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Kish Bank Rates & Review November 2026

Q: What are the current interest rates at Kish Bank?

Current rates for Kish Bank include: 12-Month CD: 3.65%, 18-Month CD: 2.51%, 24-Month CD: 3.85%, 36-Month CD: 3.85%, 48-Month CD: 3.75%, 60-Month CD: 3.75%, Savings: 0.20%, MMA: 3.50%

Q: What CD terms does Kish Bank offer?

Kish Bank CD rates are 3.75% APY for a 3 month CD, 3.65% APY for a 12 month CD, 2.51% APY for an 18 month CD, 3.85% APY for a 2 year CD, 3.85% APY for a 30 month CD, 3.85% APY for a 3 year CD, 3.75% APY for a 4 year CD and 3.75% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with Kish Bank for its full lineup.

Q: How many branches does Kish Bank operate?

Kish Bank currently maintains approximately 19 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: November 5, 2026

Kish Bank's CD - 24-Month rates are at 3.85%, CD - 30-Month rates are at 3.85%, CD - 36-Month rates are at 3.85%, CD - 3-Month rates are at 3.75%, CD - 48-Month rates are at 3.75%. Kish Bank's savings rates are at 0.20%. Kish Bank's money market rates are at 3.50%. Kish Bank's checking rates are as high as 3.75%. Kish Bank's Auto Loan Rates are as low as 8.33%. Kish Bank's top CD rate of 4.25% APY on a 15 month CD is 42% higher than the MonitorBankRates national average of 2.98% APY for that term, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Kish Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.78%. Rates last updated and verified on 11/05/2026.

Kish Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Kish Bank? Share your experience about Kish Bank by leaving a review below, or read customer reviews before you decide to use Kish Bank.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.78%

Excellent Lower than avg

Health Trend

Steady 12 quarters

Full history ›

Kish Bank

4255 E Main St
Belleville, PA 17004

https://www.mykish.com

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Kish Bank CD Rates

Product	Rate	APY	Term	Min. Deposit
CD - 15-Month Special	-	4.25%	15 Month	-
No additional details. Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
CD - 5-month Special	-	3.95%	5 Months	-
No additional details. Last Updated 11/05/2026 Rate History 1 change since Sep 18, 2026 · 3.70% → 3.95% ▲ 0.25 pts · high 3.95% / low 3.70% Sep 24, 20263.95%▲ from 3.70% Sep 18, 20263.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
CD - 24-month	-	3.85%	24 Months	-
No additional details. Last Updated 11/05/2026 Rate History 1 change since Sep 15, 2026 · 3.70% → 3.85% ▲ 0.15 pts · high 3.85% / low 3.70% Sep 24, 20263.85%▲ from 3.70% Sep 15, 20263.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
CD - 30-month	-	3.85%	30 Months	-
No additional details. Last Updated 11/05/2026 Rate History 1 change since Sep 15, 2026 · 3.70% → 3.85% ▲ 0.15 pts · high 3.85% / low 3.70% Sep 24, 20263.85%▲ from 3.70% Sep 15, 20263.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
CD - 36-month	-	3.85%	36 Months	-
No additional details. Last Updated 11/05/2026 Rate History 1 change since Sep 15, 2026 · 3.70% → 3.85% ▲ 0.15 pts · high 3.85% / low 3.70% Sep 24, 20263.85%▲ from 3.70% Sep 15, 20263.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
CD - 3-month	-	3.75%	3 Months	-
No additional details. Last Updated 11/05/2026 Rate History 1 change since Sep 15, 2026 · 3.60% → 3.75% ▲ 0.15 pts · high 3.75% / low 3.60% Sep 24, 20263.75%▲ from 3.60% Sep 15, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
CD - 48-month	-	3.75%	48 Months	-
No additional details. Last Updated 11/05/2026 Rate History 1 change since Sep 15, 2026 · 3.60% → 3.75% ▲ 0.15 pts · high 3.75% / low 3.60% Sep 24, 20263.75%▲ from 3.60% Sep 15, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
CD - 60-month	-	3.75%	60 Months	-
No additional details. Last Updated 11/05/2026 Rate History 1 change since Sep 15, 2026 · 3.60% → 3.75% ▲ 0.15 pts · high 3.75% / low 3.60% Sep 24, 20263.75%▲ from 3.60% Sep 15, 20263.60%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
CD - 12-month	-	3.65%	12 Months	-
No additional details. Last Updated 11/05/2026 Rate History 1 change since Sep 15, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50% Sep 24, 20263.65%▲ from 3.50% Sep 15, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
CD - 18-month	-	3.65%	18 Months	-
No additional details. Last Updated 11/05/2026 Rate History 1 change since Sep 15, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50% Sep 24, 20263.65%▲ from 3.50% Sep 15, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
CD - 6-month	-	3.65%	6 Months	-
No additional details. Last Updated 11/05/2026 Rate History 1 change since Sep 15, 2026 · 3.50% → 3.65% ▲ 0.15 pts · high 3.65% / low 3.50% Sep 24, 20263.65%▲ from 3.50% Sep 15, 20263.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
CD - 18-Month UnCD	-	3.35%	18-Month	$10,000
Min Deposit $10,000 Details UnCD; $10,000 minimum to open Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 3.35% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
IRA 18-Month Variable	-	2.51%	18 months	$100
Min Deposit $100 Details Variable rate; rates may change after the account is opened Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 2.51% APY · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%

Kish Bank Business CD Rates

Product	Rate	APY	Term	Min. Deposit
Business CD - 15-Month Special	-	4.25%	15 Months	$2,000
Min Deposit $2,000 Details Special; Rates effective as of 09/22/2026; Rates may change after the account is opened; Early withdrawal penalties may be imposed Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 4.25% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Business CD - 5-month Special	-	3.95%	5 Months	$2,000
Min Deposit $2,000 Details Special; Rates effective as of 09/22/2026; Rates may change after the account is opened; Early withdrawal penalties may be imposed Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 3.95% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Business CD - 24-month	-	3.85%	24 Months	$2,000
Min Deposit $2,000 Details Rates effective as of 09/22/2026; Rates may change after the account is opened; Early withdrawal penalties may be imposed Last Updated 11/05/2026 Rate History No change since Sep 24, 2026 · 3.85% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Business CD - 30-month	-	3.85%	30 Months	$2,000
Min Deposit $2,000 Details Rates effective as of 09/22/2026; Rates may change after the account is opened; Early withdrawal penalties may be imposed Last Updated 11/05/2026 Rate History No change since Sep 24, 2026 · 3.85% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Business CD - 36-month	-	3.85%	36 Months	$2,000
Min Deposit $2,000 Details Rates effective as of 09/22/2026; Rates may change after the account is opened; Early withdrawal penalties may be imposed Last Updated 11/05/2026 Rate History No change since Sep 24, 2026 · 3.85% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Business CD - 3-month	-	3.75%	3 Months	$2,000
Min Deposit $2,000 Details Rates effective as of 09/22/2026; Rates may change after the account is opened; Early withdrawal penalties may be imposed Last Updated 11/05/2026 Rate History No change since Sep 24, 2026 · 3.75% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Business CD - 48-month	-	3.75%	48 Months	$2,000
Min Deposit $2,000 Details Rates effective as of 09/22/2026; Rates may change after the account is opened; Early withdrawal penalties may be imposed Last Updated 11/05/2026 Rate History No change since Sep 24, 2026 · 3.75% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Business CD - 60-month	-	3.75%	60 Months	$2,000
Min Deposit $2,000 Details Rates effective as of 09/22/2026; Rates may change after the account is opened; Early withdrawal penalties may be imposed Last Updated 11/05/2026 Rate History No change since Sep 24, 2026 · 3.75% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Business CD - 12-month	-	3.65%	12 Months	$2,000
Min Deposit $2,000 Details Rates effective as of 09/22/2026; Rates may change after the account is opened; Early withdrawal penalties may be imposed Last Updated 11/05/2026 Rate History No change since Sep 24, 2026 · 3.65% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Business CD - 18-month	-	3.65%	18 Months	$2,000
Min Deposit $2,000 Details Rates effective as of 09/22/2026; Rates may change after the account is opened; Early withdrawal penalties may be imposed Last Updated 11/05/2026 Rate History No change since Sep 24, 2026 · 3.65% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Business CD - 6-month	-	3.65%	6 Months	$2,000
Min Deposit $2,000 Details Rates effective as of 09/22/2026; Rates may change after the account is opened; Early withdrawal penalties may be imposed Last Updated 11/05/2026 Rate History No change since Sep 24, 2026 · 3.65% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Business CD - 18-Month Business UnCD	-	3.10%	18 Months	$2,000
Min Deposit $2,000 Min Balance $50,000 Details Variable rate CD; access funds without early withdrawal penalty with seven days' notice; not available to municipalities; minimum balance to open an account and obtain the APY is $50,000; Rates effective as of 09/22/2026; Rates may change after the account is opened Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 3.10% APY · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%

Kish Bank Savings Rates

Product	Rate	APY
Health Savings Account	-	0.20%
Min Balance $15,000 Details Balance: $15,000+ Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Savings Account	-	0.20%
Min Balance $250,000 Details Balance: $250,000.00 and over Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.20% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Health Savings Account	-	0.15%
Min Balance $1,000 Details Balance: $1,000+ Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Savings Account	-	0.15%
Min Balance $10,000 Details Balance: $10,000.00 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.15% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Health Savings Account	-	0.10%
Min Balance $100 Details Balance: $100+ Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Savings Account	-	0.10%
Min Balance $100 Details Balance: $100 - $9,999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%

Kish Bank Business Savings Rates

Product	Rate	APY	View More
Business Savings Account	-	0.10%
Min Deposit $100 Min Balance $100 Details Balance: $100 and over Last Updated 11/05/2026 Rate History No change since Sep 15, 2026 · 0.10% APY · checked 8 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%

Kish Bank Money Market Rates

Product	Rate	APY
Digital Money Market Account	-	3.50%
Min Balance $75,000 Details Balance: $75,000 and over Last Updated 11/05/2026 Rate History 1 change since Sep 18, 2026 · 3.40% → 3.50% ▲ 0.10 pts · high 3.50% / low 3.40% Sep 24, 20263.50%▲ from 3.40% Sep 18, 20263.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Digital Money Market Account	-	2.60%
Min Balance $20,000 Details Balance: $20,000 - $74,999.99 Last Updated 11/05/2026 Rate History 1 change since Sep 18, 2026 · 2.50% → 2.60% ▲ 0.10 pts · high 2.60% / low 2.50% Sep 24, 20262.60%▲ from 2.50% Sep 18, 20262.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
IRA Money Market Account	-	2.60%
Min Deposit $100 Min Balance $0 Details Balance: $0.01 - $19,999.99; $100 minimum to open Last Updated 11/05/2026 Rate History 1 change since Sep 18, 2026 · 2.50% → 2.60% ▲ 0.10 pts · high 2.60% / low 2.50% Sep 24, 20262.60%▲ from 2.50% Sep 18, 20262.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
IRA Money Market Account	-	2.60%
Min Deposit $100 Min Balance $20,000 Details Balance: $20,000 and over; $100 minimum to open Last Updated 11/05/2026 Rate History 1 change since Sep 18, 2026 · 2.50% → 2.60% ▲ 0.10 pts · high 2.60% / low 2.50% Sep 24, 20262.60%▲ from 2.50% Sep 18, 20262.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Digital Money Market Account	-	1.35%
Min Balance $1,000 Details Balance: $1,000 - $19,999.99 Last Updated 11/05/2026 Rate History 1 change since Sep 18, 2026 · 1.25% → 1.35% ▲ 0.10 pts · high 1.35% / low 1.25% Sep 24, 20261.35%▲ from 1.25% Sep 18, 20261.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%

Kish Bank Business Money Market Rates

Product	Rate	APY
Business Money Market Account	-	3.50%
Min Deposit $100 Min Balance $5,000,000 Details Balance: $5,000,000 and over Last Updated 11/05/2026 Rate History 1 change since Sep 15, 2026 · 3.40% → 3.50% ▲ 0.10 pts · high 3.50% / low 3.40% Sep 24, 20263.50%▲ from 3.40% Sep 15, 20263.40%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Business Money Market Account	-	3.27%
Min Deposit $100 Min Balance $500,000 Details Balance: $500,000 - $4,999,999.99 Last Updated 11/05/2026 Rate History 1 change since Sep 15, 2026 · 3.17% → 3.27% ▲ 0.10 pts · high 3.27% / low 3.17% Sep 24, 20263.27%▲ from 3.17% Sep 15, 20263.17%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Business Money Market Account	-	2.20%
Min Deposit $100 Min Balance $20,000 Details Balance: $20,000 - $499,999.99 Last Updated 11/05/2026 Rate History 1 change since Sep 15, 2026 · 2.10% → 2.20% ▲ 0.10 pts · high 2.20% / low 2.10% Sep 24, 20262.20%▲ from 2.10% Sep 15, 20262.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Business Money Market Account	-	1.35%
Min Deposit $100 Min Balance $1,000 Details Balance: $1,000 - $19,999.99 Last Updated 11/05/2026 Rate History No change since Sep 24, 2026 · 1.35% APY · checked 13 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%

Kish Bank Checking Rates

Product	Rate	APY
Green Checking	-	3.75%
Min Balance $0 Details Qualifying balance up to $25,000.00 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 3.75% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Sunrise Checking	-	2.75%
Min Balance $0 Details No minimum to open; Qualifying balance up to $10,000.00 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 2.75% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Expect More Checking with Workplace Banking	-	2.00%
Min Balance $0 Details Balance: $0.01+; Account eligibility subject to employment requirements being met Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 2.00% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Expect More Checking	-	0.10%
Min Balance $1,000 Details Balance: $1,000.00+ Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Expect More Checking	-	0.05%
Min Balance $0 Details Balance: $0.01 - $999.99 Last Updated 11/05/2026 Rate History No change since Sep 18, 2026 · 0.05% APY · checked 14 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%

Kish Bank Business Checking Rates

Product	Rate	APY	View More
Business Interest Checking	-	0.05%
Min Deposit $100 Min Balance $2,500 Details Balance: $2,500+; Rates may change after the account is opened Last Updated 11/05/2026 Rate History No change since Sep 15, 2026 · 0.05% APY · checked 15 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%

Kish Bank Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Installment Loan - 5-Year Fixed	6.50%	-	6.63%	5 years
Details Loan-to-Value 80% or below; Payment $489.15; based on $25,000 loan amount; property insurance required Last Updated 11/05/2026 Rate History 1 change since Oct 1, 2026 · 7.00% → 6.63% ▼ 0.37 pts · high 7.00% / low 6.63% Nov 5, 20266.63%▼ from 7.00% Oct 1, 20267.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Home Equity Installment Loan - 10-Year Fixed	6.88%	-	6.94%	10 years
Details Loan-to-Value 80% or below; Payment $288.66; based on $25,000 loan amount; property insurance required Last Updated 11/05/2026 Rate History 1 change since Oct 1, 2026 · 7.19% → 6.94% ▼ 0.25 pts · high 7.19% / low 6.94% Nov 5, 20266.94%▼ from 7.19% Oct 1, 20267.19%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Home Equity FlexLine of Credit - Loan-to-Value 80% or below	-	-	7.00%
Details Loan-to-Value 80% or below; Index: Prime (7.00%); Margin: 0.00%; Variable rate based on WSJ prime; 25-year term with 10-year draw period and 15-year repayment period; maximum APR 21% or maximum allowed by law Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 7.00% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Home Equity Installment Loan - 5-Year Fixed	6.88%	-	7.00%	5 years
Details Loan-to-Value 80.01% - 90%; Payment $493.56; based on $25,000 loan amount; property insurance required Last Updated 11/05/2026 Rate History No change since Oct 1, 2026 · 7.00% APR · checked 9 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Home Equity Installment Loan - 15-Year Fixed	7.12%	-	7.16%	15 years
Details Loan-to-Value 80% or below; Payment $226.32; based on $25,000 loan amount; property insurance required Last Updated 11/05/2026 Rate History 1 change since Oct 1, 2026 · 7.29% → 7.16% ▼ 0.13 pts · high 7.29% / low 7.16% Nov 5, 20267.16%▼ from 7.29% Oct 1, 20267.29%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Home Equity Installment Loan - 10-Year Fixed	7.25%	-	7.32%	10 years
Details Loan-to-Value 80.01% - 90%; Payment $293.50; based on $25,000 loan amount; property insurance required Last Updated 11/05/2026 Rate History 1 change since Oct 1, 2026 · 7.19% → 7.32% ▲ 0.13 pts · high 7.32% / low 7.19% Nov 5, 20267.32%▲ from 7.19% Oct 1, 20267.19%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Home Equity Installment Loan - 15-Year Fixed	7.49%	-	7.54%	15 years
Details Loan-to-Value 80.01% - 90%; Payment $231.61; based on $25,000 loan amount; property insurance required Last Updated 11/05/2026 Rate History 2 changes since Oct 1, 2026 · 7.29% → 7.54% ▲ 0.25 pts · high 7.66% / low 7.29% Nov 5, 20267.54%▼ from 7.66% Oct 14, 20267.66%▲ from 7.29% Oct 1, 20267.29%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
Home Equity FlexLine of Credit - Loan-to-Value 80.01% - 90%	-	-	7.75%
Details Loan-to-Value 80.01% - 90%; Index: Prime (7.00%) plus 0.75% margin; Variable rate based on WSJ prime; 25-year term with 10-year draw period and 15-year repayment period; maximum APR 21% or maximum allowed by law Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 7.75% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%

Kish Bank Auto Loan Rates

Product	Rate	Points	APR	Term
New Vehicle Loan - 3-Year Fixed	8.13%	-	8.33%	3-Year
Details Model Years 2025 & 2026; Subject to credit approval; APR based on $25,000 loan amount; Insurance may be required Last Updated 11/05/2026 Rate History 1 change since Oct 20, 2026 · 8.70% → 8.33% ▼ 0.37 pts · high 8.70% / low 8.33% Nov 5, 20268.33%▼ from 8.70% Oct 20, 20268.70%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
New Vehicle Loan - 5-Year Fixed	8.75%	-	8.88%	5-Year
Details Model Years 2025 & 2026; Subject to credit approval; APR based on $25,000 loan amount; Insurance may be required Last Updated 11/05/2026 Rate History 1 change since Oct 20, 2026 · 9.25% → 8.88% ▼ 0.37 pts · high 9.25% / low 8.88% Nov 5, 20268.88%▼ from 9.25% Oct 20, 20269.25%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%
New Vehicle Loan - 6-Year Fixed	8.88%	-	8.98%	6-Year
Details Model Years 2025 & 2026; Subject to credit approval; APR based on $25,000 loan amount; Insurance may be required Last Updated 11/05/2026 Rate History 1 change since Oct 20, 2026 · 9.36% → 8.98% ▼ 0.38 pts · high 9.36% / low 8.98% Nov 5, 20268.98%▼ from 9.36% Oct 20, 20269.36%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.78%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Kish Bank’s Texas Ratio rose from 1.09% in Q3 2023 to 5.78% in Q2 2026, so its financial health has held steady at a healthy level over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$2.1B	5.78%	5.0	A+
March 31, 2026	$2.0B	5.98%	5.0	A+
December 31, 2025	$2.0B	0.36%	5.0	A+
September 30, 2025	$1.9B	0.35%	5.0	A+
June 30, 2025	$1.8B	0.30%	5.0	A+
March 31, 2025	$1.8B	0.37%	5.0	A+
December 31, 2024	$1.7B	0.47%	5.0	A+
September 30, 2024	$1.7B	0.51%	5.0	A+
June 30, 2024	$1.6B	0.43%	5.0	A+
March 31, 2024	$1.5B	0.45%	5.0	A+
December 31, 2023	$1.5B	0.49%	5.0	A+
September 30, 2023	$1.5B	1.09%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Kish Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Kish Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Kish Bank's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name Kish Bank

Website https://www.mykish.com

Address 4255 E Main St, Belleville, PA 17004 · Mifflin

Bank Holding Company KISH BCORP INC

FDIC Certificate # 14969

Regulator FDIC

Established January 1, 1927

FDIC Insurance Date January 1, 1934

Domestic Offices 18

Total Branches 19

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (97/100)

Texas Ratio

5.78%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

1.1752%

Return on Equity (ROE)

13.9200%

Non-Performing Loans Ratio (NPL)

0.49%

Total Assets

$2,084,448,000

Total Deposits

$1,518,008,000

Equity Capital

$175,078,000

Net Income

$11,826,000

Headquarters

Belleville

Total Branches and Offices

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

Kish Bank earned the Verified Healthy badge

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Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Average Rating

☆☆☆☆☆

Total Reviews

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Frequently Asked Questions About Kish Bank

Does Kish Bank offer CDs?

Yes. Kish Bank current CD rates include its CD - 24-Month at 3.85% APY, its CD - 30-Month at 3.85% APY and its CD - 36-Month at 3.85% APY, verified by MonitorBankRates as of November 5, 2026.

Are CDs from Kish Bank FDIC insured?

Yes. Kish Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Kish Bank?

The highest Kish Bank CD rate is its Business Certificate of Deposit - 15-Month Special at 4.25% APY, verified by MonitorBankRates as of November 5, 2026.

What CD terms does Kish Bank offer?

Kish Bank CD rates are 3.75% APY for a 3 month CD, 3.65% APY for a 12 month CD, 2.51% APY for an 18 month CD, 3.85% APY for a 2 year CD, 3.85% APY for a 30 month CD, 3.85% APY for a 3 year CD, 3.75% APY for a 4 year CD and 3.75% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with Kish Bank for its full lineup.

What is the highest savings rate at Kish Bank?

The highest Kish Bank savings rate is its Health Savings Account at 0.20% APY, verified by MonitorBankRates as of November 5, 2026.

What is the highest money market rate at Kish Bank?

The highest Kish Bank money market rate is its Business Money Market Account at 3.50% APY, verified by MonitorBankRates as of November 5, 2026.

What is the highest checking rate at Kish Bank?

The highest Kish Bank checking rate is its Green Checking at 3.75% APY, verified by MonitorBankRates as of November 5, 2026.

What is the lowest auto loan rate at Kish Bank?

The lowest Kish Bank auto loan rate is its New Vehicle Loan - 3-Year Fixed at 8.13%, verified by MonitorBankRates as of November 5, 2026. Kish Bank auto loan rates are 8.13% for a 36 month auto loan, 8.75% for a 60 month auto loan and 8.88% for a 72 month auto loan.

How many branches does Kish Bank operate?

Kish Bank currently maintains approximately 19 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Kish Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Kish Bank provides members with tools to manage their accounts and build a solid financial history.

Does Kish Bank offer online and mobile banking?

Most modern institutions like Kish Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.mykish.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Kish Bank rates compare?

Kish Bank's top CD rate of 4.25% APY on a 15 month CD is 42% higher than the MonitorBankRates national average of 2.98% APY for that term, and it has an A+ health rating. Kish Bank's top rates are its 15-Months Business Certificate of Deposit - 15-Month Special at 4.25% APY, its Health Savings Account at 0.20% APY, its Business Money Market Account at 3.50% APY, its Green Checking at 3.75% APY and its New Vehicle Loan - 3-Year Fixed at 8.33% APR, verified by MonitorBankRates on November 5, 2026.

Current Kish Bank Rates

12-Month CD3.65%
18-Month CD2.51%
24-Month CD3.85%
36-Month CD3.85%
48-Month CD3.75%
60-Month CD3.75%
Savings0.20%
MMA3.50%

Retrieved from our database of financial products. Rates subject to change.

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Kish Bank Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Kish Bank Texas Ratio

Kish Bank Health Trend

Kish Bank CD Rates

Kish Bank Business CD Rates

Kish Bank Savings Rates

Kish Bank Business Savings Rates

Kish Bank Money Market Rates

Kish Bank Business Money Market Rates

Kish Bank Checking Rates

Kish Bank Business Checking Rates

Kish Bank Home Equity & HELOC

Kish Bank Auto Loan Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financials

Kish Bank earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Kish Bank

Does Kish Bank offer CDs?

Are CDs from Kish Bank FDIC insured?

What is the highest CD rate at Kish Bank?

What CD terms does Kish Bank offer?

What is the highest savings rate at Kish Bank?

What is the highest money market rate at Kish Bank?

What is the highest checking rate at Kish Bank?

What is the lowest auto loan rate at Kish Bank?

How many branches does Kish Bank operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Kish Bank offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Kish Bank rates compare?

Current Kish Bank Rates

Compare to Other Banks