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Tri City National Bank Rates & Review October 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated and Verified: October 7, 2026

Tri City National Bank's top rates as of October 7, 2026 are 3.80% APY on its 13-Month Personal or Business CD, 0.02% APY on savings, 3.00% APY on money market accounts, 0.03% APY on checking, 6.375% on its 5 Year Adjustable Rate Mortgage (ARM), and auto loans from 5.604% APR, according to rates verified by MonitorBankRates. Other Tri City National Bank CD rates include 7-Month Personal or Business CD at 3.60%, 24-Months 24-Month Certificate of Deposit at 3.15%, and 30-Months 30-Month Certificate of Deposit at 3.15%. Other Tri City National Bank mortgage rates include 30 Year Fixed Rate Mortgage - WHEDA First-time Homebuyer at 6.625%, 7 Year Adjustable Rate Mortgage (ARM) at 6.625%, and 15 Year Fixed Rate Mortgage - Tri City Servicing at 7.00%. MonitorBankRates evaluates the financial stability of Tri City National Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.17%. Rates last updated and verified on 10/07/2026.

Tri City National Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Tri City National Bank? Share your experience about Tri City National Bank by leaving a review below, or read customer reviews before you decide to use Tri City National Bank.

MonitorBankRates Verified Healthy Badge Q2 2026 Verified Healthy Q2 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 98/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
4.17%
Excellent Lower than avg
Health Trend ?
Improving 12 quarters
Full history ›
Tri City National Bank
6400 S 27th St
Oak Creek, WI 53154
https://www.tcnb.com
MemberFDIC
Customer Reviews
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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

Tri City National Bank CD Rates

Product Rate APY Term View More
24 Month Certificate of Deposit 3.10% 3.15% 24 Months
Min Deposit $500
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Oct 7, 2026: 3.15% APYOct 7, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
30 Month Certificate of Deposit 3.10% 3.15% 30 Months
Min Deposit $500
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Oct 7, 2026: 3.15% APYOct 7, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
36 Month Certificate of Deposit 3.10% 3.15% 36 Months
Min Deposit $500
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Oct 7, 2026: 3.15% APYOct 7, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
48 Month Certificate of Deposit 3.10% 3.15% 48 Months
Min Deposit $500
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Oct 7, 2026: 3.15% APYOct 7, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
60 Month Certificate of Deposit 3.10% 3.15% 60 Months
Min Deposit $500
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.15% APY · checked 2 times
2.65%3.15%3.65%Oct 7, 2026: 3.15% APYOct 7, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
12 Month Certificate of Deposit 2.95% 3.00% 12 Months
Min Deposit $500
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 7, 2026: 3.00% APYOct 7, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
18 Month Certificate of Deposit 2.95% 3.00% 18 Months
Min Deposit $500
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 7, 2026: 3.00% APYOct 7, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
6 Month Certificate of Deposit 2.95% 3.00% 6 Months
Min Deposit $500
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 3.00% APY · checked 2 times
2.50%3.00%3.50%Oct 7, 2026: 3.00% APYOct 7, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
3 Month Certificate of Deposit 1.98% 2.00% 3 Months
Min Deposit $500
Last Updated 10/07/2026
Rate History
No change since Oct 7, 2026 · 2.00% APY · checked 2 times
1.50%2.00%2.50%Oct 7, 2026: 2.00% APYOct 7, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%

Tri City National Bank Business CD Rates

Product Rate APY Term View More
13 Month Personal or Business CD 3.73% 3.80% 13 Month
Min Deposit $2,500
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.80% APY · checked 6 times
3.30%3.80%4.30%Sep 18, 2026: 3.80% APYSep 18, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
7 Month Personal or Business CD 3.53% 3.60% 7 Month
Min Deposit $2,500
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.60% APY · checked 6 times
3.10%3.60%4.10%Sep 18, 2026: 3.60% APYSep 18, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%

Tri City National Bank Savings Rates

Product Rate APY View More
Everyday Savings 0.02% 0.02%
Min Deposit $100
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 6 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%

Tri City National Bank Money Market Rates

Product Rate APY View More
Money Market+ 2.95% 3.00%
Min Deposit $250,000
Min Balance $2,000,000
Details Balance: $2,000,000 +
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 3.00% APY · checked 6 times
2.50%3.00%3.50%Sep 18, 2026: 3.00% APYSep 18, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
Money Market+ 2.56% 2.60%
Min Deposit $250,000
Min Balance $1,000,000
Details Balance: $1,000,000 - $1,999,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.60% APY · checked 6 times
2.10%2.60%3.10%Sep 18, 2026: 2.60% APYSep 18, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
Money Market+ 2.27% 2.30%
Min Deposit $250,000
Min Balance $500,000
Details Balance: $500,000 - $999,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.30% APY · checked 6 times
1.80%2.30%2.80%Sep 18, 2026: 2.30% APYSep 18, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
Money Market+ 1.98% 2.00%
Min Deposit $250,000
Min Balance $250,000
Details Balance: $250,000 - $499,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 2.00% APY · checked 6 times
1.50%2.00%2.50%Sep 18, 2026: 2.00% APYSep 18, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
Money Market 0.99% 1.00%
Min Deposit $500
Min Balance $100,000
Details Balance: $100,000.00+
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 1.00% APY · checked 6 times
0.50%1.00%1.50%Sep 18, 2026: 1.00% APYSep 18, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
Money Market 0.49% 0.50%
Min Deposit $500
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.50% APY · checked 6 times
0.00%0.50%1.00%Sep 18, 2026: 0.50% APYSep 18, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
Money Market 0.24% 0.25%
Min Deposit $500
Min Balance $10,000
Details Balance: $10,000.00 - $49,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.25% APY · checked 6 times
0.00%0.38%0.75%Sep 18, 2026: 0.25% APYSep 18, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
Money Market 0.19% 0.20%
Min Deposit $500
Min Balance $1,500
Details Balance: $1,500.00 - $9,999.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.20% APY · checked 6 times
0.00%0.35%0.70%Sep 18, 2026: 0.20% APYSep 18, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
Money Market 0.01% 0.01%
Min Deposit $500
Min Balance $0
Details Balance: $0.00 - $1,499.99
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.01% APY · checked 6 times
0.00%0.26%0.51%Sep 18, 2026: 0.01% APYSep 18, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%

Tri City National Bank Checking Rates

Product Rate APY View More
Advantage+ Checking 0.03% 0.03%
Min Deposit $100
Min Balance $5,000
Details Balance: $5,000+
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.03% APY · checked 6 times
0.00%0.27%0.53%Sep 18, 2026: 0.03% APYSep 18, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
Advantage Checking 0.02% 0.02%
Min Deposit $50
Min Balance $1,500
Details Balance: $1,500+
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.02% APY · checked 6 times
0.00%0.26%0.52%Sep 18, 2026: 0.02% APYSep 18, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
Advantage Checking 0.01% 0.01%
Min Deposit $50
Min Balance $0
Details Balance: Below $1,500
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.01% APY · checked 6 times
0.00%0.26%0.51%Sep 18, 2026: 0.01% APYSep 18, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
Advantage+ Checking 0.01% 0.01%
Min Deposit $100
Min Balance $0
Details Balance: Below $5,000
Last Updated 10/07/2026
Rate History
No change since Sep 18, 2026 · 0.01% APY · checked 6 times
0.00%0.26%0.51%Sep 18, 2026: 0.01% APYSep 18, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%

Tri City National Bank Mortgage Rates

Product Rate Points APR Term View More
5 Year Adjustable Rate Mortgage (ARM) 6.375% 0.000% 6.452%
No additional details.
Last Updated 10/07/2026
Rate History
2 changes since Sep 15, 2026 · 5.82% → 6.45% ▲ 0.63 pts · high 6.45% / low 5.82%
5.20%6.14%7.08%Sep 15, 2026: 5.82% APRSep 24, 2026: 6.20% APROct 7, 2026: 6.45% APRSep 15, 2026Oct 14, 2026
  • Oct 7, 20266.45%▲ from 6.20%
  • Sep 24, 20266.20%▲ from 5.82%
  • Sep 15, 20265.82%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
30 Year Fixed Rate Mortgage - WHEDA First-time Homebuyer 6.625% 0.000% 6.703% 30 years
Details WHEDA First-time Homebuyer*
Last Updated 10/07/2026
Rate History
No change since Sep 24, 2026 · 6.70% APR · checked 6 times
6.20%6.70%7.20%Sep 24, 2026: 6.70% APRSep 24, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
7 Year Adjustable Rate Mortgage (ARM) 6.625% 0.000% 6.704%
No additional details.
Last Updated 10/07/2026
Rate History
2 changes since Sep 15, 2026 · 6.08% → 6.70% ▲ 0.63 pts · high 6.70% / low 6.08%
5.45%6.39%7.33%Sep 15, 2026: 6.08% APRSep 24, 2026: 6.45% APROct 7, 2026: 6.70% APRSep 15, 2026Oct 14, 2026
  • Oct 7, 20266.70%▲ from 6.45%
  • Sep 24, 20266.45%▲ from 6.08%
  • Sep 15, 20266.08%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
15 Year Fixed Rate Mortgage - Tri City Servicing 7.00% 0.000% 7.191% 15 years
No additional details.
Last Updated 10/07/2026
Rate History
2 changes since Sep 24, 2026 · 6.75% → 7.19% ▲ 0.44 pts · high 7.19% / low 6.75%
6.25%6.97%7.69%Sep 24, 2026: 6.75% APRSep 27, 2026: 7.15% APROct 7, 2026: 7.19% APRSep 24, 2026Oct 14, 2026
  • Oct 7, 20267.19%▲ from 7.15%
  • Sep 27, 20267.15%▲ from 6.75%
  • Sep 24, 20266.75%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
30 Year Fixed Rate Mortgage - Tri City Servicing 7.50% 0.000% 7.609% 30 years
No additional details.
Last Updated 10/07/2026
Rate History
3 changes since Sep 24, 2026 · 7.22% → 7.61% ▲ 0.39 pts · high 7.62% / low 7.22%
6.72%7.42%8.12%Sep 24, 2026: 7.22% APRSep 27, 2026: 7.60% APROct 1, 2026: 7.62% APROct 7, 2026: 7.61% APRSep 24, 2026Oct 14, 2026
  • Oct 7, 20267.61%▼ from 7.62%
  • Oct 1, 20267.62%▲ from 7.60%
  • Sep 27, 20267.60%▲ from 7.22%
  • Sep 24, 20267.22%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
30 Year Fixed Rate Mortgage - FHA 7.25% 0.000% 7.666% 30 Year
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Sep 27, 2026 · 8.18% → 7.67% ▼ 0.51 pts · high 8.18% / low 7.67%
7.15%7.92%8.69%Sep 27, 2026: 8.18% APROct 1, 2026: 7.67% APRSep 27, 2026Oct 14, 2026
  • Oct 1, 20267.67%▼ from 8.18%
  • Sep 27, 20268.18%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
30 Year Fixed Rate Mortgage - VA 7.75% 0.000% 8.015% 30 Year
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 27, 2026 · 8.02% APR · checked 5 times
7.52%8.02%8.52%Sep 27, 2026: 8.02% APRSep 27, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%

Tri City National Bank Home Equity & HELOC

Product Rate Points APR Term View More
5 Year Fixed Rate Home Equity - Rapid Refinance 6.00% - 6.00% 5 Year
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 6.00% APR · checked 8 times
5.50%6.00%6.50%Sep 15, 2026: 6.00% APRSep 15, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
10 Year Fixed Rate Home Equity - Rapid Refinance 6.375% - 6.375% 10 Year
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 6.38% APR · checked 8 times
5.88%6.38%6.88%Sep 15, 2026: 6.38% APRSep 15, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
HELOC 6.49% - 6.49% 6 months
Details Intro Rate: 3.99%
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.49% / low 6.24%
5.74%6.37%6.99%Sep 15, 2026: 6.24% APROct 7, 2026: 6.49% APRSep 15, 2026Oct 14, 2026
  • Oct 7, 20266.49%▲ from 6.24%
  • Sep 15, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
HELOC 6.49% - 6.49% 12 months
Details Intro Rate: 5.49%
Last Updated 10/07/2026
Rate History
1 change since Sep 15, 2026 · 6.24% → 6.49% ▲ 0.25 pts · high 6.49% / low 6.24%
5.74%6.37%6.99%Sep 15, 2026: 6.24% APROct 7, 2026: 6.49% APRSep 15, 2026Oct 14, 2026
  • Oct 7, 20266.49%▲ from 6.24%
  • Sep 15, 20266.24%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
5 Year Home Equity Loan 6.875% - 6.875% 5 Year
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 6.88% APR · checked 8 times
6.38%6.88%7.38%Sep 15, 2026: 6.88% APRSep 15, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
10 Year Home Equity Loan 7.75% - 7.75% 10 Year
No additional details.
Last Updated 10/07/2026
Rate History
No change since Sep 15, 2026 · 7.75% APR · checked 8 times
7.25%7.75%8.25%Sep 15, 2026: 7.75% APRSep 15, 2026Oct 14, 2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%

Tri City National Bank Auto Loan Rates

Product Rate Points APR Term View More
2020-2025 Used Auto Loan 5.55% - 5.604% 36 Months
No additional details.
Last Updated 10/07/2026
Rate History
2 changes since Sep 15, 2026 · 4.95% → 5.60% ▲ 0.65 pts · high 5.60% / low 4.95%
4.30%5.28%6.26%Sep 15, 2026: 4.95% APROct 2, 2026: 5.50% APROct 7, 2026: 5.60% APRSep 15, 2026Oct 14, 2026
  • Oct 7, 20265.60%▲ from 5.50%
  • Oct 2, 20265.50%▲ from 4.95%
  • Sep 15, 20264.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
2025-2026 New Auto Loan 5.55% - 5.604% 36 Months
No additional details.
Last Updated 10/07/2026
Rate History
2 changes since Sep 15, 2026 · 4.95% → 5.60% ▲ 0.65 pts · high 5.60% / low 4.95%
4.30%5.28%6.26%Sep 15, 2026: 4.95% APROct 2, 2026: 5.50% APROct 7, 2026: 5.60% APRSep 15, 2026Oct 14, 2026
  • Oct 7, 20265.60%▲ from 5.50%
  • Oct 2, 20265.50%▲ from 4.95%
  • Sep 15, 20264.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
2020-2025 Used Auto Loan 5.90% - 5.941% 48 Months
No additional details.
Last Updated 10/07/2026
Rate History
2 changes since Sep 15, 2026 · 5.29% → 5.94% ▲ 0.65 pts · high 5.94% / low 5.29%
4.64%5.62%6.59%Sep 15, 2026: 5.29% APROct 2, 2026: 5.84% APROct 7, 2026: 5.94% APRSep 15, 2026Oct 14, 2026
  • Oct 7, 20265.94%▲ from 5.84%
  • Oct 2, 20265.84%▲ from 5.29%
  • Sep 15, 20265.29%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
2025-2026 New Auto Loan 5.90% - 5.941% 48 Months
No additional details.
Last Updated 10/07/2026
Rate History
2 changes since Sep 15, 2026 · 5.29% → 5.94% ▲ 0.65 pts · high 5.94% / low 5.29%
4.64%5.62%6.59%Sep 15, 2026: 5.29% APROct 2, 2026: 5.84% APROct 7, 2026: 5.94% APRSep 15, 2026Oct 14, 2026
  • Oct 7, 20265.94%▲ from 5.84%
  • Oct 2, 20265.84%▲ from 5.29%
  • Sep 15, 20265.29%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
2025-2026 New Auto Loan 6.15% - 6.183% 60 Months
No additional details.
Last Updated 10/07/2026
Rate History
2 changes since Sep 15, 2026 · 5.53% → 6.18% ▲ 0.65 pts · high 6.18% / low 5.53%
4.88%5.86%6.83%Sep 15, 2026: 5.53% APROct 2, 2026: 6.08% APROct 7, 2026: 6.18% APRSep 15, 2026Oct 14, 2026
  • Oct 7, 20266.18%▲ from 6.08%
  • Oct 2, 20266.08%▲ from 5.53%
  • Sep 15, 20265.53%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
2020-2025 Used Auto Loan 6.40% - 6.433% 60 Months
No additional details.
Last Updated 10/07/2026
Rate History
2 changes since Sep 15, 2026 · 5.78% → 6.43% ▲ 0.65 pts · high 6.43% / low 5.78%
5.13%6.11%7.08%Sep 15, 2026: 5.78% APROct 2, 2026: 6.33% APROct 7, 2026: 6.43% APRSep 15, 2026Oct 14, 2026
  • Oct 7, 20266.43%▲ from 6.33%
  • Oct 2, 20266.33%▲ from 5.78%
  • Sep 15, 20265.78%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
2025-2026 New Auto Loan 6.525% - 6.553% 72 Months
No additional details.
Last Updated 10/07/2026
Rate History
2 changes since Sep 15, 2026 · 5.90% → 6.55% ▲ 0.65 pts · high 6.55% / low 5.90%
5.25%6.23%7.20%Sep 15, 2026: 5.90% APROct 2, 2026: 6.45% APROct 7, 2026: 6.55% APRSep 15, 2026Oct 14, 2026
  • Oct 7, 20266.55%▲ from 6.45%
  • Oct 2, 20266.45%▲ from 5.90%
  • Sep 15, 20265.90%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
2020-2025 Used Auto Loan 7.025% - 7.053% 72 Months
No additional details.
Last Updated 10/07/2026
Rate History
1 change since Oct 2, 2026 · 6.95% → 7.05% ▲ 0.10 pts · high 7.05% / low 6.95%
6.45%7.00%7.55%Oct 2, 2026: 6.95% APROct 7, 2026: 7.05% APROct 2, 2026Oct 14, 2026
  • Oct 7, 20267.05%▲ from 6.95%
  • Oct 2, 20266.95%first recorded
Institution Ratings
5.0
Star Rating
A+
Health Grade
◈ Texas Ratio: 4.17%
Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Tri City National Bank’s Texas Ratio fell from 5.48% in Q3 2023 to 4.17% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.2 to 5.0 and its Health Grade from B+ to A+. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 1.8% 2.0★ 3.7% 3.0★ 5.5% 4.0★ 7.4% 5.0★ Healthy zone – entire history below the 15% limit 5.48% B+ Q3 2023 A Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 4.17% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
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How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$2.0B4.17%5.0A+
March 31, 2026$2.0B2.62%5.0A+
December 31, 2025$2.0B2.89%5.0A+
September 30, 2025$1.9B1.85%5.0A+
June 30, 2025$1.9B4.86%5.0A+
March 31, 2025$1.8B4.49%5.0A+
December 31, 2024$1.9B4.82%5.0A+
September 30, 2024$2.0B3.57%5.0A+
June 30, 2024$2.0B4.28%5.0A+
March 31, 2024$2.0B4.57%5.0A+
December 31, 2023$2.1B4.62%4.9A
September 30, 2023$2.0B5.48%4.2B+
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Tri City National Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Tri City National Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Tri City National Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Tri City National Bank
Bank Holding Company TRI CITY BANKSHARES CORP
Address 6400 S 27th St, Oak Creek, WI 53154  ·  Milwaukee
Website https://www.tcnb.com
FDIC Certificate # 18922
Established 19631028
FDIC Insurance Date 19631028
Domestic Offices 26
Total Branches 26
Regulator OCC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 98/100
5.0
Exceptional Out of 5.0 Stars
4.17%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.8334%
Return on Equity (ROE) 8.8100%
Non-Performing Loans (NPL) 0.30%
Total Assets $1,952,347,000
Total Deposits $1,748,284,000
Equity Capital $188,960,000
Net Income $8,236,000
Headquarters Oak Creek
Total Branches and Offices 26
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge Q2 2026
Q2 2026 MBR Health & Safety Badge

Tri City National Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your Q2 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter; when a new quarter is published, come back to this page for the updated code.

<a href="https://monitorbankrates.com/banks/tri-city-national-bank-rates-review-18922">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026-q2.svg"
       alt="MonitorBankRates Verified Healthy Badge Q2 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About Tri City National Bank

How many branches does Tri City National Bank operate?

Tri City National Bank currently maintains approximately 26 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Tri City National Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Tri City National Bank provides members with tools to manage their accounts and build a solid financial history.

Does Tri City National Bank offer online and mobile banking?

Most modern institutions like Tri City National Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.tcnb.com.

Current Tri City National Bank Rates

  • 12-Month CD3.00%
  • 18-Month CD3.00%
  • 24-Month CD3.15%
  • 36-Month CD3.15%
  • 48-Month CD3.15%
  • 60-Month CD3.15%
  • Savings0.02%
  • MMA3.00%
Retrieved from our database of financial products. Rates subject to change.

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