Bank of Utica CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews
To see how these rates compare to Bank of Utica CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Bank of Utica, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Bank of Utica CD rates. You can also compare Bank of Utica savings rates, MMA rates and mortgage rates using our other rate lists. Bank of Utica money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Bank of Utica? Share your experience about Bank of Utica by leaving a review below, or read customer reviews before you decide to use Bank of Utica. Bank of Utica Texas Ratio Bank of Utica's Texas Ratio is at 0.30%, which is considered excellent. The Texas Ratio for Bank of Utica is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing. Overall, Bank of Utica is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars. Compare Bank of Utica Rates with Other Competitive Bank and Credit Union Rates
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The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts. Mortgage Rates April 21, 2025Show More
The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed. Our apologies, we do not have Bank of Utica rate data right now, check back for updates, we are adding rates all the time. Bank of Utica InformationBank of Utica
222 Genesee StUtica, NY 13502 Oneida Established Date: 04/23/1927 FDIC Certificate #: 13397 Date of FDIC Deposit Insurance: 01/01/1934 How Many Domestic U.S. Offices? 1 How Many Branches are There? 1 Website: https://www.bankofutica.com
Is Bank of Utica FDIC Insured? Yes
What is Bank of Utica's Cert number? 13397
What is the maximum amount for insured deposits? $250,000 per holder, per account
Bank of Utica FinancialsTotal Assets:
$1,306,570,000
Total Deposits:
$948,232,000
Equity Capital:
$330,614,000
Domestic Deposits:
$948,232,000
Net Income:
$14,554,000
Return on Assets:
0.9194%
Quarterly Return on Assets:
4.4800%
Pretax Return on Assets:
5.6612%
Pretax Quarterly Return on Assets:
5.6600%
Return on Equity:
4.1100%
Quarterly Return on Equity:
18.0000%
Leverage Tier 1 (Core Capital) Ratio:
23.3271%
Total Interest Income (YTD):
2.9998%
Headquarters:
Utica
FDIC Field Office:
Syracuse
Regulator:
FDIC
County:
Oneida
# of Offices:
1
Metropolitan Statistical Area (MSA):
Utica-Rome, NY
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
New York
Source: FDIC Last Updated 03/31/2024
Explore Other Rate DealsThe average contract rate on fixed long term mortgage rates is mixed in the latest survey released this morning by the Mortgage Bankers Association. The average contract 30 year mortgage rate increased to 4.80 percent for the week ending January 21, 2011, up from the previous week’s average of 4.77 percent. Average mortgage points on 30 year mortgages was 1.19 points, down from the previous week’s average of 1.20 points.
 Mortgage rates have made several record lows the past month and are hovering just above an all-time low. As a result of low mortgage rates homeowners are refinancing their mortgage to a lower rate often choosing a 15 year loan instead of a 30 year loan. Current mortgage rates on 30 year home loans are averaging 4.23%, up from yesterday's average 30 year mortgage rate of 4.18%. Mortgage rates on 15 year mortgages are averaging 3.38%, up slightly from yesterday’s average 15 year mortgage rate of 3.37%.
Mortgage rates are lower today and look to be headed even lower in the coming week thanks to a weak jobs report released this past Friday. Fixed conforming mortgage rates and fixed jumbo mortgage rates today are all lower. Only 88,000 private payroll jobs were created last month while the government payroll shrank once again in June losing 4,000 jobs. Economists were expecting a net gain of 100,000 jobs in June.
Bank or Credit Union Offers and DealsMortgage Rates Down Slightly: 30 Year Mortgage Rates at 5.01% & 15 Year Mortgage Rates at 4.33%CD Rates in Florida | Best CD Rates Today Mortgage Rates: Today's 30 Year Mortgage Rates at 5.13% and 15 Year Mortgage Rates at 4.53% 5 Star Bank Money Market Account 10K Rates now at 0.10% Mortgage Rates Weekly Report: Short Term and Long Term Mortgage Rates Increase - Bond Yields Up Substantially FOMC Keeps "Considerable Time" Language on Fed Funds Rate Washington Mutual 5.0% APY 13 Month CD Certificate of Deposit Calculator Mortgage Rates Decrease: 30 Year Mortgage Rates at 4.97% FNBO Direct Increases Savings Account Rate by 30 Percent Alternative Bank and Credit Union Offers to ExploreWill Deposit Rates Move Higher When the Fed Meets in June?PenFed Certificate of Deposit Rates Mortgage Rates December 1, 2011, 15 Year Mortgage Rates at 3.36% Mortgage Rates Mostly Higher Today: Current Mortgage Rates on 30 Year Home Loans at 4.00% Dollar Savings Direct Online Savings Account American Bank Money Market Account Rates now at 0.25% Current Mortgage Rates: 30 Year Mortgage Rates at 4.94% and 15 Year Mortgage Rates at 4.33% Best CD Rates - Chirstmas Eve Hartford, CT Auto Loan Rates Mortgage Rates Weekly: 30 Year Mortgage Rates at 3.95% Bank of Utica ReviewsThere are no reviews for Bank of Utica yet. Feel free to create one below.
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Today's 12-month CD rates can be found at 1.20%, 6-month CD rates at 4.00% and 3-month CD rates at 0.30%. Current savings rates are at 0.10% and money market rates are at 0.75%. Mortgage rates today on 30-year fixed loans are around 6.57%. Credit Card rates are at 13.04%. Personal Loan rates are at 9.25%. All these rates, and more, can be found in our database of rates. 
