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Diamond Credit Union

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Diamond Credit Union Rates & Review July 2026

Q: How many branches does Diamond Credit Union operate?

Diamond Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is a member application needed to join Diamond Credit Union?

Yes, to access services at Diamond Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Is there a first-time homebuyer program?

Currently, Diamond Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Diamond Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: July 11, 2026

You can compare Diamond Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 2.22%, 6-month share certificate rates at 2.76% and 3-month share certificate rates at 0.10%. Savings rates are at 0.10% and money market rates are at 0.20%. Mortgage rates on 30-year fixed loans are around 6.07%. All these rates can be compared to Diamond Credit Union rates. MonitorBankRates evaluates the financial stability of Diamond Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.69%. Rates were last updated on 07/11/2026.

Diamond Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Diamond Credit Union? Share your experience about Diamond Credit Union by leaving a review below, or read customer reviews before you decide to use Diamond Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.69%

Excellent Lower than avg

Diamond Credit Union
Headquarters

1600 Medical Dr
Pottstown, PA 19464 3242

https://www.diamondcu.org

Current Rate Availability

We do not have Diamond Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Diamond Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Diamond Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Diamond Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Diamond Credit Union

Website https://www.diamondcu.org

Address 1600 Medical Dr, Pottstown, PA 19464 3242

Phone 610-326-5490

Fax 610-718-0294

President Patrick Austin

CEO Rick Patel

Full-Time Employees 208

Part-Time Employees 11

Branch Locations 8

ATM Locations 8

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.69%

Return on Assets (ROA)

0.7941%

Return on Equity (ROE)

7.7868%

Non-Performing Loans Ratio (NPL)

0.31%

Total Assets

1,137,825,723

Total Amount of Shares and Deposits

1,004,239,677

Total Shares and Deposits < 1 Year

883,633,794

Total Shares and Deposits 1 3 Years

93,714,916

Total Shares and Deposits > 3 Years

26,890,967

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

62,173,680

Total Uninsured Shares and Deposits > $250K (F+J)

62,173,680

Total Insured Shares and Deposits > $250K (item 17 less item K)

942,065,997

Total Interest Expense (Sum of items 6 8)

14,226,462

Share Certificates

8,267

Number of Accounts for Share Drafts

50,924

IRA KEOGH Accounts

3,108

Number of Accounts for Regular Shares

81,879

All other shares

189

Money Market Shares

6,350

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

94,520,729

Total Liabilities

1,019,350,276

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

There are no reviews for Diamond Credit Union yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for Diamond Credit Union

Frequently Asked Questions About Diamond Credit Union

How many branches does Diamond Credit Union operate?

Diamond Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Diamond Credit Union?

Yes, to access services at Diamond Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Diamond Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Diamond Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Diamond Credit Union offer online and mobile banking?

Most modern institutions like Diamond Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.diamondcu.org.