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 Peoples Bank of Middle Tennessee Rates & Review June 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: June 5, 2026
Peoples Bank of Middle Tennessee's 13-Months 13-Month Special CD rates are at 5.00%, 25-Months 25-Month Special CD rates are at 4.90%, 18-Months 18-Month CD rates are at 4.80%, 12-Months 12-Month CD rates are at 4.75%, 24-Months 24-Month CD rates are at 4.75%. Peoples Bank of Middle Tennessee's money market rates are at 0.03%. MonitorBankRates evaluates the financial stability of Peoples Bank of Middle Tennessee with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.98%. Rates were last updated on 06/05/2026. Peoples Bank of Middle Tennessee money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Peoples Bank of Middle Tennessee? Share your experience about Peoples Bank of Middle Tennessee by leaving a review below, or read customer reviews before you decide to use Peoples Bank of Middle Tennessee. PEOPLES BANK OF MIDDLE TENNESSEE
1122 N Main St
Shelbyville, TN 37160 
Peoples Bank of Middle Tennessee CD Rates
Peoples Bank of Middle Tennessee Money Market Rates
Methodology & Data SourcesMonitorBankRates Star Rating: Our rating for Peoples Bank of Middle Tennessee is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions. Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health. Rate Data Aggregation: We gather Peoples Bank of Middle Tennessee rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Peoples Bank of Middle Tennessee's official website for the most current offers and terms.
Bank Profile & Overview
Institution Name
Peoples Bank of Middle Tennessee
FDIC Certificate #
35604
Address
1122 N Main St,
Shelbyville, TN 37160 · Bedford
Website
https://WWW.PBOMT.COM
Established
12/11/2000
FDIC Insurance Date
12/11/2000
Domestic Offices
1
Total Branches
0
Regulator
FDIC
FDIC Insured
✓ Yes — Up to $250,000
Financial Health & AssetsA+
Overall Health Grade
Score: 99/100
5.0
Exceptional
Out of 5.0 Stars
2.98%
Texas Ratio
Nat'l avg: 5.85%
Return on Assets (ROA)
0.9494%
Return on Equity (ROE)
9.8700%
Non-Performing Loans (NPL)
0.26%
Total Assets
$188,816,000
Total Deposits
$166,198,000
Equity Capital
$19,813,000
Net Income
$2,408,000
Headquarters
Shelbyville
Total Branches and Offices
1
Source: FDIC | Last Updated 12/31/2024
Customer Reviews
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Add Your Rating and Review for Peoples Bank of Middle Tennessee
Frequently Asked Questions About Peoples Bank of Middle TennesseeHow many branches does Peoples Bank of Middle Tennessee operate?Peoples Bank of Middle Tennessee currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is there a first-time homebuyer program?Currently, Peoples Bank of Middle Tennessee does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Peoples Bank of Middle Tennessee provides members with tools to manage their accounts and build a solid financial history. Does Peoples Bank of Middle Tennessee offer online and mobile banking?Most modern institutions like Peoples Bank of Middle Tennessee provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://WWW.PBOMT.COM. Current Peoples Bank of Middle Tennessee Rates
Retrieved from our database of financial products. Rates subject to change.
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