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Dupaco Community Credit Union

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Dupaco Community Credit Union Rates & Review November 2026

Q: What are the current interest rates at Dupaco Community Credit Union?

Current rates for Dupaco Community Credit Union include: 12-Month CD: 3.40%, 18-Month CD: 2.70%, 24-Month CD: 2.50%, 60-Month CD: 1.80%, Savings: 3.25%, MMA: 3.25%

Q: What CD terms does Dupaco Community Credit Union offer?

Dupaco Community Credit Union CD rates are 3.40% APY for a 6 month CD, 3.40% APY for a 12 month CD, 2.70% APY for an 18 month CD, 2.50% APY for a 2 year CD, 2.30% APY for a 30 month CD and 1.80% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Dupaco Community Credit Union for its full lineup.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 29, 2026

Dupaco Community Credit Union's Regular CD - 12 Month rates are at 3.40%, Regular CD - 6 Month rates are at 3.40%, Regular CD - 18 Month rates are at 2.70%, Regular CD - 24 Month rates are at 2.50%, Regular CD - 30 Month rates are at 2.30%. Dupaco Community Credit Union's savings rates are at 3.25%. Dupaco Community Credit Union's money market rates are at 3.25%. Dupaco Community Credit Union's checking rates are as high as 2.50%. Dupaco Community Credit Union's Purchase: 15-Year Fixed Conventional rates are at 6.50%, Refinance: 15-Year Fixed Conventional rates are at 6.50%, Purchase: 20-Year Fixed Conventional rates are at 6.63%, Refinance: 20-Year Fixed Conventional rates are at 6.63%, Refinance - Refinance: 15-Year Fixed Conventional rates are at 6.75%. Dupaco Community Credit Union's Personal Loan Rates are as low as 9.99%. Dupaco Community Credit Union's Credit Card Rates are at 12.75%. Dupaco Community Credit Union's CD rates are 12% lower than the MonitorBankRates national average, and it has an A+ health rating. MonitorBankRates evaluates the financial stability of Dupaco Community Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.87%. Rates last updated and verified on 10/29/2026.

Dupaco Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Dupaco Community Credit Union? Share your experience about Dupaco Community Credit Union by leaving a review below, or read customer reviews before you decide to use Dupaco Community Credit Union.

Verified Healthy 2026 Use This Badge on Your Credit Union Website

Overall Health & Safety Grade

A+

Exceptional Health Score: 98/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

3.87%

Excellent Lower than avg

Health Trend

Very strong 12 quarters

Full history ›

Dupaco Community Credit Union
Dupaco Operations Center

1000 Jackson St
Dubuque, IA 52001

https://www.dupaco.com

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Financial health data as of Q2 2026 (NCUA 5300 call report for the quarter ended June 30, 2026). This is the most recent call report available. The NCUA publishes credit union call reports about ten weeks after each quarter ends.

Dupaco Community Credit Union CD Rates

Product	Rate	APY	Term
25 Month Fixed Jumbo Certificate Special	4.45%	4.50%	25 months
Min Balance $100,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 4.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
17 Month Fixed Jumbo Certificate Special	4.35%	4.40%	17 months
Min Balance $100,000 Last Updated 10/29/2026 Rate History 2 changes since Sep 18, 2026 · 4.20% → 4.40% ▲ 0.20 pts · high 4.40% / low 4.20% Oct 26, 20264.40%▲ from 4.30% Oct 9, 20264.30%▲ from 4.20% Sep 18, 20264.20%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
25 Month Fixed Certificate Special	4.35%	4.40%	25 months
Min Balance $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 4.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Roth: 25 Month Fixed Special	4.35%	4.40%	25 Month
Min Balance $1,000 Details Special IRA Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 4.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Traditional: 25 Month Fixed Special	4.35%	4.40%	25 Month
Min Balance $1,000 Details Special IRA Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 4.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
10 Month Fixed Jumbo Certificate Special	4.25%	4.30%	10 months
Min Balance $100,000 Last Updated 10/29/2026 Rate History 2 changes since Sep 18, 2026 · 4.00% → 4.30% ▲ 0.30 pts · high 4.30% / low 4.00% Oct 26, 20264.30%▲ from 4.15% Oct 9, 20264.15%▲ from 4.00% Sep 18, 20264.00%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
17 Month Fixed Certificate Special	4.25%	4.30%	17 months
Min Balance $1,000 Last Updated 10/29/2026 Rate History 2 changes since Sep 18, 2026 · 4.10% → 4.30% ▲ 0.20 pts · high 4.30% / low 4.10% Oct 26, 20264.30%▲ from 4.20% Oct 9, 20264.20%▲ from 4.10% Sep 18, 20264.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Roth: 17 Month Fixed Special	4.25%	4.30%	17 Month
Min Balance $1,000 Details Special IRA Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 4.10% → 4.30% ▲ 0.20 pts · high 4.30% / low 4.10% Oct 26, 20264.30%▲ from 4.20% Oct 9, 20264.20%▲ from 4.10% Sep 14, 20264.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Traditional: 17 Month Fixed Special	4.25%	4.30%	17 Month
Min Balance $1,000 Details Special IRA Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 4.10% → 4.30% ▲ 0.20 pts · high 4.30% / low 4.10% Oct 26, 20264.30%▲ from 4.20% Oct 9, 20264.20%▲ from 4.10% Sep 14, 20264.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
10 Month Fixed Certificate Special	4.16%	4.20%	10 months
Min Balance $1,000 Last Updated 10/29/2026 Rate History 2 changes since Sep 18, 2026 · 3.90% → 4.20% ▲ 0.30 pts · high 4.20% / low 3.90% Oct 26, 20264.20%▲ from 4.05% Oct 9, 20264.05%▲ from 3.90% Sep 18, 20263.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Roth: 10 Month Fixed Special	4.16%	4.20%	10 Month
Min Balance $1,000 Details Special IRA Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 3.90% → 4.20% ▲ 0.30 pts · high 4.20% / low 3.90% Oct 26, 20264.20%▲ from 4.05% Oct 9, 20264.05%▲ from 3.90% Sep 14, 20263.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Traditional: 10 Month Fixed Special	4.16%	4.20%	10 Month
Min Balance $1,000 Details Special IRA Last Updated 10/29/2026 Rate History 2 changes since Sep 14, 2026 · 3.90% → 4.20% ▲ 0.30 pts · high 4.20% / low 3.90% Oct 26, 20264.20%▲ from 4.05% Oct 9, 20264.05%▲ from 3.90% Sep 14, 20263.90%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Regular Certificate - 12 Month	3.37%	3.40%	12 Month
Min Balance $1,000 Details Dividend rate 3.37%; Min. to Earn $1,000.00; Minimum amount required to open any Term Share Certificate is $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Regular Certificate - 6 Month	3.37%	3.40%	6 Month
Min Balance $1,000 Details Dividend rate 3.37%; Min. to Earn $1,000.00; Minimum amount required to open any Term Share Certificate is $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 3.40% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Regular Certificate - 18 Month	2.68%	2.70%	18 Month
Min Balance $1,000 Details Dividend rate 2.68%; Min. to Earn $1,000.00; Minimum amount required to open any Term Share Certificate is $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.70% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Regular IRA - Roth: 18 month	2.68%	2.70%	18 Months
Min Balance $1,000 Details Min. to Earn: $1,000.00 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 2.70% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Regular IRA - Traditional: 18 month	2.68%	2.70%	18 Months
Min Balance $1,000 Details Min. to Earn: $1,000.00 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 2.70% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Regular Certificate - 24 Month	2.48%	2.50%	24 Month
Min Balance $1,000 Details Dividend rate 2.48%; Min. to Earn $1,000.00; Minimum amount required to open any Term Share Certificate is $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.50% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Regular Certificate - 30 Month	2.29%	2.30%	30 Month
Min Balance $1,000 Details Dividend rate 2.29%; Min. to Earn $1,000.00; Minimum amount required to open any Term Share Certificate is $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.30% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Regular Certificate - 36 Month	2.09%	2.10%	36 Month
Min Balance $1,000 Details Dividend rate 2.09%; Min. to Earn $1,000.00; Minimum amount required to open any Term Share Certificate is $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 2.10% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Regular IRA - Roth: 36 month	2.09%	2.10%	36 Months
Min Balance $1,000 Details Min. to Earn: $1,000.00 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 2.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Regular IRA - Traditional: 36 month	2.09%	2.10%	36 Months
Min Balance $1,000 Details Min. to Earn: $1,000.00 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 2.10% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Regular Certificate - 48 Month	1.89%	1.90%	48 Month
Min Balance $1,000 Details Dividend rate 1.89%; Min. to Earn $1,000.00; Minimum amount required to open any Term Share Certificate is $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.90% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Regular Certificate - 60 Month	1.79%	1.80%	60 Month
Min Balance $1,000 Details Dividend rate 1.79%; Min. to Earn $1,000.00; Minimum amount required to open any Term Share Certificate is $1,000 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 1.80% APY · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Regular IRA - Roth: 60 month	1.79%	1.80%	60 Months
Min Balance $1,000 Details Min. to Earn: $1,000.00 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Regular IRA - Traditional: 60 month	1.79%	1.80%	60 Months
Min Balance $1,000 Details Min. to Earn: $1,000.00 Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 1.80% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%

Dupaco Community Credit Union Savings Rates

Product	Rate	APY
Launchpad Savings	3.21%	3.25%
Min Deposit $5 Min Balance $5 Details Balance: $5 - $1,000; Limitations: no deposit in any 90-day period closes account; $5 penalty per withdrawal (waived if funds transferred to IRA); not a retirement account Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 3.25% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
High-Yield Savings	2.42%	2.45%
Min Deposit $50,000 Min Balance $1,000,000 Details Balance: $1,000,000+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.45% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Bright Savings	2.23%	2.25%
Min Deposit $0 Min Balance $0 Details Balance: $0.01 - $1,000,000; Consumer members only; Must be opened online through Dupaco's Online Application; Limited to one account per SSN; eStatements enrollment required to receive dividends; Account limited to $1,000,000.00 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.25% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
High-Yield Savings	2.23%	2.25%
Min Deposit $50,000 Min Balance $500,000 Details Balance: $500,000 - $999,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.25% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
High-Yield Savings	2.03%	2.05%
Min Deposit $50,000 Min Balance $250,000 Details Balance: $250,000 - $499,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.05% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
High-Yield Savings	1.83%	1.85%
Min Deposit $50,000 Min Balance $100,000 Details Balance: $100,000 - $249,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.85% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
High-Yield Savings	1.49%	1.50%
Min Deposit $50,000 Min Balance $0 Details Balance: $0.01 - $99,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 1.50% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Health Savings Account	0.35%	0.35%
Min Deposit $25 Min Balance $25,000 Details Balance: $25,000+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Health Savings Account	0.30%	0.30%
Min Deposit $25 Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Health Savings Account	0.25%	0.25%
Min Deposit $25 Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Health Savings Account	0.20%	0.20%
Min Deposit $25 Min Balance $0 Details Balance: $0.01 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Holiday Club Savings	0.20%	0.20%
Min Deposit $0 Min Balance $0 Details Balance: $0.01+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Share Savings	0.20%	0.20%
Min Deposit $25 Min Balance $25,000 Details Balance: $25,000+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
You Name It Savings	0.20%	0.20%
Min Deposit $0 Min Balance $25,000 Details Balance: $25,000+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Share Savings	0.15%	0.15%
Min Deposit $25 Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
You Name It Savings	0.15%	0.15%
Min Deposit $0 Min Balance $10,000 Details Balance: $10,000 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.15% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Share Savings	0.10%	0.10%
Min Deposit $25 Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Share Savings	0.10%	0.10%
Min Deposit $25 Min Balance $100 Details Balance: $100 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
You Name It Savings	0.10%	0.10%
Min Deposit $0 Min Balance $2,500 Details Balance: $2,500 - $9,999.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
You Name It Savings	0.10%	0.10%
Min Deposit $0 Min Balance $100 Details Balance: $100 - $2,499.99 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 0.10% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Share Savings	0.00%	0.00%
Min Deposit $25 Min Balance $0 Details Balance: $0 - $99.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
You Name It Savings	0.00%	0.00%
Min Deposit $0 Min Balance $0 Details Balance: $0 - $99.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%

Dupaco Community Credit Union Money Market Rates

Product	Rate	APY
Achieve Money Market	3.20%	3.25%
Min Deposit $25,000 Min Balance $250,000 Details Balance: $250,000 - $1,000,000; Promotional rate for 180 days from initial $25,000 deposit (New Money or eligible Term-Share maturity funds required); Rates convert to standard tiers after 180 days Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Achieve Money Market	3.20%	3.25%
Min Deposit $25,000 Min Balance $100,000 Details Balance: $100,000 - $249,999.99; Promotional rate for 180 days from initial $25,000 deposit (New Money or eligible Term-Share maturity funds required); Rates convert to standard tiers after 180 days Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.25% APY · checked 5 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Investor's Choice Money Market	0.40%	0.40%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000+; Dividend Rate 0.40%; Min. to Earn $100,000.00; Available to individual and small business member accounts only; Maximum deposit limits may apply Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.40% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Investor's Choice Money Market	0.35%	0.35%
Min Deposit $2,500 Min Balance $25,000 Details Balance: $25,000 - $99,999.99; Min. to Earn $25,000.00; Available to individual and small business member accounts only; Maximum deposit limits may apply Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.35% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Investor's Choice Money Market	0.30%	0.30%
Min Deposit $2,500 Min Balance $10,000 Details Balance: $10,000 - $24,999.99; Min. to Earn $10,000.00; Available to individual and small business member accounts only; Maximum deposit limits may apply Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.30% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Investor's Choice Money Market	0.25%	0.25%
Min Deposit $2,500 Min Balance $2,500 Details Balance: $2,500 - $9,999.99; Min. to Earn $2,500.00; Available to individual and small business member accounts only; Maximum deposit limits may apply Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.25% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Investor's Choice Money Market	0.20%	0.20%
Min Deposit $2,500 Min Balance $0 Details Balance: $0.01 - $2,499.99; Min. to Earn $0.01; Available to individual and small business member accounts only; Maximum deposit limits may apply Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 0.20% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Achieve Money Market	0.00%	0.00%
Min Deposit $25,000 Min Balance $25,000 Details Balance: $0.01 - $24,999.99; Promotional rate for 180 days from initial $25,000 deposit (New Money or eligible Term-Share maturity funds required); Rates convert to standard tiers after 180 days Last Updated 10/29/2026 Rate History No change since Oct 19, 2026 · 3.20% APY · checked 4 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%

Dupaco Community Credit Union Checking Rates

Product	Rate	APY
1st Rate Checking	2.47%	2.50%
Min Balance $5,000 Details Balance: $5,000 - $24,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.50% APY · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
1st Rate Checking	1.00%	1.00%
Min Balance $100,000 Details Balance: $100,000+ Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 0.10% → 1.00% ▲ 0.90 pts · high 1.00% / low 0.10% Oct 9, 20261.00%▲ from 0.10% Sep 18, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
1st Rate Checking	1.00%	1.00%
Min Balance $25,000 Details Balance: $25,000 - $99,999.99 Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 0.10% → 1.00% ▲ 0.90 pts · high 1.00% / low 0.10% Oct 9, 20261.00%▲ from 0.10% Sep 18, 20260.10%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
1st Rate Checking	0.00%	0.00%
Min Deposit $0 Min Balance $0 Details Balance: $0.01 - $4,999.99 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 2.47% APY · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Free Checking	0.00%	0.00%
Min Deposit $0 Last Updated 10/29/2026 Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%

Dupaco Community Credit Union Mortgage Rates

Product	Rate	Points	APR	Term
Purchase: 15-Year Fixed Conventional	6.50%	0	6.63%	15 years
No additional details. Last Updated 10/29/2026 Rate History 4 changes since Sep 14, 2026 · 6.50% → 6.63% ▲ 0.13 pts · high 7.00% / low 6.50% Oct 29, 20266.63%▼ from 6.75% Oct 13, 20266.75%▼ from 7.00% Oct 2, 20267.00%▲ from 6.88% Oct 1, 20266.88%▲ from 6.50% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Refinance: 15-Year Fixed Conventional	6.50%	0	6.63%	15 years
Details Rate/term refinance; APR based on $150,000 loan amount; minimum credit score 760; 75% LTV; 30-day rate lock Last Updated 10/29/2026 Rate History 5 changes since Sep 14, 2026 · 6.50% → 6.63% ▲ 0.13 pts · high 7.00% / low 6.50% Oct 29, 20266.63%▼ from 6.75% Oct 19, 20266.75%▼ from 6.88% Oct 9, 20266.88%▼ from 7.00% Oct 2, 20267.00%▲ from 6.88% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Purchase: 20-Year Fixed Conventional	6.63%	0	6.76%	20 years
No additional details. Last Updated 10/29/2026 Rate History 6 changes since Sep 14, 2026 · 6.88% → 6.76% ▼ 0.12 pts · high 7.39% / low 6.76% Oct 29, 20266.76%▼ from 6.88% Oct 26, 20266.88%▼ from 7.01% Oct 19, 20267.01%▼ from 7.14% Oct 13, 20267.14%▼ from 7.39% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Refinance: 20-Year Fixed Conventional	6.63%	0	6.78%	20 years
Details Rate/term refinance; APR based on $150,000 loan amount; minimum credit score 760; 75% LTV; 30-day rate lock Last Updated 10/29/2026 Rate History 6 changes since Sep 14, 2026 · 6.90% → 6.78% ▼ 0.12 pts · high 7.40% / low 6.78% Oct 29, 20266.78%▼ from 7.03% Oct 19, 20267.03%▼ from 7.15% Oct 9, 20267.15%▼ from 7.40% Oct 2, 20267.40%▲ from 7.28% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Refinance - Refinance: 15-Year Fixed Conventional	6.75%	0	6.88%
Details Rates effective as of 09/25/2026; Payment example: $1,327.36 (excludes taxes and insurance); Rate/term refinance, minimum credit score 760, 75% LTV Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 6.88% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Purchase: 30-Year Fixed Conventional	6.75%	0	6.89%	30 years
No additional details. Last Updated 10/29/2026 Rate History 4 changes since Oct 1, 2026 · 7.27% → 6.89% ▼ 0.38 pts · high 7.34% / low 6.89% Oct 26, 20266.89%▼ from 7.08% Oct 19, 20267.08%▼ from 7.21% Oct 13, 20267.21%▼ from 7.34% Oct 2, 20267.34%▲ from 7.27% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Refinance: 30-Year Fixed Conventional	6.75%	0	6.91%	30 years
Details $100,000; Rate/term refinance; APR based on $150,000 loan amount; minimum credit score 760; 75% LTV; 30-day rate lock Last Updated 10/29/2026 Rate History 3 changes since Oct 1, 2026 · 7.33% → 6.91% ▼ 0.42 pts · high 7.35% / low 6.91% Oct 29, 20266.91%▼ from 7.10% Oct 19, 20267.10%▼ from 7.35% Oct 2, 20267.35%▲ from 7.33% Oct 1, 20267.33%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Purchase: 30-Year Fixed Conventional	6.88%	0	6.96%	30 years
No additional details. Last Updated 10/29/2026 Rate History 4 changes since Oct 1, 2026 · 7.27% → 6.96% ▼ 0.31 pts · high 7.34% / low 6.96% Oct 26, 20266.96%▼ from 7.08% Oct 19, 20267.08%▼ from 7.21% Oct 13, 20267.21%▼ from 7.34% Oct 2, 20267.34%▲ from 7.27% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Refinance: 30-Year Fixed Conventional	6.88%	0	6.97%	30 years
Details $200,000; Rate/term refinance; APR based on $150,000 loan amount; minimum credit score 760; 75% LTV; 30-day rate lock Last Updated 10/29/2026 Rate History 3 changes since Oct 1, 2026 · 7.33% → 6.97% ▼ 0.36 pts · high 7.35% / low 6.97% Oct 29, 20266.97%▼ from 7.10% Oct 19, 20267.10%▼ from 7.35% Oct 2, 20267.35%▲ from 7.33% Oct 1, 20267.33%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Purchase: 30-Year Fixed Conventional	7.00%	0	7.04%	30 years
Details Additional APR listed for this product: 7.06%. Last Updated 10/29/2026 Rate History 4 changes since Oct 1, 2026 · 7.32% → 7.04% ▼ 0.28 pts · high 7.34% / low 7.04% Oct 26, 20267.04%▼ from 7.08% Oct 19, 20267.08%▼ from 7.21% Oct 13, 20267.21%▼ from 7.34% Oct 2, 20267.34%▲ from 7.32% Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Refinance: 30-Year Fixed Conventional	7.00%	0	7.05%	30 years
Details $832,750; Rate/term refinance; APR based on $150,000 loan amount; minimum credit score 760; 75% LTV; 30-day rate lock Last Updated 10/29/2026 Rate History 3 changes since Oct 1, 2026 · 7.33% → 7.05% ▼ 0.28 pts · high 7.35% / low 7.05% Oct 29, 20267.05%▼ from 7.10% Oct 19, 20267.10%▼ from 7.35% Oct 2, 20267.35%▲ from 7.33% Oct 1, 20267.33%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Refinance: 30-Year Fixed Conventional	7.00%	0	7.08%	30 years
Details $300,000; Rate/term refinance; APR based on $150,000 loan amount; minimum credit score 760; 75% LTV; 30-day rate lock Last Updated 10/29/2026 Rate History 3 changes since Oct 1, 2026 · 7.33% → 7.08% ▼ 0.25 pts · high 7.35% / low 7.08% Oct 29, 20267.08%▼ from 7.10% Oct 19, 20267.10%▼ from 7.35% Oct 2, 20267.35%▲ from 7.33% Oct 1, 20267.33%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Refinance - Refinance: 20-Year Fixed Conventional	7.13%	0	7.28%
Details Rates effective as of 09/25/2026; Payment example: $1,174.23 (excludes taxes and insurance); Rate/term refinance, minimum credit score 760, 75% LTV Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 7.28% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Refinance - Refinance: 30-Year Fixed Conventional	7.13%	0	7.28%
Details $100000; Rates effective as of 09/25/2026; Payment example: $673.80 (excludes taxes and insurance); Rate/term refinance, minimum credit score 760, 75% LTV Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 7.28% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Refinance - Refinance: 30-Year Fixed Conventional	7.25%	0	7.30%
Details $832750; Rates effective as of 09/25/2026; Payment example: $5,680.83 (excludes taxes and insurance); Rate/term refinance, minimum credit score 760, 75% LTV Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 7.30% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Refinance - Refinance: 30-Year Fixed Conventional	7.25%	0	7.33%
Details $300000; Rates effective as of 09/25/2026; Payment example: $2,046.53 (excludes taxes and insurance); Rate/term refinance, minimum credit score 760, 75% LTV Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 7.33% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Refinance - Refinance: 30-Year Fixed Conventional	7.25%	0	7.35%
Details $200000; Rates effective as of 09/25/2026; Payment example: $1,364.52 (excludes taxes and insurance); Rate/term refinance, minimum credit score 760, 75% LTV Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 7.35% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%

Dupaco Community Credit Union Home Equity & HELOC

Product	Rate	Points	APR	Term
Home Equity Line of Credit (HELOC) - HELOC - Standard	-	-	6.50%
Details As Low As; Qualification for the 6.50% APR requires a 720 credit score or higher and maximum combined loan-to-value of 75% or less; Maximum APR 21.00%; Minimum $5,000 line of credit required; Rates effective as of 10/01/2026 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 6.50% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Home Equity Loan (Fixed) - Loan - Standard (60 mo)	-	-	6.74%	60 months
Details Home Equity Loan; APR (As Low As); Rates effective as of 06/01/2026; 2nd-lien position only Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 6.74% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Home Equity Loan (Fixed) - Loan - Standard (120 mo)	-	-	7.24%	120 months
Details Home Equity Loan; APR (As Low As); Rates effective as of 06/01/2026; 2nd-lien position only Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 7.24% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%

Dupaco Community Credit Union Auto Loan Rates

Product	Rate	Points	APR	Term
Auto & Motorcycle Loans - 2024-27 Model Year	-	-	5.19%	48 Months
Details As Low As; Model Year: 2024-27 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.19% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Auto & Motorcycle Loans - 2024-27 Model Year	-	-	5.39%	60 Months
Details As Low As; Model Year: 2024-27 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.39% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Auto & Motorcycle Loans - 2024-27 Model Year	-	-	5.49%	72 Months
Details As Low As; Model Year: 2024-27 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Auto & Motorcycle Loans - 2024-27 Model Year	-	-	5.59%	84 Months
Details As Low As; Model Year: 2024-27 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.59% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Auto & Motorcycle Loans - 2021-23 Model Year	-	-	5.64%	60 Months
Details As Low As; Model Year: 2021-23 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.64% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Auto & Motorcycle Loans - 2021-23 Model Year	-	-	5.79%	72 Months
Details As Low As; Model Year: 2021-23 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 5.79% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Auto & Motorcycle Loans - 2021-23 Model Year	-	-	6.04%	84 Months
Details As Low As; Model Year: 2021-23 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.04% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Auto & Motorcycle Loans - 2017-20 Model Year	-	-	6.34%	60 Months
Details As Low As; Model Year: 2017-20 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.34% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Auto & Motorcycle Loans - 2017-20 Model Year	-	-	6.49%	72 Months
Details As Low As; Model Year: 2017-20 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 6.49% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Auto & Motorcycle Loans - 2016 Model Year (and older)	-	-	8.59%	48 Months
Details As Low As; Model Year: 2016 (and older) Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.59% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%

Dupaco Community Credit Union RV, Boat and Powersport Loan Rates

Product	Rate	APR	Term
Boat & RV Loan	-	7.09%	60 Months
Details As Low As; Loan Amount: $25,000-39,999 Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 7.09% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Boat & RV Loan	-	7.09%	72 Months
Details As Low As; Loan Amount: $40,000+ Last Updated 10/29/2026 Rate History No change since Sep 18, 2026 · 7.09% APR · checked 10 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Boat & RV Loan	-	7.29%	36 Months
Details As Low As; Loan Amount: $10,000-24,999 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 7.29% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Boat & RV Loan	-	7.34%	72 Months
Details As Low As; Loan Amount: $25,000-39,999 Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 7.09% → 7.34% ▲ 0.25 pts · high 7.34% / low 7.09% Oct 9, 20267.34%▲ from 7.09% Sep 18, 20267.09%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Boat & RV Loan	-	7.34%	84 Months
Details As Low As; Loan Amount: $40,000+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 7.34% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Boat & RV Loan	-	7.59%	48 Months
Details As Low As; Loan Amount: $10,000-24,999 Last Updated 10/29/2026 Rate History No change since Oct 9, 2026 · 7.59% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Boat & RV Loan	-	7.59%	84 Months
Details As Low As; Loan Amount: $25,000-39,999 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 7.34% → 7.59% ▲ 0.25 pts · high 7.59% / low 7.34% Oct 9, 20267.59%▲ from 7.34% Sep 14, 20267.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Boat & RV Loan	-	7.89%	60 Months
Details As Low As; Loan Amount: $10,000-24,999 Last Updated 10/29/2026 Rate History 1 change since Sep 18, 2026 · 7.09% → 7.89% ▲ 0.80 pts · high 7.89% / low 7.09% Oct 9, 20267.89%▲ from 7.09% Sep 18, 20267.09%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
ATV, Snowmobile & Jet Ski Loan	-	8.34%	36 Months
Details As Low As; Model Year: 2026-23 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.34% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
ATV, Snowmobile & Jet Ski Loan	-	8.34%	48 Months
Details As Low As; Model Year: 2026-23 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.34% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
ATV, Snowmobile & Jet Ski Loan	-	8.34%	60 Months
Details As Low As; Model Year: 2026-23 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.34% APR · checked 7 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Boat & RV Loan	-	8.34%	96 Months
Details As Low As; Loan Amount: $40,000+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.34% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
ATV, Snowmobile & Jet Ski Loan	-	8.54%	36 Months
Details As Low As; Model Year: 2022-21 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.54% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
ATV, Snowmobile & Jet Ski Loan	-	8.54%	48 Months
Details As Low As; Model Year: 2022-21 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.54% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
ATV, Snowmobile & Jet Ski Loan	-	8.54%	60 Months
Details As Low As; Model Year: 2022-21 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 8.34% → 8.54% ▲ 0.20 pts · high 8.54% / low 8.34% Oct 13, 20268.54%▲ from 8.34% Sep 14, 20268.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Boat & RV Loan	-	8.59%	96 Months
Details As Low As; Loan Amount: $25,000-39,999 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 8.34% → 8.59% ▲ 0.25 pts · high 8.59% / low 8.34% Oct 9, 20268.59%▲ from 8.34% Sep 14, 20268.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
ATV, Snowmobile & Jet Ski Loan	-	8.89%	36 Months
Details As Low As; Model Year: 2020-19 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.89% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
ATV, Snowmobile & Jet Ski Loan	-	8.89%	48 Months
Details As Low As; Model Year: 2020-19 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 8.89% APR · checked 6 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
ATV, Snowmobile & Jet Ski Loan	-	8.94%	60 Months
Details As Low As; Model Year: 2020-19 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 8.34% → 8.94% ▲ 0.60 pts · high 8.94% / low 8.34% Oct 13, 20268.94%▲ from 8.34% Sep 14, 20268.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Boat & RV Loan	-	9.34%	120 Months
Details As Low As; Loan Amount: $40,000+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 9.34% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Boat & RV Loan	-	9.59%	120 Months
Details As Low As; Loan Amount: $25,000-39,999 Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 9.34% → 9.59% ▲ 0.25 pts · high 9.59% / low 9.34% Oct 9, 20269.59%▲ from 9.34% Sep 14, 20269.34%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Boat & RV Loan	-	10.04%	180 Months
Details As Low As; Loan Amount: $40,000+ Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 10.04% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%

Dupaco Community Credit Union Credit Card Rates

Product	Rate	APR
Platinum Visa Rate	-	12.75%
Details Published APR range: 12.75% - 19.75%. Variable APR based on Prime Rate plus margin determined by credit score; grace period on purchases; no annual fee Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 12.50% → 12.75% ▲ 0.25 pts · high 12.75% / low 12.50% Oct 9, 202612.75%▲ from 12.50% Sep 14, 202612.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Rewards Visa	-	15.75%
Details Published APR range: 15.75% - 21.00%. Card Type: Standard; variable APR based on Prime Rate plus margin determined by credit score Last Updated 10/29/2026 Rate History 1 change since Sep 14, 2026 · 12.50% → 15.75% ▲ 3.25 pts · high 15.75% / low 12.50% Oct 9, 202615.75%▲ from 12.50% Sep 14, 202612.50%first recorded Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%

Dupaco Community Credit Union Personal Loan Rates

Product	APR	Term
Personal Loan - 24 Months	9.99%	24 Months
Details As Low As; Rates effective as of 05/01/2026 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 9.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Personal Loan - 36 Months	10.49%	36 Months
Details As Low As; Rates effective as of 05/01/2026 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 10.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Personal Loan - 48 Months	10.99%	48 Months
Details As Low As; Rates effective as of 05/01/2026 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 10.99% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Personal Loan - 60 Months	12.49%	60 Months
Details As Low As; Rates effective as of 05/01/2026 Last Updated 10/29/2026 Rate History No change since Oct 26, 2026 · 12.49% APR · checked 2 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%

Dupaco Community Credit Union Other Rates

Product	Rate	Points	APY/APR	Term
Home Improvement Loans	-	-	8.50%	120 Months
Details As Low As; Loan Amount: $10,000.00 - $20,000.00 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.50% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Home Improvement Loans	-	-	8.75%	180 Months
Details As Low As; Loan Amount: $20,001.00 - $50,000.00 Last Updated 10/29/2026 Rate History No change since Sep 14, 2026 · 8.75% APR · checked 11 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Variable IRA - Roth	0.60%	-	0.60%
Min Balance $15,000 Details Balance: $15,000+ Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.60% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Variable IRA - Roth	0.50%	-	0.50%
Min Balance $5,000 Details Balance: $5,000-$14,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Variable IRA - Roth	0.45%	-	0.45%
Min Balance $0 Details Balance: $0.01 - $4,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.45% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Variable IRA - Traditional	0.60%	-	0.60%
Min Balance $15,000 Details Balance: $15,000+ Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.60% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Variable IRA - Traditional	0.50%	-	0.50%
Min Balance $5,000 Details Balance: $5,000-$14,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.50% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%
Variable IRA - Traditional	0.45%	-	0.45%
Min Balance $0 Details Balance: $0.01 - $4,999.99 Last Updated 10/29/2026 Rate History No change since Oct 13, 2026 · 0.45% APY · checked 3 times Institution Ratings 5.0 Star Rating A+ Health Grade ◈ Texas Ratio: 3.87%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
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Financial Health History

Dupaco Community Credit Union’s Texas Ratio stayed near 4.14% in Q3 2023 to 3.87% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 5.0. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a credit union must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$3.5B	3.87%	5.0	A+
March 31, 2026	$3.6B	7.32%	5.0	A
December 31, 2025	$3.6B	3.88%	5.0	A+
September 30, 2025	$3.6B	3.94%	5.0	A+
June 30, 2025	$3.6B	3.54%	5.0	A+
March 31, 2025	$3.5B	3.96%	5.0	A+
December 31, 2024	$3.4B	3.76%	5.0	A+
September 30, 2024	$3.4B	3.69%	5.0	A+
June 30, 2024	$3.3B	3.62%	5.0	A+
March 31, 2024	$3.3B	3.57%	5.0	A+
December 31, 2023	$3.3B	4.22%	5.0	A+
September 30, 2023	$3.2B	4.14%	5.0	A+

Source: NCUA 5300 call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Dupaco Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Dupaco Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Dupaco Community Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Dupaco Community Credit Union

Website https://www.dupaco.com

Address 1000 Jackson St, Dubuque, IA 52001

Phone 800-373-7600

Fax

President Randy Skemp

CEO Joseph Hearn

Full-Time Employees 609

Part-Time Employees 15

Branch Locations 22

ATM Locations 26

NCUA Insured ✓ Yes, up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (98/100)

Texas Ratio

3.87%

Return on Assets (ROA)

0.5598%

Return on Equity (ROE)

4.2009%

Non-Performing Loans Ratio (NPL)

0.77%

Total Assets

3,545,329,241

Total Amount of Shares and Deposits

2,936,795,870

Total Shares and Deposits < 1 Year

2,691,783,039

Total Shares and Deposits 1 3 Years

239,137,148

Total Shares and Deposits > 3 Years

5,875,683

Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)

398,283,689

Total Uninsured Shares and Deposits > $250K (F+J)

398,283,689

Total Insured Shares and Deposits > $250K (item 17 less item K)

2,538,512,181

Total Interest Expense (Sum of items 6 8)

37,364,640

Share Certificates

21,260

Number of Accounts for Share Drafts

109,369

IRA KEOGH Accounts

6,124

Number of Accounts for Regular Shares

245,129

All other shares

1,937

Non Member Deposits

Money Market Shares

12,516

Net Income (unless the amount is already included in Undivided Earnings)

13,906,303

Net Worth Classification if credit union is not new (Based upon Call Report data only See instructions)

Well Capitalized

Net Worth Classification if credit union is a new credit union

Well Capitalized

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

183,298,801

Total Liabilities

3,133,566,514

Source: NCUA — Last Updated 06/30/2026

2026 MBR Health & Safety Badge

Dupaco Community Credit Union earned the Verified Healthy badge

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Frequently Asked Questions About Dupaco Community Credit Union

Does Dupaco Community Credit Union offer CDs?

Yes. Dupaco Community Credit Union current CD rates include its Regular CD - 12 Month at 3.40% APY, its Regular CD - 6 Month at 3.40% APY and its Regular CD - 18 Month at 2.70% APY, verified by MonitorBankRates as of October 29, 2026.

Are CDs from Dupaco Community Credit Union NCUA insured?

Yes. Dupaco Community Credit Union is insured by the National Credit Union Administration (NCUA), so CDs opened there are insured up to $250,000 per depositor, per ownership category.

What is the highest CD rate at Dupaco Community Credit Union?

The highest Dupaco Community Credit Union CD rate is its 25 Month Fixed Jumbo CD Special at 4.50% APY, verified by MonitorBankRates as of October 29, 2026.

What CD terms does Dupaco Community Credit Union offer?

Dupaco Community Credit Union CD rates are 3.40% APY for a 6 month CD, 3.40% APY for a 12 month CD, 2.70% APY for an 18 month CD, 2.50% APY for a 2 year CD, 2.30% APY for a 30 month CD and 1.80% APY for a 5 year CD, verified by MonitorBankRates as of October 29, 2026. The institution may offer other terms or specials that are not listed here, so check with Dupaco Community Credit Union for its full lineup.

What is the highest savings rate at Dupaco Community Credit Union?

The highest Dupaco Community Credit Union savings rate is its Launchpad Savings at 3.25% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest money market rate at Dupaco Community Credit Union?

The highest Dupaco Community Credit Union money market rate is its Achieve Money Market at 3.25% APY, verified by MonitorBankRates as of October 29, 2026.

What is the highest checking rate at Dupaco Community Credit Union?

The highest Dupaco Community Credit Union checking rate is its 1st Rate Checking at 2.50% APY, verified by MonitorBankRates as of October 29, 2026.

What is the lowest 30 year fixed mortgage rate at Dupaco Community Credit Union?

The lowest Dupaco Community Credit Union 30 year fixed mortgage rate is its Purchase: 30-Year Fixed Conventional at 6.75%, verified by MonitorBankRates as of October 29, 2026. Dupaco Community Credit Union mortgage rates are 6.75% for a 30 year mortgage, 6.63% for a 20 year mortgage and 6.50% for a 15 year mortgage.

What is the lowest auto loan rate at Dupaco Community Credit Union?

The lowest Dupaco Community Credit Union auto loan rate is its Auto & Motorcycle Loans - 2024-27 Model Year at 5.19% APR, verified by MonitorBankRates as of October 29, 2026.

What is the lowest personal loan rate at Dupaco Community Credit Union?

The lowest Dupaco Community Credit Union personal loan rate is its Personal Loan - 24 Months at 9.99% APR, verified by MonitorBankRates as of October 29, 2026. Dupaco Community Credit Union personal loan rates are 9.99% APR for a 24 month personal loan, 10.49% APR for a 36 month personal loan, 10.99% APR for a 48 month personal loan and 12.49% APR for a 60 month personal loan.

What is the lowest credit card APR at Dupaco Community Credit Union?

The lowest Dupaco Community Credit Union credit card APR is its Platinum Visa Rate Credit Card at 12.75% APR, verified by MonitorBankRates as of October 29, 2026.

How many branches does Dupaco Community Credit Union operate?

Dupaco Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Dupaco Community Credit Union?

Yes, to access services at Dupaco Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Dupaco Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Dupaco Community Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Dupaco Community Credit Union offer online and mobile banking?

Most modern institutions like Dupaco Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.dupaco.com.

Are all CD rates listed on MonitorBankRates federally insured?

Most are. Banks are insured by the FDIC and most credit unions by the NCUA, up to $250,000 per depositor, per ownership category. A small number of credit unions are privately insured instead, and we label them on their pages. MonitorBankRates is not a bank or credit union; deposit insurance comes from the institution where you open the account.

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

You open the account directly with the bank or credit union. Use the View button next to a rate to go to the institution's website, then apply online, by phone or at a branch. Credit unions require membership, so you may need to join first. Confirm the current rate and terms with the institution before you deposit.

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Your account is with the financial institution. MonitorBankRates is a rate comparison site; we do not open accounts, hold deposits or handle your money.

Why are some CD offers not available for me to open?

Some offers are limited to certain states or local areas, require membership in the credit union, need a minimum deposit, or were promotions that have since ended. Rates can also change after we verify them. The institution's website has the current eligibility rules.

How do Dupaco Community Credit Union rates compare?

Dupaco Community Credit Union's CD rates are 12% lower than the MonitorBankRates national average, and it has an A+ health rating. Dupaco Community Credit Union's top rates are its 25 Month Fixed Jumbo CD Special at 4.50% APY, its Launchpad Savings at 3.25% APY, its Achieve Money Market at 3.25% APY, its 1st Rate Checking at 2.50% APY, its Purchase: 15-Year Fixed Conventional at 6.50%, its Personal Loan - 24 Months at 9.99% APR and its Platinum Visa Rate Credit Card at 12.75% APR, verified by MonitorBankRates on October 29, 2026.

Current Dupaco Community Credit Union Rates

12-Month CD3.40%
18-Month CD2.70%
24-Month CD2.50%
60-Month CD1.80%
Savings3.25%
MMA3.25%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Credit Unions

Dupaco Community Credit Union Rates & Review November 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

Dupaco Community Credit Union Texas Ratio

Dupaco Community Credit Union Health Trend

Dupaco Community Credit Union CD Rates

Dupaco Community Credit Union Savings Rates

Dupaco Community Credit Union Money Market Rates

Dupaco Community Credit Union Checking Rates

Dupaco Community Credit Union Mortgage Rates

Dupaco Community Credit Union Home Equity & HELOC

Dupaco Community Credit Union Auto Loan Rates

Dupaco Community Credit Union RV, Boat and Powersport Loan Rates

Dupaco Community Credit Union Credit Card Rates

Dupaco Community Credit Union Personal Loan Rates

Dupaco Community Credit Union Other Rates

Financial Health History

Methodology & Data Sources

Credit Union Profile & Overview

Financials

Dupaco Community Credit Union earned the Verified Healthy badge

Customer Reviews

Frequently Asked Questions About Dupaco Community Credit Union

Does Dupaco Community Credit Union offer CDs?

Are CDs from Dupaco Community Credit Union NCUA insured?

What is the highest CD rate at Dupaco Community Credit Union?

What CD terms does Dupaco Community Credit Union offer?

What is the highest savings rate at Dupaco Community Credit Union?

What is the highest money market rate at Dupaco Community Credit Union?

What is the highest checking rate at Dupaco Community Credit Union?

What is the lowest 30 year fixed mortgage rate at Dupaco Community Credit Union?

What is the lowest auto loan rate at Dupaco Community Credit Union?

What is the lowest personal loan rate at Dupaco Community Credit Union?

What is the lowest credit card APR at Dupaco Community Credit Union?

How many branches does Dupaco Community Credit Union operate?

Is a member application needed to join Dupaco Community Credit Union?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does Dupaco Community Credit Union offer online and mobile banking?

Are all CD rates listed on MonitorBankRates federally insured?

I want to open a CD with an institution listed on MonitorBankRates. How do I open the account?

If I open a CD I found on MonitorBankRates, is my account with MonitorBankRates or the institution?

Why are some CD offers not available for me to open?

How do Dupaco Community Credit Union rates compare?

Current Dupaco Community Credit Union Rates

Compare to Other Credit Unions