First National Bank in Olney CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 1.41%, 6-month CD rates at 5.00% and 3-month CD rates at 5.15%. Current savings rates are at 0.15% and money market rates are at 1.21%. Mortgage rates today on 30-year fixed loans are around 6.47%. Credit Card rates are at 16.50%. Personal Loan rates are at 9.20%. All these rates, and more, can be found in our database of rates. First National Bank in Olney's 3-Month CD rates are at 4.59%, 6-Month CD rates are at 3.82%, 60-Month CD rates are at 3.56%, 12-Month CD rates are at 3.30%, 12-Month CD Rainbow rates are at 3.25%. First National Bank in Olney's savings rates are at 0.55%. First National Bank in Olney's money market rates are at 0.60%.

First National Bank in Olney

To see how these rates compare to First National Bank in Olney CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First National Bank in Olney, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First National Bank in Olney CD rates. You can also compare First National Bank in Olney savings rates, MMA rates and mortgage rates using our other rate lists.

First National Bank in Olney money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First National Bank in Olney? Share your experience about First National Bank in Olney by leaving a review below, or read customer reviews before you decide to use First National Bank in Olney.

First National Bank in Olney Texas Ratio

First National Bank in Olney's Texas Ratio is at 9.69%, which is considered excellent. The Texas Ratio for First National Bank in Olney is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First National Bank in Olney is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
3.25%
18-Month CD
3.04%
24-Month CD
3.04%
36-Month CD
3.04%
48-Month CD
3.04%
60-Month CD
3.56%
Savings
0.55%
MMA
0.60%
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First National Bank in Olney
101 E Main St
Olney, IL 62450
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

First National Bank in Olney CD Rates and Interest Rates

Bank
Product
APY
Min Dep
First National Bank in Olney
First National Bank in Olney
3-Month CD
4.59%
$500
First National Bank in Olney
First National Bank in Olney
6-Month CD
3.82%
$500
First National Bank in Olney
First National Bank in Olney
60-Month CD
3.56%
$500
First National Bank in Olney
First National Bank in Olney
12-Month CD
3.30%
$500
First National Bank in Olney
First National Bank in Olney
12-Month CD Rainbow
3.25%
$25
First National Bank in Olney
First National Bank in Olney
36-Month CD
3.04%
$500
First National Bank in Olney
First National Bank in Olney
48-Month CD
3.04%
$500
First National Bank in Olney
First National Bank in Olney
18-Month CD
3.04%
$500
First National Bank in Olney
First National Bank in Olney
24-Month CD
3.04%
$500
First National Bank in Olney
First National Bank in Olney
30-Month CD
3.04%
$500
First National Bank in Olney
First National Bank in Olney
Personal Plus Checking
2.02%
$100
First National Bank in Olney
First National Bank in Olney
Money Market
0.60%
$1,000
First National Bank in Olney
First National Bank in Olney
Savings Account
0.55%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare First National Bank in Olney Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Sallie Mae
Sallie Mae
12-Month CD
5.10%
$2,500
Aberdeen Proving Ground FCU
Aberdeen Proving Ground FCU
12-Month CD
4.85%
$100
The Fountain Trust Company
The Fountain Trust Company
1903 Money Market
4.70%
$50,000
Iroquois Federal S&L
Iroquois Federal S&L
18-Month CD
4.68%
$1,000
Passumpsic Savings Bank
Passumpsic Savings Bank
12-Month CD special
4.50%
$10,000
FNB of Litchfield
FNB of Litchfield
12-Month CD
4.31%
$1,000
Better Banks
Better Banks
8-Month CD
4.03%
$1,000
Access Bank
Access Bank
60-Month CD
4.00%
$1,000
First Command Bank
First Command Bank
18-Month Jumbo CD
4.00%
$100,000
Golden Belt Bank, FSA
Golden Belt Bank, FSA
3-Month CD
3.95%
$1,000
Northwest Bank
Northwest Bank
Money Market Plus - Personal & Business
3.70%
$500,000
Sandy Spring Bank
Sandy Spring Bank
36-Month CD
3.50%
$1,000
NBKC Bank
NBKC Bank
48-Month CD
3.20%
$250
Bethpage Federal Credit Union
Bethpage Federal Credit Union
36-Month CD
3.00%
$50
Columbia Bank
Columbia Bank
60-Month CD
3.00%
$500
The Peoples Bank Co.
The Peoples Bank Co.
60-Month CD
2.63%
$5,000
Ivy Bank, a div of Cambridge Savings Bank
Ivy Bank, a div of Cambridge Savings Bank
60-Month CD
2.60%
$1,000
Community First Bank Kansas City, KS
Community First Bank Kansas City, KS
24-Month CD
2.52%
$3,000
The Bank of Steinauer
The Bank of Steinauer
36-Month CD
2.47%
$500
Frontier State Bank
Frontier State Bank
60-Month Jumbo CD
2.27%
$250,000
Better Banks
Better Banks
3-Month CD
2.02%
$1,000
JTNB
JTNB
60-Month CD
2.02%
$1,000
Metropolitan Capital B&T
Metropolitan Capital B&T
Money Market
2.00%
$1,000,000
Bank of Canton
Bank of Canton
24-Month CD
2.00%
$1,000
Logansport Savings Bank
Logansport Savings Bank
60-Month CD
1.86%
$1,000
Neffs National Bank
Neffs National Bank
36-Month CD
1.75%
$1,000
Town & Country Bank Ravenna, NE
Town & Country Bank Ravenna, NE
12-Month CD
1.55%
$100
Neffs National Bank
Neffs National Bank
21-Month CD
1.25%
$1,000
United Minnesota Bank
United Minnesota Bank
18-Month CD
1.10%
$500
Penn Community Bank
Penn Community Bank
36-Month CD
1.00%
$500
Katahdin Trust Company
Katahdin Trust Company
24-Month CD
0.85%
$500
Parke Bank
Parke Bank
24-Month CD
0.75%
$500
Federation Bank
Federation Bank
24-Month CD
0.70%
$500
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
18-Month CD
0.60%
$500
Massena Savings and Loan
Massena Savings and Loan
Money Market
0.50%
$2,500
TruBank
TruBank
Money Market
0.50%
$2,500
Clinton Savings Bank
Clinton Savings Bank
36-Month CD
0.45%
$10
BankStar Financial
BankStar Financial
Checking Account
0.20%
$0
Federated Bank Onarga, IL
Federated Bank Onarga, IL
Money Market
0.20%
$2,500
Mascoma Bank
Mascoma Bank
12-Month CD
0.20%
$500
Artisans Bank
Artisans Bank
48-Month CD
0.20%
$1,500
Nevada B&T Co.
Nevada B&T Co.
12-Month CD
0.18%
$1,000
Bangor Savings Bank
Bangor Savings Bank
Market Rate Savings
0.15%
$5,000
Somerset Trust Company
Somerset Trust Company
Statement Savings
0.11%
$100
Abington Bank
Abington Bank
Get More Tiered Money Market
0.10%
$0
Blupeak Credit Union
Blupeak Credit Union
Regular Savings
0.05%
$5
Community Bank Topeka, KS
Community Bank Topeka, KS
Savings Account
0.05%
$100
OBC Bank
OBC Bank
3-Month CD
0.05%
$1,000
First Bank of Central Ohio
First Bank of Central Ohio
Interest Checking Account
0.01%
$50
PriorityOne Bank
PriorityOne Bank
Statement Savings
0.01%
$100
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 22, 2024

Lender
Product
Rate
APR
Points
4.500%
4.666%
0.000
4.650%
4.766%
0.000
4.990%
5.287%
0.500
5.500%
5.570%
0.000
5.500%
5.614%
0.000
10-Year Power Rate Fixed
5.954%
5.625%
0.000
15-Year Fixed
5.625%
5.681%
0.000
5.500%
5.716%
0.500
15-Year Power Rate Fixed
5.974%
5.750%
0.000
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
10-Year Fixed (LTV 90% or less)
5.675%
5.894%
0.000
5.625%
5.909%
1.000
5.750%
5.946%
0.250
5.875%
5.958%
0.000
5.875%
5.958%
0.000
5-Year ARM (LTV 80% or less)
6.250%
5.963%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

First National Bank in Olney Information

First National Bank in Olney
101 E Main St
Olney, IL 62450
Richland
Established Date: 07/09/1934
FDIC Certificate #: 14567
Date of FDIC Deposit Insurance: 07/09/1934
Bank Holding Company: SUMMIT BANCSHARES LTD
How Many Domestic U.S. Offices? 7
How Many Branches are There? 7
Is First National Bank in Olney FDIC Insured? Yes
What is First National Bank in Olney's Cert number? 14567
What is the maximum amount for insured deposits? $250,000 per holder, per account

First National Bank in Olney Financials

Total Assets:
$442,399,000
Total Deposits:
$395,972,000
Equity Capital:
$38,279,000
Domestic Deposits:
$395,972,000
Net Income:
$1,192,000
Return on Assets:
0.8672%
Quarterly Return on Assets:
1.0900%
Pretax Return on Assets:
1.4452%
Pretax Quarterly Return on Assets:
1.4500%
Return on Equity:
9.0900%
Quarterly Return on Equity:
12.9400%
Leverage Tier 1 (Core Capital) Ratio:
10.4284%
Total Interest Income (YTD):
3.1665%
 
 
Headquarters:
Olney
FDIC Field Office:
Mount Vernon
Regulator:
OCC
County:
Richland
# of Offices:
7
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

weekly-mortgage-rates-updated-may-25-2009Longer term mortgage rates were mixed last week, 30-year mortgage rates were up while 15-year rates continued to go down.  The most pronounced decrease on 15 year mortgages was the 15-year jumbo fixed rate mortgage. Rates declined from 6.01 percent to 5.87 percent.
Initial jobless claims dropped more than expected, another hopeful sign that the labor market is indeed getting better and we might see higher CD rates sooner than expected. Higher CD rates depend on the Federal Open Market Committee increasing their key interest rate, the federal funds rate.
Todays-Mortgage-Rates-Current-Average-Mortgage-Rates-November-30-2009Mortgage rates are slightly lower this week over last. Conforming mortgage rates and jumbo mortgage rates are both lower. The average 30 year mortgage rate is at 4.85 percent this week. Today's average jumbo 30 year mortgage rate is currently at 5.65 percent.

Bank or Credit Union Offers and Deals

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Navy Federal Credit Union 12 Month CD Rate of 2.86%
Current Mortgage Rates Move Higher This Week: 15 Year Mortgage Rates at 3.35%
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FOMC Officials Differ on Raising Interest Rates
Mortgage Rates Mixed in Latest Mortgage Survey: Current 30 Year Mortgage Rates at 4.77%, 15 Year Mortgage Rates at 4.16%
Zions Bank Money Market Account
Mortgage Rates Decrease: 30 Year Mortgage Rates at 4.97%
Mortgage Rates Move Lower on Fears of Hungary Financial Crisis, 30 Year Mortgage Rates at 4.85%

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