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East West Bank Rates and Review February 2026

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East West BankYou can compare East West Bank rates to other rates in our database, including 12-month CD rates currently at 2.78%, 6-month CD rates at 0.05% and 3-month CD rates at 3.80%. Savings rates are at 0.50% and money market rates are at 0.35%. Mortgage rates on 30-year fixed loans are around 6.01%. All these rates, and more, can be found in our database of rates which you can compare to East West Bank rates.

Rate Updates and Availability

East West Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at East West Bank? Share your experience about East West Bank by leaving a review below, or read customer reviews before you decide to use East West Bank.

East West Bank Texas Ratio

East West Bank's Texas Ratio is at 1.76%, which is considered excellent. The Texas Ratio for East West Bank is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

MonitorBankRates Rating

5.0
Excellent
Out of 5.0 Stars

East West Bank has earned a Smart Rating of 5.0 out of 5 stars. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Overall, East West Bank is a excellent bank worth considering, with an overall rating of 5.0 stars out of 5 stars.

Current Interest Rates

Rate
APY/APR
vs. Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A

"N/A" indicates the product is not offered or the rate is unavailable.

East West Bank
135 N Los Robles Ave
Pasadena, CA 91101
Member FDIC
MonitorBankRates
Official Financial Rating
5.0
★★★★★
EXCELLENT
🏆

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Current Rate Availability

We do not have East West Bank rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating: Our rating for East West Bank is derived from comprehensive financial data published quarterly by the FDIC. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with customer feedback (user reviews) to help you make informed banking decisions.

Texas Ratio: We calculate the Texas Ratio using standard industry methodology. This ratio compares the bank's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation: We gather East West Bank rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with East West Bank's official website for the most current offers and terms.

Bank Profile & Overview

East West Bank
135 N Los Robles Ave
Pasadena, CA 91101
Los Angeles
Established Date: 01/01/1972
FDIC Certificate #: 31628
Date of FDIC Deposit Insurance: 01/02/1973
Bank Holding Company: EAST WEST BCORP INC
How Many Domestic U.S. Offices? 105
How Many Branches are There? 103
Is East West Bank FDIC Insured? Yes
What is East West Bank's Cert number? 31628
What is the maximum amount for insured deposits? $250,000 per holder, per account

Financial Health & Assets

Total Assets:
$70,747,599,000
Total Deposits:
$58,898,134,000
Equity Capital:
$6,657,354,000
Net Income:
$288,132,000
Return on Assets (ROA):
1.8555%
Return on Equity (ROE):
20.0500%
Headquarters:
Pasadena
Regulator:
FED
# of Offices:
107
Source: FDIC | Last Updated 03/31/2024

Customer Reviews

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Total Reviews
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Frequently Asked Questions About East West Bank

How do I open an account at East West Bank?

You can typically open an account at East West Bank by visiting a local branch or applying through their official website.

Is there a first-time homebuyer program?

Currently, East West Bank provides a range of mortgage and home equity products.

Is East West Bank a safe place to deposit money?

Yes, East West Bank is considered a safe financial institution. Your accounts are federally insured by the FDIC up to $250,000 per depositor.

Does East West Bank offer online and mobile banking?

Most modern institutions like East West Bank provide digital access including online balance checks and transfers.

Current East West Bank Rates

ProductAPY

Rates subject to change.