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Tri City National Bank Rates & Review April 2026

Tri City National Bank's 7-Month Personal or Business CD rates are at 3.40%, Certificates of Deposit 12-Month rates are at 2.90%, Certificates of Deposit 6-Month rates are at 2.90%, Certificates of Deposit 18-Month rates are at 2.50%, Certificates of Deposit 24-Month rates are at 2.50%. Tri City National Bank's savings rates are at 0.02%. Tri City National Bank's money market rates are at 0.01%. Tri City National Bank's 5 Year Adjustable Rate Mortgage (ARM) rates are at 5.50%, 7 Year Adjustable Rate Mortgage (ARM) rates are at 5.75%, 30 Year Fixed Rate Mortgage | FHA rates are at 6.38%, 30 Year Fixed Rate Mortgage |VA rates are at 6.62%. Tri City National Bank's Personal Loan Rates are at 4.65%. MonitorBankRates evaluates the financial stability of Tri City National Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.48%. Rates were last updated on 03/28/2026.

Tri City National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tri City National Bank? Share your experience about Tri City National Bank by leaving a review below, or read customer reviews before you decide to use Tri City National Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.48%
Excellent Lower than avg
Tri City National Bank
6400 S 27th St
Oak Creek, WI 53154
https://www.tcnb.com
Member FDIC

Tri City National Bank CD Rates

Product Rate APY Term View More
7 Month Personal or Business CD 3.34% 3.40% 7 Month
Min Deposit $2,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Certificates of Deposit 12 month 2.85% 2.90% 12
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Certificates of Deposit 6 month 2.85% 2.90% 6
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Certificates of Deposit 18 month 2.47% 2.50% 18
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Certificates of Deposit 24 month 2.47% 2.50% 24
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Certificates of Deposit 30 month 2.47% 2.50% 30
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Certificates of Deposit 36 month 2.47% 2.50% 36
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Certificates of Deposit 48 month 2.47% 2.50% 48
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Certificates of Deposit 60 month 2.47% 2.50% 60
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Certificates of Deposit 3 month 1.98% 2.00% 3
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%

Tri City National Bank Savings Rates

Product Rate APY View More
Everyday Savings 0.02% 0.02%
Min Deposit $100
Min Balance $0
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%

Tri City National Bank Money Market Rates

Product Rate APY View More
Money Market+ 2.95% 3.00%
Min Deposit $250,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Money Market+ 2.56% 2.60%
Min Deposit $250,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Money Market+ 2.27% 2.30%
Min Deposit $250,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Money Market+ 1.98% 2.00%
Min Deposit $250,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Money Market 0.99% 1.00%
Min Deposit $500
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Money Market+ 0.99% 1.00%
Min Deposit $250,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Money Market+ Below 0.99% 1.00%
Min Deposit $250,000
Details $250,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Money Market 0.49% 0.50%
Min Deposit $500
Min Balance $50,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Money Market to $99,999.99 0.49% 0.50%
Min Deposit $500
Details $50,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Money Market 0.24% 0.25%
Min Deposit $500
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Money Market to $49,999.99 0.24% 0.25%
Min Deposit $500
Details $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Money Market 0.19% 0.20%
Min Deposit $500
Min Balance $1,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Money Market to $9,999.99 0.19% 0.20%
Min Deposit $500
Details $1,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Money Market 0.01% 0.01%
Min Deposit $500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Money Market Below 0.01% 0.01%
Min Deposit $500
Details $1,500.00
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%

Tri City National Bank Checking Rates

Product Rate APY View More
Premium Checking 1.00% 1.00%
Min Deposit $50
Min Balance $100,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Premium Checking or more 1.00% 1.00%
Min Balance $50
Details $100,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Premium Checking 0.50% 0.50%
Min Deposit $50
Min Balance $50,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Premium Checking 0.25% 0.25%
Min Deposit $50
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Premium Checking 0.20% 0.20%
Min Deposit $50
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Premium Checking below 0.20% 0.20%
Min Balance $50
Details $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Advantage+ Checking 0.03% 0.03%
Min Deposit $100
Details $5,000+
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Advantage Checking 0.02% 0.02%
Min Deposit $50
Min Balance $1,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Advantage Checking 0.01% 0.01%
Min Deposit $50
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Advantage Checking Below 0.01% 0.01%
Min Deposit $50
Details $1,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
Advantage+ Checking Below 0.01% 0.01%
Min Deposit $100
Details $5,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%

Tri City National Bank Mortgage Rates

Product Rate Points APR Term View More
5 Year Adjustable Rate Mortgage (ARM) 5.50% - 5.55%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
7 Year Adjustable Rate Mortgage (ARM) 5.75% - 5.81%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
30 Year Fixed Rate Mortgage | FHA 6.38% - 6.77%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
30 Year Fixed Rate Mortgage |VA 6.63% - 6.87%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%

Tri City National Bank Home Equity & HELOC

Product Rate Points APR Term View More
HELOC - - 3.99%
Details Intro rate expires: 6 months; Regular APR: 6.240%
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
HELOC - - 5.49%
Details Intro rate expires: 12 months; Regular APR: 6.240%
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
5 Year Fixed Rate Home Equity | Rapid Refinance 6.00% - 6.00% 5 Year
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
3.99% 6-mo. Intro Rate | HELOC 6.24% - 6.24%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
5.49% 12-mo. Intro Rate | HELOC 6.24% - 6.24%
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
HELOC 6.24% - 6.24%
Details Intro rate expires: 6-mo.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
10 Year Fixed Rate Home Equity | Rapid Refinance 6.38% - 6.38% 10 Year
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
5 Year Home Equity Loan 6.88% - 6.88% 5
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
10 Year Home Equity Loan 7.75% - 7.75% 10
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%

Tri City National Bank Auto Loan Rates

Product Rate Points APR Term View More
2020-2025 Used Auto Loan 4.60% - 4.65% 36 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
2025-2026 New Auto Loan 4.60% - 4.65% 36 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
2025-2026 New Auto Loan 4.88% - 4.92% 48 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
2020-2025 Used Auto Loan 5.13% - 5.17% 48 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
2025-2026 New Auto Loan 5.38% - 5.41% 60 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
2020-2025 Used Auto Loan 5.50% - 5.53% 60 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%
2025-2026 New Auto Loan 5.88% - 5.90% 72 Months
No additional details.
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.48%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Tri City National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Tri City National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tri City National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Tri City National Bank
Bank Holding Company TRI CITY BANKSHARES CORP
Address 6400 S 27th St, Oak Creek, WI 53154  ·  Milwaukee
FDIC Certificate # 18922
Established 10/28/1963
FDIC Insurance Date 10/28/1963
Domestic Offices 28
Total Branches 28
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 97/100
5.0
Exceptional Out of 5.0 Stars
5.48%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.6728%
Return on Equity (ROE) 10.2100%
Non-Performing Loans (NPL) 0.34%
Total Assets $2,007,657,000
Total Deposits $1,807,131,000
Equity Capital $185,280,000
Net Income $14,916,000
Headquarters Oak Creek
Total Offices 28
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Frequently Asked Questions About Tri City National Bank

Is Tri City National Bank a safe place to deposit money?

Yes, Tri City National Bank is considered a safe financial institution. With a Texas Ratio of 5.4846102145096%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Tri City National Bank operate?

Tri City National Bank currently maintains approximately 28 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Tri City National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tri City National Bank provides members with tools to manage their accounts and build a solid financial history.

Does Tri City National Bank offer online and mobile banking?

Most modern institutions like Tri City National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tcnb.com.

Current Tri City National Bank Rates

  • 12-Month CD2.90%
  • 18-Month CD2.50%
  • 24-Month CD2.50%
  • 36-Month CD2.50%
  • 48-Month CD2.50%
  • 60-Month CD2.50%
  • Savings0.02%
  • MMA0.01%
Retrieved from our database of financial products. Rates subject to change.