Woodlands Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Woodlands BankToday's 12-month CD rates can be found at 0.60%, 6-month CD rates at 2.89% and 3-month CD rates at 3.81%. Current savings rates are at 0.43% and money market rates are at 0.40%. Mortgage rates today on 30-year fixed loans are around 7.12%. Credit Card rates are at 13.50%. Personal Loan rates are at 12.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Woodlands Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Woodlands Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Woodlands Bank CD rates. You can also compare Woodlands Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Woodlands Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Woodlands Bank? Share your experience about Woodlands Bank by leaving a review below, or read customer reviews before you decide to use Woodlands Bank.

Woodlands Bank Texas Ratio

Woodlands Bank's Texas Ratio is at 29.50%, which is considered good. The Texas Ratio for Woodlands Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Woodlands Bank is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Woodlands Bank
2450 E 3rd St
Williamsport, PA 17701
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

Compare Woodlands Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
NASA Federal Credit Union
NASA Federal Credit Union
6-Month CD
4.50%
$1,000
Merrick Bank
Merrick Bank
36-Month CD
3.90%
$25,000
Exchange Bank and Trust Company
Exchange Bank and Trust Company
36-Month CD
3.60%
$1,000
Vermont State Bank
Vermont State Bank
24-Month CD
3.56%
$500
S&T Bank
S&T Bank
24-Month CD
3.50%
$500
The Corner Stone Bank
The Corner Stone Bank
48-Month CD
3.45%
$1,000
cfsbank
cfsbank
12-Month CD
3.28%
$1,000
Hinsdale Bank & Trust Company
Hinsdale Bank & Trust Company
26-Month CD
3.20%
$1,000
Madison County Bank
Madison County Bank
Money Market
3.15%
$90,000
Farmers State Bank Waterloo, IA
Farmers State Bank Waterloo, IA
Rewards Checking
3.04%
$0
Integrity Bank & Trust
Integrity Bank & Trust
60-Month CD
3.03%
$500
Bell Bank
Bell Bank
18-Month CD
3.02%
$500
Industry State Bank
Industry State Bank
18-Month CD
3.00%
$1,000
Iron Workers SB
Iron Workers SB
48-Month CD
3.00%
$500
Mechanics Cooperative Bank
Mechanics Cooperative Bank
48-Month CD
3.00%
$500
The Bank of Bennington
The Bank of Bennington
48-Month CD
3.00%
$500
Bristol Morgan Bank
Bristol Morgan Bank
48-Month CD
2.50%
$500
Stock Exchange Bank, Caldwell, KS
Stock Exchange Bank, Caldwell, KS
24-Month CD
2.15%
$500
First National Bank in Olney
First National Bank in Olney
Personal Plus Checking
2.02%
$100
First State Bank of Porter
First State Bank of Porter
36-Month CD
2.02%
$1,000
Jewett City Savings Bank
Jewett City Savings Bank
60-Month CD
2.00%
$1,000
VisionBank Of Iowa
VisionBank Of Iowa
48-Month CD
2.00%
$2,500
PSB Wellsburg, IA
PSB Wellsburg, IA
36-Month CD
1.95%
$1,000
American Bank of Beaver Dam
American Bank of Beaver Dam
24-Month CD
1.55%
$1,000
Greenstate Credit Union
Greenstate Credit Union
Rewards Checking
1.50%
$50
State Bank of Canton
State Bank of Canton
24-Month CD
1.35%
$500
Bank of Herrin
Bank of Herrin
12-Month CD
1.30%
$1,000
First Federal Bank of Kansas City
First Federal Bank of Kansas City
Premier Money Market
1.00%
$250,000
Catskill Hudson Bank
Catskill Hudson Bank
60-Month CD
0.75%
$500
Security Bank of Southwest Missouri
Security Bank of Southwest Missouri
Money Market Checking
0.65%
$25,000
Eagle Bank Everett, MA
Eagle Bank Everett, MA
48-Month CD
0.65%
$500
Fifth District Savings Bank
Fifth District Savings Bank
Money Market
0.60%
$100,000
Magnolia Bank Elizabethtown, KY
Magnolia Bank Elizabethtown, KY
36-Month CD
0.60%
$500
Hamler State Bank
Hamler State Bank
12-Month CD
0.40%
$500
Embassy Bank for the Lehigh Valley
Embassy Bank for the Lehigh Valley
60-Month CD
0.40%
$500
First Federal S&L of Lorain
First Federal S&L of Lorain
36-Month CD
0.30%
$250
Nevada B&T Co.
Nevada B&T Co.
18-Month CD (Jumbo)
0.30%
$100,000
Franklin Bank
Franklin Bank
12-Month CD
0.25%
$500
Abbey Credit Union
Abbey Credit Union
Money Market
0.25%
$2,500
Clare Bank
Clare Bank
18-Month CD
0.20%
$500
Collinsville Bank
Collinsville Bank
12-Month CD
0.20%
$500
Central Federal SLA
Central Federal SLA
24-Month CD
0.15%
$2,500
Collinsville Building and Loan Association
Collinsville Building and Loan Association
12-Month CD
0.15%
$1,000
First FSB of Champaign Urbana
First FSB of Champaign Urbana
12-Month CD
0.15%
$1,000
Canton Co-operative Bank
Canton Co-operative Bank
Money Market
0.10%
$2,500
Bank of Franklin County
Bank of Franklin County
Freedom Savings
0.05%
$0
American Eagle Financial Credit Union
American Eagle Financial Credit Union
Money Market
0.05%
$2,000
Community Bank of Elmhurst
Community Bank of Elmhurst
Money Market
0.01%
$1
Home Loan SB
Home Loan SB
Money Market
0.01%
$2,500
University Federal Credit Union
University Federal Credit Union
Savings
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 20, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.125%
5.600%
0.000
5.500%
5.614%
0.000
15-Year Fixed (Power Rate)
5.847%
5.625%
0.000
5.500%
5.654%
0.000
5.625%
5.673%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.834%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Woodlands Bank rate data right now, check back for updates, we are adding rates all the time.

Woodlands Bank Information

Woodlands Bank
2450 E 3rd St
Williamsport, PA 17701
Lycoming
Established Date: 10/10/1990
FDIC Certificate #: 33136
Date of FDIC Deposit Insurance: 10/10/1990
Bank Holding Company: WOODLANDS FINL SERVICES CO
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is Woodlands Bank FDIC Insured? Yes
What is Woodlands Bank's Cert number? 33136
What is the maximum amount for insured deposits? $250,000 per holder, per account

Woodlands Bank Financials

Total Assets:
$609,321,000
Total Deposits:
$523,623,000
Equity Capital:
$36,658,000
Domestic Deposits:
$523,623,000
Net Income:
$548,000
Return on Assets:
0.7375%
Quarterly Return on Assets:
0.3600%
Pretax Return on Assets:
0.3706%
Pretax Quarterly Return on Assets:
0.3700%
Return on Equity:
10.8800%
Quarterly Return on Equity:
5.9600%
Leverage Tier 1 (Core Capital) Ratio:
9.1391%
Total Interest Income (YTD):
4.3756%
 
 
Headquarters:
Williamsport
FDIC Field Office:
Harrisburg
Regulator:
FED
County:
Lycoming
# of Offices:
8
Metropolitan Statistical Area (MSA):
Williamsport, PA
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024

FDIC List of Troubled Banks and the Texas Ratio

The Federal Deposit Insurance Corporation (FDIC) maintains a list of problem banks that isn't published or shared with anyone else. So how can the average depositor or lender know if their bank is a problem bank about to fail?

The Texas Ratio is one measure that might offer a clue. The ratio was developed by RBC Capital Markets analyst Gerard Cassidy in the 1980's to forecast which banks could fail during the 1980's real estate bubble...Deja vu, anyone?

The ratio is devised by comparing a bank's troubled loans to its capital. If the amount of bad loans equals or exceeds its capital, a ratio of 100% or higher, the bank might not have enough capital to cover its losses related to the bad loans on its books. Updated Failed Bank List Below:

    Read more...

Explore Other Rate Deals

Mortgage rates plunged over the weekend following 10 year bond yields lower on a weak employment report released on Friday. 30 year fixed conforming home mortgage rates fell 19 basis points to a new all-time low of 4.07 percent today. Home mortgage rates and bond yields are sharply lower on the expectation that the Federal Reserve will start another around of quantitative easing (QE2). A weak jobs report for September made the probability of another round of easing more likely.
Mortgage rates are low and have been low for over a year now. The current national average 30 year mortgage rate is 4.77% as reported by MonitorBankRates.com. The Mortgage Bankers Association is forecasting 30 year mortgage rates to hit 5.6% by the fourth quarter of 2011 and 6.0% by the end of 2.012.
Deposit rates are set to increase sometime in the next several months when the Federal Reserve increases the federal funds rate. The likelihood of an increase gets greater as more time passes. The latest an increase will come is likely in September.

Bank or Credit Union Offers and Deals

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Home Mortgage Rates: 30 Year Mortgage Rates at 4.36%, 15 Year Mortgage Rates at 3.83%
Where are Savings Interest Rates Headed with the Fed Looking to Taper?

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