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 Methuen Federal Credit Union Rates & Review August 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: August 28, 2026
Methuen Federal Credit Union's 6 Month rates are at 3.81%, 6 month CD SPECIAL rates are at 3.81%, 24 Month rates are at 3.55%, 36 Month rates are at 3.55%, 18 Month rates are at 3.29%. Methuen Federal Credit Union's money market rates are at 2.45%. Methuen Federal Credit Union's Personal Loan Rates are at 10.50%. MonitorBankRates evaluates the financial stability of Methuen Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.73%. Rates last updated and verified on 08/28/2026. Methuen Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Methuen Federal Credit Union? Share your experience about Methuen Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Methuen Federal Credit Union. Methuen Federal Credit Union
Methuen Federal Credit Union 248 Broadway
https://methuencreditunion.com Methuen, MA 01844 
Methuen Federal Credit Union CD Rates
Methuen Federal Credit Union Savings Rates
Methuen Federal Credit Union Money Market Rates
Methuen Federal Credit Union Home Equity & HELOC
Methuen Federal Credit Union Auto Loan Rates
Methuen Federal Credit Union Student Loan Rates
Methuen Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Methuen Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Methuen Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Methuen Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Methuen Federal Credit Union
Website
https://methuencreditunion.com
Address
248 Broadway,
Methuen, MA 01844
Phone
978-686-1471
Fax
978-686-2627
President
Josephine Napolitano
CEO
Andrew Moisan
Full-Time Employees
5
Part-Time Employees
3
Branch Locations
1
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.73%
Return on Assets (ROA)
0.2718%
Return on Equity (ROE)
2.7396%
Non-Performing Loans Ratio (NPL)
0.38%
Total Assets
38,741,404
Total Amount of Shares and Deposits
34,693,610
Total Shares and Deposits < 1 Year
33,093,854
Total Shares and Deposits 1 3 Years
1,513,283
Total Shares and Deposits > 3 Years
86,472
Total Insured Shares and Deposits > $250K (item 17 less item K)
34,693,610
Total Interest Expense (Sum of items 6 8)
378,001
Share Certificates
276
Number of Accounts for Share Drafts
1,032
IRA KEOGH Accounts
56
Number of Accounts for Regular Shares
2,564
All other shares
152
Money Market Shares
17
Net Income (unless the amount is already included in Undivided Earnings)
104,009
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,476,958
Total Liabilities
34,743,089
Source: NCUA — Last Updated 09/30/2025
Customer Reviews
There are no reviews for Methuen Federal Credit Union yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for Methuen Federal Credit Union
Frequently Asked Questions About Methuen Federal Credit UnionHow many branches does Methuen Federal Credit Union operate?Methuen Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Methuen Federal Credit Union?Yes, to access services at Methuen Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Methuen Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Methuen Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Methuen Federal Credit Union offer online and mobile banking?Most modern institutions like Methuen Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://methuencreditunion.com. Current Methuen Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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