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New Market Bank Rates & Review April 2026

New Market Bank's Certificates of Deposit 7-Month rates are at 3.88%, Certificates of Deposit 60-Month rates are at 2.70%, Certificates of Deposit 9-Month rates are at 2.66%, Certificates of Deposit 36-Month rates are at 2.65%, Certificates of Deposit 48-Month rates are at 2.65%. New Market Bank's savings rates are at 0.13%. MonitorBankRates evaluates the financial stability of New Market Bank with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/03/2026.

New Market Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at New Market Bank? Share your experience about New Market Bank by leaving a review below, or read customer reviews before you decide to use New Market Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
New Market Bank
101 Old Town Rd
Elko New Market, MN 55054
https://www.newmarket.bank
Member FDIC

New Market Bank CD Rates

Product Rate APY Term View More
Certificates of Deposit 7 Month 3.85% 3.88% 7
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit 60 month 2.70% 2.70% 60
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit 9 month 2.65% 2.66% 9
Min Balance $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit 36 month 2.65% 2.65% 36
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit 48 month 2.65% 2.65% 48
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit 6 month 2.55% 2.57% 6
Min Balance $2,500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit 18 month 2.55% 2.56% 18
Min Balance $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit 24 month 2.55% 2.55% 24
Min Balance $500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit 12 month 2.50% 2.50% 12
Min Balance $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Certificates of Deposit 3 month 2.00% 2.02% 3
Min Balance $2,500
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

New Market Bank Savings Rates

Product Rate APY View More
Premium Savings 2.05% 2.07%
Min Balance $500,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Premium Savings 1.70% 1.71%
Min Balance $250,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Premium Savings 1.25% 1.26%
Min Balance $100,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Premium Savings 0.90% 0.90%
Min Balance $50,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings (Consumer & Business) 0.70% 0.70%
Min Balance $50,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Premium Savings 0.65% 0.65%
Min Balance $25,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings (Consumer & Business) 0.60% 0.60%
Min Balance $25,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings (Consumer & Business) 0.50% 0.50%
Min Balance $10,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Premium Savings 0.40% 0.40%
Min Balance $0
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings (Consumer & Business) 0.30% 0.30%
Min Balance $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings (Consumer & Business) 0.13% 0.13%
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Regular Savings 0.13% 0.13%
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

New Market Bank Money Market Rates

Product Rate APY View More
Money Market Savings (Consumer & Business) 0.70% 0.70%
Min Balance $50,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings (Consumer & Business) 0.60% 0.60%
Min Balance $25,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings (Consumer & Business) 0.50% 0.50%
Min Balance $10,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings (Consumer & Business) 0.30% 0.30%
Min Balance $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
Money Market Savings (Consumer & Business) 0.13% 0.13%
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

New Market Bank Checking Rates

Product Rate APY View More
Rewards Checking 2.50% 2.53%
Details Qualifying balance up to $10,000.00
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
VIP Checking 0.13% 0.13%
Min Balance $10,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
VIP Checking 0.10% 0.10%
Min Balance $1,000
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%
VIP Checking 0.05% 0.05%
No additional details.
Last Updated 04/03/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for New Market Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather New Market Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with New Market Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name New Market Bank
Bank Holding Company MARKET BCORP INC
Address 101 Old Town Rd, Elko New Market, MN 55054  ·  Scott
FDIC Certificate # 1931
Established 06/10/1905
FDIC Insurance Date 01/01/1934
Domestic Offices 3
Total Branches 3
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 100/100
5.0
Exceptional Out of 5.0 Stars
0.00%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.4114%
Return on Equity (ROE) 6.7200%
Non-Performing Loans (NPL) 0.00%
Total Assets $190,823,000
Total Deposits $173,295,000
Equity Capital $16,301,000
Net Income $1,628,000
Headquarters Elko New Market
Total Offices 3
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

EWPI
★★★★★
December 17, 2025
aNPZ
Average Rating
★★★★★
Total Reviews
1
Add Your Rating and Review for New Market Bank
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Frequently Asked Questions About New Market Bank

Is New Market Bank a safe place to deposit money?

Yes, New Market Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does New Market Bank operate?

New Market Bank currently maintains approximately 3 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, New Market Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, New Market Bank provides members with tools to manage their accounts and build a solid financial history.

Does New Market Bank offer online and mobile banking?

Most modern institutions like New Market Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.newmarket.bank.

Current New Market Bank Rates

  • 12-Month CD2.50%
  • 18-Month CD2.56%
  • 24-Month CD2.55%
  • 36-Month CD2.65%
  • 48-Month CD2.65%
  • 60-Month CD2.70%
  • Savings0.13%
Retrieved from our database of financial products. Rates subject to change.