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iAdvertiser Disclosure
Advertiser Disclosure
Some institutions listed may have a business relationship with MonitorBankRates. Our proprietary systems independently track and verify all rates. Advertiser relationships do not influence our Safety Ratings, Star Ratings, Texas Ratio calculations, or the rates shown.
 Platinum Federal Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 18, 2026
Platinum Federal Credit Union's savings rates are at 0.25%. Platinum Federal Credit Union's Personal Loan Rates are at 7.99%. MonitorBankRates evaluates the financial stability of Platinum Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 1.95%. Rates were last updated on 04/18/2026. Platinum Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Platinum Federal Credit Union? Share your experience about Platinum Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Platinum Federal Credit Union. Platinum Federal Credit Union
Corporate Office 1815 Satellite Blvd Ste 200
https://www.platinumfcu.org Duluth, GA 30097 
Platinum Federal Credit Union Savings Rates
Platinum Federal Credit Union Money Market Rates
Platinum Federal Credit Union Checking Rates
Platinum Federal Credit Union Auto Loan Rates
Platinum Federal Credit Union Student Loan Rates
Platinum Federal Credit Union Credit Card Rates
Platinum Federal Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Platinum Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Platinum Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Platinum Federal Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Platinum Federal Credit Union
Website
https://www.platinumfcu.org
Address
1815 Satellite Blvd Ste 200,
Duluth, GA 30097
Phone
404-297-9797
Fax
President
AMIN TEJANI
CEO
KABIR LAIWALLA
Full-Time Employees
70
Part-Time Employees
1
Branch Locations
5
ATM Locations
0
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (99/100)
Texas Ratio
1.95%
Return on Assets (ROA)
1.1857%
Return on Equity (ROE)
12.1090%
Non-Performing Loans Ratio (NPL)
0.27%
Total Assets
350,479,129
Total Amount of Shares and Deposits
315,607,073
Total Shares and Deposits < 1 Year
309,227,665
Total Shares and Deposits 1 3 Years
3,186,696
Total Shares and Deposits > 3 Years
3,192,712
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
75,789,527
Total Uninsured Shares and Deposits > $250K (F+J)
75,789,527
Total Insured Shares and Deposits > $250K (item 17 less item K)
239,817,546
Total Interest Expense (Sum of items 6 8)
4,134,332
Share Certificates
1,351
Number of Accounts for Share Drafts
8,452
IRA KEOGH Accounts
127
Number of Accounts for Regular Shares
13,314
All other shares
517
Money Market Shares
104
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
29,457,230
Total Liabilities
316,161,321
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Platinum Federal Credit UnionIs Platinum Federal Credit Union a safe place to deposit money?Yes, Platinum Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 1.9473213440672%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Platinum Federal Credit Union operate?Platinum Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Platinum Federal Credit Union?Yes, to access services at Platinum Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Platinum Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Platinum Federal Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Platinum Federal Credit Union offer online and mobile banking?Most modern institutions like Platinum Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.platinumfcu.org. Current Platinum Federal Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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