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iAdvertiser Disclosure
Advertiser Disclosure
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 Americas Federal Credit Union ACU Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 25, 2026
Americas Federal Credit Union ACU's 18 Month CD rates are at 3.75%. Americas Federal Credit Union ACU's savings rates are at 2.75%. Americas Federal Credit Union ACU's money market rates are at 1.76%. Americas Federal Credit Union ACU's Personal Loan Rates are at 4.46%. MonitorBankRates evaluates the financial stability of Americas Federal Credit Union ACU with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 3.49%. Rates were last updated on 04/25/2026. Americas Federal Credit Union ACU money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Americas Federal Credit Union ACU? Share your experience about Americas Federal Credit Union ACU by leaving a review below, or read customer reviews before you decide to use Americas Federal Credit Union ACU. Americas Federal Credit Union ACU
Dupont 1495 Wilmington Dr Ste 1
https://www.youracu.org Dupont, WA 98327 8807 
Americas Federal Credit Union ACU CD Rates
Americas Federal Credit Union ACU Savings Rates
Americas Federal Credit Union ACU Money Market Rates
Americas Federal Credit Union ACU Checking Rates
Americas Federal Credit Union ACU Auto Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Americas Federal Credit Union ACU is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Americas Federal Credit Union ACU rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Americas Federal Credit Union ACU's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Americas Federal Credit Union ACU
Website
https://www.youracu.org
Address
1495 Wilmington Dr Ste 1,
Dupont, WA 98327 8807
Phone
253-964-3113
Fax
253-964-3672
President
Kyle Lentz
CEO
Kenneth Leonard
Full-Time Employees
148
Part-Time Employees
2
Branch Locations
13
ATM Locations
13
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
3.49%
Return on Assets (ROA)
0.1543%
Return on Equity (ROE)
1.4913%
Non-Performing Loans Ratio (NPL)
0.46%
Total Assets
704,378,880
Total Amount of Shares and Deposits
552,944,177
Total Shares and Deposits < 1 Year
514,555,313
Total Shares and Deposits 1 3 Years
38,224,051
Total Shares and Deposits > 3 Years
164,813
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
44,856,103
Total Uninsured Shares and Deposits > $250K (F+J)
44,856,103
Total Insured Shares and Deposits > $250K (item 17 less item K)
508,088,074
Total Interest Expense (Sum of items 6 8)
6,898,146
Share Certificates
2,099
Number of Accounts for Share Drafts
23,641
IRA KEOGH Accounts
865
Number of Accounts for Regular Shares
34,355
All other shares
103
Non Member Deposits
7
Money Market Shares
2,603
Net Income (unless the amount is already included in Undivided Earnings)
1,086,535
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,802,390
Total Liabilities
636,978,222
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Americas Federal Credit Union ACUIs Americas Federal Credit Union ACU a safe place to deposit money?Yes, Americas Federal Credit Union ACU is considered a safe financial institution. With a Texas Ratio of 3.4937855866744%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Americas Federal Credit Union ACU operate?Americas Federal Credit Union ACU currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Americas Federal Credit Union ACU?Yes, to access services at Americas Federal Credit Union ACU, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Americas Federal Credit Union ACU does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Americas Federal Credit Union ACU provides members with tools to manage their accounts and build a solid financial history. Does Americas Federal Credit Union ACU offer online and mobile banking?Most modern institutions like Americas Federal Credit Union ACU provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.youracu.org. Current Americas Federal Credit Union ACU Rates
Retrieved from our database of financial products. Rates subject to change.
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