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Pittsburgh Federal Credit Union Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKay
Founder & Data Architect
Expertise
Automated Online Rate Data Aggregation
Location-Based Rate Tables
Bank & Credit Union Health Safety Ratings
Bank & Credit Union Star Ratings
Finance Calculators
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
|✓Fact Checked|Rates Last Updated and Verified: October 28, 2026
Pittsburgh Federal Credit Union's CD of Deposit - 12 Month rates are at 0.25%, CD of Deposit - 24 Month rates are at 0.25%, CD of Deposit - 36 Month rates are at 0.25%, CD of Deposit - 6 Month rates are at 0.20%, IRA CD - 12 Month rates are at 0.25%. Pittsburgh Federal Credit Union's Personal Loan Rates are as low as 6.25%. Pittsburgh Federal Credit Union's Credit Card Rates are at 15.75%. Pittsburgh Federal Credit Union's CD rates are 92% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Pittsburgh Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.11%. Rates last updated and verified on 10/28/2026.
Pittsburgh Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pittsburgh Federal Credit Union? Share your experience about Pittsburgh Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Pittsburgh Federal Credit Union.
Pittsburgh Federal Credit Union has earned an overall safety grade of A+ (Exceptional, Score: 100/100).
This proprietary letter grade is calculated by combining the institution's Star Rating with its Texas Ratio, providing a straightforward indicator of its financial stability and reliability.
Grades range from A+ (Exceptional) to F (High Risk) based on objective NCUA regulatory data.
MonitorBankRates Rating
?
5.0
ExceptionalOut of 5.0 Stars
MonitorBankRates Star Rating
Pittsburgh Federal Credit Union has earned a Star Rating of 5.0 out of 5 stars (Exceptional).
Our proprietary rating system evaluates financial stability including the Texas Ratio and capitalization and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
?
0.11%
ExcellentLower than avg
Pittsburgh Federal Credit Union Texas Ratio
Pittsburgh Federal Credit Union's Texas Ratio is 0.11%, which is considered excellent and is lower than the national average of 6.13%.
Pittsburgh Federal Credit Union has a very low volume of non-performing assets compared to its available capital, signifying a strong balance sheet.
The Texas Ratio compares non-performing assets to tangible common equity and loan loss reserves. Lower is better.
2.77% to 0.11% over 12 quarters, improvingFull history
Star Rating 5.0 to 5.0, Health Grade A+ to A+
The Texas Ratio for this credit union has improved and is now very strong since Q3 2023. Lower is healthier; the amber line is the 15% level required for the MBR Verified Healthy badge.
Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.
Pittsburgh Federal Credit Union CD Rates
Product
Rate
APY
Term
View More
Certificate of Deposit - 12 Month
0.25%
0.25%
12 Month
Min Deposit$1,000
Last Updated10/28/2026
Rate History
No change since Oct 23, 2026 · 0.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
Certificate of Deposit - 24 Month
0.25%
0.25%
24 Month
Min Deposit$1,000
Last Updated10/28/2026
Rate History
No change since Oct 23, 2026 · 0.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
Certificate of Deposit - 36 Month
0.25%
0.25%
36 Month
Min Deposit$1,000
Last Updated10/28/2026
Rate History
No change since Oct 23, 2026 · 0.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
IRA Certificate - 12 Month
0.25%
0.25%
12 Month
Min Deposit$1,000
Last Updated10/28/2026
Rate History
No change since Oct 23, 2026 · 0.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
IRA Certificate - 24 Month
0.25%
0.25%
24 Month
Min Deposit$1,000
Last Updated10/28/2026
Rate History
No change since Oct 23, 2026 · 0.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
IRA Certificate - 36 Month
0.25%
0.25%
36 Month
Min Deposit$1,000
Last Updated10/28/2026
Rate History
No change since Oct 23, 2026 · 0.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
Certificate of Deposit - 6 Month
0.20%
0.20%
6 Month
Min Deposit$1,000
Last Updated10/28/2026
Rate History
No change since Oct 23, 2026 · 0.20% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
Pittsburgh Federal Credit Union Savings Rates
Product
Rate
APY
View More
Club Account
0.02%
0.02%
Min Balance$100
DetailsBalance: $100.00 and up
Last Updated10/28/2026
Rate History
No change since Oct 8, 2026 · 0.02% APY · checked 4 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
Share Account
0.02%
0.02%
Min Balance$500
DetailsBalance: $500.01 and up
Last Updated10/28/2026
Rate History
No change since Oct 23, 2026 · 0.02% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
Club Account
0.00%
0.00%
Min Balance$0
DetailsBalance: $0.00 - $99.99
Last Updated10/28/2026
Rate History
No change since Oct 8, 2026 · 0.02% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
Share Account
0.00%
0.00%
Min Balance$0
DetailsBalance: $0.00 - $500.00
Last Updated10/28/2026
Rate History
No change since Oct 23, 2026 · 0.02% APY
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
Pittsburgh Federal Credit Union Home Equity & HELOC
Product
Rate
Points
APR
Term
View More
Home Equity Loan
4.00%
-
4.00%
12 - 60 Months
DetailsCredit Level: Gold; Credit Score: 730 and Up; Standard and customary Home Equity loan fees will apply (See schedule of fees and charges)
Last Updated10/28/2026
Rate History
No change since Sep 16, 2026 · 4.00% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
Home Equity Loan
4.25%
-
4.25%
12 - 60 Months
DetailsCredit Level: Silver; Credit Score: 729 - 670; Standard and customary Home Equity loan fees will apply (See schedule of fees and charges)
Last Updated10/28/2026
Rate History
No change since Sep 16, 2026 · 4.25% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
Home Equity Loan
5.00%
-
5.00%
12 - 60 Months
DetailsCredit Level: Crystal; Credit Score: 669 - 620; Standard and customary Home Equity loan fees will apply (See schedule of fees and charges)
Last Updated10/28/2026
Rate History
No change since Sep 16, 2026 · 5.00% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
Home Equity Loan
5.00%
-
5.00%
121 - 180 Months
DetailsCredit Level: Gold; Credit Score: 730 and Up; Standard and customary Home Equity loan fees will apply (See schedule of fees and charges)
Last Updated10/28/2026
Rate History
No change since Sep 16, 2026 · 5.00% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
Home Equity Loan
6.25%
-
6.25%
61 - 120 Months
DetailsCredit Level: Crystal; Credit Score: 669 - 620; Standard and customary Home Equity loan fees will apply (See schedule of fees and charges)
Last Updated10/28/2026
Rate History
No change since Sep 16, 2026 · 6.25% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
Home Equity Loan
6.25%
-
6.25%
121 - 180 Months
DetailsCredit Level: Silver; Credit Score: 729 - 670; Standard and customary Home Equity loan fees will apply (See schedule of fees and charges)
Last Updated10/28/2026
Rate History
No change since Sep 16, 2026 · 6.25% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
Home Equity Loan
7.25%
-
7.25%
121 - 180 Months
DetailsCredit Level: Crystal; Credit Score: 669 - 620; Standard and customary Home Equity loan fees will apply (See schedule of fees and charges)
Last Updated10/28/2026
Rate History
No change since Sep 16, 2026 · 7.25% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
Pittsburgh Federal Credit Union Auto Loan Rates
Product
Rate
Points
APR
Term
View More
New Vehicle Loan 2024-2026 (untitled or <10,000 miles)
4.75%
-
4.75%
36 Months
DetailsCredit Level: Gold; Credit Score: 730 and Up; Financing: 100%
Last Updated10/28/2026
Rate History
No change since Oct 23, 2026 · 4.75% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
New Vehicle Loan 2024-2026 (untitled or <10,000 miles)
5.25%
-
5.25%
48 Months
DetailsCredit Level: Gold; Credit Score: 730 and Up; Financing: 100%
Last Updated10/28/2026
Rate History
No change since Oct 23, 2026 · 5.25% APR · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
New Vehicle Loan 2024-2026 (untitled or <10,000 miles)
No change since Oct 15, 2026 · 16.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
Signature Loan
17.75%
36 Months
DetailsCredit Level: Quartz; Credit Score: 569 and Under; Max Loan: $3,000.00
Last Updated10/28/2026
Rate History
No change since Oct 15, 2026 · 17.75% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
Signature Loan
18.50%
60 Months
DetailsCredit Level: Quartz; Credit Score: 569 and Under
Last Updated10/28/2026
Rate History
No change since Oct 15, 2026 · 18.50% APR · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
Pittsburgh Federal Credit Union Other Rates
Product
Rate
Points
APY/APR
Term
View More
Better Choice Loan
19.00%
-
19.00%
3 Months
Details$200 to $570; 10% of loan in shares, $20 fee and 60 day membership also required.
Last Updated10/28/2026
Rate History
No change since Sep 16, 2026 · 19.00% APR · checked 6 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
Limited-Time Loan Special
9.00%
-
9.00%
60-Month
DetailsBorrow $5,000 - $10,000; Just 9.00% Fixed Rate; unsecured, no collateral required; available for members in credit tiers with score 620 or above; valid through April 30
Last Updated10/28/2026
Rate History
No change since Sep 16, 2026 · 9.00% APR · checked 8 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
Coverdell Certificate - 12 Month
0.25%
-
0.25%
12 Month
Min Deposit$500
Last Updated10/28/2026
Rate History
No change since Oct 23, 2026 · 0.25% APY · checked 2 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
IRA Variable Certificate
0.15%
-
0.15%
Min Deposit$100
Last Updated10/28/2026
Rate History
No change since Oct 15, 2026 · 0.15% APY · checked 3 times
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 0.11%
Financial Health History
Pittsburgh Federal Credit Union’s Texas Ratio fell from 2.77% in Q3 2023 to 0.11% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.
Show the quarterly figures
Quarter
Total assets
Texas Ratio
Star Rating
Health Grade
June 30, 2026
$12M
0.11%
5.0
A+
March 31, 2026
$11M
2.70%
5.0
A+
December 31, 2025
$11M
1.04%
5.0
A+
September 30, 2025
$11M
3.26%
5.0
A+
June 30, 2025
$11M
6.48%
5.0
A
March 31, 2025
$11M
10.86%
5.0
A
December 31, 2024
$11M
5.24%
5.0
A+
September 30, 2024
$11M
7.60%
5.0
A
June 30, 2024
$12M
9.54%
5.0
A
March 31, 2024
$12M
4.37%
5.0
A+
December 31, 2023
$11M
1.98%
5.0
A+
September 30, 2023
$12M
2.77%
5.0
A+
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data Sources
MonitorBankRates Star Rating
Our rating for Pittsburgh Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Pittsburgh Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Pittsburgh Federal Credit Union's official website for the most current offers and terms.
Total Insured Shares and Deposits > $250K (item 17 less item K)
10,670,007
Total Interest Expense (Sum of items 6 8)
6,847
Share Certificates
52
Number of Accounts for Share Drafts
796
IRA KEOGH Accounts
35
Number of Accounts for Regular Shares
1,286
All other shares
118
Net Income (unless the amount is already included in Undivided Earnings)
45,580
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,488,318
Total Liabilities
10,681,099
Source: NCUA — Last Updated 06/30/2026
2026 MBR Health & Safety Badge
Pittsburgh Federal Credit Union earned the Verified Healthy badge
Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.
Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.
Learn more about the MBR Health & Safety Badge program on our methodology page.
Customer Reviews
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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About Pittsburgh Federal Credit Union
Does Pittsburgh Federal Credit Union offer CDs?
Yes. Pittsburgh Federal Credit Union current CD rates include its CD of Deposit - 12 Month at 0.25% APY, its CD of Deposit - 24 Month at 0.25% APY and its CD of Deposit - 36 Month at 0.25% APY, verified by MonitorBankRates as of October 28, 2026.
Are CDs from Pittsburgh Federal Credit Union NCUA insured?
Yes. Pittsburgh Federal Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.
What is the highest CD rate at Pittsburgh Federal Credit Union?
The highest Pittsburgh Federal Credit Union CD rate is its CD of Deposit - 12 Month at 0.25% APY, verified by MonitorBankRates as of October 28, 2026.
What CD terms does Pittsburgh Federal Credit Union offer?
Pittsburgh Federal Credit Union CD rates are 0.20% APY for a 6 month CD, 0.25% APY for a 12 month CD, 0.25% APY for a 2 year CD and 0.25% APY for a 3 year CD, verified by MonitorBankRates as of October 28, 2026. The institution may offer other terms or specials that are not listed here, so check with Pittsburgh Federal Credit Union for its full lineup.
What is the lowest auto loan rate at Pittsburgh Federal Credit Union?
The lowest Pittsburgh Federal Credit Union auto loan rate is its New Vehicle Loan 2024-2026 (untitled or <10,000 miles) at 4.75%, verified by MonitorBankRates as of October 28, 2026.
What is the lowest personal loan rate at Pittsburgh Federal Credit Union?
The lowest Pittsburgh Federal Credit Union personal loan rate is its Seasonal Special Signature Loan at 6.25%, verified by MonitorBankRates as of October 28, 2026.
What is the lowest credit card APR at Pittsburgh Federal Credit Union?
The lowest Pittsburgh Federal Credit Union credit card APR is its Visa Credit Card at 15.75% APR, verified by MonitorBankRates as of October 28, 2026.
How many branches does Pittsburgh Federal Credit Union operate?
Pittsburgh Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.
Is a member application needed to join Pittsburgh Federal Credit Union?
Yes, to access services at Pittsburgh Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.
Is there a first-time homebuyer program?
Currently, Pittsburgh Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.
Are credit management and repair services offered?
While formal credit repair services are not currently listed, Pittsburgh Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.
Does Pittsburgh Federal Credit Union offer online and mobile banking?
Most modern institutions like Pittsburgh Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pittsburghfcu.org.
Are all CD rates listed on MonitorBankRates federally insured?
Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.
I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?
You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.
If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?
Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.
Why are some CD offers not available for me to open?
Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.
How do Pittsburgh Federal Credit Union rates compare?
Pittsburgh Federal Credit Union's CD rates are 92% lower than the MonitorBankRates national average, and it has an A+ health rating. Pittsburgh Federal Credit Union's top rates are its CD of Deposit - 12 Month at 0.25% APY, its Seasonal Special Signature Loan at 6.25% APR and its Visa Credit Card at 15.75% APR, verified by MonitorBankRates on October 28, 2026.
Current Pittsburgh Federal Credit Union Rates
12-Month CD0.25%
24-Month CD0.25%
Retrieved from our database of financial products. Rates subject to change.