What are the current interest rates at PNC Bank?

Current rates for PNC Bank include: 12-Month CD: 0.01%, 18-Month CD: 0.01%, 24-Month CD: 0.01%, 36-Month CD: 0.01%, 48-Month CD: 0.01%, 60-Month CD: 0.01%, Savings: 0.01%, MMA: 0.08%

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PNC Bank Rates & Review November 2026

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: November 5, 2026

PNC Bank's 13-Month Fixed Rate CD (CD) rates are at 4.25%, 7-Month Fixed Rate CD (CD) rates are at 4.00%, 4-Month Fixed Rate CD (CD) rates are at 3.50%, 37-Month Fixed Rate CD (CD) rates are at 2.80%, 25-Month Fixed Rate CD (CD) rates are at 2.70%. PNC Bank's savings rates are at 0.01%. PNC Bank's money market rates are at 0.08%. PNC Bank's top CD rate of 4.25% APY on a 13 month CD is 41% higher than the MonitorBankRates national average of 3.02% APY for that term, and it has an A health rating. MonitorBankRates evaluates the financial stability of PNC Bank with a 4.7 Star Rating, an A Overall Health Grade, and a Texas Ratio of 4.24%. Rates last updated and verified on 11/05/2026.

PNC Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PNC Bank? Share your experience about PNC Bank by leaving a review below, or read customer reviews before you decide to use PNC Bank.

Verified Healthy 2026 Use This Badge on Your Bank Website

Overall Health & Safety Grade

Excellent Health Score: 95/100

MonitorBankRates Rating

4.7

Excellent Out of 5.0 Stars

Texas Ratio

4.24%

Excellent Lower than avg

Health Trend

Improving 12 quarters

Full history ›

PNC Bank, National Association

222 Delaware Ave
Wilmington, DE 19801

https://www.pnc.com

Customer Reviews

1.7 ★ 3 reviews

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Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

PNC Bank CD Rates

Product	Rate	APY	Term	Min. Deposit
13-Month Fixed Rate CD (CD)	4.17%	4.25%	13 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 and above Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 4.25% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
13-Month IRA CD Promotional Rate	4.17%	4.25%	13 Month Fixed Term	$250
Min Deposit $250 Min Balance $1,000 Details Balance: $1,000.00 and above; Minimum opening deposit of $250 required for all IRA CD accounts Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 4.25% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
7-Month Fixed Rate CD (CD)	3.93%	4.00%	7 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 and above Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 4.00% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
7-Month IRA CD Promotional Rate	3.93%	4.00%	7 Month Fixed Term	$250
Min Deposit $250 Min Balance $1,000 Details Balance: $1,000.00 and above; Minimum opening deposit of $250 required for all IRA CD accounts Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 4.00% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
4-Month Fixed Rate CD (CD)	3.45%	3.50%	4 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 and above Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 3.50% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
37-Month Fixed Rate CD (CD)	2.77%	2.80%	37 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 and above Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 2.80% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
37-Month IRA CD Promotional Rate	2.77%	2.80%	37 Month Fixed Term	$250
Min Deposit $250 Min Balance $1,000 Details Balance: $1,000.00 and above; Minimum opening deposit of $250 required for all IRA CD accounts Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 2.80% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
25-Month Fixed Rate CD (CD)	2.67%	2.70%	25 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 and above Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 2.70% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
25-Month IRA CD Promotional Rate	2.67%	2.70%	25 Month Fixed Term	$250
Min Deposit $250 Min Balance $1,000 Details Balance: $1,000.00 and above; Minimum opening deposit of $250 required for all IRA CD accounts Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 2.70% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
17-Month IRA CD Promotional Rate	2.47%	2.50%	17 Month Fixed Term	$250
Min Deposit $250 Min Balance $1,000 Details Balance: $1,000.00 and above; Minimum opening deposit of $250 required for all IRA CD accounts Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 2.50% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
19-Month Fixed Rate CD (CD)	2.47%	2.50%	19 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 and above Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 2.50% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
9-Month Fixed Rate CD (CD)	2.23%	2.25%	9 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 and above Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 2.25% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
9-Month IRA CD Promotional Rate	2.23%	2.25%	9 Month Fixed Term	$250
Min Deposit $250 Min Balance $1,000 Details Balance: $1,000.00 and above; Minimum opening deposit of $250 required for all IRA CD accounts Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 2.25% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 1-Month	0.03%	0.03%	1 Month	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000.00 and above Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.03% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 12-month	0.03%	0.03%	12 Months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000.00 and above Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.03% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 18-month	0.03%	0.03%	18 Months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000.00 and above Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.03% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 24-month	0.03%	0.03%	24 Months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000.00 and above Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.03% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 3-month	0.03%	0.03%	3 Months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000.00 and above Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.03% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 36-month	0.03%	0.03%	36 Months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000.00 and above Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.03% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 48-month	0.03%	0.03%	48 Months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000.00 and above Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.03% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 6-month	0.03%	0.03%	6 Months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000.00 and above Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.03% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 60-month	0.03%	0.03%	60 Months	$1,000
Min Deposit $1,000 Min Balance $25,000 Details Balance: $25,000.00 and above Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.03% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
IRA CD 12-month	0.03%	0.03%	12 Months	$250
Min Deposit $250 Min Balance $25,000 Details Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.03% APY · checked 6 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
IRA CD 18-month	0.03%	0.03%	18 Months	$250
Min Deposit $250 Min Balance $25,000 Details Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.03% APY · checked 6 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
IRA CD 24-month	0.03%	0.03%	24 Months	$250
Min Deposit $250 Min Balance $25,000 Details Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.03% APY · checked 6 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
IRA CD 36-month	0.03%	0.03%	36 Months	$250
Min Deposit $250 Min Balance $25,000 Details Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.03% APY · checked 6 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
IRA CD 48-month	0.03%	0.03%	48 Months	$250
Min Deposit $250 Min Balance $25,000 Details Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.03% APY · checked 6 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
IRA CD 6-month	0.03%	0.03%	6 Months	$250
Min Deposit $250 Min Balance $25,000 Details Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.03% APY · checked 6 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
IRA CD 60-month	0.03%	0.03%	60 Months	$250
Min Deposit $250 Min Balance $25,000 Details Balance: $25,000.00 and above; Annual custodian fee of $25 may be assessed if balance is less than $2000 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.03% APY · checked 6 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 1-Month	0.02%	0.02%	1 Month	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 - $24,999.99 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.02% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 12-month	0.02%	0.02%	12 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 - $24,999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.02% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 18-month	0.02%	0.02%	18 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 - $24,999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.02% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 24-month	0.02%	0.02%	24 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 - $24,999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.02% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 3-month	0.02%	0.02%	3 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 - $24,999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.02% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 36-month	0.02%	0.02%	36 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 - $24,999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.02% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 48-month	0.02%	0.02%	48 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 - $24,999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.02% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 6-month	0.02%	0.02%	6 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 - $24,999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.02% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 60-month	0.02%	0.02%	60 Months	$1,000
Min Deposit $1,000 Min Balance $1,000 Details Balance: $1,000.00 - $24,999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.02% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
IRA CD 12-month	0.02%	0.02%	12 Months	$250
Min Deposit $250 Min Balance $1,000 Details Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.02% APY · checked 6 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
IRA CD 18-month	0.02%	0.02%	18 Months	$250
Min Deposit $250 Min Balance $1,000 Details Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.02% APY · checked 6 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
IRA CD 24-month	0.02%	0.02%	24 Months	$250
Min Deposit $250 Min Balance $1,000 Details Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.02% APY · checked 6 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
IRA CD 36-month	0.02%	0.02%	36 Months	$250
Min Deposit $250 Min Balance $1,000 Details Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.02% APY · checked 6 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
IRA CD 48-month	0.02%	0.02%	48 Months	$250
Min Deposit $250 Min Balance $1,000 Details Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.02% APY · checked 6 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
IRA CD 6-month	0.02%	0.02%	6 Months	$250
Min Deposit $250 Min Balance $1,000 Details Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.02% APY · checked 6 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
IRA CD 60-month	0.02%	0.02%	60 Months	$250
Min Deposit $250 Min Balance $1,000 Details Balance: $1,000.00 - $24,999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.02% APY · checked 6 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
13-Month Fixed Rate CD (CD)	0.01%	0.01%	13 Month	$1,000
Min Deposit $1,000 Min Balance $1 Details Balance: $1.00 - $999.99 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.01% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
13-Month IRA CD Promotional Rate	0.01%	0.01%	13 Month Fixed Term	$250
Min Deposit $250 Min Balance $1 Details Balance: $1.00 - $999.99; Minimum opening deposit of $250 required for all IRA CD accounts Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.01% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
17-Month IRA CD Promotional Rate	0.01%	0.01%	17 Month Fixed Term	$250
Min Deposit $250 Min Balance $1 Details Balance: $1.00 - $999.99; Minimum opening deposit of $250 required for all IRA CD accounts Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.01% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
19-Month Fixed Rate CD (CD)	0.01%	0.01%	19 Month	$1,000
Min Deposit $1,000 Min Balance $1 Details Balance: $1.00 - $999.99 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.01% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
25-Month Fixed Rate CD (CD)	0.01%	0.01%	25 Month	$1,000
Min Deposit $1,000 Min Balance $1 Details Balance: $1.00 - $999.99 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.01% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
25-Month IRA CD Promotional Rate	0.01%	0.01%	25 Month Fixed Term	$250
Min Deposit $250 Min Balance $1 Details Balance: $1.00 - $999.99; Minimum opening deposit of $250 required for all IRA CD accounts Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.01% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
37-Month Fixed Rate CD (CD)	0.01%	0.01%	37 Month	$1,000
Min Deposit $1,000 Min Balance $1 Details Balance: $1.00 - $999.99 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.01% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
37-Month IRA CD Promotional Rate	0.01%	0.01%	37 Month Fixed Term	$250
Min Deposit $250 Min Balance $1 Details Balance: $1.00 - $999.99; Minimum opening deposit of $250 required for all IRA CD accounts Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.01% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
4-Month Fixed Rate CD (CD)	0.01%	0.01%	4 Month	$1,000
Min Deposit $1,000 Min Balance $1 Details Balance: $1.00 - $999.99 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.01% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
7-Month Fixed Rate CD (CD)	0.01%	0.01%	7 Month	$1,000
Min Deposit $1,000 Min Balance $1 Details Balance: $1.00 - $999.99 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.01% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
7-Month IRA CD Promotional Rate	0.01%	0.01%	7 Month Fixed Term	$250
Min Deposit $250 Min Balance $1 Details Balance: $1.00 - $999.99; Minimum opening deposit of $250 required for all IRA CD accounts Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.01% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
9-Month Fixed Rate CD (CD)	0.01%	0.01%	9 Month	$1,000
Min Deposit $1,000 Min Balance $1 Details Balance: $1.00 - $999.99 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.01% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
9-Month IRA CD Promotional Rate	0.01%	0.01%	9 Month Fixed Term	$250
Min Deposit $250 Min Balance $1 Details Balance: $1.00 - $999.99; Minimum opening deposit of $250 required for all IRA CD accounts Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.01% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 1-Month	0.01%	0.01%	1 Month	$1,000
Min Deposit $1,000 Min Balance $1 Details Balance: $1.00 - $999.99 Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.01% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 12-month	0.01%	0.01%	12 Months	$1,000
Min Deposit $1,000 Min Balance $1 Details Balance: $1.00 - $999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.01% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 18-month	0.01%	0.01%	18 Months	$1,000
Min Deposit $1,000 Min Balance $1 Details Balance: $1.00 - $999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.01% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 24-month	0.01%	0.01%	24 Months	$1,000
Min Deposit $1,000 Min Balance $1 Details Balance: $1.00 - $999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.01% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 3-month	0.01%	0.01%	3 Months	$1,000
Min Deposit $1,000 Min Balance $1 Details Balance: $1.00 - $999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.01% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 36-month	0.01%	0.01%	36 Months	$1,000
Min Deposit $1,000 Min Balance $1 Details Balance: $1.00 - $999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.01% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 48-month	0.01%	0.01%	48 Months	$1,000
Min Deposit $1,000 Min Balance $1 Details Balance: $1.00 - $999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.01% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 6-month	0.01%	0.01%	6 Months	$1,000
Min Deposit $1,000 Min Balance $1 Details Balance: $1.00 - $999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.01% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
CD - 60-month	0.01%	0.01%	60 Months	$1,000
Min Deposit $1,000 Min Balance $1 Details Balance: $1.00 - $999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.01% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
IRA CD 12-month	0.01%	0.01%	12 Months	$250
Min Deposit $250 Min Balance $1 Details Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.01% APY · checked 6 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
IRA CD 18-month	0.01%	0.01%	18 Months	$250
Min Deposit $250 Min Balance $1 Details Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.01% APY · checked 6 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
IRA CD 24-month	0.01%	0.01%	24 Months	$250
Min Deposit $250 Min Balance $1 Details Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.01% APY · checked 6 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
IRA CD 36-month	0.01%	0.01%	36 Months	$250
Min Deposit $250 Min Balance $1 Details Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.01% APY · checked 6 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
IRA CD 48-month	0.01%	0.01%	48 Months	$250
Min Deposit $250 Min Balance $1 Details Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.01% APY · checked 6 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
IRA CD 6-month	0.01%	0.01%	6 Months	$250
Min Deposit $250 Min Balance $1 Details Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.01% APY · checked 6 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
IRA CD 60-month	0.01%	0.01%	60 Months	$250
Min Deposit $250 Min Balance $1 Details Balance: $1.00 - $999.99; Annual custodian fee of $25 may be assessed if balance is less than $2000 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.01% APY · checked 6 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%

PNC Bank Savings Rates

Product	Rate	APY
S is for SAVINGS	0.01%	0.01%
Min Balance $1 Details Balance: $1.00 - $499.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.01% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
S is for SAVINGS	0.01%	0.01%
Min Balance $500 Details Balance: $500.00 - $1,499.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.01% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
S is for SAVINGS	0.01%	0.01%
Min Balance $1,500 Details Balance: $1,500.00 and above Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.01% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%

PNC Bank Money Market Rates

Product	Rate	APY
Premiere Money Market Account - Platinum Tier	0.08%	0.08%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99; Select Tier: Platinum Tier ($500,000 or more) Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.08% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Platinum Tier	0.08%	0.08%
Min Balance $250,000 Details Balance: $250,000.00 - $499,999.99; Select Tier: Platinum Tier ($500,000 or more) Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.08% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Platinum Tier	0.08%	0.08%
Min Balance $500,000 Details Balance: $500,000.00 - $999,999.99; Select Tier: Platinum Tier ($500,000 or more) Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.08% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Platinum Tier	0.08%	0.08%
Min Balance $1,000,000 Details Balance: $1,000,000.00 and above; Select Tier: Platinum Tier ($500,000 or more) Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.08% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Gold Tier	0.07%	0.07%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99; Select Tier: Gold Tier ($100,000 to $499,999.99) Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.07% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Gold Tier	0.07%	0.07%
Min Balance $250,000 Details Balance: $250,000.00 - $499,999.99; Select Tier: Gold Tier ($100,000 to $499,999.99) Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.07% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Gold Tier	0.07%	0.07%
Min Balance $500,000 Details Balance: $500,000.00 - $999,999.99; Select Tier: Gold Tier ($100,000 to $499,999.99) Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.07% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Gold Tier	0.07%	0.07%
Min Balance $1,000,000 Details Balance: $1,000,000.00 and above; Select Tier: Gold Tier ($100,000 to $499,999.99) Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.07% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Platinum Tier	0.07%	0.07%
Min Balance $1 Details Balance: $1.00 - $9,999.99; Select Tier: Platinum Tier ($500,000 or more) Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.07% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Platinum Tier	0.07%	0.07%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; Select Tier: Platinum Tier ($500,000 or more) Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.07% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Platinum Tier	0.07%	0.07%
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; Select Tier: Platinum Tier ($500,000 or more) Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.07% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Platinum Tier	0.07%	0.07%
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; Select Tier: Platinum Tier ($500,000 or more) Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.07% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Gold Tier	0.06%	0.06%
Min Balance $1 Details Balance: $1.00 - $9,999.99; Select Tier: Gold Tier ($100,000 to $499,999.99) Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.06% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Gold Tier	0.06%	0.06%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; Select Tier: Gold Tier ($100,000 to $499,999.99) Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.06% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Gold Tier	0.06%	0.06%
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; Select Tier: Gold Tier ($100,000 to $499,999.99) Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.06% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Gold Tier	0.06%	0.06%
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; Select Tier: Gold Tier ($100,000 to $499,999.99) Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.06% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Silver Tier	0.06%	0.06%
Min Balance $100,000 Details Balance: $100,000.00 - $249,999.99; Select Tier: Silver Tier ($25,000 to $99,999.99) Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.06% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Silver Tier	0.06%	0.06%
Min Balance $250,000 Details Balance: $250,000.00 - $499,999.99; Select Tier: Silver Tier ($25,000 to $99,999.99) Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.06% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Silver Tier	0.06%	0.06%
Min Balance $500,000 Details Balance: $500,000.00 - $999,999.99; Select Tier: Silver Tier ($25,000 to $99,999.99) Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.06% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Silver Tier	0.06%	0.06%
Min Balance $1,000,000 Details Balance: $1,000,000.00 and above; Select Tier: Silver Tier ($25,000 to $99,999.99) Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.06% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Silver Tier	0.05%	0.05%
Min Balance $1 Details Balance: $1.00 - $9,999.99; Select Tier: Silver Tier ($25,000 to $99,999.99) Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.05% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Silver Tier	0.05%	0.05%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99; Select Tier: Silver Tier ($25,000 to $99,999.99) Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.05% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Silver Tier	0.05%	0.05%
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99; Select Tier: Silver Tier ($25,000 to $99,999.99) Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.05% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account - Silver Tier	0.05%	0.05%
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99; Select Tier: Silver Tier ($25,000 to $99,999.99) Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.05% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account	0.04%	0.04%
Min Balance $1 Details Balance: $1.00 - $9,999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.04% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account	0.04%	0.04%
Min Balance $10,000 Details Balance: $10,000.00 - $24,999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.04% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account	0.04%	0.04%
Min Balance $25,000 Details Balance: $25,000.00 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.04% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Premiere Money Market Account	0.04%	0.04%
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Oct 2, 2026 · 0.04% APY · checked 8 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%

PNC Bank Other Rates

Product	Rate	Points	APY/APR
Virtual Wallet Growth	0.02%	-	0.02%
Min Balance $1 Details Balance: $1.00 - $2,499.99; Location: 15222 Allegheny County, PA Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.02% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet Growth - Gold Tier	0.04%	-	0.04%
Min Balance $1 Details Balance: $1.00 - $2,499.99; Location: 15222 Allegheny County, PA Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.04% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet Growth - Gold Tier	0.05%	-	0.05%
Min Balance $2,500 Details Balance: $2,500.00 - and above; Location: 15222 Allegheny County, PA Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.05% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet Growth - Platinum Tier	0.05%	-	0.05%
Min Balance $1 Details Balance: $1.00 - $2,499.99; Location: 15222 Allegheny County, PA Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.05% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet Growth - Platinum Tier	0.06%	-	0.06%
Min Balance $2,500 Details Balance: $2,500.00 - and above; Location: 15222 Allegheny County, PA Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.06% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet Growth - Silver Tier	0.03%	-	0.03%
Min Balance $1 Details Balance: $1.00 - $2,499.99; Location: 15222 Allegheny County, PA Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.03% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet Growth - Silver Tier	0.04%	-	0.04%
Min Balance $2,500 Details Balance: $2,500.00 - and above; Location: 15222 Allegheny County, PA Last Updated 11/05/2026 Rate History No change since Oct 20, 2026 · 0.04% APY · checked 4 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet Reserve	0.01%	-	0.01%
Min Balance $1 Details Location: 15222 Allegheny County, PA; Balance: $1.00 - and above Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.01% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select	0.04%	-	0.04%
Min Balance $1 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $1.00 - $9,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.04% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select	0.04%	-	0.04%
Min Balance $10,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $10,000.00 - $24,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.04% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select	0.04%	-	0.04%
Min Balance $25,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $25,000.00 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.04% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select	0.04%	-	0.04%
Min Balance $50,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $50,000.00 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.04% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select	0.05%	-	0.05%
Min Balance $100,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $100,000.00 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select	0.05%	-	0.05%
Min Balance $250,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $250,000.00 - $499,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select	0.05%	-	0.05%
Min Balance $500,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $500,000.00 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select	0.05%	-	0.05%
Min Balance $1,000,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $1,000,000.00 and above Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.05% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select	0.01%	-	0.01%
Min Balance $2,000 Details Balance: $2,000.00 - $9,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.01% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select	0.01%	-	0.01%
Min Balance $10,000 Details Balance: $10,000.00 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.01% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select	0.01%	-	0.01%
Min Balance $50,000 Details Balance: $50,000.00 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.01% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select	0.01%	-	0.01%
Min Balance $100,000 Details Balance: $100,000.00 - and above Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.01% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select - Gold Tier	0.06%	-	0.06%
Min Balance $1 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $1.00 - $9,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.06% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select - Gold Tier	0.06%	-	0.06%
Min Balance $10,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $10,000.00 - $24,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.06% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select - Gold Tier	0.06%	-	0.06%
Min Balance $25,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $25,000.00 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.06% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select - Gold Tier	0.06%	-	0.06%
Min Balance $50,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $50,000.00 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.06% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select - Gold Tier	0.07%	-	0.07%
Min Balance $100,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $100,000.00 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.07% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select - Gold Tier	0.07%	-	0.07%
Min Balance $250,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $250,000.00 - $499,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.07% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select - Gold Tier	0.07%	-	0.07%
Min Balance $500,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $500,000.00 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.07% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select - Gold Tier	0.07%	-	0.07%
Min Balance $1,000,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $1,000,000.00 and above Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.07% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select - Platinum Tier	0.07%	-	0.07%
Min Balance $1 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $1.00 - $9,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.07% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select - Platinum Tier	0.07%	-	0.07%
Min Balance $10,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $10,000.00 - $24,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.07% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select - Platinum Tier	0.07%	-	0.07%
Min Balance $25,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $25,000.00 - $49,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.07% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select - Platinum Tier	0.07%	-	0.07%
Min Balance $50,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $50,000.00 - $99,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.07% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select - Platinum Tier	0.08%	-	0.08%
Min Balance $100,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $100,000.00 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.08% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select - Platinum Tier	0.08%	-	0.08%
Min Balance $250,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $250,000.00 - $499,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.08% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select - Platinum Tier	0.08%	-	0.08%
Min Balance $500,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $500,000.00 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.08% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select - Platinum Tier	0.08%	-	0.08%
Min Balance $1,000,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $1,000,000.00 and above Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.08% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select - Silver Tier	0.06%	-	0.06%
Min Balance $100,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $100,000.00 - $249,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.06% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select - Silver Tier	0.06%	-	0.06%
Min Balance $250,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $250,000.00 - $499,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.06% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select - Silver Tier	0.06%	-	0.06%
Min Balance $500,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $500,000.00 - $999,999.99 Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.06% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%
Virtual Wallet with Performance Select - Silver Tier	0.06%	-	0.06%
Min Balance $1,000,000 Details Local rates for Allegheny County, PA (ZIP 15222); Balance: $1,000,000.00 and above Last Updated 11/05/2026 Rate History No change since Oct 14, 2026 · 0.06% APY · checked 5 times Institution Ratings 4.7 Star Rating A Health Grade ◈ Texas Ratio: 4.24%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

PNC Bank’s Texas Ratio fell from 6.18% in Q3 2023 to 4.24% in Q2 2026, so its financial health has improved and is now very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0 and its Health Grade from A to A+. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$609.8B	4.24%	5.0	A+
March 31, 2026	$567.9B	4.73%	5.0	A+
December 31, 2025	$568.3B	4.93%	5.0	A+
September 30, 2025	$564.0B	4.79%	5.0	A+
June 30, 2025	$554.6B	4.68%	5.0	A+
March 31, 2025	$549.3B	5.24%	5.0	A+
December 31, 2024	$556.1B	5.73%	5.0	A+
September 30, 2024	$559.7B	6.04%	5.0	A
June 30, 2024	$552.5B	6.32%	5.0	A
March 31, 2024	$562.0B	6.28%	5.0	A
December 31, 2023	$557.5B	5.90%	5.0	A+
September 30, 2023	$553.1B	6.18%	5.0	A

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for PNC Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather PNC Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PNC Bank's official website for the most current offers and terms.

Bank Profile & Overview

Bank Name PNC Bank

Website https://www.pnc.com

Address 222 Delaware Ave, Wilmington, DE 19801 · New Castle

Bank Holding Company PNC FINL SERVICES GROUP INC

FDIC Certificate # 6384

Regulator OCC

Established January 1, 1804

FDIC Insurance Date January 1, 1934

Domestic Offices 2,413

Total Branches 2,420

FDIC Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

4.7 / 5.0 ★

Overall Health & Safety Grade

A (95/100)

Texas Ratio

4.24%

National Average Texas Ratio

5.85%

Return on Assets (ROA)

1.3168%

Return on Equity (ROE)

12.5900%

Non-Performing Loans Ratio (NPL)

0.48%

Total Assets

$609,771,726,000

Total Deposits

$457,798,362,000

Equity Capital

$63,179,108,000

Net Income

$3,954,707,000

Headquarters

Wilmington

Total Branches and Offices

2,414

Source: FDIC — Last Updated June 30, 2026

2026 MBR Health & Safety Badge

PNC Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates, so there is no need to download or upload anything. Badges are re-tested every quarter, and this profile page always shows the latest results, so the code never needs to change.

<a href="https://www.monitorbankrates.com/banks/pnc-bank-rates-review-6384">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>

Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

Billy

★★☆☆☆

June 25, 2026

Yesterday I got a notice in my email that my account at PNC was in low cash mode! What??? So I called them only to find out they closed my account! No warning no notification…. Nothing!! So now they sending me a check for what I had in my account. Well that’s just wonderful! So I don’t have a dam penny until I get this check that they sending me snail mail! (5 to 10 business days) I don’t have access to a penny of my money!! My son’s wedding is Saturday in South Carolina. So now I can’t even buy the gas to go to my son’s wedding !! And I’d been a Compass customer for over 23 years! This is the worst bank I’ve ever dealt with. Do yourself a favor! Stay away from PNC bank!!!

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Billy

★☆☆☆☆

June 25, 2026

Log in to reply Are you from PNC Bank and want to reply to a review? Log in or register and verify yourself to reply as a representative from PNC Bank.

Billy

★★☆☆☆

June 25, 2026

Log in to reply Are you from PNC Bank and want to reply to a review? Log in or register and verify yourself to reply as a representative from PNC Bank.

Want to discuss PNC Bank with other members? Visit our Community Reviews hub to see all reviews, ask questions, and join the conversation.

Average Rating

★☆☆☆☆

Total Reviews

Add Your Rating and Review for PNC Bank

Frequently Asked Questions About PNC Bank

Does PNC Bank offer CDs?

Yes. PNC Bank current CD rates include its 13-Month Fixed Rate CD (CD) at 4.25% APY, its 7-Month Fixed Rate CD (CD) at 4.00% APY and its 4-Month Fixed Rate CD (CD) at 3.50% APY, verified by MonitorBankRates as of November 5, 2026.

Are CDs from PNC Bank FDIC insured?

Yes. PNC Bank is insured by the Federal Deposit Insurance Corporation (FDIC), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at PNC Bank?

The highest PNC Bank CD rate is its 13-Month Fixed Rate Certificate of Deposit (CD) at 4.25% APY, verified by MonitorBankRates as of November 5, 2026.

What CD terms does PNC Bank offer?

PNC Bank CD rates are 3.50% APY for a 4 month CD, 4.00% APY for a 7 month CD, 0.01% APY for a 12 month CD, 4.25% APY for a 13 month CD, 0.01% APY for an 18 month CD, 0.01% APY for a 2 year CD, 2.70% APY for a 25 month CD, 0.01% APY for a 3 year CD, 2.80% APY for a 37 month CD, 0.01% APY for a 4 year CD and 0.01% APY for a 5 year CD, verified by MonitorBankRates as of November 5, 2026. The institution may offer other terms or specials that are not listed here, so check with PNC Bank for its full lineup.

What is the highest savings rate at PNC Bank?

The highest PNC Bank savings rate is its S is for SAVINGS at 0.01% APY, verified by MonitorBankRates as of November 5, 2026.

What is the highest money market rate at PNC Bank?

The highest PNC Bank money market rate is its Premiere Money Market Account - Platinum Tier at 0.08% APY, verified by MonitorBankRates as of November 5, 2026.

How many branches does PNC Bank operate?

PNC Bank currently maintains approximately 2,420 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, PNC Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PNC Bank provides members with tools to manage their accounts and build a solid financial history.

Does PNC Bank offer online and mobile banking?

Most modern institutions like PNC Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.pnc.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership or an existing account, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do PNC Bank rates compare?

PNC Bank's top CD rate of 4.25% APY on a 13 month CD is 41% higher than the MonitorBankRates national average of 3.02% APY for that term, and it has an A health rating. PNC Bank's top rates are its 13-Month Fixed Rate Certificate of Deposit (CD) at 4.25% APY, its S is for SAVINGS at 0.01% APY and its Premiere Money Market Account - Platinum Tier at 0.08% APY, verified by MonitorBankRates on November 5, 2026.

Current PNC Bank Rates

12-Month CD0.01%
18-Month CD0.01%
24-Month CD0.01%
36-Month CD0.01%
48-Month CD0.01%
60-Month CD0.01%
Savings0.01%
MMA0.08%

Retrieved from our database of financial products. Rates subject to change.

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PNC Bank Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

PNC Bank Texas Ratio

PNC Bank Health Trend

PNC Bank CD Rates

PNC Bank Savings Rates

PNC Bank Money Market Rates

PNC Bank Other Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financials

PNC Bank earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About PNC Bank

Does PNC Bank offer CDs?

Are CDs from PNC Bank FDIC insured?

What is the highest CD rate at PNC Bank?

What CD terms does PNC Bank offer?

What is the highest savings rate at PNC Bank?

What is the highest money market rate at PNC Bank?

How many branches does PNC Bank operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does PNC Bank offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do PNC Bank rates compare?

Current PNC Bank Rates

Compare to Other Banks