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Colorado Federal Savings Bank Rates & Review March 2026

Colorado Federal Savings Bank's 6-Month CD rates are at 4.00%, 12-Month CD rates are at 3.90%, 18-Month CD rates are at 3.85%, 24-Month CD rates are at 3.80%, 36-Month CD rates are at 3.75%. Colorado Federal Savings Bank's savings rates are at 3.80%. MonitorBankRates evaluates the financial stability of Colorado Federal Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.27%. Rates were last updated on 03/25/2026.

Colorado Federal Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Colorado Federal Savings Bank? Share your experience about Colorado Federal Savings Bank by leaving a review below, or read customer reviews before you decide to use Colorado Federal Savings Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.27%
Excellent Lower than avg
Colorado Federal Savings Bank
8400 E Prentice Ave
Greenwood Village, CO 80111
https://www.coloradofederalbank.com
Member FDIC

Colorado Federal Savings Bank CD Rates

Product Rate APY Term View More
6 Month CD 3.92% 4.00% 6 Month
Min Deposit $5,000
Min Balance $5,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
12 Month CD 3.83% 3.90% 12 Month
Min Deposit $5,000
Min Balance $5,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
18 Month CD 3.78% 3.85% 18 Month
Min Deposit $5,000
Min Balance $5,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
24 Month CD 3.73% 3.80% 24 Month
Min Deposit $5,000
Min Balance $5,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
36 Month CD 3.68% 3.75% 36 Month
Min Deposit $5,000
Min Balance $5,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
60 Month CD 3.54% 3.60% 60 Month
Min Deposit $5,000
Min Balance $5,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
3 Month CD 3.44% 3.50% 3 Month
Min Deposit $5,000
Min Balance $5,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
No Penalty Certificate of Deposit - 3.50% APY 11 Month 3.44% 3.50% 11 Month
Min Deposit $5,000
Min Balance $5,000
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%

Colorado Federal Savings Bank Savings Rates

Product Rate APY View More
Premier Savings 3.78% 3.85%
Min Balance $50,000
Details New Customer***
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%
High Yield Savings 3.74% 3.80%
Min Balance $1
Last Updated 03/25/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.27%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Colorado Federal Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Colorado Federal Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Colorado Federal Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Colorado Federal Savings Bank
Bank Holding Company SILVER QUEEN FINL SERVICES INC
Address 8400 E Prentice Ave, Greenwood Village, CO 80111  ·  Arapahoe
FDIC Certificate # 33111
Established 06/29/1990
FDIC Insurance Date 06/29/1990
Domestic Offices 1
Total Branches 1
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.27%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.0038%
Return on Equity (ROE) 8.4100%
Non-Performing Loans (NPL) 0.03%
Total Assets $2,723,291,000
Total Deposits $1,395,065,000
Equity Capital $257,150,000
Net Income $14,024,000
Headquarters Greenwood Village
Total Offices 1
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

wetW
★★★★★
December 17, 2025
OnaG
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About Colorado Federal Savings Bank

Is Colorado Federal Savings Bank a safe place to deposit money?

Yes, Colorado Federal Savings Bank is considered a safe financial institution. With a Texas Ratio of 0.2716262177011%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Colorado Federal Savings Bank operate?

Colorado Federal Savings Bank currently maintains approximately 1 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Colorado Federal Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Colorado Federal Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Colorado Federal Savings Bank offer online and mobile banking?

Most modern institutions like Colorado Federal Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.coloradofederalbank.com.

Current Colorado Federal Savings Bank Rates

  • 12-Month CD3.50%
  • 18-Month CD3.85%
  • 24-Month CD3.80%
  • 36-Month CD3.75%
  • 60-Month CD3.60%
  • Savings3.80%
Retrieved from our database of financial products. Rates subject to change.