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Falcon National Bank Rates & Review April 2026

Falcon National Bank's 6-Month CD rates are at 3.95%, 9-Month or 13-Month CD rates are at 3.85%, 18-Month CD rates are at 3.75%. MonitorBankRates evaluates the financial stability of Falcon National Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.42%. Rates were last updated on 04/22/2026.

Falcon National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Falcon National Bank? Share your experience about Falcon National Bank by leaving a review below, or read customer reviews before you decide to use Falcon National Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.42%
Excellent Lower than avg
Falcon National Bank
183 Cedar Dr
Foley, MN 56329
https://www.falconnational.com
Member FDIC

Falcon National Bank CD Rates

Product Rate APY Term View More
6-Month CD - 3.95%
Min Balance $500
Details Rates effective as of 02/16/2026. Expires on or before 5/17//2026.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
9-Month or 13-Month CD - 3.85%
Min Balance $500
Details Rates effective as of 02/16/2026. Expires on or before 5/17//2026.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%
18-Month CD - 3.75%
Min Balance $500
Details Rates effective as of 02/16/2026. Expires on or before 5/17//2026.
Last Updated 04/22/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.42%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Falcon National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Falcon National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Falcon National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Falcon National Bank
Bank Holding Company CENTRA VENTURES INC
Address 183 Cedar Dr, Foley, MN 56329  ·  Benton
FDIC Certificate # 57603
Established 07/01/2003
FDIC Insurance Date 07/01/2003
Domestic Offices 6
Total Branches 6
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.42%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.5911%
Return on Equity (ROE) 6.8400%
Non-Performing Loans (NPL) 0.20%
Total Assets $920,918,000
Total Deposits $820,473,000
Equity Capital $89,304,000
Net Income $8,173,000
Headquarters Foley
Total Offices 6
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Falcon National Bank

Is Falcon National Bank a safe place to deposit money?

Yes, Falcon National Bank is considered a safe financial institution. With a Texas Ratio of 2.4234392631275%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Falcon National Bank operate?

Falcon National Bank currently maintains approximately 6 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Falcon National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Falcon National Bank provides members with tools to manage their accounts and build a solid financial history.

Does Falcon National Bank offer online and mobile banking?

Most modern institutions like Falcon National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.falconnational.com.

Current Falcon National Bank Rates

  • 18-Month CD3.75%
Retrieved from our database of financial products. Rates subject to change.