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Pilgrim Baptist Credit Union

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Pilgrim Baptist Credit Union Rates & Review April 2026

Q: Is a member application needed to join Pilgrim Baptist Credit Union?

Yes, to access services at Pilgrim Baptist Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Q: Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pilgrim Baptist Credit Union provides members with tools to manage their accounts and build a solid financial history.

Content reviewed by

Brian McKay

| Editorial Disclosure | ✓Fact Checked | Rates Last Updated: April 14, 2026

You can compare Pilgrim Baptist Credit Union rates to other rates in our database, including 12-month share certificate rates currently at 3.50%, 6-month share certificate rates at 4.00% and 3-month share certificate rates at 0.05%. Savings rates are at 0.00% and money market rates are at 0.10%. Mortgage rates on 30-year fixed loans are around 6.10%. All these rates can be compared to Pilgrim Baptist Credit Union rates. MonitorBankRates evaluates the financial stability of Pilgrim Baptist Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.10%. Rates were last updated on 04/14/2026.

Pilgrim Baptist Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Pilgrim Baptist Credit Union? Share your experience about Pilgrim Baptist Credit Union by leaving a review below, or read customer reviews before you decide to use Pilgrim Baptist Credit Union.

Overall Health & Safety Grade

A+

Exceptional Health Score: 99/100

MonitorBankRates Rating

5.0

Exceptional Out of 5.0 Stars

Texas Ratio

1.10%

Excellent Lower than avg

Pilgrim Baptist Credit Union
Pilgrim Baptist Credit Union

3300 S Indiana Ave
Chicago, IL 60616 3839

Current Rate Availability

We do not have Pilgrim Baptist Credit Union rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating

Our rating for Pilgrim Baptist Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.

Texas Ratio

We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.

Rate Data Aggregation

We gather Pilgrim Baptist Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.

Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Pilgrim Baptist Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Pilgrim Baptist Credit Union

Website

Address 3300 S Indiana Ave, Chicago, IL 60616 3839

Phone 312-842-6666

Fax 312-842-6666

President Linda Granderson

CEO Alfonso Carrington

Full-Time Employees 0

Part-Time Employees 0

Branch Locations 1

ATM Locations 0

NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating

5.0 / 5.0 ★

Overall Health & Safety Grade

A+ (99/100)

Texas Ratio

1.10%

Return on Assets (ROA)

-1.7646%

Return on Equity (ROE)

-7.5732%

Non-Performing Loans Ratio (NPL)

36.84%

Total Assets

249,741

Total Amount of Shares and Deposits

191,549

Total Shares and Deposits < 1 Year

191,549

Total Insured Shares and Deposits > $250K (item 17 less item K)

191,549

Number of Accounts for Regular Shares

148

Net Income (unless the amount is already included in Undivided Earnings)

-4,406

Total Cash on Deposit (Amounts Deposited in Financial Institutions)

78,529

Total Liabilities

191,549

Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews

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Frequently Asked Questions About Pilgrim Baptist Credit Union

Is Pilgrim Baptist Credit Union a safe place to deposit money?

Yes, Pilgrim Baptist Credit Union is considered a safe financial institution. With a Texas Ratio of 1.0988295430497%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Pilgrim Baptist Credit Union operate?

Pilgrim Baptist Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Pilgrim Baptist Credit Union?

Yes, to access services at Pilgrim Baptist Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Pilgrim Baptist Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Pilgrim Baptist Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Pilgrim Baptist Credit Union offer online and mobile banking?

Most modern institutions like Pilgrim Baptist Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.