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Williamson County Catholic Credit Union Rates & Review April 2026

Williamson County Catholic Credit Union's 5 month (Special) CD rates are at 4.32%, 11 month (Special) CD rates are at 4.06%, 24 month CD rates are at 3.52%, 18 month CD rates are at 3.02%, 36 month CD rates are at 2.52%. Williamson County Catholic Credit Union's savings rates are at 0.35%. MonitorBankRates evaluates the financial stability of Williamson County Catholic Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/19/2026.

Williamson County Catholic Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Williamson County Catholic Credit Union? Share your experience about Williamson County Catholic Credit Union by leaving a review below, or read customer reviews before you decide to use Williamson County Catholic Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Williamson County Catholic Credit Union
WCCCU
210 W Monroe St
Herrin, IL 62948
https://wcccu.us/
Member NCUA

Williamson County Catholic Credit Union CD Rates

Product Rate APY Term View More
5 month (Special) Share Certificate 4.25% 4.32% 5
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
11 month (Special) Share Certificate 4.00% 4.06% 11
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 month Share Certificate 3.50% 3.52% 24
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 month Share Certificate 3.00% 3.02% 18
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 month Share Certificate 2.50% 2.52% 36
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 month Share Certificate 2.00% 2.02% 12
Min Balance $1,000
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Williamson County Catholic Credit Union Savings Rates

Product Rate APY View More
Regular Savings - 0.35%
Min Deposit $5
Min Balance $25
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Special Savings (Vacation, Taxes, or Christmas Savings) - 0.35%
Min Deposit $0
Min Balance $0
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Williamson County Catholic Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Williamson County Catholic Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Williamson County Catholic Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Williamson County Catholic Credit Union
Address 210 W Monroe St, Herrin, IL 62948
Phone 618-942-5626
Fax 618-942-8084
President Stanley Matuszczak
CEO Robbie Wiseman
Full-Time Employees 1
Part-Time Employees 1
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.4888%
Return on Equity (ROE)
5.3289%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
2,726,729
Total Amount of Shares and Deposits
2,474,406
Total Shares and Deposits < 1 Year
2,449,277
Total Shares and Deposits 1 3 Years
25,129
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
10,716
Total Uninsured Shares and Deposits > $250K (F+J)
10,716
Total Insured Shares and Deposits > $250K (item 17 less item K)
2,463,690
Total Interest Expense (Sum of items 6 8)
33,461
Share Certificates
61
Number of Accounts for Regular Shares
633
All other shares
19
Net Income (unless the amount is already included in Undivided Earnings)
13,329
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
179,431
Total Liabilities
2,476,603
Source: NCUA — Last Updated 09/30/2025

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Frequently Asked Questions About Williamson County Catholic Credit Union

Is Williamson County Catholic Credit Union a safe place to deposit money?

Yes, Williamson County Catholic Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Williamson County Catholic Credit Union operate?

Williamson County Catholic Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Williamson County Catholic Credit Union?

Yes, to access services at Williamson County Catholic Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Williamson County Catholic Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Williamson County Catholic Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Williamson County Catholic Credit Union offer online and mobile banking?

Most modern institutions like Williamson County Catholic Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://wcccu.us/.

Current Williamson County Catholic Credit Union Rates

  • 12-Month CD2.02%
  • 18-Month CD3.02%
  • 24-Month CD3.52%
  • Savings0.35%
Retrieved from our database of financial products. Rates subject to change.