|
iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 First Community Bank Batesville, AR Rates & Review November 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated and Verified: November 7, 2026
First Community Bank Batesville, AR's 60-Month CD rates are at 2.27%, 48-Month CD rates are at 2.02%, 36-Month CD rates are at 1.81%, 24-Month CD rates are at 1.71%, 18-Month CD rates are at 1.51%. First Community Bank Batesville, AR's savings rates are at 0.10%. First Community Bank Batesville, AR's money market rates are at 1.00%. First Community Bank Batesville, AR's checking rates are as high as 0.10%. First Community Bank Batesville, AR's top CD rate of 4.55% APY on a 14 month CD is 52% higher than the MonitorBankRates national average of 3.00% APY for that term, and it has a B+ health rating. MonitorBankRates evaluates the financial stability of First Community Bank Batesville, AR with a 4.8 Star Rating, an B+ Overall Health Grade, and a Texas Ratio of 17.04%. Rates last updated and verified on 11/07/2026. First Community Bank Batesville, AR money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Community Bank Batesville, AR? Share your experience about First Community Bank Batesville, AR by leaving a review below, or read customer reviews before you decide to use First Community Bank Batesville, AR. Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends. First Community Bank Batesville, AR CD Rates
First Community Bank Batesville, AR Savings Rates
First Community Bank Batesville, AR Money Market Rates
First Community Bank Batesville, AR Checking Rates
First Community Bank Batesville, AR Other Rates
Financial Health HistoryFirst Community Bank Batesville, AR’s Texas Ratio rose from 2.46% in Q3 2023 to 17.04% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 4.7 to 4.8 and its Health Grade from A to B+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures. Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by
MonitorBankRates
How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops. Show the quarterly figures
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for First Community Bank Batesville, AR is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather First Community Bank Batesville, AR rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Community Bank Batesville, AR's official website for the most current offers and terms.
Bank Profile & Overview
Bank Name
First Community Bank Batesville, AR
Website
https://www.firstcommunity.net
Address
1325 Harrison St,
Batesville, AR 72501 · Independence
Bank Holding Company
FIRST COMMUNITY BANCSHARES INC
FDIC Certificate #
34533
Regulator
FDIC
Established
August 4, 1997
FDIC Insurance Date
August 4, 1997
Domestic Offices
35
Total Branches
35
FDIC Insured
✓ Yes, up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
4.8 / 5.0 ★
Overall Health & Safety Grade
B+ (90/100)
Texas Ratio
17.04%
National Average Texas Ratio
5.85%
Return on Assets (ROA)
1.3166%
Return on Equity (ROE)
16.9400%
Non-Performing Loans Ratio (NPL)
0.25%
Total Assets
$3,629,998,000
Total Deposits
$2,866,370,000
Equity Capital
$284,559,000
Net Income
$23,159,000
Headquarters
Batesville
Total Branches and Offices
35
Source: FDIC — Last Updated June 30, 2026
Customer Reviews
There are no reviews for First Community Bank Batesville, AR yet. Feel free to create one below.
Looking for more bank and credit union reviews?
Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.
Add Your Rating and Review for First Community Bank Batesville, AR
Frequently Asked Questions About First Community Bank Batesville, ARDoes First Community Bank Batesville, AR offer CDs?Yes. First Community Bank Batesville, AR current CD rates include its 60-Month CD at 2.27% APY, its 48-Month CD at 2.02% APY and its 36-Month CD at 1.81% APY, verified by MonitorBankRates as of November 7, 2026. Are CDs from First Community Bank Batesville, AR FDIC insured?Yes. First Community Bank Batesville, AR is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category. What is the highest CD rate at First Community Bank Batesville, AR?The highest First Community Bank Batesville, AR CD rate is its 14-Month IRA Certificate of Deposit Special at 4.55% APY, verified by MonitorBankRates as of November 7, 2026. What CD terms does First Community Bank Batesville, AR offer?First Community Bank Batesville, AR CD rates are 1.26% APY for a 12 month CD, 1.51% APY for an 18 month CD, 1.71% APY for a 2 year CD, 1.81% APY for a 3 year CD, 2.02% APY for a 4 year CD and 2.27% APY for a 5 year CD, verified by MonitorBankRates as of November 7, 2026. The institution may offer other terms or specials that are not listed here, so check with First Community Bank Batesville, AR for its full lineup. What is the highest savings rate at First Community Bank Batesville, AR?The highest First Community Bank Batesville, AR savings rate is its Regular Savings at 0.10% APY, verified by MonitorBankRates as of November 7, 2026. What is the highest money market rate at First Community Bank Batesville, AR?The highest First Community Bank Batesville, AR money market rate is its Loyalty First Money Market at 1.00% APY, verified by MonitorBankRates as of November 7, 2026. What is the highest checking rate at First Community Bank Batesville, AR?The highest First Community Bank Batesville, AR checking rate is its 50 Plus Checking at 0.10% APY, verified by MonitorBankRates as of November 7, 2026. How many branches does First Community Bank Batesville, AR operate?First Community Bank Batesville, AR currently maintains approximately 35 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, First Community Bank Batesville, AR does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Community Bank Batesville, AR provides members with tools to manage their accounts and build a solid financial history. Does First Community Bank Batesville, AR offer online and mobile banking?Most modern institutions like First Community Bank Batesville, AR provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstcommunity.net. Are all CD rates listed on MonitorBankRates federally insured?Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account. I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit. If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money. Why are some CD offers not available for me to open?Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules. How do First Community Bank Batesville, AR rates compare?First Community Bank Batesville, AR's top CD rate of 4.55% APY on a 14 month CD is 52% higher than the MonitorBankRates national average of 3.00% APY for that term, and it has a B+ health rating. First Community Bank Batesville, AR's top rates are its 14-Months 14-Month IRA Certificate of Deposit Special at 4.55% APY, its Regular Savings at 0.10% APY, its Loyalty First Money Market at 1.00% APY and its 50 Plus Checking at 0.10% APY, verified by MonitorBankRates on November 7, 2026. Current First Community Bank Batesville, AR Rates
Retrieved from our database of financial products. Rates subject to change.
Compare to Other Banks
Summit National Bank
Ascendia Bank
TrailWest Bank
Synergy Bank
FNB in Port Lavaca
Grand Marais SB
Community Bank Delaware
Community Bank
Npesb
Buffalo Federal Bank
Blue Grass Federal SLA
Peoples Bank of Alabama
First National Bank of Michigan
Owingsville Banking Company
Round Top State Bank
First National Bank of Louisiana
Bank of Stockton
Native American Bank
Headwaters State Bank
FSB of Burnet
Producers Bank & Trust
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
