First-Lockhart National Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to First-Lockhart National Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First-Lockhart National Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First-Lockhart National Bank CD rates. You can also compare First-Lockhart National Bank savings rates, MMA rates and mortgage rates using our other rate lists. First-Lockhart National Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First-Lockhart National Bank? Share your experience about First-Lockhart National Bank by leaving a review below, or read customer reviews before you decide to use First-Lockhart National Bank. First-Lockhart National Bank Texas Ratio First-Lockhart National Bank's Texas Ratio is at 2.63%, which is considered excellent. The Texas Ratio for First-Lockhart National Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, First-Lockhart National Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars. Compare First-Lockhart National Bank Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates July 19, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have First-Lockhart National Bank rate data right now, check back for updates, we are adding rates all the time. First-Lockhart National Bank InformationFirst-Lockhart National Bank
111 S Main StLockhart, TX 78644 Caldwell Established Date: 01/09/1934 FDIC Certificate #: 13599 Date of FDIC Deposit Insurance: 01/09/1934 Bank Holding Company: LOCKHART BANKSHARES INC How Many Domestic U.S. Offices? 4 How Many Branches are There? 4 Website: https://www.firstlockhart.com
Is First-Lockhart National Bank FDIC Insured? Yes
What is First-Lockhart National Bank's Cert number? 13599
What is the maximum amount for insured deposits? $250,000 per holder, per account
First-Lockhart National Bank FinancialsTotal Assets:
$374,110,000
Total Deposits:
$339,096,000
Equity Capital:
$32,508,000
Domestic Deposits:
$339,096,000
Net Income:
$240,000
Return on Assets:
0.4444%
Quarterly Return on Assets:
0.2500%
Pretax Return on Assets:
0.2969%
Pretax Quarterly Return on Assets:
0.3000%
Return on Equity:
5.4100%
Quarterly Return on Equity:
2.9700%
Common Equity Tier 1 Capital Ratio:
13.0326%
Tier 1 Risk-Based Capital Ratio:
13.0326%
Leverage Tier 1 (Core Capital) Ratio:
9.2558%
Total Risk-Based Capital Ratio (YTD):
14.2712%
Total Interest Income (YTD):
4.7070%
Headquarters:
Lockhart
FDIC Field Office:
Austin
Regulator:
OCC
County:
Caldwell
# of Offices:
4
Metropolitan Statistical Area (MSA):
Austin-Round Rock-Georgetown, TX
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsRight now on our list of 12 month CD rates in the District of Columbia, Tennessee Commerce Bank has the highest CD rate. 12 month certificate of deposit rates at Tennessee Commerce Bank are 1.29 percent with a bank CD yield of 1.30 percent. That rate is considerably higher than the current national average 12 month CD rate of 0.587 percent.
Mortgage rates barely changed in this week's mortgage rates survey. In the Primary Mortgage Market Survey released by Freddie Mac conforming 30 year mortgage rates averaged 4.50% with 0.7 mortgage discount points for the week ending June 16, 2011. In last week's mortgage rate survey 30 year rates averaged 4.49% with 0.7 points.
 Mortgage rates were down in the latest mortgage survey released yesterday. 30 year fixed mortgage rates are back under 5.00 percent at 4.97 percent for the week ending March 4, 2010. Last week 30 year mortgage rates were averaging 5.05 percent. Average mortgage discount points were unchanged at 0.7 points.
Bank or Credit Union Offers and DealsMoney Market Rates and Savings Account Rates December 24, 2012Mortgage Rates Soar: 30 Year Mortgage Rates at 5.31% EverBank 6 Month Jumbo CD Rates now at 0.85% Home Mortgage Rates Plunge Hitting Another Record Low: 30 Year Conforming Mortgage Rates at 4.07%, 30 Year Jumbo Mortgage Rates at 4.65% California Mortgage Rates: Comparing Mortgage Loans and Rates Today Mortgage Rates: 30 Year Mortgage Rates and 15 Year Mortgage Rates Increase Slightly 29.00% APY Leap Year CD Special at Motion Federal Credit Union Applied Bank Savings Jumbo Rates now at 0.10% Bank of America Mortgage Rates Mortgage Rates Increase Slightly This Week, Average 30 Year Rates at 4.35% Alternative Bank and Credit Union Offers to ExploreAuto Loan Rates DeclineZions Bank Money Market Account The Financial Cliff is Coming, Time to Lighten Up on Equites and Place the Funds in a Good Old Savings Account Current Mortgage Rates Stable as 10 Year Bond Rates Remain Range Bound Northpointe Bank Mortgage Rates Community Bank of Bergen County Current CD Rates Mortgage Rates Near All-Time Low: 30 Year Mortgage Rates at 4.75%, 15 Year Mortgage Rates at 4.25% Mortgage Rates Increase: 30 Year Mortgage Rates at 4.75%, 15 Year Mortgage Rates at 4.20% Mortgage Rates Steady, Bond Yields Higher as Greece Votes Yes: 30 Year Mortgage Rates at 4.51% Mortgage Rates Today Mixed: 30 Year Mortgage Rates Averaging 3.68 Percent First-Lockhart National Bank ReviewsThere are no reviews for First-Lockhart National Bank yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 3.82%, 6-month CD rates at 3.64% and 3-month CD rates at 0.80%. Current savings rates are at 0.40% and money market rates are at 0.35%. Mortgage rates today on 30-year fixed loans are around 7.00%. Credit Card rates are at 15.24%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates. 
