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Trius Federal Credit Union Rates & Review September 2026

Trius Federal Credit Union's 36 Month CD rates are at 3.65%, 36 Month CD rates are at 3.65%, 15 Month CD rates are at 3.00%, 15 Month CD rates are at 3.00%, 6 Month CD rates are at 3.00%. Trius Federal Credit Union's savings rates are at 0.05%. Trius Federal Credit Union's money market rates are at 0.15%. Trius Federal Credit Union's Credit Card Rates are at 8.90%. MonitorBankRates evaluates the financial stability of Trius Federal Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 8.38%. Rates last updated and verified on 09/21/2026.

Trius Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Trius Federal Credit Union? Share your experience about Trius Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Trius Federal Credit Union.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A
Excellent Health Score: 96/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
8.38%
Excellent Higher than avg
Health Trend ?
Improving 12 quarters
Full history ›
Trius Federal Credit Union
Administration Building
3811 29th Ave Ste 1
Kearney, NE 68845
https://triusfcu.com
Member NCUA

Trius Federal Credit Union CD Rates

Product Rate APY Term View More
36 Month Share Certificate 3.60% 3.65% 36 Months
Min Balance $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
36 Month Share Certificate 3.60% 3.65% 36 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
15 Month Share Certificate 2.97% 3.00% 15 Months
Min Balance $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
15 Month Share Certificate 2.97% 3.00% 15 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
6 Month Share Certificate 2.97% 3.00% 6 Months
Min Balance $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
6 Month Share Certificate 2.97% 3.00% 6 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
30 Month Share Certificate 1.49% 1.50% 30 Months
Min Balance $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
30 Month Share Certificate 1.49% 1.50% 30 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
24, 25 month Share Certificate 1.00% 1.00% 24, 25 Months
Min Balance $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
24, 25 month Share Certificate 1.00% 1.00% 24, 25 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
12, 17, 18 month Share Certificate 0.50% 0.50% 12, 17, 18 Months
Min Balance $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
12, 17, 18 month Share Certificate 0.50% 0.50% 12, 17, 18 Months
Min Deposit $500
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%

Trius Federal Credit Union Savings Rates

Product Rate APY View More
Kids Club 0.25% 0.25%
Min Balance $5
Details Balance: $7,500.00 & over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Kids Club 0.25% 0.25%
Min Deposit $5
Details Balance: $7,500.00 & over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Kids Club 0.20% 0.20%
Min Balance $5
Details Balance: $5,000 - $7,499.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Kids Club 0.20% 0.20%
Min Deposit $5
Details Balance: $5,000 - $7,499.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Share Savings 0.20% 0.20%
Min Balance $5
Details Balance: $20,000.00 & over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Share Savings 0.20% 0.20%
Min Deposit $5
Details Balance: $20,000.00 & over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Kids Club 0.15% 0.15%
Min Balance $5
Details Balance: $1,000 - $4,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Kids Club 0.15% 0.15%
Min Deposit $5
Details Balance: $1,000 - $4,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Share Savings 0.15% 0.15%
Min Balance $5
Details Balance: $10,000 - $19,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Share Savings 0.15% 0.15%
Min Deposit $5
Details Balance: $10,000 - $19,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Kids Club 0.10% 0.10%
Min Balance $5
Details Balance: $5.00 - $999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Kids Club 0.10% 0.10%
Min Deposit $5
Details Balance: $5.00 - $999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Share Savings 0.10% 0.10%
Min Balance $5
Details Balance: $5,000 - $9,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Share Savings 0.10% 0.10%
Min Deposit $5
Details Balance: $5,000 - $9,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Share Savings 0.05% 0.05%
Min Balance $5
Details Balance: $100.00 - $4,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Share Savings 0.05% 0.05%
Min Deposit $5
Details Balance: $100.00 - $4,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%

Trius Federal Credit Union Money Market Rates

Product Rate APY View More
Money Market 0.40% 0.40%
Min Balance $5,000
Details Balance: $50,000.00 & over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Money Market 0.40% 0.40%
Min Deposit $5,000
Details Balance: $50,000.00 & over
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Money Market 0.35% 0.35%
Min Balance $5,000
Details Balance: $25,000 - $49,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Money Market 0.35% 0.35%
Min Deposit $5,000
Details Balance: $25,000 - $49,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Money Market 0.15% 0.15%
Min Balance $5,000
Details Balance: $5,000 - $24,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Money Market 0.15% 0.15%
Min Deposit $5,000
Details Balance: $5,000 - $24,999.99
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%

Trius Federal Credit Union Checking Rates

Product Rate APY View More
Smart Rate Checking 4.89% 5.00%
Details Published APY range: 5.00 - 1.25. Qualifications Required: Qualifying; Balance: $0.01 - $20,000.00
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Reward Checking 2.23% 2.25%
Min Balance $0
Details Qualifications Required: 1 direct deposit or ACH credit; 12 debit card purchases; e-statements enrollment; online banking enrollment/login; Balance: $0.01 - $10,000.00; Qualifying
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Smart Rate Checking 0.50% 0.50%
Details $20,000.01+
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Smart Rate Checking 0.05% 0.05%
Details Non-Qualifying
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%

Trius Federal Credit Union Credit Card Rates

Product Rate APR View More
VISA Credit Card - 8.90%
Details As Low As
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%

Trius Federal Credit Union Other Rates

Product Rate Points APY/APR Term View More
Save to Win 1.50% - 1.50%
Min Balance $25
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Save to Win 1.50% - 1.50%
Min Deposit $25
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Variable IRA 1.00% - 1.00%
Min Balance $200
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%
Variable IRA 1.00% - 1.00%
Min Deposit $200
Last Updated 09/21/2026
Institution Ratings
5.0
Star Rating
A
Health Grade
Texas Ratio: 8.38%

Financial Health History

Trius Federal Credit Union’s Texas Ratio fell from 10.24% in Q2 2023 to 8.38% in Q1 2026, so its financial health has improved over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 4.1% 2.0★ 8.3% 3.0★ 12.4% 4.0★ 16.5% 5.0★ 15% Verified Healthy limit – lower is healthier Healthy zone 10.24% A Q2 2023 A Q3 2023 A Q4 2023 A Q1 2024 A Q2 2024 A Q3 2024 A Q4 2024 A+ Q1 2025 A Q2 2025 A Q3 2025 A Q4 2025 8.38% A Q1 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
March 31, 2026$152M8.38%5.0A
December 31, 2025$144M10.25%5.0A
September 30, 2025$140M9.13%5.0A
June 30, 2025$138M9.95%5.0A
March 31, 2025$138M5.48%5.0A+
December 31, 2024$132M11.61%5.0A
September 30, 2024$131M6.21%5.0A
June 30, 2024$127M7.28%5.0A
March 31, 2024$129M8.11%5.0A
December 31, 2023$127M8.28%5.0A
September 30, 2023$127M8.43%5.0A
June 30, 2023$122M10.24%5.0A
Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Trius Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Trius Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Trius Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Trius Federal Credit Union
Address 3811 29th Ave Ste 1, Kearney, NE 68845
Phone 308-234-9311
Fax
President Phillip Robles
CEO Deanne Schriner
Full-Time Employees 55
Part-Time Employees 6
Branch Locations 3
ATM Locations 3
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (96/100)
Texas Ratio
8.38%
Return on Assets (ROA)
0.2091%
Return on Equity (ROE)
2.0038%
Non-Performing Loans Ratio (NPL)
1.19%
Total Assets
152,355,729
Total Amount of Shares and Deposits
134,224,757
Total Shares and Deposits < 1 Year
125,735,746
Total Shares and Deposits 1 3 Years
7,991,010
Total Shares and Deposits > 3 Years
498,000
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
4,456,279
Total Uninsured Shares and Deposits > $250K (F+J)
4,456,279
Total Insured Shares and Deposits > $250K (item 17 less item K)
129,768,478
Total Interest Expense (Sum of items 6 8)
629,142
Share Certificates
1,646
Number of Accounts for Share Drafts
11,279
IRA KEOGH Accounts
99
Number of Accounts for Regular Shares
18,704
Non Member Deposits
17
Money Market Shares
102
Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)
Well Capitalized
Net Worth Classification if credit union is a new credit union
Well Capitalized
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
8,207,241
Total Liabilities
136,459,418
Source: NCUA — Last Updated 03/31/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

Trius Federal Credit Union earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/credit-unions/trius-federal-credit-union-rates-review-17999">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About Trius Federal Credit Union

How many branches does Trius Federal Credit Union operate?

Trius Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Trius Federal Credit Union?

Yes, to access services at Trius Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Trius Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Trius Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Trius Federal Credit Union offer online and mobile banking?

Most modern institutions like Trius Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://triusfcu.com.

Current Trius Federal Credit Union Rates

  • 18-Month CD0.50%
  • 24-Month CD1.00%
  • Savings0.05%
  • MMA0.15%
Retrieved from our database of financial products. Rates subject to change.