The Citizens Bank of Philadelphia (MS) CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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The Citizens Bank of Philadelphia (MS)Today's 12-month CD rates can be found at 3.80%, 6-month CD rates at 0.75% and 3-month CD rates at 4.32%. Current savings rates are at 0.10% and money market rates are at 1.76%. Mortgage rates today on 30-year fixed loans are around 6.52%. Credit Card rates are at 19.49%. Personal Loan rates are at 11.99%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to The Citizens Bank of Philadelphia (MS) CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from The Citizens Bank of Philadelphia (MS), savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with The Citizens Bank of Philadelphia (MS) CD rates. You can also compare The Citizens Bank of Philadelphia (MS) savings rates, MMA rates and mortgage rates using our other rate lists.

The Citizens Bank of Philadelphia (MS) money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at The Citizens Bank of Philadelphia (MS)? Share your experience about The Citizens Bank of Philadelphia (MS) by leaving a review below, or read customer reviews before you decide to use The Citizens Bank of Philadelphia (MS).

The Citizens Bank of Philadelphia (MS) Texas Ratio

The Citizens Bank of Philadelphia (MS)'s Texas Ratio is at 10.44%, which is considered excellent. The Texas Ratio for The Citizens Bank of Philadelphia (MS) is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, The Citizens Bank of Philadelphia (MS) is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
The Citizens Bank of Philadelphia (MS)
521 W Main St
Philadelphia, MS 39350
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare The Citizens Bank of Philadelphia (MS) Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Linkbank
Linkbank
10-Month CD
4.50%
$500
Cendera Bank
Cendera Bank
12-Month CD
4.25%
$1,000
TAB Bank
TAB Bank
18-Month CD
4.16%
$1,000
Port Richmond Savings
Port Richmond Savings
36-Month CD
3.75%
$500
Lake-Osceola State Bank
Lake-Osceola State Bank
Money Market
3.56%
$1,000
Citizens Federal S&L Assoc
Citizens Federal S&L Assoc
12-Month CD
3.50%
$1,000
Farmers and Drovers Bank
Farmers and Drovers Bank
24-Month CD
3.50%
$500
Legacy Bank Colwich, KS
Legacy Bank Colwich, KS
60-Month CD
3.45%
$1,000
Self-Help Credit Union
Self-Help Credit Union
36-Month CD
3.35%
$500
Foresight Bank
Foresight Bank
36-Month CD
3.34%
$500
Merchants Bank of Indiana
Merchants Bank of Indiana
18-Month CD
3.32%
$1,000
First Bank Hampton
First Bank Hampton
24-Month CD
3.30%
$1,000
First Community Bank, Xenia-Flora
First Community Bank, Xenia-Flora
48-Month CD
3.30%
$500
The Corner Stone Bank
The Corner Stone Bank
60-Month CD
3.25%
$1,000
Bank of Rantoul
Bank of Rantoul
36-Month CD
3.24%
$500
Ashton State Bank
Ashton State Bank
60-Month CD
3.23%
$1,000
Madison County Bank
Madison County Bank
Money Market
3.15%
$90,000
The Bank of Landisburg
The Bank of Landisburg
60-Month CD
3.03%
$1,000
Warren-Boynton State Bank
Warren-Boynton State Bank
24-Month CD
3.02%
$1,000
Bank of Luxemburg
Bank of Luxemburg
18-Month CD
3.00%
$1,000
Arundel Federal Savings Bank
Arundel Federal Savings Bank
84-Month CD
2.75%
$10,000
EagleBank
EagleBank
Eagle Money Market
2.55%
$100
Union Federal S&L
60-Month CD
2.25%
$200
Elizabethton FSB
Elizabethton FSB
48-Month CD
2.15%
$1,000
Van Wert Federal Savings Bank
Van Wert Federal Savings Bank
36-Month CD
2.07%
$1,000
Maine Community Bank
Maine Community Bank
36-Month CD
2.00%
$500
American Bank
American Bank
Premium Money Market
2.00%
$0
Hingham Institution for Savings
Hingham Institution for Savings
36-Month CD
1.70%
$1,000
Bluff View Bank
Bluff View Bank
48-Month CD
1.56%
$10,000
Glen Burnie MSB
48-Month CD
1.51%
$500
Institution for Savings
Institution for Savings
Business Sapphire Money Market
1.50%
$1
Fidelity State Bank and Trust Company
Fidelity State Bank and Trust Company
36-Month CD
1.36%
$1,000
First Federal S&L Hazard, KY
First Federal S&L Hazard, KY
24-Month CD
0.85%
$1,000
Mutual Federal Bank
Mutual Federal Bank
24-Month CD
0.65%
$500
1st Bank Yuma
1st Bank Yuma
60-Month CD
0.65%
$1,000
Mercer Savings Bank
Mercer Savings Bank
60-Month CD
0.55%
$100
First Federal S&L Bath
First Federal S&L Bath
48-Month CD
0.50%
$2,500
Longview Bank
Longview Bank
Savings
0.50%
$0
PSB Indianola, IA
PSB Indianola, IA
Kasasa Savings
0.50%
$50
Greenville National Bank
Greenville National Bank
Premier Money Market
0.30%
$5,000
First Southern State Bank
First Southern State Bank
Savings
0.25%
$0
Mascoma Bank
Mascoma Bank
18-Month CD
0.25%
$500
Union State Bank Winterset, IA
Union State Bank Winterset, IA
Advantage Money Market
0.20%
$0
TSB Teutopolis State Bank
TSB Teutopolis State Bank
Savings
0.15%
$0
Abri Credit Union
Abri Credit Union
Savings (Prime Shares)
0.10%
$5
Kearny Bank
Kearny Bank
Advantage Money Market
0.05%
$0
360 Federal Credit Union
360 Federal Credit Union
Share Savings
0.05%
$5
Iron Workers SB
Iron Workers SB
NOW Checking
0.02%
$25
United Bank of Philadelphia
United Bank of Philadelphia
Money Market
0.02%
$1,500
Busey Bank
Busey Bank
Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates April 26, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.560%
5.250%
0.000
15-Year Fixed
5.250%
5.385%
0.750
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.375%
5.507%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.250%
5.545%
1.000
5.375%
5.563%
0.000
5.500%
5.569%
0.000
5.500%
5.614%
0.000
5.250%
5.629%
2.000
5.375%
5.633%
0.000
15-Year Fixed Jumbo
5.625%
5.651%
0.000
5.500%
5.654%
0.000
5.375%
5.677%
1.125
15-Year Fixed
5.625%
5.681%
0.000
5.625%
5.693%
0.000
5.500%
5.694%
0.250
5.500%
5.728%
1.125
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have The Citizens Bank of Philadelphia (MS) rate data right now, check back for updates, we are adding rates all the time.

The Citizens Bank of Philadelphia (MS) Information

The Citizens Bank of Philadelphia (MS)
521 W Main St
Philadelphia, MS 39350
Neshoba
Established Date: 01/01/1908
FDIC Certificate #: 12204
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: CITIZENS HOLDING CO
How Many Domestic U.S. Offices? 26
How Many Branches are There? 26
Is The Citizens Bank of Philadelphia (MS) FDIC Insured? Yes
What is The Citizens Bank of Philadelphia (MS)'s Cert number? 12204
What is the maximum amount for insured deposits? $250,000 per holder, per account

The Citizens Bank of Philadelphia (MS) Financials

Total Assets:
$1,471,624,000
Total Deposits:
$1,210,622,000
Equity Capital:
$61,285,000
Domestic Deposits:
$1,210,622,000
Net Income:
$3,244,000
Return on Assets:
0.3701%
Quarterly Return on Assets:
0.9000%
Pretax Return on Assets:
1.1830%
Pretax Quarterly Return on Assets:
1.1800%
Return on Equity:
8.7900%
Quarterly Return on Equity:
21.3900%
Common Equity Tier 1 Capital Ratio:
15.1555%
Tier 1 Risk-Based Capital Ratio:
15.1555%
Leverage Tier 1 (Core Capital) Ratio:
9.0785%
Total Risk-Based Capital Ratio (YTD):
15.9484%
Total Interest Income (YTD):
3.8854%
 
 
Headquarters:
Philadelphia
FDIC Field Office:
Jackson Ms
Regulator:
FDIC
County:
Neshoba
# of Offices:
26
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
Dallas
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

mortgage-rates-30-year-mortgage-rates-at-481-and-15-year-mortgage-rates-at-432-freddie-macMortgage rates are higher in the latest Primary Mortgage Market Survey released by Freddie Mac. 30 year fixed mortgage rates are currently at 4.81 percent for the week ending December 10, 2009, up from last week's average mortgage rate of 4.71 percent. A year ago 30 year mortgage interest rates were a lot higher at 5.47 percent. Average mortgage discount points remained unchanged at 0.7 points.
feds cuts rates to 0%The Federal Reserve Bank cut the Fed Funds rate from 1% down to a range of  0% to .25%. The cut was larger then the .50% cut analysts were expecting.
30 year conforming mortgage rates and refinance rates are averaging 4.81 percent, up from yesterday’s average 30 year mortgage rate and 30 year refinance rate of 4.75 percent. 30 year mortgage rates and refinance rates in Maryland are lower than the national average. Current 30 year rates in MD are averaging 4.79 percent. Current 15 year mortgage rates and refinance mortgage rates are averaging 4.14 percent, up from yesterday’s average 15 year mortgage and refinance rate of 4.11 percent. 15 year mortgage and refinance rates in Ohio are lower than the national average rate. 15 year refinancing rates and mortgage rates in OH are averaging 4.12 percent.

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