First State B&T Monticello, IL CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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First State B&T Monticello, ILToday's 12-month CD rates can be found at 4.25%, 6-month CD rates at 5.25% and 3-month CD rates at 4.55%. Current savings rates are at 0.50% and money market rates are at 2.02%. Mortgage rates today on 30-year fixed loans are around 7.50%. Credit Card rates are at 13.24%. Personal Loan rates are at 10.50%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to First State B&T Monticello, IL CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from First State B&T Monticello, IL, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with First State B&T Monticello, IL CD rates. You can also compare First State B&T Monticello, IL savings rates, MMA rates and mortgage rates using our other rate lists.

First State B&T Monticello, IL money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at First State B&T Monticello, IL? Share your experience about First State B&T Monticello, IL by leaving a review below, or read customer reviews before you decide to use First State B&T Monticello, IL.

First State B&T Monticello, IL Texas Ratio

First State B&T Monticello, IL's Texas Ratio is at 7.46%, which is considered excellent. The Texas Ratio for First State B&T Monticello, IL is higher than the national average of all banks, currently at 6.24%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, First State B&T Monticello, IL is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
First State B&T Monticello, IL
201 W Main St
Monticello, IL 61856
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare First State B&T Monticello, IL Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Jarrettsville Federal S&L
Jarrettsville Federal S&L
13-Month CD
5.00%
$500
UniBank for Savings
UniBank for Savings
8-Month CD (special)
5.00%
$2,500
Heritage Bank N.A.
Heritage Bank N.A.
12-Month CD
4.79%
$75,000
LimeLight Bank
LimeLight Bank
6-Month CD
4.50%
$1,000
Charter Bank TX
Charter Bank TX
6-Month CD
4.35%
$1,000
A+ Federal Credit Union
A+ Federal Credit Union
12-Month CD
4.28%
$1,000
Forbright
Forbright
Sprout Savings
4.25%
$0
International Bank of Chicago
International Bank of Chicago
Money Market Account
4.25%
$250,000
F & C Bank
F & C Bank
16-Month CD special
4.20%
$10,000
Everence Trust Company
Everence Trust Company
12-Month CD
4.15%
$500
OlyFed Olympia Federal S&L
OlyFed Olympia Federal S&L
12-Month CD
4.07%
$100
Jovia Federal Credit Union
Jovia Federal Credit Union
6-Month CD
4.00%
$100
The MINT National Bank
The MINT National Bank
3-Month CD
4.00%
$10,000
Haviland State Bank
Haviland State Bank
12-Month CD
3.61%
$500
First FSB of Twin Falls
First FSB of Twin Falls
48-Month CD
3.35%
$500
Kish Bank
Kish Bank
60-Month CD
3.35%
$2,000
Kearney Trust Company
Kearney Trust Company
36-Month CD
3.30%
$100
Transpecos Banks
Transpecos Banks
12-Month CD
3.25%
$1,000
Bank First, NA
Bank First, NA
48-Month CD
3.02%
$1,000
Hoyne Savings Bank
Hoyne Savings Bank
30-Month CD
3.00%
$500
Hiawatha National Bank
Hiawatha National Bank
Money Market
2.78%
$1,000,000
Farmers State Bank Yale, IA
Farmers State Bank Yale, IA
18-Month CD
2.57%
$500
Midwest Heritage Bank
Midwest Heritage Bank
Money Market
2.53%
$250,000
Luminate Bank
Luminate Bank
6-Month CD
2.52%
$500
Citizens National Bank of Albion
Citizens National Bank of Albion
15-Month CD
2.47%
$1,000
Seattle Bank
Seattle Bank
Personal Money Market
2.40%
$100
Hiawatha National Bank
Hiawatha National Bank
60-Month CD
2.32%
$500
Chelsea State Bank (CSB)
Chelsea State Bank (CSB)
Combined Money Market Savings
2.27%
$150,000
Acbla
Acbla
18-Month CD
2.25%
$500
Capon Valley Bank
Capon Valley Bank
60-Month CD
2.22%
$500
JTNB
JTNB
60-Month CD
2.02%
$1,000
Texas National Bank of Jacksonville
Texas National Bank of Jacksonville
60-Month CD
1.75%
$500
Perryton National Bank
Perryton National Bank
Money Market
1.51%
$0
Piedmont FSB
Piedmont FSB
48-Month CD
1.30%
$500
Bank of Hillsboro
Bank of Hillsboro
Preferred Checking w/requirements
1.26%
$50
Hamler State Bank
Hamler State Bank
48-Month CD
0.90%
$500
Middlesex Federal Savings
Middlesex Federal Savings
60-Month CD
0.80%
$500
Midland Federal S&L
Midland Federal S&L
24-Month CD
0.65%
$1,000
First FSB of Angola
First FSB of Angola
24-Month CD
0.55%
$500
Franklin Bank
Franklin Bank
60-Month CD
0.55%
$50
Unico Bank
Unico Bank
24-Month CD
0.50%
$1,000
Freedom Bank, Inc.
Freedom Bank, Inc.
18-Month CD
0.45%
$500
Clinton Savings Bank
Clinton Savings Bank
36-Month CD
0.45%
$10
Hamler State Bank
Hamler State Bank
12-Month CD
0.40%
$500
Synchrony Bank
Synchrony Bank
3-Month CD
0.25%
$0
Webster Five Cents Savings Bank
Webster Five Cents Savings Bank
PartnerSavings Account
0.20%
$10
Home Federal S&L of Niles
Home Federal S&L of Niles
Money Market
0.15%
$2,500
First Federal Savings Bank Evansville, IN
First Federal Savings Bank Evansville, IN
Savings Account Next Generation
0.10%
$100
Farmers State Bank of Alto Pass, Ill.
Farmers State Bank of Alto Pass, Ill.
6-Month CD
0.10%
$1,000
Associated Bank
Associated Bank
30-Month CD
0.04%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates May 26, 2024

Lender
Product
Rate
APR
Points
4.990%
5.287%
0.500
5.500%
5.614%
0.000
5.500%
5.716%
0.500
5.625%
5.777%
0.500
5.500%
5.820%
0.000
5.750%
5.834%
0.000
5.500%
5.868%
2.000
5.750%
5.883%
0.500
5.750%
5.886%
0.000
6.000%
5.892%
0.000
15-Year Fixed
5.750%
5.910%
0.000
5.870%
5.970%
0.000
15-Year Fixed Jumbo
5.875%
5.970%
0.000
5.950%
5.998%
0.000
6.000%
6.043%
0.000
15 Year Fixed
5.750%
6.046%
1.000
3/5 Conforming ARM
5.000%
6.053%
0.250
6.000%
6.056%
0.000
5.000%
6.063%
0.250
10-Year Power Rate Fixed
5.750%
6.068%
0.000
5.875%
6.079%
1.000
6.000%
6.084%
0.000
6.000%
6.084%
0.000
15-Year Power Rate Fixed
5.875%
6.101%
0.000
6.000%
6.121%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have First State B&T Monticello, IL rate data right now, check back for updates, we are adding rates all the time.

First State B&T Monticello, IL Information

First State B&T Monticello, IL
201 W Main St
Monticello, IL 61856
Piatt
Established Date: 11/10/1945
FDIC Certificate #: 16332
Date of FDIC Deposit Insurance: 11/10/1945
Bank Holding Company: FIRST ST BCORP MONTICELLO EMPLOYEE STK OWNERSHIP PLAN
How Many Domestic U.S. Offices? 6
How Many Branches are There? 10
Is First State B&T Monticello, IL FDIC Insured? Yes
What is First State B&T Monticello, IL's Cert number? 16332
What is the maximum amount for insured deposits? $250,000 per holder, per account

First State B&T Monticello, IL Financials

Total Assets:
$343,015,000
Total Deposits:
$317,643,000
Equity Capital:
$20,914,000
Domestic Deposits:
$317,643,000
Net Income:
$1,719,000
Return on Assets:
1.0599%
Quarterly Return on Assets:
1.9800%
Pretax Return on Assets:
1.9832%
Pretax Quarterly Return on Assets:
1.9800%
Return on Equity:
16.9700%
Quarterly Return on Equity:
35.0700%
Common Equity Tier 1 Capital Ratio:
17.9663%
Tier 1 Risk-Based Capital Ratio:
17.9663%
Leverage Tier 1 (Core Capital) Ratio:
7.2133%
Total Risk-Based Capital Ratio (YTD):
18.6823%
Total Interest Income (YTD):
2.5328%
 
 
Headquarters:
Monticello
FDIC Field Office:
Champaign
Regulator:
FDIC
County:
Piatt
# of Offices:
6
Metropolitan Statistical Area (MSA):
Champaign-Urbana, IL
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Central
FDIC Region:
Chicago
Source: FDIC

Explore Other Rate Deals

Today's mortgage rates moved lower following the downtrend of the past week. Average 30 year mortgage refinance rates are at 3.43 percent, a decline from Friday's average 30 year mortgage rate of 3.46 percent. Average 30 year mortgage rates have hit another record low today and will make new lows in the coming months. You can already find lenders offering 30 year mortgage interest rates below the averages.
Mortgage rates are mixed today, no major changes in average mortgage rates. Today's mortgage rates on 30 year home loans are averaging 4.03%, unchanged from yesterday’s average 30 year mortgage rate. Current mortgage rates on 15 year mortgage loans are averaging 3.33%, a decrease from yesterday’s average 15 year rate of 3.35%. 
Finding the best car insurance rates and quotes from several different auto insurance companies can be done online. How much car insurance coverage you need depends on the minimum for the state you live in, how much insurance you can afford and how much coverage you feel comfortable having.  

Bank or Credit Union Offers and Deals

Home Prices up 0.9% in Q3
Mortgage Rates Bounce Off of Record Lows Freddie Mac: 30 Year Mortgage Rates at 4.39%, 15 Year Mortgage Rates at 3.76%
Best Savings Yields and Money Market Yields in Texas (TX)
Alpena Alcona Area Credit Union CD Rates: Top Rate 7.19% APY 7-Month CD Special
Mortgage Rates: Current Mortgage Rates Mixed as Budget Deal is Reached: 30 Year Mortgage Rates at 4.48%
Mortgage Rates Currently Lower: 30 Year Mortgage Rates at 3.98%
Refinance Rates Stabilize: 30 Year Refinance Rates at 5.12%
12 Month Bank CD Rates
FinWise Bank CD Rates: Best Rate at 5.50% 15-Month CD Special
American Bank Money Market Account Rates now at 0.25%

Alternative Bank and Credit Union Offers to Explore

USAA 4 Year Jumbo CD Rates now at 1.00%
Are you Saving Enough for Retirement? According to a Pew Report, Probably Not
Mortgage Rates on 30 Year Home Loans Under 4.00%, 15 Year Mortgage Rates at 3.32%
Refi: A Second Chance to Refi
Citizens Trust Bank 2 Year CD Rates now at 0.20%
Mortgage Rates: Current Mortgage Rates Hit Record Low 30 Year Rates at 4.06%
Fixed Mortgage Rates Decrease to Another All-Time Low MBA: 30 Year Mortgage Rates at 4.21%, 15 Year Mortgage Rates at 3.62%
Mortgage Rates Increase for the Fourth Consecutive Week: 30 Year Mortgage Rates at 4.61%: Freddie Mac
Most Americans Have Enough to Get by but Lack Any Financial Cushion for Major Purchases or Expenses
ableBanking, a division of Northeast Bank Money Market Account Rates now at 1.00%

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