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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 TruWest Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 24, 2026
TruWest Credit Union's IRA Savings CD 12 - Month rates are at 3.75%, IRA Savings CD 6 - Month rates are at 3.75%, Savings CD 12 - Month rates are at 3.75%, Savings CD 6 - Month rates are at 3.75%, IRA Savings CD 24 - Month rates are at 3.25%. TruWest Credit Union's savings rates are at 0.10%. TruWest Credit Union's money market rates are at 0.10%. TruWest Credit Union's Personal Loan Rates are at 8.00%. MonitorBankRates evaluates the financial stability of TruWest Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.06%. Rates were last updated on 03/24/2026. TruWest Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at TruWest Credit Union? Share your experience about TruWest Credit Union by leaving a review below, or read customer reviews before you decide to use TruWest Credit Union. 
TruWest Credit Union CD Rates
TruWest Credit Union Savings Rates
TruWest Credit Union Money Market Rates
TruWest Credit Union Checking Rates
TruWest Credit Union Credit Card Rates
TruWest Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for TruWest Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather TruWest Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with TruWest Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
TruWest Credit Union
Website
https://www.truwest.org
Address
2190 E Elliot Rd,
Tempe, AZ 85284
Phone
480-441-5900
Fax
President
Mike Moulton
CEO
Chris Kearney
Full-Time Employees
267
Part-Time Employees
6
Branch Locations
11
ATM Locations
11
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.06%
Return on Assets (ROA)
0.5389%
Return on Equity (ROE)
4.8734%
Non-Performing Loans Ratio (NPL)
0.58%
Total Assets
1,651,112,277
Total Amount of Shares and Deposits
1,455,087,717
Total Shares and Deposits < 1 Year
1,421,490,560
Total Shares and Deposits 1 3 Years
31,097,004
Total Shares and Deposits > 3 Years
2,500,152
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
151,404,995
Total Uninsured Shares and Deposits > $250K (F+J)
151,404,995
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,303,682,722
Total Interest Expense (Sum of items 6 8)
21,588,267
Share Certificates
11,618
Number of Accounts for Share Drafts
51,208
IRA KEOGH Accounts
2,802
Number of Accounts for Regular Shares
101,834
Money Market Shares
7,201
Net Income (unless the amount is already included in Undivided Earnings)
8,897,685
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
98,349,618
Total Liabilities
1,503,732,466
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About TruWest Credit UnionIs TruWest Credit Union a safe place to deposit money?Yes, TruWest Credit Union is considered a safe financial institution. With a Texas Ratio of 4.060896100727%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does TruWest Credit Union operate?TruWest Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join TruWest Credit Union?Yes, to access services at TruWest Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, TruWest Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, TruWest Credit Union provides members with tools to manage their accounts and build a solid financial history. Does TruWest Credit Union offer online and mobile banking?Most modern institutions like TruWest Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.truwest.org. Current TruWest Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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