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New Market Bank Rates & Review September 2026

New Market Bank's 7-Month Certificates of Deposit rates are at 3.88%, 60-Month Certificates of Deposit rates are at 2.70%, 9-Month Certificates of Deposit rates are at 2.66%, 36-Month Certificates of Deposit rates are at 2.65%, 48-Month Certificates of Deposit rates are at 2.65%. New Market Bank's savings rates are at 0.13%. MonitorBankRates evaluates the financial stability of New Market Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.00%. Rates last updated and verified on 09/19/2026.

New Market Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at New Market Bank? Share your experience about New Market Bank by leaving a review below, or read customer reviews before you decide to use New Market Bank.

MonitorBankRates Verified Healthy Badge 2026 Verified Healthy 2026 Use This Badge on Your Bank Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.00%
Perfect Lower than avg
Health Trend ?
Very strong 12 quarters
Full history ›
New Market Bank
101 Old Town Rd
Elko New Market, MN 55054
https://www.newmarket.bank
Member FDIC

New Market Bank CD Rates

Product Rate APY Term View More
7 Month Certificates of Deposit 3.85% 3.88% 7 Month
Min Balance $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
60 Month Certificates of Deposit 2.70% 2.70% 60 month
Min Balance $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
9 Month Certificates of Deposit 2.65% 2.66% 9 month
Min Balance $1,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
36 Month Certificates of Deposit 2.65% 2.65% 36 month
Min Balance $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
48 Month Certificates of Deposit 2.65% 2.65% 48 month
Min Balance $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
6 Month Certificates of Deposit 2.55% 2.57% 6 month
Min Balance $2,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
18 Month Certificates of Deposit 2.55% 2.56% 18 month
Min Balance $1,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
24 Month Certificates of Deposit 2.55% 2.55% 24 month
Min Balance $500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
12 Month Certificates of Deposit 2.50% 2.50% 12 month
Min Balance $1,000
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
3 Month Certificates of Deposit 2.00% 2.02% 3 month
Min Balance $2,500
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

New Market Bank Savings Rates

Product Rate APY View More
Loyalty Savings 2.05% 2.07%
Min Balance $500,000
Details Balance: $500,000.00 & above
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Premium Savings 2.05% 2.07%
Min Balance $500,000
Details Balance: $500,000.00 & above
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Loyalty Savings 1.70% 1.71%
Min Balance $250,000
Details Balance: $250,000.00 - $499,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Premium Savings 1.70% 1.71%
Min Balance $250,000
Details Balance: $250,000.00 - $499,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Loyalty Savings 1.25% 1.26%
Min Balance $100,000
Details Balance: $100,000.00 - $249,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Premium Savings 1.25% 1.26%
Min Balance $100,000
Details Balance: $100,000.00 - $249,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Loyalty Savings 0.90% 0.90%
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Premium Savings 0.90% 0.90%
Min Balance $50,000
Details Balance: $50,000.00 - $99,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings (Consumer & Business) 0.70% 0.70%
Min Balance $50,000
Details Balance: $50,000.00 & above
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Loyalty Savings 0.65% 0.65%
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Premium Savings 0.65% 0.65%
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings (Consumer & Business) 0.60% 0.60%
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings (Consumer & Business) 0.50% 0.50%
Min Balance $10,000
Details Balance: $10,000.00 - $24,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Loyalty Savings 0.40% 0.40%
Min Balance $0
Details Balance: Under $25,000.00
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Premium Savings 0.40% 0.40%
Min Balance $0
Details Balance: Under $25,000.00
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings (Consumer & Business) 0.30% 0.30%
Min Balance $1,000
Details Balance: $1,000.00 - $9,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Everyday Savings 0.13% 0.13%
Min Balance $0
Details Balance: $0 & above
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings (Consumer & Business) 0.13% 0.13%
Min Balance $0
Details Balance: Under $1,000.00
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular Savings 0.13% 0.13%
Min Balance $0
Details Balance: $0 & above
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Spend, Share, Save Savings 0.13% 0.13%
No additional details.
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Standard Business Savings 0.13% 0.13%
Min Balance $0
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

New Market Bank Money Market Rates

Product Rate APY View More
Money Market Savings (Consumer & Business) 0.70% 0.70%
Min Balance $50,000
Details Balance: $50,000.00 & above
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings (Consumer & Business) 0.60% 0.60%
Min Balance $25,000
Details Balance: $25,000.00 - $49,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings (Consumer & Business) 0.50% 0.50%
Min Balance $10,000
Details Balance: $10,000.00 - $24,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings (Consumer & Business) 0.30% 0.30%
Min Balance $1,000
Details Balance: $1,000.00 - $9,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings (Consumer & Business) 0.13% 0.13%
Min Balance $0
Details Balance: Under $1,000.00
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

New Market Bank Checking Rates

Product Rate APY View More
Rewards Checking 2.50% 2.53%
Min Balance $10,000
Details Balance: Under $10,000.00
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Checking 0.13% 0.13%
Min Balance $10,000
Details Balance: $10,000.00 & above
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Community Checking 0.13% 0.13%
Min Balance $10,000
Details Balance: $10,000.00 & above
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
VIP Checking 0.13% 0.13%
Min Balance $10,000
Details Balance: $10,000.00 and above
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Checking 0.10% 0.10%
Min Balance $1,000
Details Balance: $1,000.00 - $9,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Community Checking 0.10% 0.10%
Min Balance $1,000
Details Balance: $1000.00 - $9,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Rewards Checking 0.10% 0.10%
Min Balance $10,000
Details Balance: $10,000.00 and above
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
VIP Checking 0.10% 0.10%
Min Balance $1,000
Details Balance: $1,000.00 - $9,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business Checking 0.05% 0.05%
Min Balance $0
Details Balance: Under $1,000.00
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Community Checking 0.05% 0.05%
Min Balance $0
Details Balance: Under $1,000.00
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
VIP Checking 0.05% 0.05%
Min Balance $0
Details Balance: Under $1,000.00
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

New Market Bank Other Rates

Product Rate Points APY/APR Term View More
Business HSA Accounts 0.05% - 0.05%
Min Balance $0
Details Balance: Under $1,000.00
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business HSA Accounts 0.10% - 0.10%
Min Balance $1,000
Details Balance: $1,000.00 - $9,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Business HSA Accounts 0.18% - 0.18%
Min Balance $10,000
Details Balance: $10,000.00 & above
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Prestige Gold 0.05% - 0.05%
Min Balance $0
Details Balance: Under $1,000.00
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Prestige Gold 0.10% - 0.10%
Min Balance $1,000
Details Balance: $1,000.00 - $9,999.99
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Prestige Gold 0.13% - 0.13%
Min Balance $10,000
Details Balance: $10,000.00 & above
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Prestige Plus 0.03% - 0.03%
Last Updated 09/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Financial Health History

New Market Bank’s Texas Ratio stayed near 0.00% in Q3 2023 to 0.00% in Q2 2026, so its financial health has stayed very strong over the past 12 quarters. Over the same period its Star Rating moved from 4.2 to 5.0 and its Health Grade from A- to A+. Lower Texas Ratios are healthier — this bank’s entire history sits far below the 15% threshold for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

0% 1.0★ 0.3% 2.0★ 0.5% 3.0★ 0.8% 4.0★ 1% 5.0★ Healthy zone – entire history below the 15% limit 0.00% A- Q3 2023 A+ Q4 2023 A+ Q1 2024 A+ Q2 2024 A+ Q3 2024 A+ Q4 2024 A+ Q1 2025 A+ Q2 2025 A+ Q3 2025 A+ Q4 2025 A+ Q1 2026 0.00% A+ Q2 2026
Swipe the chart sideways to see every quarter.
Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade
Powered by MonitorBankRates

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures
QuarterTotal assetsTexas RatioStar RatingHealth Grade
June 30, 2026$196M0.00%5.0A+
March 31, 2026$194M0.00%5.0A+
December 31, 2025$191M0.00%5.0A+
September 30, 2025$184M0.00%5.0A+
June 30, 2025$189M0.00%5.0A+
March 31, 2025$190M0.00%5.0A+
December 31, 2024$181M0.00%5.0A+
September 30, 2024$179M0.00%5.0A+
June 30, 2024$190M0.00%5.0A+
March 31, 2024$195M0.00%4.8A+
December 31, 2023$188M0.00%5.0A+
September 30, 2023$189M0.00%4.2A-
Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for New Market Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather New Market Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with New Market Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name New Market Bank
Bank Holding Company MARKET BCORP INC
Address 101 Old Town Rd, Elko New Market, MN 55054  ·  Scott
FDIC Certificate # 1931
Established 19050610
FDIC Insurance Date 19340101
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.1276%
Return on Equity (ROE) 13.1000%
Non-Performing Loans (NPL) 0.00%
Total Assets $195,978,000
Total Deposits $177,532,000
Equity Capital $17,124,000
Net Income $1,091,000
Headquarters Elko New Market
Total Branches and Offices 3
Source: FDIC  |  Last Updated 06/30/2026
MonitorBankRates Verified Healthy Badge 2026
2026 MBR Health & Safety Badge

New Market Bank earned the Verified Healthy badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

<a href="https://monitorbankrates.com/banks/new-market-bank-rates-review-1931">
  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-c-2026.svg"
       alt="MonitorBankRates Verified Healthy Badge 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page.

Customer Reviews

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Frequently Asked Questions About New Market Bank

How many branches does New Market Bank operate?

New Market Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, New Market Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, New Market Bank provides members with tools to manage their accounts and build a solid financial history.

Does New Market Bank offer online and mobile banking?

Most modern institutions like New Market Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.newmarket.bank.

Current New Market Bank Rates

  • 12-Month CD2.50%
  • 18-Month CD2.56%
  • 24-Month CD2.55%
  • 36-Month CD2.65%
  • 48-Month CD2.65%
  • 60-Month CD2.70%
  • Savings0.13%
Retrieved from our database of financial products. Rates subject to change.