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Security Savings Bank Rates & Review March 2026

Security Savings Bank's 12 Mo. CD rates are at 3.30%, 6 Mo. CD rates are at 3.30%, 48 Mo. CD rates are at 3.00%, 60 Mo. CD rates are at 3.00%, 24 Mo. CD rates are at 2.90%. Security Savings Bank's money market rates are at 0.00%. MonitorBankRates evaluates the financial stability of Security Savings Bank with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.18%. Rates were last updated on 03/28/2026.

Security Savings Bank money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Security Savings Bank? Share your experience about Security Savings Bank by leaving a review below, or read customer reviews before you decide to use Security Savings Bank.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.18%
Excellent Lower than avg
Security Savings Bank
220 E Broadway
Monmouth, IL 61462
https://www.securitysavings.com
Member FDIC

Security Savings Bank CD Rates

Product Rate APY Term View More
12 Mo. CD 3.26% 3.30% 12
Min Deposit $5,000
Min Balance $5,000
Details Quarterly Compound
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
6 Mo. CD 3.26% 3.30% 6
Min Deposit $5,000
Min Balance $5,000
Details Quarterly Compound
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
48 Mo. CD 2.97% 3.00% 48
Min Deposit $5,000
Min Balance $5,000
Details Quarterly Compound
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
60 Mo. CD 2.97% 3.00% 60
Min Deposit $5,000
Min Balance $5,000
Details Quarterly Compound
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
24 Mo. CD 2.87% 2.90% 24
Min Deposit $5,000
Min Balance $5,000
Details Quarterly Compound
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
36 Mo. CD 2.87% 2.90% 36
Min Deposit $5,000
Min Balance $5,000
Details Quarterly Compound
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%

Security Savings Bank Money Market Rates

Product Rate APY View More
Commercial Money Market 0.35% 0.00%
Min Balance $1,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%

Security Savings Bank Checking Rates

Product Rate APY View More
HSA Checking 0.35% 0.15%
Min Balance $10,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
Agri Advantage Checking (Available with Ag Relationship) 0.10% 0.00%
Min Balance $5,000
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%
Security Classic Checking 0.10% 0.00%
Min Balance $2,500
Last Updated 03/28/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.18%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for Security Savings Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather Security Savings Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Security Savings Bank's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name Security Savings Bank
Bank Holding Company SECURITY BCORP MHC
Address 220 E Broadway, Monmouth, IL 61462  ·  Warren
FDIC Certificate # 28925
Established 01/01/1882
FDIC Insurance Date 08/09/1989
Domestic Offices 2
Total Branches 2
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.18%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 0.5278%
Return on Equity (ROE) 7.3700%
Non-Performing Loans (NPL) 0.16%
Total Assets $247,592,000
Total Deposits $219,609,000
Equity Capital $26,346,000
Net Income $2,117,000
Headquarters Monmouth
Total Offices 2
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Security Savings Bank

Is Security Savings Bank a safe place to deposit money?

Yes, Security Savings Bank is considered a safe financial institution. With a Texas Ratio of 2.1829873646209%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does Security Savings Bank operate?

Security Savings Bank currently maintains approximately 2 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, Security Savings Bank does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Security Savings Bank provides members with tools to manage their accounts and build a solid financial history.

Does Security Savings Bank offer online and mobile banking?

Most modern institutions like Security Savings Bank provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.securitysavings.com.

Current Security Savings Bank Rates

  • MMA0.00%
Retrieved from our database of financial products. Rates subject to change.