First National Bank in Olney CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.50%, 6-month CD rates at 3.07% and 3-month CD rates at 1.25%. Current savings rates are at 1.01% and money market rates are at 0.01%. Mortgage rates today on 30-year fixed loans are around 7.07%. Credit Card rates are at 12.49%. Personal Loan rates are at 10.25%. All these rates, and more, can be found in our database of rates. First National Bank in Olney's 18-Month CD rates are at 3.71%, 12-Month CD (Rainbow) rates are at 3.71%, 12-Month CD rates are at 3.71%, 60-Month CD rates are at 3.56%, 48-Month CD rates are at 3.50%. First National Bank in Olney's savings rates are at 0.55%. First National Bank in Olney's money market rates are at 0.60%.

First National Bank in Olney

To see how these rates compare to First National Bank in Olney CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank in Olney, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank in Olney CD rates. You can also compare First National Bank in Olney savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank in Olney money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank in Olney? Share your experience about First National Bank in Olney by leaving a review below, or read customer reviews before you decide to use First National Bank in Olney.

First National Bank in Olney Texas Ratio

First National Bank in Olney's Texas Ratio is at 4.65%, which is considered excellent. The Texas Ratio for First National Bank in Olney is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank in Olney is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.71%
18-Month CD
3.71%
24-Month CD
3.45%
36-Month CD
3.45%
48-Month CD
3.50%
60-Month CD
3.56%
Savings
0.55%
MMA
0.60%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First National Bank in Olney
101 E Main St
Olney, IL 62450
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

First National Bank in Olney CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First National Bank in Olney
First National Bank in Olney
12-Month CD
3.71%
$500
First National Bank in Olney
First National Bank in Olney
18-Month CD
3.71%
$500
First National Bank in Olney
First National Bank in Olney
12-Month CD (Rainbow)
3.71%
$25
First National Bank in Olney
First National Bank in Olney
60-Month CD
3.56%
$500
First National Bank in Olney
First National Bank in Olney
48-Month CD
3.50%
$500
First National Bank in Olney
First National Bank in Olney
36-Month CD
3.45%
$500
First National Bank in Olney
First National Bank in Olney
24-Month CD
3.45%
$500
First National Bank in Olney
First National Bank in Olney
30-Month CD
3.45%
$500
First National Bank in Olney
First National Bank in Olney
3-Month CD
3.40%
$500
First National Bank in Olney
First National Bank in Olney
6-Month CD
3.40%
$500
First National Bank in Olney
First National Bank in Olney
Personal Plus Checking
2.02%
$100
First National Bank in Olney
First National Bank in Olney
Money Market
0.60%
$1,000
First National Bank in Olney
First National Bank in Olney
Statement Savings
0.55%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First National Bank in Olney Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
6-Month CD
4.07%
$2,500
Hyperion Bank
Hyperion Bank
24-Month CD
4.00%
$500
Truliant Federal Credit Union
Truliant Federal Credit Union
High Yield Rewards Savings
3.80%
$5
New Millennium Bank
New Millennium Bank
18-Month CD
3.75%
$500
Randolph Brooks FCU
Randolph Brooks FCU
36-Month CD
3.71%
$1,000
Minnesota First
Minnesota First
24-Month CD
3.65%
$500
Brentwood Bank
Brentwood Bank
Interest Rewards Checking
3.55%
$50
Presidential Bank
Presidential Bank
6-Month CD
3.50%
$1,000
First Resource Bank Exton, PA
First Resource Bank Exton, PA
18-Month CD
3.50%
$500
City Credit Union
City Credit Union
60-Month CD
3.50%
$1,000
Nebraska State Bank and Trust Company
Nebraska State Bank and Trust Company
12-Month CD
3.49%
$500
Pentagon Federal Credit Union
Pentagon Federal Credit Union
60-Month CD
3.20%
$1,000
First Federal Bank of Kansas City
First Federal Bank of Kansas City
48-Month CD
3.10%
$1,000
OBC Bank
OBC Bank
18-Month CD
3.04%
$1,000
Methuen Co-operative Bank
Methuen Co-operative Bank
18-Month CD
3.00%
$1,000
Union County Savings Bank Elizabeth, NJ
Union County Savings Bank Elizabeth, NJ
24-Month CD
3.00%
$500
The Bank of Protection
The Bank of Protection
36-Month CD
2.87%
$500
BankGloucester
BankGloucester
36-Month CD
2.75%
$500
Magyar Bank
Magyar Bank
12-Month CD
2.50%
$500
Ixonia Bank
Ixonia Bank
24-Month CD
2.35%
$1,000
Chain Bridge Bank
Chain Bridge Bank
12-Month CD
2.28%
$500
Logansport Savings Bank
Logansport Savings Bank
24-Month CD
2.22%
$1,000
Tipton Latham Bank
Tipton Latham Bank
18-Month CD
2.00%
$500
Madison County Bank
Madison County Bank
36-Month CD
1.85%
$500
First Fidelity Bank Fort Payne, AL
First Fidelity Bank Fort Payne, AL
48-Month CD
1.76%
$100
USAA
USAA
18-Month CD
1.65%
$1,000
First National Bank of Clarksdale
First National Bank of Clarksdale
36-Month CD
1.50%
$500
Magyar Bank
Magyar Bank
Money Market
1.50%
$100,000
Home Loan SB
Home Loan SB
60-Month CD
1.50%
$500
TrustCo Bank
TrustCo Bank
18-Month CD
1.50%
$500
First Northern Bank and Trust Company
First Northern Bank and Trust Company
30-Month CD
1.05%
$1,000
Grove Bank
Grove Bank
NOW Checking
1.00%
$900
Putnam County State Bank
Putnam County State Bank
Savings
1.00%
$100
Home Bank SB
Home Bank SB
24-Month CD
0.80%
$500
New Mexico Bank and Trust
New Mexico Bank and Trust
36-Month CD
0.75%
$1,000
FNB of Peterstown
FNB of Peterstown
12-Month CD
0.75%
$2,500
The Honesdale National Bank
The Honesdale National Bank
24-Month CD
0.60%
$1,000
North Easton SB
North Easton SB
24-Month CD
0.50%
$500
First Bank Creve Coeur, MO
First Bank Creve Coeur, MO
48-Month CD
0.45%
$1,000
Bank of Old Monroe
Bank of Old Monroe
Savings
0.40%
$0
Bank of Greene County
Bank of Greene County
18-Month CD
0.30%
$1,000
Bath State Bank
Bath State Bank
24-Month CD
0.30%
$500
West Pointe Bank
West Pointe Bank
Regular Savings
0.25%
$25
Geddes Federal S&L
Geddes Federal S&L
Super NOW Checking
0.20%
$50,000
Pataskala Banking Company
Pataskala Banking Company
12-Month CD
0.15%
$500
Bank of Edmonson County
Bank of Edmonson County
Checking Money Market
0.15%
$1,000
The Valley State Bank
The Valley State Bank
3-Month CD
0.10%
$500
Simmesport State Bank
Simmesport State Bank
Passbook Savings
0.10%
$100
Cambridge Trust Company
Cambridge Trust Company
6-Month CD
0.05%
$2,500
First Commonwealth Bank
First Commonwealth Bank
12-Month CD
0.05%
$500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates March 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
15-Year Fixed
5.125%
5.243%
0.625
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.125%
5.447%
1.125
5.250%
5.482%
0.500
5.250%
5.491%
0.000
5.250%
5.506%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
15-Year Fixed Jumbo
5.500%
5.526%
0.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.250%
5.570%
1.250
5.375%
5.582%
1.000
5.500%
5.614%
0.000
5.250%
5.615%
1.750
5.250%
5.629%
2.000
5.500%
5.638%
0.000
5.500%
5.639%
0.250
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First National Bank in Olney Information

First National Bank in Olney
101 E Main St
Olney, IL 62450
Richland
Established Date: 07/09/1934
FDIC Certificate #: 14567
Date of FDIC Deposit Insurance: 07/09/1934
Bank Holding Company: SUMMIT BANCSHARES LTD
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is First National Bank in Olney FDIC Insured? Yes
What is First National Bank in Olney's Cert number? 14567
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank in Olney Financials

Total Assets:
$448,604,000
Total Deposits:
$397,806,000
Equity Capital:
$41,686,000
Domestic Deposits:
$397,806,000
Net Income:
$1,102,000
Return on Assets:
0.9760%
Quarterly Return on Assets:
1.0000%
Pretax Return on Assets:
1.3753%
Pretax Quarterly Return on Assets:
1.3800%
Return on Equity:
11.4000%
Quarterly Return on Equity:
10.6900%
Leverage Tier 1 (Core Capital) Ratio:
10.7993%
Total Interest Income (YTD):
4.3847%
 
 
Headquarters:
Olney
FDIC Field Office:
Mount Vernon
Regulator:
OCC
County:
Richland
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

paying-your-mortgage-off-earlyMost people do not have the financial resources to pay their mortgage off early but for those who can payoff their mortage does it make financial sense?
In this week's Primary Mortgage Market Survey released by Freddie Mac average 30 year and 15 year mortgage rates hit new record lows for the week ending July 12, 2012. With this week's lows average 30 year mortgage rates have been below 4.00 percent for 16 consecutive weeks and average 15 year rates have been below 3.00 percent for 7 consecutive weeks.
Mortgage rates declined again this week, reversing the trend of higher mortgage rates the past few days. Current 30 year mortgage rates are averaging 4.71 percent, down from Wednesday’s average 30 year mortgage rate of 4.78 percent.

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Brokerage Certificate of Deposits

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