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New Hampshire Postal Credit Union Rates & Review May 2026

New Hampshire Postal Credit Union's savings rates are at 1.00%. New Hampshire Postal Credit Union's Personal Loan Rates are at 11.00%. MonitorBankRates evaluates the financial stability of New Hampshire Postal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 0.07%. Rates were last updated on 05/10/2026.

New Hampshire Postal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at New Hampshire Postal Credit Union? Share your experience about New Hampshire Postal Credit Union by leaving a review below, or read customer reviews before you decide to use New Hampshire Postal Credit Union.

Ranked #20 in MonitorBankRates Top 100 Healthiest Small Credit Unions 2026 Ranked #20 Healthiest Use This Badge on Your Credit Union Website
Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
0.07%
Excellent Lower than avg
New Hampshire Postal Credit Union
NH Postal CU
955 Goffs Falls Rd
Manchester, NH 03103
https://nhpcu.com
Member NCUA

New Hampshire Postal Credit Union Savings Rates

Product Rate APY View More
Guaranteed Investment Savings - 1.75%
Min Balance $250,000
Details Account Balance* $250,000+
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Guaranteed Investment Savings - 1.50%
Min Balance $150,000
Details Account Balance* $150,000-249,999
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Guaranteed Investment Savings - 1.25%
Min Balance $50,000
Details Account Balance* $50,000-$149,999
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Guaranteed Investment Savings - 1.00%
Details Account Balance* $0-$49,999
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%

New Hampshire Postal Credit Union Home Equity & HELOC

Product Rate Points APR Term View More
Home Equity Line of Credit - - 6.25% 180 (max)
Details WSJ Prime +0% 80% Equity No Closing Costs for First-Time Applicants
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Home Equity Loan (Fixed) - - 6.25% 60
Details 80% Equity No Closing Costs for First-Time Applicants
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Home Equity LOC - - 6.25%
Details As Low As
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Home Equity Loan (Fixed) - - 6.50% 84
Details 80% Equity No Closing Costs for First-Time Applicants
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Home Equity Loan (Fixed) - - 6.75% 120
Details 80% Equity No Closing Costs for First-Time Applicants
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Home Equity Loan (Fixed) - - 7.00% 180
Details 80% Equity No Closing Costs for First-Time Applicants
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%

New Hampshire Postal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loans - - 4.25%
Details As Low As; NOW THROUGH MAY 12!
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%
Auto Loans - - 4.75% 60
No additional details.
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%

New Hampshire Postal Credit Union Personal Loan Rates

Product Rate APR View More
Personal Loans - 11.00%
Details ($7500 max)
Last Updated 05/10/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.07%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for New Hampshire Postal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather New Hampshire Postal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with New Hampshire Postal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name New Hampshire Postal Credit Union
Address 955 Goffs Falls Rd, Manchester, NH 03103
Phone 603-625-9032
Fax 603-622-7890
President Sally Sutton
CEO Philip Fontaine Jr
Full-Time Employees 8
Part-Time Employees 1
Branch Locations 2
ATM Locations 2
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Texas Ratio
0.07%
Return on Assets (ROA)
1.7626%
Return on Equity (ROE)
8.0000%
Non-Performing Loans Ratio (NPL)
0.07%
Total Assets
65,313,203
Total Amount of Shares and Deposits
50,709,918
Total Shares and Deposits < 1 Year
50,709,918
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
2,453,542
Total Uninsured Shares and Deposits > $250K (F+J)
2,453,542
Total Insured Shares and Deposits > $250K (item 17 less item K)
48,256,376
Total Interest Expense (Sum of items 6 8)
472,955
Number of Accounts for Share Drafts
2,219
Number of Accounts for Regular Shares
4,984
Net Income (unless the amount is already included in Undivided Earnings)
1,151,178
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
12,587,927
Total Liabilities
50,936,903
Source: NCUA — Last Updated 09/30/2025
Ranked #20 in MonitorBankRates Top 100 Healthiest Small Credit Unions 2026
2026 MBR Health & Safety Badge

New Hampshire Postal Credit Union earned the Top 100 Healthiest badge

Display this badge on your website to show visitors your 2026 MonitorBankRates recognition. The badge links back to this profile page for independent verification.

Copy the HTML below and paste it into your website where you’d like the badge to appear. The badge image is hosted on MonitorBankRates — no need to download or upload anything.

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  <img src="https://www.monitorbankrates.com/wp-content/uploads/badges/mbr-badge-tier-s-2026.svg"
       alt="Ranked #20 in MonitorBankRates Top 100 Healthiest Small Credit Unions 2026"
       width="160" height="160">
</a>
Learn more about the MBR Health & Safety Badge program on our methodology page, or view the full Top 100 Healthiest Small Credit Unions 2026 ranking.

Customer Reviews

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Total Reviews
0
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Frequently Asked Questions About New Hampshire Postal Credit Union

How many branches does New Hampshire Postal Credit Union operate?

New Hampshire Postal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join New Hampshire Postal Credit Union?

Yes, to access services at New Hampshire Postal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, New Hampshire Postal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, New Hampshire Postal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does New Hampshire Postal Credit Union offer online and mobile banking?

Most modern institutions like New Hampshire Postal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://nhpcu.com.

Current New Hampshire Postal Credit Union Rates

  • Savings1.00%
Retrieved from our database of financial products. Rates subject to change.