What are the current interest rates at First Utah Bank?

Current rates for First Utah Bank include: 12-Month CD: 3.27%, 18-Month CD: 3.27%, 24-Month CD: 3.19%, 36-Month CD: 2.99%, 48-Month CD: 3.07%, 60-Month CD: 3.15%, Savings: 2.47%

MonitorBankRates

☰

Home›
Banks›
First Utah Bank

iAdvertiser Disclosure

First Utah Bank Rates & Review October 2026

Q: How many branches does First Utah Bank operate?

First Utah Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Q: Is there a first-time homebuyer program?

Currently, First Utah Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Utah Bank provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated and Verified: October 12, 2026

First Utah Bank's top rates as of October 12, 2026 are 4.10% APY on its 12-23-Months Promotional CD - 12-23-Month, 2.47% APY on savings, and 0.85% APY on checking, according to rates verified by MonitorBankRates. Other First Utah Bank CD rates include Promotional CD - 24-Month at 4.00%, 6-11-Months Promotional CD - 6-11-Month at 3.95%, and Fixed Rate CD - 12-Month at 3.27%. MonitorBankRates evaluates the financial stability of First Utah Bank with a 4.6 Star Rating, an B Overall Health Grade, and a Texas Ratio of 19.66%. Rates last updated and verified on 10/12/2026.

First Utah Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First Utah Bank? Share your experience about First Utah Bank by leaving a review below, or read customer reviews before you decide to use First Utah Bank.

Overall Health & Safety Grade

Solid Health Score: 86/100

MonitorBankRates Rating

4.6

Excellent Out of 5.0 Stars

Texas Ratio

19.66%

Good Higher than avg

Health Trend

Worsening 12 quarters

Full history ›

First Utah Bank

3826 S 2300 E
Salt Lake City, UT 84109

https://www.firstutahbank.com

Customer Reviews

Be the first to review

Write a Review

Financial health data as of Q2 2026 (FDIC call report for the quarter ended June 30, 2026). This is the most recent call report available. The FDIC publishes bank call reports about eight weeks after each quarter ends.

First Utah Bank CD Rates

Product	Rate	APY	Term
Promotional CD - 12-23 Month	4.04%	4.10%	12-23 months
Min Deposit $500 Details A penalty may be applied for early withdrawal; Quarterly Compound Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 4.10% APY · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Promotional CD - 24 Month	3.94%	4.00%	24 month
Min Deposit $500 Details A penalty may be applied for early withdrawal; Quarterly Compound Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 4.00% APY · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Promotional CD - 6-11 Month	3.89%	3.95%	6-11 months
Min Deposit $500 Details A penalty may be applied for early withdrawal; Quarterly Compound Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.95% APY · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Fixed Rate CD - 12 month	3.232%	3.27%	12 month
Min Deposit $500 Details A penalty may be applied for early withdrawal; Quarterly Compound Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.27% APY · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Fixed Rate CD - 18 month	3.232%	3.27%	18 month
Min Deposit $500 Details A penalty may be applied for early withdrawal; Quarterly Compound Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.27% APY · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Fixed Rate CD - 24 month	3.152%	3.19%	24 month
Min Deposit $500 Details A penalty may be applied for early withdrawal; Quarterly Compound Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.19% APY · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Fixed Rate CD - 6 month	3.112%	3.15%	6 month
Min Deposit $500 Details A penalty may be applied for early withdrawal; Quarterly Compound Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.15% APY · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Fixed Rate CD - 60 month	3.112%	3.15%	60 month
Min Deposit $500 Details A penalty may be applied for early withdrawal; Quarterly Compound Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.15% APY · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Fixed Rate CD - 48 month	3.04%	3.07%	48 month
Min Deposit $500 Details A penalty may be applied for early withdrawal; Quarterly Compound Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 3.07% APY · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Fixed Rate CD - 36 month	2.96%	2.99%	36 month
Min Deposit $500 Details A penalty may be applied for early withdrawal; Quarterly Compound Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 2.99% APY · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%

First Utah Bank Savings Rates

Product	Rate	APY
Personal Money Market and Personal Savings	2.05%	2.07%
Min Deposit $2,500 Min Balance $250,000 Details Minimum: $2,500 (Money Market) \| $25 (Savings); Balance: $250,000+ Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.07% APY Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Personal Money Market and Personal Savings	2.05%	2.07%
Min Deposit $2,500 Min Balance $100,000 Details Minimum: $2,500 (Money Market) \| $25 (Savings); Balance: $100,000 - $249,999 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.07% APY Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Companion Savings	1.06%	1.07%
Min Balance $25,000 Details Published APY range: 1.07% - 0.64%; Published rate range: 1.06% - 0.64%. Balance: Interest paid on balances above $25,000 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.07% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Companion Savings	1.06%	1.07%
Min Balance $0 Details Balance: Interest paid on balances above $0 Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 1.07% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Personal Money Market and Personal Savings	0.50%	0.50%
Min Deposit $2,500 Min Balance $25,000 Details Minimum: $2,500 (Money Market) \| $25 (Savings); Balance: $25,000 - $99,999 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 0.50% APY Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Personal Money Market and Personal Savings	0.50%	0.50%
Min Deposit $2,500 Min Balance $10,000 Details Minimum: $2,500 (Money Market) \| $25 (Savings); Balance: $10,000 - $24,999 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 0.50% APY Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Personal Money Market and Personal Savings	0.50%	0.50%
Min Deposit $2,500 Min Balance $1,000 Details Minimum: $2,500 (Money Market) \| $25 (Savings); Balance: $1,000 - $9,999 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 0.50% APY Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Personal Money Market and Personal Savings	0.50%	0.50%
Min Deposit $2,500 Min Balance $0 Details Minimum: $2,500 (Money Market) \| $25 (Savings); Balance: $0 - $999 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 0.50% APY Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%

First Utah Bank Business Savings Rates

Product	Rate	APY
Business Money Market and Savings	2.45%	2.47%
Min Deposit $2,500 Min Balance $1,000,000 Details Balance: $1,000,000+; Avoid $25 monthly service fee with $2,500 minimum Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 2.47% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Business Money Market and Savings	2.20%	2.22%
Min Deposit $2,500 Min Balance $500,000 Details Balance: $500,000 - $999,999; Avoid $25 monthly service fee with $2,500 minimum Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 2.02% → 2.22% ▲ 0.20 pts · high 2.22% / low 2.02% Oct 4, 20262.22%▲ from 2.02% Sep 20, 20262.02%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Business Money Market and Savings	2.05%	2.07%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000 - $499,999; Avoid $25 monthly service fee with $2,500 minimum Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 1.76% → 2.07% ▲ 0.31 pts · high 2.07% / low 1.76% Oct 4, 20262.07%▲ from 1.76% Sep 20, 20261.76%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Business Money Market and Savings	2.05%	2.07%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 - $249,999; Avoid $25 monthly service fee with $2,500 minimum Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 1.76% → 2.07% ▲ 0.31 pts · high 2.07% / low 1.76% Oct 4, 20262.07%▲ from 1.76% Sep 20, 20261.76%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Business Money Market and Savings	0.50%	0.50%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999; Avoid $25 monthly service fee with $2,500 minimum Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 1.51% → 0.50% ▼ 1.01 pts · high 1.51% / low 0.50% Oct 4, 20260.50%▼ from 1.51% Sep 20, 20261.51%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Business Money Market and Savings	0.50%	0.50%
Min Deposit $2,500 Min Balance $0 Details Balance: $0 - $49,999; Avoid $25 monthly service fee with $2,500 minimum Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 1.51% → 0.50% ▼ 1.01 pts · high 1.51% / low 0.50% Oct 4, 20260.50%▼ from 1.51% Sep 20, 20261.51%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%

First Utah Bank Money Market Rates

Product	Rate	APY
Personal Money Market and Personal Savings	2.05%	2.07%
Min Deposit $2,500 Min Balance $250,000 Details Minimum: $2,500 (Money Market) \| $25 (Savings); Balance: $250,000+ Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.07% APY Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Personal Money Market and Personal Savings	2.05%	2.07%
Min Deposit $2,500 Min Balance $100,000 Details Minimum: $2,500 (Money Market) \| $25 (Savings); Balance: $100,000 - $249,999 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 2.07% APY Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Personal Money Market and Personal Savings	0.50%	0.50%
Min Deposit $2,500 Min Balance $25,000 Details Minimum: $2,500 (Money Market) \| $25 (Savings); Balance: $25,000 - $99,999 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 0.50% APY Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Personal Money Market and Personal Savings	0.50%	0.50%
Min Deposit $2,500 Min Balance $10,000 Details Minimum: $2,500 (Money Market) \| $25 (Savings); Balance: $10,000 - $24,999 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 0.50% APY Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Personal Money Market and Personal Savings	0.50%	0.50%
Min Deposit $2,500 Min Balance $1,000 Details Minimum: $2,500 (Money Market) \| $25 (Savings); Balance: $1,000 - $9,999 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 0.50% APY Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Personal Money Market and Personal Savings	0.50%	0.50%
Min Deposit $2,500 Min Balance $0 Details Minimum: $2,500 (Money Market) \| $25 (Savings); Balance: $0 - $999 Last Updated 10/12/2026 Rate History No change since Oct 12, 2026 · 0.50% APY Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%

First Utah Bank Business Money Market Rates

Product	Rate	APY
Business Money Market and Savings	2.45%	2.47%
Min Deposit $2,500 Min Balance $1,000,000 Details Balance: $1,000,000+; Avoid $25 monthly service fee with $2,500 minimum Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 2.47% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Business Money Market and Savings	2.20%	2.22%
Min Deposit $2,500 Min Balance $500,000 Details Balance: $500,000 - $999,999; Avoid $25 monthly service fee with $2,500 minimum Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 2.02% → 2.22% ▲ 0.20 pts · high 2.22% / low 2.02% Oct 4, 20262.22%▲ from 2.02% Sep 20, 20262.02%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Business Money Market and Savings	2.05%	2.07%
Min Deposit $2,500 Min Balance $250,000 Details Balance: $250,000 - $499,999; Avoid $25 monthly service fee with $2,500 minimum Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 1.76% → 2.07% ▲ 0.31 pts · high 2.07% / low 1.76% Oct 4, 20262.07%▲ from 1.76% Sep 20, 20261.76%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Business Money Market and Savings	2.05%	2.07%
Min Deposit $2,500 Min Balance $100,000 Details Balance: $100,000 - $249,999; Avoid $25 monthly service fee with $2,500 minimum Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 1.76% → 2.07% ▲ 0.31 pts · high 2.07% / low 1.76% Oct 4, 20262.07%▲ from 1.76% Sep 20, 20261.76%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Business Money Market and Savings	0.50%	0.50%
Min Deposit $2,500 Min Balance $50,000 Details Balance: $50,000 - $99,999; Avoid $25 monthly service fee with $2,500 minimum Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 1.51% → 0.50% ▼ 1.01 pts · high 1.51% / low 0.50% Oct 4, 20260.50%▼ from 1.51% Sep 20, 20261.51%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Business Money Market and Savings	0.50%	0.50%
Min Deposit $2,500 Min Balance $0 Details Balance: $0 - $49,999; Avoid $25 monthly service fee with $2,500 minimum Last Updated 10/12/2026 Rate History 1 change since Sep 20, 2026 · 1.51% → 0.50% ▼ 1.01 pts · high 1.51% / low 0.50% Oct 4, 20260.50%▼ from 1.51% Sep 20, 20261.51%first recorded Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%

First Utah Bank Checking Rates

Product	Rate	APY
Full Service Checking	0.85%	0.85%
Min Deposit $25 Min Balance $250,000 Details Balance: $250,000+ Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.85% APY · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Full Service Checking	0.74%	0.74%
Min Deposit $25 Min Balance $100,000 Details Balance: $100,000 - $249,999 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.74% APY · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Full Service Checking	0.64%	0.64%
Min Deposit $25 Min Balance $25,000 Details Balance: $25,000 - $99,999 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.64% APY · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Full Service Checking	0.53%	0.53%
Min Deposit $25 Min Balance $10,000 Details Balance: $10,000 - $24,999 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.53% APY · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Full Service Checking	0.43%	0.43%
Min Deposit $25 Min Balance $1,000 Details Balance: $1,000 - $9,999 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.43% APY · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Full Service Checking	0.21%	0.21%
Min Deposit $25 Min Balance $0 Details Balance: $0 - $999 Last Updated 10/12/2026 Rate History No change since Oct 8, 2026 · 0.21% APY · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%
Interest Checking	0.21%	0.21%
Min Balance $0 Details Balance: $0 and above; Monthly service fees may reduce earnings. Rate may change after account is opened. Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 0.21% APY · checked 6 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%

First Utah Bank Other Rates

Product	Rate	Points	APY/APR	Term	View More
Flex IRA	2.13%	-	2.15%
Min Balance $0 Details Balance: Interest paid on balances above $0; APY quarterly compound Last Updated 10/12/2026 Rate History No change since Sep 14, 2026 · 2.15% APY · checked 2 times Institution Ratings 4.6 Star Rating B Health Grade ◈ Texas Ratio: 19.66%

Important: Rates, terms, and conditions are subject to change without notice. The rates displayed are for information purposes only. Please confirm all rates and terms directly with the financial institution. We strive to keep this information accurate but cannot guarantee it.
Banks and Credit Unions: If you identify an incorrect rate or wish to request the removal of your institution's data from MonitorBankRates.com, please contact us here.

Financial Health History

First Utah Bank’s Texas Ratio rose from 3.12% in Q3 2023 to 19.66% in Q2 2026, so its financial health has weakened over the past 12 quarters. Over the same period its Star Rating moved from 5.0 to 4.6 and its Health Grade from A+ to B. Lower Texas Ratios are healthier; the green zone below the amber 15% line is where a bank must stay to qualify for the MBR Verified Healthy badge. Hover over or tap a point for that quarter’s figures.

Swipe the chart sideways to see every quarter.

Texas Ratio, left axis (lower is healthier)MBR Star Rating, right axis (1 to 5)Health Grade15% Verified Healthy limit (green zone below = healthy)

How to read this chart: the two lines move in opposite directions by design. The Texas Ratio (blue) measures trouble, so a rising blue line means more non-performing assets against capital. The Star Rating (green) and Health Grade chips measure strength, so they fall when the Texas Ratio climbs and recover when it drops.

Show the quarterly figures

Quarter	Total assets	Texas Ratio	Star Rating	Health Grade
June 30, 2026	$840M	19.66%	4.6	B
March 31, 2026	$846M	24.70%	4.2	C+
December 31, 2025	$846M	26.55%	4.0	C+
September 30, 2025	$856M	22.10%	4.4	B
June 30, 2025	$863M	24.05%	4.3	B-
March 31, 2025	$858M	10.40%	5.0	A
December 31, 2024	$874M	14.56%	5.0	A-
September 30, 2024	$789M	11.89%	5.0	A
June 30, 2024	$753M	5.05%	5.0	A+
March 31, 2024	$741M	4.83%	5.0	A+
December 31, 2023	$718M	3.20%	5.0	A+
September 30, 2023	$695M	3.12%	5.0	A+

Source: FDIC call reports, MonitorBankRates analysis. Ratings shown are recomputed for each quarter with the current methodology and exclude member reviews.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for First Utah Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather First Utah Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with First Utah Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name First Utah Bank

Bank Holding Company FIRST UTAH BCORP

Address 3826 S 2300 E, Salt Lake City, UT 84109 · Salt Lake

Website https://www.firstutahbank.com

FDIC Certificate # 22738

Established 19781019

FDIC Insurance Date 19781019

Domestic Offices 7

Total Branches 7

Regulator FDIC

FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

Overall Health Grade Score: 86/100

4.6

Excellent Out of 5.0 Stars

19.66%

Texas Ratio Nat'l avg: 5.85%

Return on Assets (ROA) 0.7414%

Return on Equity (ROE) 7.4300%

Non-Performing Loans (NPL) 4.83%

Total Assets $840,298,000

Total Deposits $688,550,000

Equity Capital $85,419,000

Net Income $3,129,000

Headquarters Salt Lake City

Total Branches and Offices 7

Source: FDIC | Last Updated 06/30/2026

Customer Reviews

There are no reviews for First Utah Bank yet. Feel free to create one below.

Looking for more bank and credit union reviews? Visit our Community Reviews hub to read what other members are saying, ask questions, and join the conversation.

Average Rating

☆☆☆☆☆

Total Reviews

Add Your Rating and Review for First Utah Bank

Frequently Asked Questions About First Utah Bank

How many branches does First Utah Bank operate?

First Utah Bank currently maintains approximately 7 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, First Utah Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, First Utah Bank provides members with tools to manage their accounts and build a solid financial history.

Does First Utah Bank offer online and mobile banking?

Most modern institutions like First Utah Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.firstutahbank.com.

Current First Utah Bank Rates

12-Month CD3.27%
18-Month CD3.27%
24-Month CD3.19%
36-Month CD2.99%
48-Month CD3.07%
60-Month CD3.15%
Savings2.47%

Retrieved from our database of financial products. Rates subject to change.

Compare to Other Banks

Constitution Bank Israel Discount Bank of New York Peoples Bank MT. Washington, KY Triad Bank Cowboy State Bank Citizens Bank and Trust Company VA FNBO Direct The Apple Creek Banking Company Sterling State Bank National Bank & Trust Marcus Bank Clay County Bank TriCentury Bank First National Bank in New Bremen Town & Country Bank Midwest Liberty Bank, N.A. First State Bank of Porter The Citizens Bank (AR) ValueBank Texas Shamrock Bank Bank 21

First Utah Bank Rates & Review October 2026

Brian McKay

Overall Health & Safety Grade

MonitorBankRates Star Rating

First Utah Bank Texas Ratio

First Utah Bank Health Trend

First Utah Bank CD Rates

First Utah Bank Savings Rates

First Utah Bank Business Savings Rates

First Utah Bank Money Market Rates

First Utah Bank Business Money Market Rates

First Utah Bank Checking Rates

First Utah Bank Other Rates

Financial Health History

Methodology & Data Sources

Bank Profile & Overview

Financial Health & Assets

Customer Reviews

Frequently Asked Questions About First Utah Bank

How many branches does First Utah Bank operate?

Is there a first-time homebuyer program?

Are credit management and repair services offered?

Does First Utah Bank offer online and mobile banking?

Current First Utah Bank Rates

Compare to Other Banks