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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Diamond Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
Diamond Credit Union's 10 Year Jumbo CD rates are at 3.81%, 24 Month Jumbo CD rates are at 3.81%, 30 Month Jumbo CD rates are at 3.81%, 36 Month Jumbo CD rates are at 3.81%, 48 Month Jumbo CD rates are at 3.81%. Diamond Credit Union's savings rates are at 0.13%. Diamond Credit Union's money market rates are at 0.51%. Diamond Credit Union's Conventional 15 Year rates are at 5.62%, Conventional 10 Year rates are at 5.62%, Conventional 30 Year rates are at 5.88%, Conventional 20 Year rates are at 5.88%. Diamond Credit Union's Personal Loan Rates are at 9.79%. MonitorBankRates evaluates the financial stability of Diamond Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.77%. Rates were last updated on 04/19/2026. Diamond Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Diamond Credit Union? Share your experience about Diamond Credit Union by leaving a review below, or read customer reviews before you decide to use Diamond Credit Union. 
Diamond Credit Union CD Rates
Diamond Credit Union Savings Rates
Diamond Credit Union Money Market Rates
Diamond Credit Union Checking Rates
Diamond Credit Union Mortgage Rates
Diamond Credit Union Home Equity & HELOC
Diamond Credit Union Auto Loan Rates
Diamond Credit Union Credit Card Rates
Diamond Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Diamond Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Diamond Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Diamond Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Diamond Credit Union
Website
https://www.diamondcu.org
Address
1600 Medical Dr,
Pottstown, PA 19464 3242
Phone
610-326-5490
Fax
610-718-0294
President
Patrick Austin
CEO
Rick Patel
Full-Time Employees
208
Part-Time Employees
11
Branch Locations
8
ATM Locations
8
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.77%
Return on Assets (ROA)
0.7941%
Return on Equity (ROE)
7.7868%
Non-Performing Loans Ratio (NPL)
0.31%
Total Assets
1,137,825,723
Total Amount of Shares and Deposits
1,004,239,677
Total Shares and Deposits < 1 Year
883,633,794
Total Shares and Deposits 1 3 Years
93,714,916
Total Shares and Deposits > 3 Years
26,890,967
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
62,173,680
Total Uninsured Shares and Deposits > $250K (F+J)
62,173,680
Total Insured Shares and Deposits > $250K (item 17 less item K)
942,065,997
Total Interest Expense (Sum of items 6 8)
14,226,462
Share Certificates
8,267
Number of Accounts for Share Drafts
50,924
IRA KEOGH Accounts
3,108
Number of Accounts for Regular Shares
81,879
All other shares
189
Money Market Shares
6,350
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
94,520,729
Total Liabilities
1,019,350,276
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Diamond Credit UnionIs Diamond Credit Union a safe place to deposit money?Yes, Diamond Credit Union is considered a safe financial institution. With a Texas Ratio of 1.7691982410089%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Diamond Credit Union operate?Diamond Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Diamond Credit Union?Yes, to access services at Diamond Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Diamond Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Diamond Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Diamond Credit Union offer online and mobile banking?Most modern institutions like Diamond Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.diamondcu.org. Current Diamond Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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