First Federal S&L Newark, OH Rates and Review February 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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First Federal S&L Newark, OH's 182 Day CD rates are at 3.40%, 13-Month CD rates are at 3.39%, 30-Month CD rates are at 3.34%, 15-Month CD- rates are at 3.30%, 8-Month CD- rates are at 3.30%. First Federal S&L Newark, OH's savings rates are at 0.05%. First Federal S&L Newark, OH's money market rates are at 0.35%.
Rate Updates and AvailabilityFirst Federal S&L Newark, OH money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Federal S&L Newark, OH? Share your experience about First Federal S&L Newark, OH by leaving a review below, or read customer reviews before you decide to use First Federal S&L Newark, OH. First Federal S&L Newark, OH Texas RatioFirst Federal S&L Newark, OH's Texas Ratio is at 4.42%, which is considered excellent. The Texas Ratio for First Federal S&L Newark, OH is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. MonitorBankRates Rating
5.0
Excellent
Out of 5.0 Stars
First Federal S&L Newark, OH has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Overall, First Federal S&L Newark, OH is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars. Current Interest RatesRate
APY/APR
vs. Avg
"N/A" indicates the product is not offered or the rate is unavailable. 
First Federal S&L Newark, OH CD Rates
First Federal S&L Newark, OH Savings Rates
First Federal S&L Newark, OH Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for First Federal S&L Newark, OH is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather First Federal S&L Newark, OH rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Federal S&L Newark, OH's official website for the most current offers and terms.
Bank Profile & OverviewFirst Federal S&L Newark, OH
2 N 2nd StNewark, OH 43055 Licking Established Date: 08/01/1934 FDIC Certificate #: 29090 Date of FDIC Deposit Insurance: 08/09/1989 How Many Domestic U.S. Offices? 6 How Many Branches are There? 6 Website: https://www.firstfedohio.com
Is First Federal S&L Newark, OH FDIC Insured? Yes
What is First Federal S&L Newark, OH's Cert number? 29090
What is the maximum amount for insured deposits? $250,000 per holder, per account
Financial Health & AssetsTotal Assets:
$272,773,000
Total Deposits:
$228,678,000
Equity Capital:
$36,670,000
Net Income:
$93,000
Return on Assets (ROA):
0.2420%
Return on Equity (ROE):
1.7400%
Headquarters:
Newark
Regulator:
OCC
# of Offices:
6
Source: FDIC | Last Updated 03/31/2024
Customer ReviewsLVes
December 17, 2025
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Frequently Asked Questions About First Federal S&L Newark, OHHow do I open an account at First Federal S&L Newark, OH?You can typically open an account at First Federal S&L Newark, OH by visiting a local branch or applying through their official website. Is there a first-time homebuyer program?Currently, First Federal S&L Newark, OH provides a range of mortgage and home equity products. Is First Federal S&L Newark, OH a safe place to deposit money?Yes, First Federal S&L Newark, OH is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor. Does First Federal S&L Newark, OH offer online and mobile banking?Most modern institutions like First Federal S&L Newark, OH provide digital access including online balance checks and transfers. Compare to other Banks |
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