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 First Choice Credit Union West Palm Beach, FL Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 26, 2026
First Choice Credit Union West Palm Beach, FL's Jumbo 12 Month CDs rates are at 3.80%, Jumbo 30 Month CDs rates are at 3.80%, Jumbo 60 Month CDs rates are at 3.80%, Regular 12 Month CDs rates are at 3.55%, Regular 30 Month CDs rates are at 3.55%. First Choice Credit Union West Palm Beach, FL's savings rates are at 3.40%. First Choice Credit Union West Palm Beach, FL's money market rates are at 0.10%. First Choice Credit Union West Palm Beach, FL's Personal Loan Rates are at 13.99%. MonitorBankRates evaluates the financial stability of First Choice Credit Union West Palm Beach, FL with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.51%. Rates were last updated on 03/26/2026. First Choice Credit Union West Palm Beach, FL money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Choice Credit Union West Palm Beach, FL? Share your experience about First Choice Credit Union West Palm Beach, FL by leaving a review below, or read customer reviews before you decide to use First Choice Credit Union West Palm Beach, FL. First Choice Credit Union West Palm Beach, FL
Main Office 1055 S Congress Ave
https://www.firstchoicecu.org West Palm Beach, FL 33406 5195 
First Choice Credit Union West Palm Beach, FL CD Rates
First Choice Credit Union West Palm Beach, FL Savings Rates
First Choice Credit Union West Palm Beach, FL Money Market Rates
First Choice Credit Union West Palm Beach, FL Home Equity & HELOC
First Choice Credit Union West Palm Beach, FL Credit Card Rates
First Choice Credit Union West Palm Beach, FL Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for First Choice Credit Union West Palm Beach, FL is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather First Choice Credit Union West Palm Beach, FL rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Choice Credit Union West Palm Beach, FL's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
First Choice Credit Union West Palm Beach, FL
Website
https://www.firstchoicecu.org
Address
1055 S Congress Ave,
West Palm Beach, FL 33406 5195
Phone
561-641-0100
Fax
561-641-7931
President
Rhonda Diffenbach
CEO
Michael Welte
Full-Time Employees
27
Part-Time Employees
1
Branch Locations
2
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.51%
Return on Assets (ROA)
0.2625%
Return on Equity (ROE)
2.4407%
Non-Performing Loans Ratio (NPL)
0.32%
Total Assets
151,971,418
Total Amount of Shares and Deposits
138,644,377
Total Shares and Deposits < 1 Year
129,797,083
Total Shares and Deposits 1 3 Years
6,287,347
Total Shares and Deposits > 3 Years
2,559,947
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
8,511,784
Total Uninsured Shares and Deposits > $250K (F+J)
8,511,784
Total Insured Shares and Deposits > $250K (item 17 less item K)
130,132,593
Total Interest Expense (Sum of items 6 8)
1,382,793
Share Certificates
438
Number of Accounts for Share Drafts
6,068
IRA KEOGH Accounts
178
Number of Accounts for Regular Shares
9,715
Money Market Shares
368
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
4,386,558
Total Liabilities
139,558,030
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About First Choice Credit Union West Palm Beach, FLIs First Choice Credit Union West Palm Beach, FL a safe place to deposit money?Yes, First Choice Credit Union West Palm Beach, FL is considered a safe financial institution. With a Texas Ratio of 1.512941535692%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does First Choice Credit Union West Palm Beach, FL operate?First Choice Credit Union West Palm Beach, FL currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join First Choice Credit Union West Palm Beach, FL?Yes, to access services at First Choice Credit Union West Palm Beach, FL, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, First Choice Credit Union West Palm Beach, FL does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Choice Credit Union West Palm Beach, FL provides members with tools to manage their accounts and build a solid financial history. Does First Choice Credit Union West Palm Beach, FL offer online and mobile banking?Most modern institutions like First Choice Credit Union West Palm Beach, FL provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstchoicecu.org. Current First Choice Credit Union West Palm Beach, FL Rates
Retrieved from our database of financial products. Rates subject to change.
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