Today's 12-month CD rates can be found at 3.75%, 6-month CD rates at 4.55% and 3-month CD rates at 3.75%. Current savings rates are at 0.50% and money market rates are at 1.76%. Mortgage rates today on 30-year fixed loans are around 6.53%. Credit Card rates are at 10.90%. Personal Loan rates are at 8.49%. All these rates, and more, can be found in our database of rates. PNC Bank's 48-Month CD rates are at 0.02%, 36-Month CD rates are at 0.02%, 24-Month CD rates are at 0.02%, 18-Month CD rates are at 0.02%, 12-Month CD rates are at 0.02%. PNC Bank's savings rates are at 0.01%. PNC Bank's money market rates are at 0.04%.
To see how these rates compare to PNC Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from PNC Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with PNC Bank CD rates. You can also compare PNC Bank savings rates, MMA rates and mortgage rates using our other rate lists.
PNC Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PNC Bank? Share your experience about PNC Bank by leaving a review below, or read customer reviews before you decide to use PNC Bank.
PNC Bank Texas Ratio
PNC Bank's Texas Ratio is at 10.05%, which is considered excellent.
The Texas Ratio for PNC Bank is higher than the national average of all banks, currently at 6.13%.
The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks.
Banks that have a Texas Ratio of 100% or more have a high chance of failing.
Overall, PNC Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
Compare PNC Bank Rates with Other Competitive Bank and Credit Union Rates
The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.
PNC Bank Information
PNC Bank
222 Delaware Ave Wilmington, DE 19801 New Castle
Established Date: 01/01/1804
FDIC Certificate #: 6384
Date of FDIC Deposit Insurance: 01/01/1934
Since the Federal Reserve has been increasing rates for the past 15 months, high-yield savings accounts have become an even more attractive option for savers and investors. Gone are the days of low interest rates for online banks, if you're looking to maximize your returns on your savings account, you've come to the right place. Below, we list some of the highest and most competitive savings account rates available in descending order of the interest rate offered:
Open a PNC Bank High Yield Savings account today and take advantage of the attractive interest rate of 4.50 percent APY to grow your savings. Whether you have a specific savings goal in mind or simply want to maximize your interest earnings, this savings account is the perfect option for you.
With PNC Bank, you'll enjoy a range of benefits that make saving easier than ever. There's no minimum amount required to open the account, and you won't have to worry about monthly service charges or maintaining a minimum balance. You can make unlimited deposits and transfers into your account, giving you the flexibility you need to save on your own terms. Plus, rest easy knowing that your funds are FDIC insured to the maximum permitted by law, providing you with peace of mind.
But that's not all. PNC Bank offers a comprehensive suite of savings options to cater to your individual needs. Whether you prefer a traditional savings account, a money market account, or even certificates of deposit (CDs) with higher rates, PNC Bank has you covered. Their competitive savings rates, CD rates and money market rates ensure that your money works harder for you, helping you reach your financial goals faster.
PNC Bank's High Yield Savings account offers an attractive interest rate for those looking to grow their savings. The current savings account rate at PNC Bank is 4.00 percent APY. This savings account can be a great option for those who are working towards a specific savings goal and want to maximize their interest earnings.
PNC Bank promotional certificates of deposit are offered from time to time with a variety of CD terms and rates, allowing customers to choose the option that best suits their financial needs and goals. PNC Bank is a well-known financial institution that offers a wide range of investment options, including some of the best CD rates available on their promotional CD accounts. The CD accounts offer customers a fixed rate of return on their investment and a guaranteed return on their money, making them a popular choice for those looking for a low-risk investment option.
The current promotional CD rates offered by PNC Bank include:
PNC Bank currently has some of the best promotional CD rates and best savings rates available from any online bank, which is a stark contrast to their standard CD rates. The current savings rate at PNC Bank on the PNC High Yield Savings Account is at 2.32 percent with an APY of 2.35 percent. The minimum opening deposit for the PNC High Yield Savings Account is only $1.00.PNC Bank's 19 month promotional CD rates have three tiers with the highest CD rate being on account balance of $25,000 or more with a linked checking account. The current 19 month CD rate from PNC Bank is at 2.72 percent with an APY of 2.75 percent. Without a linked checking account, the CD rate is still high at 2.67 percent with an APY of 2.70 percent. Account balances of $1,000 to $24,999 still earn a decent CD rate of 2.38 percent with an APY of 2.40 percent. If you have less than $1,000 to open an account, that CD rate falls to 0.25 percent.PNC Bank also has promotional callable certificates of deposit but the CD rates are low. If you give a bank the option to call or redeem the CD before maturity, you would think the bank would give you a high rate to entice you. However, 36 month callable CD rates from PNC Bank are only 0.50 percent. 60 month callable CD rates at PNC are also comparatively low at 1.10 percent. Read more...
The best savings rates in December 2018 are hovering just below 2.50 percent and are poised to move higher before the end of the year. The current best savings rate for December 2018 is still at 2.40 percent from MySavingsDirect. That bank has been holding the stop spot for the best savings rate for all of December 2018. Savings rates will probably move higher before the end of the year if the Fed increases the fed funds rate. If a rate increase happens, we could see the best savings rates move hit 2.50 percent or even higher before the end of December. The second best savings rate in December is currently at 2.35 percent from PNC Bank. Rates change all the time, to get the best savings rates compare rates below today. Read more...
Today's PNC Bank mortgage rates are very competitive and are some of the best mortgage rates available today. Current 30 year conforming mortgage rates at PNC Bank are at 4.50 percent with no mortgage points or fees. Today's 15 year mortgage rates at PNC Bank are at 4.25 percent with no points or fees. See how PNC Bank mortgage rates compare with other lenders rates today to get the lowest rate on a loan. Read more...
Getting a decent rate on a savings account or money market account is still a challenge these days. Yes, the Fed did increase the fed funds rate in December, 2015, but banks overall haven't increased deposit rates. One way you can insure you're getting one of the best rate available is check for online savings rates.
Online savings accounts have historically had higher rates than traditional brick and mortar banks and that is still the case today. In our rate database, there are several online banks offering savings rates and money market rates at 1.10 percent. Some of the biggest traditional brick and mortar banks are offering rates much lower. The big banks basically don't want your deposit money.
Chase Bank's current Plus Savings rate for "Non-Relationship" customers is a paltry 0.01 percent. If you have a banking relationship with Chase and have $250,000 or more in a Plus Savings account, the interest rate is still only 0.08 percent.
Right now on our list of the best CD rates in Philadelphia, PA, Bank of Internet has the best 12 month CD rate. Bank of Internet's current 12 month CD rate is 1.26% with a CD yield of 1.27%. That rate is more than double the current national average of 0.54% as reported by MonitorBankRates.com.Get the highest CD rates by searching our rate tables here: Highest CD Rates. You can find the best CD rates in your state from banks and credit unions.The second highest CD rate on our list in Philadelphia is from E-Loan.com. E-loan's CD rate is 1.25% with a CD yield of 1.26%. That rate is also more than double the national average. Read more...
Pentagon Federal Credit Union has the lowest auto loan rate on our list of rates in Philadelphia, Pennsylvania for a 5 year new auto loan in the amount of $40,000. PenFed is currently offering 60 month new auto loan rates at 2.99 percent. The monthly auto loan payments for a $40,000 loan at 2.99 percent is $718.57.Bank of America the second lowest auto loan rate on our Philadelphia, PA rate list. Bank of America is offering 5 year new auto loan rates at 3.39 percent. The monthly auto loan payments for a $40,000 loan at 3.39 percent is $725.70.The third best auto loan rate on our Philadelphia is from PNC Bank and Sovereign Bank. Both bank's current 60 month new auto loan rate is 4.00 percent. PNC Bank is also offering a .50 percent discount on the rate if you have your monthly car payments automatically deducted from a PNC checking account. Read more...
If you live in Virginia and are looking for the best auto loans rates you can search our auto loan rate list. We search our rate list for a 48 month loan ($25,000) for a new auto in the State of Virginia. Right now on our list Bank of America has the lowest rate available. Bank of America's current rate is 3.49 percent with 0.00% rate discounts. The monthly payment on a $25,000 loan comes to $454.68.The second best rate on our Virginia list is from PNC Bank. PNC's current new auto loan rate is 3.79 percent, this rate include a rate discount of .050% which requires automatic payment from a PNC Checking account.The third lowest rate on a 48 month loan for a new auto is from Suntrust. The bank's current rate is 3.99 percent. This rate include a rate discount of 0.50 percent. Read more...
We searched our auto loan rates table in NJ for the best rate on a 60 month used auto loan. Right now on our auto loan rates NJ table PenFed has the lowest rate. PenFed’s current 60 month used auto loan rate is 2.99 percent with zero auto loan rate discount points.PNC Bank has the second lowest used auto loan rate on our list in NJ. PNC Bank's current 5 year used auto loan rate is 4.15 percent.Sovereign Bank is third on our auto loan rates in NJ list. Sovereign Bank is currently offering 5 year used auto loan rates in NJ at 4.54 percent. Read more...
Searching and comparing auto loan rates in Pennsylvania? We have compiled a list of the best auto loan rates in Pennsylvania for a 48 month new car loan in the amount of $25,000. The best auto loan rate on our auto loan rates table in the State of Pennsylvania is from Pentagon Federal Credit Union (PenFed). PenFed’s 48 month new car loan rate is currently 2.99 percent with zero auto loan rate discount points.Bank of America has the second lowest auto loan rate on our list of 4 new year car loans in PA. Bank of America’s 48 month new car loan rate is 3.39 percent with zero auto loan rate discount points. PNC Bank has the third best PA loan rate. PNC Bank's current new car loan rate is at 3.74 percent with .50 rate discount points. Read more...
Comparing CD rates in the State of New Jersey? You can find the highest CD rates in New Jersey by searching our CD rate tables. Right now, Bank of Internet has the best CD rate on our NJ CD rates table. Bank of Internet’s current 12 month CD interest rate is 1.40 percent with a CD yield of 1.41 percent. The minimum opening certificate of deposit account balance is $1,000.Discover Bank has the second best bank CD rate on our list in New Jersey. Discover Bank is currently offering their 12 month bank CD rate at 1.34 percent with a CD interest yield of 1.35 percent. The minimum opening deposit for a CD account at Discover is $2,500. The third highest CD interest rate on our list belongs to Ally Bank. The Bank's current 1 year CD rate is 1.31 percent with a CD yield of 1.32 percent. Ally Bank's minimum opening certificate of deposit balance is only $1. Read more...
The Federal Open Market Committee's recent decision to keep the fed funds rate in a targeted range of 0% to 1/4% will keep CD rates at these low levels for the next several months. In fact, we might not see CD rates head higher until late in 2010 or early 2011. That being said, finding highest CD rates isn't an easy task. To make sure search easier we have complied a list of the highest 12 month CD rates in the state of Pennsylvania. Searching for the highest CD rates at banks and credit unions? Use our CD rates table at CDRates.MonitorBankRates.comto find the highest bank CD rates and credit union CD rates in your area.Flagstar Bank and Sallie Mae Bank have the highest 12 month CD rates on our list of rates in PA. Both Flagstar Bank and Sallie Mae are offering their 12 month CD rate at 1.54 percent with an annual percentage yield of 1.55 percent. That CD rate and CD yield is almost double the current national average rates. Flagstar Bank’s minimum opening CD account deposit is $500 and Sallie Mae Bank’s minimum opening deposit is $1. Read more...
PNC Bank is offering a savings account that currently has an annual percentage yield of 1.75 percent, a rate a lot higher than the current national average savings account rate.What make PNC Bank's "High Yield Savings Account" even more attractive is the utilities and tools PNC Bank offers. Along with a competitive savings account rate the bank offers what they call a "Virtual Wallet" which helps you better manage your finances. The wallet includes a Calendar, Online Bill Pay, Money Bar, Wish List and a Savings Engine.The Calendar allows you to see all of your expenses on a virtual calendar by day, instead of just a line item on a monthly statement. The Money Bar allows you to see how much money you actually have in your account including payments that are scheduled but haven't been deducted from your account. Which helps you figure out how much money you actually have, not what you think you have. Read more...
The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?
The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?
The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:
A few banks have been pretty active changing their CD rates recently. The Federal Reserve is scheduled to meet next week and will hopefully increase the fed funds rate. Once the Fed increase the rate many banks will follow and increase CD rates.
CD rates and mortgage rates continue to head lower as poor economic data is released weekly. The latest weak economic data included an unexpected rise in first time claims for U.S. unemployment benefits which are now at a nine month high of 500,000 and a drop in manufacturing activity in the Philadelphia region.
Georgia Federal Credit Union is offering regular share certificates of deposit and Individual Retirement Account (IRA) certificates of deposit. Regular certificates of deposit range in terms of 91 days to 60 months. IRA certificates of deposit range in terms of 12 months to 60 months. The minimum opening deposit for all certificate of deposit accounts is $1,000.