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Genuine Parts Credit Union Rates & Review April 2026

Genuine Parts Credit Union's savings rates are at 2.02%. MonitorBankRates evaluates the financial stability of Genuine Parts Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/19/2026.

Genuine Parts Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Genuine Parts Credit Union? Share your experience about Genuine Parts Credit Union by leaving a review below, or read customer reviews before you decide to use Genuine Parts Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Genuine Parts Credit Union
Genuine Parts
5420 Peachtree Industrial Blvd
Norcross, GA 30071
https://www.gpcu.net
Member NCUA

Genuine Parts Credit Union Savings Rates

Product Rate APY View More
Savings - 2.02%
Details Dividend for the fourth quarter 2024 (also see Latest News)
Last Updated 04/19/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 0.00%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Genuine Parts Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Genuine Parts Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Genuine Parts Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Genuine Parts Credit Union
Address 5420 Peachtree Industrial Blvd, Norcross, GA 30071
Phone 770-246-4362
Fax 770-246-4482
President Leslie Beck
CEO Holly McPherson
Full-Time Employees 2
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
9.3383%
Return on Equity (ROE)
13.5496%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
22,348,163
Total Amount of Shares and Deposits
6,909,028
Total Shares and Deposits < 1 Year
6,909,027
Total Insured Shares and Deposits > $250K (item 17 less item K)
6,909,028
Total Interest Expense (Sum of items 6 8)
143,315
Number of Accounts for Share Drafts
159
Number of Accounts for Regular Shares
1,480
All other shares
6
Net Income (unless the amount is already included in Undivided Earnings)
2,086,930
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
430,055
Total Liabilities
6,964,385
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Frequently Asked Questions About Genuine Parts Credit Union

Is Genuine Parts Credit Union a safe place to deposit money?

Yes, Genuine Parts Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Genuine Parts Credit Union operate?

Genuine Parts Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Genuine Parts Credit Union?

Yes, to access services at Genuine Parts Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Genuine Parts Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Genuine Parts Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Genuine Parts Credit Union offer online and mobile banking?

Most modern institutions like Genuine Parts Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.gpcu.net.

Current Genuine Parts Credit Union Rates

  • Savings2.02%
Retrieved from our database of financial products. Rates subject to change.