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Advertiser Disclosure
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 First Keystone Community Bank Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 26, 2026
First Keystone Community Bank's 182 Days Fixed Rate CD Term rates are at 4.00%, 11-Month CD Special rates are at 3.60%, 11-Month Special Fixed Rate CD Term rates are at 3.60%, 35-Months 35-Month with Bump Up Option Fixed Rate CD Term rates are at 3.00%, 60-Months 60-Month Fixed Rate CD Term rates are at 0.55%. First Keystone Community Bank's savings rates are at 0.05%. First Keystone Community Bank's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of First Keystone Community Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.82%. Rates were last updated on 03/26/2026. First Keystone Community Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Keystone Community Bank? Share your experience about First Keystone Community Bank by leaving a review below, or read customer reviews before you decide to use First Keystone Community Bank. 
First Keystone Community Bank CD Rates
First Keystone Community Bank Savings Rates
First Keystone Community Bank Money Market Rates
First Keystone Community Bank Checking Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for First Keystone Community Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather First Keystone Community Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with First Keystone Community Bank's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
First Keystone Community Bank
Bank Holding Company
FIRST KEYSTONE CORP
Address
111 W Front St,
Berwick, PA 18603 · Columbia
Website
https://www.fkc.bank
FDIC Certificate #
7404
Established
09/23/1864
FDIC Insurance Date
01/01/1934
Domestic Offices
19
Total Branches
19
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 98/100
5.0
Exceptional
Out of 5.0 Stars
4.82%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.4814%
Return on Equity (ROE)
4.8400%
Non-Performing Loans (NPL)
0.40%
Total Assets
$1,530,531,000
Total Deposits
$1,142,016,000
Equity Capital
$132,803,000
Net Income
$8,397,000
Headquarters
Berwick
Total Offices
19
Source: FDIC | Last Updated 12/31/2025
Frequently Asked Questions About First Keystone Community BankIs First Keystone Community Bank a safe place to deposit money?Yes, First Keystone Community Bank is considered a safe financial institution. With a Texas Ratio of 4.819106728994%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category. How many branches does First Keystone Community Bank operate?First Keystone Community Bank currently maintains approximately 19 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, First Keystone Community Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, First Keystone Community Bank provides members with tools to manage their accounts and build a solid financial history. Does First Keystone Community Bank offer online and mobile banking?Most modern institutions like First Keystone Community Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fkc.bank. Current First Keystone Community Bank Rates
Retrieved from our database of financial products. Rates subject to change.
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