FNB Bank, Inc. Romney, WV CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.00%, 6-month CD rates at 3.80% and 3-month CD rates at 2.27%. Current savings rates are at 0.20% and money market rates are at 0.05%. Mortgage rates today on 30-year fixed loans are around 6.20%. Credit Card rates are at 19.74%. Personal Loan rates are at 5.50%. All these rates, and more, can be found in our database of rates. FNB Bank, Inc. Romney, WV's 60-Month CD rates are at 2.90%, 48-Month CD rates are at 2.75%, 36-Month CD rates are at 2.65%, 30-Month CD rates are at 1.50%, 24-Month CD rates are at 1.25%. FNB Bank, Inc. Romney, WV's savings rates are at 0.20%.

FNB Bank, Inc. Romney, WV

To see how these rates compare to FNB Bank, Inc. Romney, WV CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from FNB Bank, Inc. Romney, WV, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with FNB Bank, Inc. Romney, WV CD rates. You can also compare FNB Bank, Inc. Romney, WV savings rates, MMA rates and mortgage rates using our other rate lists.

FNB Bank, Inc. Romney, WV money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at FNB Bank, Inc. Romney, WV? Share your experience about FNB Bank, Inc. Romney, WV by leaving a review below, or read customer reviews before you decide to use FNB Bank, Inc. Romney, WV.

FNB Bank, Inc. Romney, WV Texas Ratio

FNB Bank, Inc. Romney, WV's Texas Ratio is at 13.45%, which is considered excellent. The Texas Ratio for FNB Bank, Inc. Romney, WV is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, FNB Bank, Inc. Romney, WV is a good bank worth considering, with an overall rating of 3 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
0.85%
18-Month CD
1.00%
24-Month CD
1.25%
36-Month CD
2.65%
48-Month CD
2.75%
60-Month CD
2.90%
Savings
0.20%
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
FNB Bank, Inc. Romney, WV
105 N High St
Romney, WV 26757
Member FDIC
MonitorBankRates' Rating
3/5
★★★☆☆

FNB Bank, Inc. Romney, WV CD Rates and Interest Rates

Bank
Product
APY
Min Dep
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
60-Month CD
2.90%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
48-Month CD
2.75%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
36-Month CD
2.65%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
30-Month CD
1.50%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
24-Month CD
1.25%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
18-Month CD
1.00%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
12-Month CD
0.85%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
6-Month CD
0.75%
$1,000
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
3-Month CD
0.50%
$2,500
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
50+ Interest Checking
0.30%
$50
FNB Bank, Inc. Romney, WV
FNB Bank, Inc. Romney, WV
Savings
0.20%
$50
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Compare FNB Bank, Inc. Romney, WV Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
National Bank of Malvern
National Bank of Malvern
6-Month CD
4.10%
$1,000
TAB Bank
TAB Bank
12-Month CD
4.10%
$1,000
State Bank of Bottineau
State Bank of Bottineau
60-Month CD
3.79%
$100
Touchmark Bank
Touchmark Bank
6-Month CD
3.65%
$1,000
Vermont State Bank
Vermont State Bank
36-Month CD
3.61%
$500
Randolph Brooks FCU
Randolph Brooks FCU
48-Month CD
3.51%
$1,000
LendingClub
LendingClub
18-Month CD
3.50%
$500
Senath State Bank
Senath State Bank
18-Month CD
3.29%
$500
Horicon Bank
Horicon Bank
24-Month CD
3.28%
$1,000
All America Bank
All America Bank
60-Month CD
3.25%
$500
Citizens Bank of Clovis
Citizens Bank of Clovis
12-Month CD
3.25%
$1,000
CNB Hugoton, KS
CNB Hugoton, KS
24-Month CD
3.22%
$500
Bank of Zachary
Bank of Zachary
18-Month CD
3.15%
$2,500
Achieve Financial Credit Union
Achieve Financial Credit Union
60-Month CD
3.05%
$1,000
Commerce Bank & Trust Winter Park, FL
Commerce Bank & Trust Winter Park, FL
60-Month CD
3.00%
$0
The Bank of Bennington
The Bank of Bennington
36-Month CD
3.00%
$500
Circuit Federal Credit Union
Circuit Federal Credit Union
18-Month CD
2.78%
$1,000
Centreville Bank
Centreville Bank
60-Month CD
2.75%
$1,000
FSB of Cando
FSB of Cando
48-Month CD
2.75%
$500
Arundel Federal Savings Bank
Arundel Federal Savings Bank
84-Month CD
2.75%
$10,000
First National Bank of Bastrop
First National Bank of Bastrop
18-Month CD
2.52%
$500
Falcon National Bank
Falcon National Bank
48-Month CD
2.50%
$500
First National Bank of Steeleville
First National Bank of Steeleville
18-Month CD
2.25%
$500
FNB Of Nokomis
FNB Of Nokomis
48-Month CD
2.16%
$1,000
Huntington FSB
Huntington FSB
60-Month CD
2.02%
$500
M.Y. Safra Bank
M.Y. Safra Bank
Platinum Money Market
2.00%
$5,000
International Bank of Chicago
International Bank of Chicago
30-Month CD
1.75%
$1,000
North Shore Trust and Savings
North Shore Trust and Savings
60-Month CD
1.56%
$1,000
Glen Burnie MSB
48-Month CD
1.51%
$500
Tioga-Franklin Savings Bank
Tioga-Franklin Savings Bank
60-Month CD
1.50%
$500
American Bank & Trust Co, Inc.
American Bank & Trust Co, Inc.
Presidential Checking
1.50%
$5,000
Citizens Bank Mukwonago, WI
Citizens Bank Mukwonago, WI
Classic Money Market
1.50%
$100,000
FSB of Westmoreland
FSB of Westmoreland
Passbook Savings
1.00%
$100
First State Bank and Trust
First State Bank and Trust
6-Month CD
0.95%
$2,500
Mid-Missouri Bank
Mid-Missouri Bank
12-Month CD
0.70%
$1,000
Century Bank and Trust GA
Century Bank and Trust GA
60-Month CD
0.70%
$500
WaterStone Bank
WaterStone Bank
48-Month CD
0.60%
$1,000
Seamens Bank
Seamens Bank
Money Market
0.50%
$2,500
First Federal S&L of Lakewood
First Federal S&L of Lakewood
48-Month CD
0.45%
$500
FNB of Bellville
FNB of Bellville
Savings
0.43%
$100
Liberty Bank Liberty, IL
Liberty Bank Liberty, IL
NOW Checking
0.35%
$1,000
First State B&T Williston, ND
First State B&T Williston, ND
Classic Money Market
0.30%
$2,000
Lone Star Bank
Lone Star Bank
Savings
0.30%
$200
New Foundation SB
New Foundation SB
Savings
0.25%
$10
The Bank of Bennington
The Bank of Bennington
Premier Money Market
0.25%
$0
Merrimack County SB
Merrimack County SB
Everyday Money Market
0.15%
$1,000
Clarion County Community Bank
Clarion County Community Bank
Community Savings
0.10%
$0
Penn Community Bank
Penn Community Bank
Ultra Money Market
0.10%
$1,000
First FSB of Angola
First FSB of Angola
Interest Checking
0.05%
$250
State Bank Brownsburg, IN
Elite Money Market
0.05%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates December 7, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
4.875%
5.195%
1.125
5.050%
5.243%
0.000
5.000%
5.255%
0.000
15-Year Fixed
5.250%
5.299%
0.000
5.125%
5.317%
0.250
5.250%
5.319%
0.000
5.250%
5.362%
0.000
5.125%
5.370%
1.250
5.250%
5.386%
0.000
15-Year Fixed Jumbo
5.375%
5.400%
0.000
15-Year Fixed
5.375%
5.431%
0.000
5.375%
5.476%
0.000
5.375%
5.512%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.375%
5.528%
0.623
5.375%
5.544%
0.000
5.375%
5.547%
0.500
5.500%
5.549%
0.000
5.375%
5.552%
0.500
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

FNB Bank, Inc. Romney, WV Information

FNB Bank, Inc. Romney, WV
105 N High St
Romney, WV 26757
Hampshire
Established Date: 06/10/1910
FDIC Certificate #: 6794
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: EASTERN BANCSHARES INC
How Many Domestic U.S. Offices? 6
How Many Branches are There? 6
Is FNB Bank, Inc. Romney, WV FDIC Insured? Yes
What is FNB Bank, Inc. Romney, WV's Cert number? 6794
What is the maximum amount for insured deposits? $250,000 per holder, per account

FNB Bank, Inc. Romney, WV Financials

Total Assets:
$265,564,000
Total Deposits:
$224,832,000
Equity Capital:
$21,585,000
Domestic Deposits:
$224,832,000
Net Income:
$406,000
Return on Assets:
0.6414%
Quarterly Return on Assets:
0.6200%
Pretax Return on Assets:
0.7351%
Pretax Quarterly Return on Assets:
0.7400%
Return on Equity:
8.2400%
Quarterly Return on Equity:
7.5300%
Leverage Tier 1 (Core Capital) Ratio:
9.8306%
Total Interest Income (YTD):
4.5641%
 
 
Headquarters:
Romney
FDIC Field Office:
Scott Depot
Regulator:
FDIC
County:
Hampshire
# of Offices:
6
Metropolitan Statistical Area (MSA):
Winchester, VA-WV
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

Mortgage rates today increased making this the third consecutive week that average 30 year mortgage rates are higher in the Primary Mortgage Market Survey released by Freddie Mac. Positive economic news pointing to stronger growth along with lower inflation sent Treasury yields higher which in turn sent current mortgage rates higher as well.
Listed below are the best variable deposit rates for March 1, 2016. For a list of today's deposit rates search our database of rates at Deposit Rates.
current-mortgage-rates-suntrust-mortgage-rates1SunTrust Bank of Atlanta, Georgia, is advertising some of the best mortgage rates available today. The current mortgage rate for a conventional 30-year fixed mortgage is 5.125 percent with .0375 discount points. 

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