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iAdvertiser Disclosure
Advertiser Disclosure
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 BFCU Boston Firefighters Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 19, 2026
BFCU Boston Firefighters Credit Union's Personal Loan Rates are at 9.99%. MonitorBankRates evaluates the financial stability of BFCU Boston Firefighters Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 4.18%. Rates were last updated on 04/19/2026. BFCU Boston Firefighters Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at BFCU Boston Firefighters Credit Union? Share your experience about BFCU Boston Firefighters Credit Union by leaving a review below, or read customer reviews before you decide to use BFCU Boston Firefighters Credit Union. BFCU Boston Firefighters Credit Union
Main Office 60 Hallet St
https://www.bosfirecu.com Dorchester, MA 02124 5408 
BFCU Boston Firefighters Credit Union Mortgage Rates
BFCU Boston Firefighters Credit Union Auto Loan Rates
BFCU Boston Firefighters Credit Union Credit Card Rates
BFCU Boston Firefighters Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for BFCU Boston Firefighters Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather BFCU Boston Firefighters Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with BFCU Boston Firefighters Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
BFCU Boston Firefighters Credit Union
Website
https://www.bosfirecu.com
Address
60 Hallet St,
Dorchester, MA 02124 5408
Phone
617-288-2420
Fax
875-220-2158
President
Sean Costello
CEO
Danielle Milner
Full-Time Employees
40
Part-Time Employees
5
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (98/100)
Texas Ratio
4.18%
Return on Assets (ROA)
0.7545%
Return on Equity (ROE)
5.9685%
Non-Performing Loans Ratio (NPL)
0.66%
Total Assets
438,898,570
Total Amount of Shares and Deposits
368,722,284
Total Shares and Deposits < 1 Year
345,910,804
Total Shares and Deposits 1 3 Years
16,581,485
Total Shares and Deposits > 3 Years
6,229,995
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
64,173,551
Total Uninsured Shares and Deposits > $250K (F+J)
65,793,580
Total Insured Shares and Deposits > $250K (item 17 less item K)
302,928,704
Total Interest Expense (Sum of items 6 8)
4,932,738
Share Certificates
1,734
Number of Accounts for Share Drafts
8,177
IRA KEOGH Accounts
178
Number of Accounts for Regular Shares
14,539
All other shares
1,279
Non Member Deposits
19
Money Market Shares
1,639
Net Income (unless the amount is already included in Undivided Earnings)
3,311,335
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
29,829,461
Total Liabilities
384,267,895
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About BFCU Boston Firefighters Credit UnionIs BFCU Boston Firefighters Credit Union a safe place to deposit money?Yes, BFCU Boston Firefighters Credit Union is considered a safe financial institution. With a Texas Ratio of 4.1825485909829%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does BFCU Boston Firefighters Credit Union operate?BFCU Boston Firefighters Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join BFCU Boston Firefighters Credit Union?Yes, to access services at BFCU Boston Firefighters Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, BFCU Boston Firefighters Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, BFCU Boston Firefighters Credit Union provides members with tools to manage their accounts and build a solid financial history. Does BFCU Boston Firefighters Credit Union offer online and mobile banking?Most modern institutions like BFCU Boston Firefighters Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.bosfirecu.com. Compare to Other Credit Unions
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