Address
5839 Ridge Rd,
Parma, OH 44129-3165
Phone
440-886-2558
Fax
440-886-0602
President
Michael Stanko
CEO
Brian McCue
Full-Time Employees
22
Part-Time Employees
4
Branch Locations
2
ATM Locations
2
NCUA Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.50%
Return on Assets (ROA)
0.2104%
Return on Equity (ROE)
2.3133%
Non-Performing Loans Ratio (NPL)
0.98%
Total Assets
98,007,845
Total Amount of Shares and Deposits
88,498,963
Total Shares and Deposits < 1 Year
84,442,798
Total Shares and Deposits 1 3 Years
3,061,573
Total Shares and Deposits > 3 Years
994,593
Total Insured Shares and Deposits > $250K (item 17 less item K)
88,498,963
Total Interest Expense (Sum of items 6 8)
602,002
Share Certificates
1,420
Number of Accounts for Share Drafts
2,514
IRA KEOGH Accounts
212
Number of Accounts for Regular Shares
10,067
Money Market Shares
329
Net Income (unless the amount is already included in Undivided Earnings)
206,196
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,805,569
Total Liabilities
89,305,819
Source: NCUA — Last Updated 06/30/2026
Customer Reviews
There are no reviews for Unity Catholic Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Unity Catholic Federal Credit Union
Frequently Asked Questions About Unity Catholic Federal Credit UnionDoes Unity Catholic Federal Credit Union offer CDs?Yes. Unity Catholic Federal Credit Union current CD rates include its CD (1 Year) at 3.80% APY, its CD (4 Year) at 3.75% APY and its CD (5 Year) at 3.75% APY, verified by MonitorBankRates as of October 28, 2026. Are CDs from Unity Catholic Federal Credit Union NCUA insured?Yes. Unity Catholic Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at Unity Catholic Federal Credit Union?The highest Unity Catholic Federal Credit Union CD rate is its SPECIAL CD (25 month) at 4.37% APY, verified by MonitorBankRates as of October 28, 2026. What CD terms does Unity Catholic Federal Credit Union offer?Unity Catholic Federal Credit Union CD rates are 3.80% APY for a 12 month CD, 3.70% APY for a 2 year CD, 3.70% APY for a 3 year CD, 3.75% APY for a 4 year CD and 3.75% APY for a 5 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Unity Catholic Federal Credit Union for its full lineup. What is the highest savings rate at Unity Catholic Federal Credit Union?The highest Unity Catholic Federal Credit Union savings rate is its Share Account (Savings) at 0.05% APY, verified by MonitorBankRates as of October 28, 2026. What is the highest money market rate at Unity Catholic Federal Credit Union?The highest Unity Catholic Federal Credit Union money market rate is its Money Market Savings at 0.80% APY, verified by MonitorBankRates as of October 28, 2026. What is the highest checking rate at Unity Catholic Federal Credit Union?The highest Unity Catholic Federal Credit Union checking rate is its Money Market Checking at 0.20% APY, verified by MonitorBankRates as of October 28, 2026. What is the lowest auto loan rate at Unity Catholic Federal Credit Union?The lowest Unity Catholic Federal Credit Union auto loan rate is its Auto Loans at 4.74% APR, verified by MonitorBankRates as of October 28, 2026. What is the lowest credit card APR at Unity Catholic Federal Credit Union?The lowest Unity Catholic Federal Credit Union credit card APR is its The Unity Catholic FCU VISA Card Credit Card at 11.99% APR, verified by MonitorBankRates as of October 28, 2026. How many branches does Unity Catholic Federal Credit Union operate?Unity Catholic Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Unity Catholic Federal Credit Union?Yes, to access services at Unity Catholic Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Unity Catholic Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Unity Catholic Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Unity Catholic Federal Credit Union offer online and mobile banking?Most modern institutions like Unity Catholic Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.unitycatholiccu.org. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do Unity Catholic Federal Credit Union rates compare?Unity Catholic Federal Credit Union's CD rates are 29% higher than the MonitorBankRates national average, and it has an A health rating. Unity Catholic Federal Credit Union's top rates are its SPECIAL CD (25 month) at 4.37% APY, its Money Market Savings at 0.80% APY, its Money Market Checking at 0.20% APY, its Auto Loans at 4.74% APR and its The Unity Catholic FCU VISA Card Credit Card at 11.99% APR, verified by MonitorBankRates on October 28, 2026. Current Unity Catholic Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Credit Unions
UP State Credit Union
WEPCO Federal Credit Union
Florida Credit Union
Fairfield Credit Union
Auburn Community Federal Credit Union
Greater Kinston Credit Union
Merced School Employees Federal Credit Union
Rhode Island Credit Union
Pacific NW Federal Credit Union
National Employees Federal Credit Union
Anmed Federal Credit Union
SARCO Federal Credit Union
Americas Federal Credit Union ACU
Star One Credit Union
Pee Dee Federal Credit Union
Pampa Teachers Federal Credit Union
Fort Randall Federal Credit Union
Industrial Employees Credit Union
Gulf Winds Credit Union
Summit Ridge Credit Union
Local Union 392 Federal Credit Union
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
