First Community Bank, Xenia-Flora CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.96%, 6-month CD rates at 4.75% and 3-month CD rates at 3.55%. Current savings rates are at 0.40% and money market rates are at 0.60%. Mortgage rates today on 30-year fixed loans are around 6.85%. Credit Card rates are at 16.49%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. First Community Bank, Xenia-Flora's 6-Month CD rates are at 4.06%, 3-Month CD rates are at 4.06%, 18-Month CD rates are at 4.06%, 12-Month CD rates are at 4.06%, 30-Month CD rates are at 3.80%. First Community Bank, Xenia-Flora's savings rates are at 0.75%. First Community Bank, Xenia-Flora's money market rates are at 3.45%.

First Community Bank, Xenia-Flora

To see how these rates compare to First Community Bank, Xenia-Flora CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First Community Bank, Xenia-Flora, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First Community Bank, Xenia-Flora CD rates. You can also compare First Community Bank, Xenia-Flora savings rates, MMA rates and mortgage rates using our other rate lists.

First Community Bank, Xenia-Flora money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Community Bank, Xenia-Flora? Share your experience about First Community Bank, Xenia-Flora by leaving a review below, or read customer reviews before you decide to use First Community Bank, Xenia-Flora.

First Community Bank, Xenia-Flora Texas Ratio

First Community Bank, Xenia-Flora's Texas Ratio is at 6.66%, which is considered excellent. The Texas Ratio for First Community Bank, Xenia-Flora is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First Community Bank, Xenia-Flora is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.06%
18-Month CD
4.06%
24-Month CD
N/A
36-Month CD
3.55%
48-Month CD
3.55%
60-Month CD
3.55%
Savings
0.75%
MMA
3.45%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First Community Bank, Xenia-Flora
260 Front St
Xenia, IL 62899
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

First Community Bank, Xenia-Flora CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
3-Month CD
4.06%
$1,000
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
6-Month CD
4.06%
$1,000
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
12-Month CD
4.06%
$500
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
18-Month CD
4.06%
$500
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
30-Month CD
3.80%
$500
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
60-Month CD
3.55%
$500
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
48-Month CD
3.55%
$500
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
36-Month CD
3.55%
$500
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
Money Market
3.45%
$100,000
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
Passbook Savings
0.75%
$100
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
NOW Checking
0.75%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First Community Bank, Xenia-Flora Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Itasca Bank & Trust Co.
Itasca Bank & Trust Co.
60-Month CD
300.00%
$1,000
Home Savings Bank Salt Lake City, UT
Home Savings Bank Salt Lake City, UT
6-Month CD
5.25%
$5,000
Alpena-alcona Area Credit Union
Alpena-alcona Area Credit Union
Health Savings
5.12%
$0
AAC Credit Union
AAC Credit Union
12-Month CD
4.75%
$500
Seattle Bank
Seattle Bank
36-Month CD
4.65%
$1,000
First Secure Bank and Trust Co.
First Secure Bank and Trust Co.
13-Month CD (special)
4.60%
$1,000
University Federal Credit Union
University Federal Credit Union
24-Month CD
4.50%
$1,000
New Albin Savings Bank
New Albin Savings Bank
24-Month CD
4.16%
$1,000
Charter Bank IA
Charter Bank IA
24-Month CD
4.00%
$1,000
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
6-Month CD
3.85%
$500
Haverhill Bank
Haverhill Bank
36-Month CD
3.75%
$500
Exchange Bank of Alabama
Exchange Bank of Alabama
48-Month CD
3.53%
$1,000
Generations Bank
Generations Bank
36-Month CD
3.40%
$500
Fidelity Bank West Memphis, AR
Fidelity Bank West Memphis, AR
3-Month CD
3.35%
$500
State Bank Spirit Lake, IA
State Bank Spirit Lake, IA
36-Month CD
3.03%
$1,000
Iron Workers SB
Iron Workers SB
12-Month CD
3.00%
$250
PCB Payne County Bank
PCB Payne County Bank
18-Month CD
2.90%
$1,000
Home Bank of California
Home Bank of California
36-Month CD
2.79%
$10,000
Henderson State Bank
Henderson State Bank
48-Month CD
2.75%
$500
Harvest Bank
Harvest Bank
24-Month CD
2.60%
$1,000
Highland Bank
Highland Bank
Kasasa Checking
2.54%
$100
Community Bank of Marshall
Community Bank of Marshall
Money Market
2.53%
$250,000
Texas Heritage National Bank
Texas Heritage National Bank
60-Month CD (bump)
2.53%
$10,000
Marquette Savings Bank
Marquette Savings Bank
24-Month CD
2.52%
$500
American Commerce Bank, N.A.
American Commerce Bank, N.A.
24-Month CD
2.50%
$500
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
3-Month CD
2.47%
$1,000
State Bank of Cherry
36-Month CD
2.42%
$1,000
First State Bank New London, WI
First State Bank New London, WI
13-Month CD (special)
2.30%
$10,000
Kanza Bank
Kanza Bank
36-Month CD
2.25%
$1,000
Lowell Five SB
Lowell Five SB
36-Month CD
2.25%
$500
Capon Valley Bank
Capon Valley Bank
48-Month CD
2.02%
$500
Madison County Bank
Madison County Bank
24-Month CD
1.75%
$500
The Apple Creek Banking Company
The Apple Creek Banking Company
60-Month CD
1.62%
$500
The Bank of Romney
The Bank of Romney
18-Month CD
1.51%
$1,000
Mercer County State Bank
12-Month CD (IRA)
1.49%
$50
State Bank of Canton
State Bank of Canton
12-Month CD
1.25%
$50
SSB State Street Bank
SSB State Street Bank
24-Month CD
1.10%
$1,000
Mifflinburg B&T CO.
Mifflinburg B&T CO.
36-Month CD
0.75%
$5,000
Bangor Savings Bank
Bangor Savings Bank
36-Month CD
0.75%
$500
National Bank of Coxsackie
National Bank of Coxsackie
48-Month CD
0.55%
$500
Mifflinburg B&T CO.
Mifflinburg B&T CO.
18-Month CD
0.50%
$500
MCS Bank
MCS Bank
18-Month CD
0.42%
$1,000
Marion Center Bank
Marion Center Bank
48-Month CD
0.30%
$1,000
Bank of Magnolia
Bank of Magnolia
18-Month CD
0.25%
$1,000
First Southern Bank
First Southern Bank
Premier Money Market
0.25%
$2,500
Citizens Bank of Kansas
Citizens Bank of Kansas
Savings
0.10%
$50
Schuyler Savings Bank
Schuyler Savings Bank
Money Market Passbook
0.10%
$1,000
Kish Bank
Kish Bank
Savings
0.10%
$100
Wheaton Bank & Trust
Wheaton Bank & Trust
Money Market
0.05%
$100,000
First Hawaiian Bank
First Hawaiian Bank
Money Market
0.02%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 22, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
4.990%
5.353%
2.000
5.500%
5.540%
0.000
15 Year Fixed
5.500%
5.568%
0.000
5.500%
5.614%
0.000
6.500%
5.650%
0.000
5.500%
5.694%
0.250
5.500%
5.702%
1.000
5.500%
5.716%
0.500
5.500%
5.752%
0.000
5.550%
5.769%
0.000
15-Year Fixed
5.625%
5.777%
0.000
5.625%
5.777%
0.500
5.500%
5.803%
1.125
15-Year Fixed
5.750%
5.806%
0.000
5.500%
5.820%
0.000
5.625%
5.827%
0.000
5.625%
5.831%
0.000
5.750%
5.834%
0.000
5.750%
5.854%
0.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
5.500%
5.888%
1.875
6.000%
5.892%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First Community Bank, Xenia-Flora Information

First Community Bank, Xenia-Flora
260 Front St
Xenia, IL 62899
Clay
Established Date: 01/01/1922
FDIC Certificate #: 3850
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: FIRST COMMUNITY BANCSHARES
How Many Domestic U.S. Offices? 2
How Many Branches are There? 2
Is First Community Bank, Xenia-Flora FDIC Insured? Yes
What is First Community Bank, Xenia-Flora's Cert number? 3850
What is the maximum amount for insured deposits? $250,000 per holder, per account

First Community Bank, Xenia-Flora Financials

Total Assets:
$54,405,000
Total Deposits:
$48,068,000
Equity Capital:
$3,437,000
Domestic Deposits:
$48,068,000
Net Income:
$255,000
Return on Assets:
1.1546%
Quarterly Return on Assets:
1.8400%
Pretax Return on Assets:
1.8938%
Pretax Quarterly Return on Assets:
1.8900%
Return on Equity:
16.4800%
Quarterly Return on Equity:
31.8800%
Leverage Tier 1 (Core Capital) Ratio:
10.0271%
Total Interest Income (YTD):
3.6515%
 
 
Headquarters:
Xenia
FDIC Field Office:
Mount Vernon
Regulator:
FED
County:
Clay
# of Offices:
2
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Mortgage rates declined this week sending demand for home loans higher for both home purchases and refinancing in this week's Mortgage Application Survey. In the survey released by the Mortgage Bankers Association average conforming 30 year mortgage rates declined to 3.75 percent with 0.44 mortgage points for the week ending September 7, 2012, down from the prior week's average 30 year mortgage rate of 3.78 percent with 0.38 mortgage points.
Compare the features and benefits and determine with your tax for financial advisor which one is most appropriate for your circumstances.
TotalDirectBank CD RatesTotalDirectBank CD rates are currently some of the best CD rates around on the bank's short-term certificates of deposit. Intermediate and long-term CD rates at TotalDirectBank are competitive but you can find higher rates right now. Current 3-month CD rates from TotalDirectBank are at 1.75 percent. 6-month CD rates are slightly higher at 1.85 percent. The minimum deposit amount to earn these high CD yields is $5,000 and the maximum amount is $500,000. To get the highest CD rates available, compare online rates with TotalDirectBank CD rates.

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