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1st Security Bank of Washington Rates & Review April 2026

1st Security Bank of Washington's 180-Day Certificates of Deposit rates are at 2.70%, 1-Year Certificates of Deposit rates are at 2.50%, 11-Month Risk Free CD rates are at 2.26%, 48-Month Certificates of Deposit rates are at 2.25%, 30-Month Certificates of Deposit rates are at 2.15%. 1st Security Bank of Washington's savings rates are at 0.01%. 1st Security Bank of Washington's money market rates are at 0.05%. MonitorBankRates evaluates the financial stability of 1st Security Bank of Washington with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 2.12%. Rates were last updated on 04/17/2026.

1st Security Bank of Washington money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at 1st Security Bank of Washington? Share your experience about 1st Security Bank of Washington by leaving a review below, or read customer reviews before you decide to use 1st Security Bank of Washington.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 99/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
2.12%
Excellent Lower than avg
1st Security Bank of Washington
6920 220th St Sw
Mountlake Terrace, WA 98043
https://www.fsbwa.com/
Member FDIC

1st Security Bank of Washington CD Rates

Product Rate APY Term View More
180-Day Certificates of Deposit - 2.70%
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
1-Year Certificates of Deposit - 2.50%
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
11-Month Risk Free CD - 2.26% 11
Min Deposit $25,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
48-Month Certificates of Deposit - 2.25%
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
30-Month Certificates of Deposit - 2.15%
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
21-Month Certificates of Deposit - 2.05%
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
2-Year Certificates of Deposit - 2.00%
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
5-Year Certificates of Deposit - 1.90%
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%

1st Security Bank of Washington Savings Rates

Product Rate APY View More
Business Optimum Savings - 5.00%
Min Deposit $100
Details Qualifying balance up to $5,000.00
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Optimum Savings - 5.00%
Details Qualifying balance up to $5,000.00
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Optimum Student Savings - 5.00%
Min Deposit $25
Details Must be opened at a branch; Qualifying balance up to $5,000.00
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Nonprofit Savings - 3.25%
Min Deposit $2,500
Details $100,000 and greater
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Nonprofit Savings - 1.50%
Min Deposit $2,500
Details $50,000-$99,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Nonprofit Savings - 1.00%
Min Deposit $2,500
Details $0-$49,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Youth Savings - 0.10%
Min Deposit $5
Min Balance $0
Details Must be opened at a branch
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Preferred Savings - 0.05%
Min Deposit $100
Min Balance $300
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Business Savings - 0.01%
Min Deposit $500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%

1st Security Bank of Washington Money Market Rates

Product Rate APY View More
1st Rate Money Market - 3.15%
Min Balance $100,000
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Business Money Market - 2.00%
Min Deposit $1,500
Details $1,000,000 and greater
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
High Yield Money Market - 2.00%
Min Balance $1,500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Business Money Market - 1.50%
Min Deposit $1,500
Details $250,000-$999,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
High Yield Money Market - 1.50%
Min Balance $1,500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Business Money Market - 1.25%
Min Deposit $1,500
Details $100,000-$249,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
High Yield Money Market - 1.00%
Min Balance $1,500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Tiered Rate Money Market - 1.00%
Min Balance $100
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Business Money Market - 0.85%
Min Deposit $1,500
Details $25,000-$99,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
High Yield Money Market - 0.75%
Min Balance $1,500
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Tiered Rate Money Market - 0.75%
Min Balance $100
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Business Money Market - 0.65%
Min Deposit $1,500
Details $10,000-$24,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Tiered Rate Money Market - 0.55%
Min Balance $100
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
High Yield Money Market - 0.50%
Min Balance $1,500
Details Qualifying balance up to $4,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Business Money Market - 0.46%
Min Deposit $1,500
Details up to $9,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
Tiered Rate Money Market - 0.35%
Min Balance $100
Details Qualifying balance up to $4,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
1st Rate Money Market - 0.05%
Min Balance $100,000
Details Qualifying balance up to $99,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%

1st Security Bank of Washington Checking Rates

Product Rate APY View More
1st Platinum Checking - 0.05%
Min Deposit $100
Min Balance $50,000
Details $50,000-$99,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%
1st Platinum Checking - 0.01%
Min Deposit $100
Min Balance $2,500
Details $2,500-$4,999.99
Last Updated 04/17/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 2.12%

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for 1st Security Bank of Washington is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather 1st Security Bank of Washington rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with 1st Security Bank of Washington's official website for the most current offers and terms.

Bank Profile & Overview

Institution Name 1st Security Bank of Washington
Bank Holding Company FS BCORP INC
Address 6920 220th St Sw, Mountlake Terrace, WA 98043  ·  Snohomish
FDIC Certificate # 57633
Established 04/01/2004
FDIC Insurance Date 04/01/2004
Domestic Offices 23
Total Branches 30
Regulator FDIC
FDIC Insured ✓ Yes — Up to $250,000

Financial Health & Assets

A+
Overall Health Grade Score: 99/100
5.0
Exceptional Out of 5.0 Stars
2.12%
Texas Ratio Nat'l avg: 5.85%
Return on Assets (ROA) 1.3116%
Return on Equity (ROE) 12.9300%
Non-Performing Loans (NPL) 0.18%
Total Assets $3,196,183,000
Total Deposits $2,691,384,000
Equity Capital $349,514,000
Net Income $35,635,000
Headquarters Mountlake Terrace
Total Offices 23
Source: FDIC  |  Last Updated 12/31/2025

Customer Reviews

YipF
★★★★★
December 17, 2025
erAv
Average Rating
★★★★★
Total Reviews
1
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Frequently Asked Questions About 1st Security Bank of Washington

Is 1st Security Bank of Washington a safe place to deposit money?

Yes, 1st Security Bank of Washington is considered a safe financial institution. With a Texas Ratio of 2.1222125369774%, the institution's financial health is rated as excellent. Your accounts are federally insured by the FDIC (Federal Deposit Insurance Corporation) up to $250,000 per depositor, for each account ownership category.

How many branches does 1st Security Bank of Washington operate?

1st Security Bank of Washington currently maintains approximately 30 branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is there a first-time homebuyer program?

Currently, 1st Security Bank of Washington does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, 1st Security Bank of Washington provides members with tools to manage their accounts and build a solid financial history.

Does 1st Security Bank of Washington offer online and mobile banking?

Most modern institutions like 1st Security Bank of Washington provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.fsbwa.com/.

Current 1st Security Bank of Washington Rates

  • 12-Month CD2.26%
  • 24-Month CD2.00%
  • 48-Month CD2.25%
  • 60-Month CD1.90%
  • Savings0.01%
  • MMA0.05%
Retrieved from our database of financial products. Rates subject to change.