What are the current interest rates at National Bank of Middlebury?

Current rates for National Bank of Middlebury include: 12-Month CD: 5.13%

☰

Home›
Banks›
National Bank of Middlebury

iAdvertiser Disclosure

National Bank of Middlebury Rates & Review June 2026

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, National Bank of Middlebury provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: June 16, 2026

National Bank of Middlebury's 12-Months 12-Month Youth iSave add-to CD rates are at 5.13%. MonitorBankRates evaluates the financial stability of National Bank of Middlebury with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.52%. Rates were last updated on 06/16/2026.

National Bank of Middlebury money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at National Bank of Middlebury? Share your experience about National Bank of Middlebury by leaving a review below, or read customer reviews before you decide to use National Bank of Middlebury.

Overall Health & Safety Grade

A+

Exceptional Health Score: 97/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

5.52%

Excellent Lower than avg

The National Bank of Middlebury

30 Main St
Middlebury, VT 05753

https://www.nbmvt.com

National Bank of Middlebury CD Rates

Product	Rate	APY	Term	View More
12 month Youth iSave add-to CD	-	5.13%	12 months
Min Deposit $25 Details Restrictions apply. Last Updated 06/16/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 5.84%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for National Bank of Middlebury is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather National Bank of Middlebury rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with National Bank of Middlebury's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name National Bank of Middlebury

Bank Holding Company MIDDLEBURY NATIONAL CORP

Address 30 Main St, Middlebury, VT 05753 · Addison

Website https://www.nbmvt.com

FDIC Certificate # 6275

Established 11/09/1831

FDIC Insurance Date 01/01/1934

Domestic Offices 7

Total Branches 7

Regulator OCC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+

Overall Health Grade Score: 97/100

5.0

Exceptional Out of 5.0 Stars

5.52%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.4283%

Return on Equity (ROE) 9.0000%

Non-Performing Loans (NPL) 0.23%

Total Assets $556,957,000

Total Deposits $505,608,000

Equity Capital $43,809,000

Net Income $5,214,000

Headquarters Middlebury

Total Branches and Offices 7

Source: FDIC | Last Updated 12/31/2025

Customer Reviews

There are no reviews for National Bank of Middlebury yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for National Bank of Middlebury

Frequently Asked Questions About National Bank of Middlebury

How many branches does National Bank of Middlebury operate?

National Bank of Middlebury currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, National Bank of Middlebury does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, National Bank of Middlebury provides members with tools to manage their accounts and build a solid financial history.

Does National Bank of Middlebury offer online and mobile banking?

Most modern institutions like National Bank of Middlebury provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.nbmvt.com.