What are the current interest rates at First Bank Clewiston, FL?

Current rates for First Bank Clewiston, FL include: 12-Month CD: 3.56%, 36-Month CD: 3.82%, Savings: 0.15%, MMA: 0.80%

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First Bank Clewiston, FL

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First Bank Clewiston, FL Rates & Review September 2026

Q: How many branches does First Bank Clewiston, FL operate?

First Bank Clewiston, FL currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Bank Clewiston, FL provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: September 14, 2026

First Bank Clewiston, FL's 36-Month Certificate rates are at 3.82%, 12-Month Certificate rates are at 3.56%. First Bank Clewiston, FL's savings rates are at 0.15%. First Bank Clewiston, FL's money market rates are at 0.80%. MonitorBankRates evaluates the financial stability of First Bank Clewiston, FL with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.00%. Rates last updated and verified on 09/14/2026.

First Bank Clewiston, FL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Bank Clewiston, FL? Share your experience about First Bank Clewiston, FL by leaving a review below, or read customer reviews before you decide to use First Bank Clewiston, FL.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

2.00%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

First Bank

300 E Sugarland Hwy
Clewiston, FL 33440

https://www.first1bank.com

First Bank Clewiston, FL CD Rates

Product	Rate	APY	Term
36 Month Certificate	3.75%	3.82%	36 Month
Min Deposit $2,500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%
12 Month Certificate	3.50%	3.56%	12 Month
Min Deposit $2,500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%

First Bank Clewiston, FL Savings Rates

Product	Rate	APY
First1Savings Account	0.35%	0.35%
Min Deposit $50 Min Balance $500,000 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%
First1Savings Account	0.30%	0.30%
Min Deposit $50 Min Balance $250,000 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%
First1Savings Account	0.25%	0.25%
Min Deposit $50 Min Balance $25,000 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%
First1Savings Account	0.20%	0.20%
Min Deposit $50 Min Balance $2,500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%
First1Savings Account	0.15%	0.15%
Min Deposit $50 Min Balance $0 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%

First Bank Clewiston, FL Money Market Rates

Product	Rate	APY
Money Market Account	2.05%	2.07%
Min Deposit $100 Min Balance $1,000,000 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%
Money Market Account	1.80%	1.81%
Min Deposit $100 Min Balance $500,000 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%
Money Market Account	1.70%	1.71%
Min Deposit $100 Min Balance $250,000 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%
Money Market Account	1.50%	1.51%
Min Deposit $100 Min Balance $100,000 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%
Money Market Account	1.30%	1.31%
Min Deposit $100 Min Balance $50,000 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%
Money Market Account	1.10%	1.11%
Min Deposit $100 Min Balance $25,000 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%
Money Market Account	0.90%	0.90%
Min Deposit $100 Min Balance $10,000 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%
Money Market Account	0.80%	0.80%
Min Deposit $100 Min Balance $0 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%

First Bank Clewiston, FL Checking Rates

Product	Rate	APY
First1Interest Checking Account	0.35%	0.35%
Min Deposit $100 Min Balance $500,000 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%
First1Interest Checking Account	0.30%	0.30%
Min Deposit $100 Min Balance $250,000 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%
First1Interest Checking Account	0.25%	0.25%
Min Deposit $100 Min Balance $25,000 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%
First1Interest Checking Account	0.20%	0.20%
Min Deposit $100 Min Balance $2,500 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%
First1Interest Checking Account	0.15%	0.15%
Min Deposit $100 Min Balance $0 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%

First Bank Clewiston, FL Other Rates

Product	Rate	Points	APY/APR
Kasasa Cash Checking	5.00%	-	5.12%
Min Deposit $100 Min Balance $0 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%
Kasasa Cash Checking	0.75%	-	5.12%
Min Deposit $100 Min Balance $25,001 Details APY range: 5.12% to 1.84%* Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%
Kasasa Cash Checking	0.05%	-	0.05%
Min Deposit $100 Details Base Rate (Qualifications not met) Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%
Kasasa Saver Savings	1.05%	-	1.06%
Min Deposit $50 Min Balance $0 Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%
Kasasa Saver Savings	0.40%	-	1.06%
Min Deposit $50 Min Balance $25,001 Details APY range: 1.06% to 0.56%* Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%
Kasasa Saver Savings	0.05%	-	0.05%
Min Deposit $50 Details Base Rate (Qualifications not met) Last Updated 09/14/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 2.00%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

First Bank Clewiston, FL’s Texas Ratio stayed near 2.46% in Q3 2023 to 2.00% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$811M	2.00%	5.0	A+
March 31, 2026	$823M	0.23%	5.0	A+
December 31, 2025	$815M	0.27%	5.0	A+
September 30, 2025	$787M	0.15%	5.0	A+
June 30, 2025	$800M	0.00%	5.0	A+
March 31, 2025	$814M	0.00%	5.0	A+
December 31, 2024	$740M	0.00%	5.0	A+
September 30, 2024	$729M	0.60%	5.0	A+
June 30, 2024	$728M	1.07%	5.0	A+
March 31, 2024	$722M	0.91%	5.0	A+
December 31, 2023	$704M	0.71%	5.0	A+
September 30, 2023	$695M	2.46%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Bank Clewiston, FL is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Bank Clewiston, FL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Bank Clewiston, FL's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Bank Clewiston, FL

Bank Holding Company PIONEER BANKCORP INC

Address 300 E Sugarland Hwy, Clewiston, FL 33440 · Hendry

Website https://www.first1bank.com

FDIC Certificate # 9620

Established 19220101

FDIC Insurance Date 19340101

Domestic Offices 7

Total Branches 7

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 99/100

5.0

Exceptional Out of 5.0 Stars

2.00%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 1.4781%

Return on Equity (ROE) 15.6900%

Non-Performing Loans (NPL) 0.19%

Total Assets $810,512,000

Total Deposits $727,269,000

Equity Capital $77,493,000

Net Income $6,032,000

Headquarters Clewiston

Total Branches and Offices 7

Source: FDIC | Last Updated 06/30/2026

2026 MBR Health & Safety Badge

First Bank Clewiston, FL earned the Verified Healthy badge

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Frequently Asked Questions About First Bank Clewiston, FL

How many branches does First Bank Clewiston, FL operate?

First Bank Clewiston, FL currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Bank Clewiston, FL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Bank Clewiston, FL provides members with tools to manage their accounts and build a solid financial history.

Does First Bank Clewiston, FL offer online and mobile banking?

Most modern institutions like First Bank Clewiston, FL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.first1bank.com.