FlatIrons Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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FlatIrons BankToday's 12-month CD rates can be found at 1.00%, 6-month CD rates at 4.14% and 3-month CD rates at 1.16%. Current savings rates are at 0.02% and money market rates are at 0.20%. Mortgage rates today on 30-year fixed loans are around 6.84%. Credit Card rates are at 18.00%. Personal Loan rates are at 10.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to FlatIrons Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FlatIrons Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FlatIrons Bank CD rates. You can also compare FlatIrons Bank savings rates, MMA rates and mortgage rates using our other rate lists.

FlatIrons Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FlatIrons Bank? Share your experience about FlatIrons Bank by leaving a review below, or read customer reviews before you decide to use FlatIrons Bank.

FlatIrons Bank Texas Ratio

FlatIrons Bank's Texas Ratio is at 3.66%, which is considered excellent. The Texas Ratio for FlatIrons Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FlatIrons Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FlatIrons Bank
1095 Canyon Blvd
Boulder, CO 80302
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare FlatIrons Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Oak View National Bank
Oak View National Bank
Kasasa Checking
6.00%
$0
La Capitol Federal Credit Union
La Capitol Federal Credit Union
Choice Checking
5.75%
$50
Bank of Greene County
Bank of Greene County
E Checking
5.00%
$1
Kirkwood Bank & Trust Co.
Kirkwood Bank & Trust Co.
9-Month CD
3.82%
$500
State Bank of India US
State Bank of India US
60-Month CD
3.75%
$1,000
Bank of Prairie du Sac
Bank of Prairie du Sac
24-Month CD
3.35%
$1,000
Fifth District Savings Bank
Fifth District Savings Bank
12-Month CD
3.35%
$1,000
Meridian Bank
Meridian Bank
24-Month CD
3.35%
$500
Freedom Bank Huntingburg, IN
Freedom Bank Huntingburg, IN
36-Month CD
3.34%
$500
Newburyport Bank
Newburyport Bank
60-Month CD
3.25%
$500
Newburyport Bank
Newburyport Bank
48-Month CD
3.25%
$500
Acipco Federal Credit Union
Acipco Federal Credit Union
36-Month CD
3.04%
$1,000
Volunteer State Bank
Volunteer State Bank
36-Month CD
3.00%
$1,000
Centier Bank
Centier Bank
24-Month CD
3.00%
$1,000
FSB of St. Charles, MO
FSB of St. Charles, MO
24-Month CD
2.90%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
36-Month CD
2.65%
$1,000
Citizens State Bank Moundridge, KS
24-Month CD
2.50%
$1,000
River Falls State Bank
River Falls State Bank
48-Month CD
2.47%
$500
First Federal Bank Littlefield, Texas
First Federal Bank Littlefield, Texas
60-Month CD
2.42%
$1,000
First Exchange Bank
First Exchange Bank
24-Month CD
2.40%
$500
Walpole Co-operative Bank
Walpole Co-operative Bank
48-Month CD
2.40%
$1,000
Community First Bank of Indiana
Community First Bank of Indiana
12-Month CD
2.25%
$1,000
Kennett Trust Bank
Kennett Trust Bank
30-Month CD
2.18%
$500
The FNB Community Bank
The FNB Community Bank
60-Month CD
2.02%
$1,000
Northfield Bank
Northfield Bank
36-Month CD
2.00%
$2,500
Washington State Bank Washington, IA
Washington State Bank Washington, IA
48-Month CD
1.96%
$500
BayVanguard Bank
BayVanguard Bank
Premier Money Market
1.84%
$10,000
FNB Of Nokomis
FNB Of Nokomis
30-Month CD
1.76%
$1,000
Bank of Lake Mills
Bank of Lake Mills
48-Month CD
1.70%
$500
Albany B&T Co. N.A.
Albany B&T Co. N.A.
30-Month CD
1.55%
$5,000
First Hope Bank
First Hope Bank
36-Month CD
1.00%
$2,500
TGSB Table Grove State Bank
TGSB Table Grove State Bank
12-Month CD
1.00%
$500
Westfield Bank
Westfield Bank
Portfolio Money Market
1.00%
$100,000
5Star Bank
5Star Bank
Basic Savings
0.75%
$0
The Honesdale National Bank
The Honesdale National Bank
48-Month CD
0.75%
$1,000
Middlesex Federal Savings
Middlesex Federal Savings
48-Month CD
0.70%
$500
Napoleon State Bank
Napoleon State Bank
60-Month CD
0.70%
$500
Iowa Falls State Bank
Iowa Falls State Bank
Premium Checking
0.50%
$1,000
77th Street Depot Federal Credit Union
77th Street Depot Federal Credit Union
6-Month CD
0.50%
$250
First Jackson Bank
First Jackson Bank
Money Market
0.35%
$1,000
North Shore Bank
North Shore Bank
60-Month CD
0.35%
$1,000
MVSB
48-Month CD
0.30%
$500
Garden Plain State Bank
Garden Plain State Bank
NOW Checking
0.25%
$1,500
Northfield Savings Bank
Northfield Savings Bank
Money Market
0.25%
$500
USB Union Savings Bank
USB Union Savings Bank
12-Month CD
0.25%
$1,000
TAB Bank
TAB Bank
Money Market
0.25%
$25
Farmers and Merchants Bank Milford, NE
Farmers and Merchants Bank Milford, NE
Savings
0.10%
$0
The Peoples S&L Co.
The Peoples S&L Co.
Statement Savings
0.10%
$10
Bank of Lake Mills
Bank of Lake Mills
Savings
0.10%
$25
First Nations Bank
First Nations Bank
12-Month CD
0.05%
$1,000
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates July 19, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.494%
0.000
4.750%
5.507%
0.000
5.375%
5.525%
0.750
5.000%
5.531%
0.000
5.250%
5.545%
1.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.500%
5.637%
0.000
5.625%
5.693%
0.000
5.500%
5.728%
1.125
30-Year Fixed
5.560%
5.730%
0.000
5.500%
5.759%
0.000
15-Year Fixed Jumbo
5.750%
5.776%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.250%
5.791%
2.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have FlatIrons Bank rate data right now, check back for updates, we are adding rates all the time.

FlatIrons Bank Information

FlatIrons Bank
1095 Canyon Blvd
Boulder, CO 80302
Boulder
Established Date: 12/22/2001
FDIC Certificate #: 57280
Date of FDIC Deposit Insurance: 12/22/2001
Bank Holding Company: FBHC HOLDING CO
How Many Domestic U.S. Offices? 3
How Many Branches are There? 3
Is FlatIrons Bank FDIC Insured? Yes
What is FlatIrons Bank's Cert number? 57280
What is the maximum amount for insured deposits? $250,000 per holder, per account

FlatIrons Bank Financials

Total Assets:
$320,606,000
Total Deposits:
$272,446,000
Equity Capital:
$21,965,000
Domestic Deposits:
$272,446,000
Net Income:
$536,000
Return on Assets:
0.5545%
Quarterly Return on Assets:
0.6700%
Pretax Return on Assets:
0.6702%
Pretax Quarterly Return on Assets:
0.6700%
Return on Equity:
8.7700%
Quarterly Return on Equity:
9.7700%
Common Equity Tier 1 Capital Ratio:
11.6034%
Tier 1 Risk-Based Capital Ratio:
11.6034%
Leverage Tier 1 (Core Capital) Ratio:
8.6012%
Total Risk-Based Capital Ratio (YTD):
12.8549%
Total Interest Income (YTD):
4.9223%
 
 
Headquarters:
Boulder
FDIC Field Office:
Denver
Regulator:
FED
County:
Boulder
# of Offices:
3
Metropolitan Statistical Area (MSA):
Boulder, CO
Consolidated Metropolitan Statistical Area (CMSA):
Denver-Boulder-Greeley, CO
OTS Region:
Western
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

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