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Georgetown University Alumni and Student Federal Credit Union Rates & Review April 2026

Georgetown University Alumni and Student Federal Credit Union's Personal Loan Rates are at 8.49%. MonitorBankRates evaluates the financial stability of Georgetown University Alumni and Student Federal Credit Union with a 5.0 Star Rating, an A+ Overall Health Grade, and a Texas Ratio of 5.92%. Rates were last updated on 04/27/2026.

Georgetown University Alumni and Student Federal Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Georgetown University Alumni and Student Federal Credit Union? Share your experience about Georgetown University Alumni and Student Federal Credit Union by leaving a review below, or read customer reviews before you decide to use Georgetown University Alumni and Student Federal Credit Union.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 97/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
5.92%
Excellent Lower than avg
Georgetown University Alumni and Student Federal Credit Union
GUASFCU
STE 1328
Washington, DC 20057 0001
https://www.guasfcu.com
Member NCUA

Georgetown University Alumni and Student Federal Credit Union Mortgage Rates

Product Rate Points APR Term View More
Student Loan Refinance - - 3.50%
Details variable APR
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.92%

Georgetown University Alumni and Student Federal Credit Union Auto Loan Rates

Product Rate Points APR Term View More
New Auto Loan - - 5.99%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.92%
Used Auto Loan - - 6.24%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.92%

Georgetown University Alumni and Student Federal Credit Union Student Loan Rates

Product Rate Points APR Term View More
Student Loan Refinance - - 3.50%
Details variable APR
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.92%
Student Loan Undergraduates - - 5.45%
Details variable APR
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.92%
Student Loan Graduates - - 5.75%
Details variable APR
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.92%

Georgetown University Alumni and Student Federal Credit Union Credit Card Rates

Product Rate APR View More
Personal & Credit Card Consolidation Loan - 10.99%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.92%

Georgetown University Alumni and Student Federal Credit Union Personal Loan Rates

Product Rate APR View More
3L Personal Loan - 8.49%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.92%
Personal & Credit Card Consolidation Loan - 10.99%
Details As Low As
Last Updated 04/18/2026
Institution Ratings
5.0
Star Rating
A+
Health Grade
Texas Ratio: 5.92%

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for Georgetown University Alumni and Student Federal Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Georgetown University Alumni and Student Federal Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with Georgetown University Alumni and Student Federal Credit Union's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name Georgetown University Alumni and Student Federal Credit Union
Address STE 1328, Washington, DC 20057 0001
Phone 202-687-8616
Fax 202-338-7635
President Simone Arrington
CEO Violet Wood
Full-Time Employees 0
Part-Time Employees 0
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (97/100)
Texas Ratio
5.92%
Return on Assets (ROA)
0.7993%
Return on Equity (ROE)
5.1011%
Non-Performing Loans Ratio (NPL)
1.74%
Total Assets
12,683,820
Total Amount of Shares and Deposits
11,012,371
Total Shares and Deposits < 1 Year
11,012,371
Total Insured Shares and Deposits > $250K (item 17 less item K)
11,012,371
Total Interest Expense (Sum of items 6 8)
20,400
Share Certificates
3
Number of Accounts for Share Drafts
3,638
Number of Accounts for Regular Shares
4,049
Net Income (unless the amount is already included in Undivided Earnings)
101,376
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
1,336,074
Total Liabilities
11,028,376
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Total Reviews
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Frequently Asked Questions About Georgetown University Alumni and Student Federal Credit Union

Is Georgetown University Alumni and Student Federal Credit Union a safe place to deposit money?

Yes, Georgetown University Alumni and Student Federal Credit Union is considered a safe financial institution. With a Texas Ratio of 5.9197013077848%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does Georgetown University Alumni and Student Federal Credit Union operate?

Georgetown University Alumni and Student Federal Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join Georgetown University Alumni and Student Federal Credit Union?

Yes, to access services at Georgetown University Alumni and Student Federal Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, Georgetown University Alumni and Student Federal Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, Georgetown University Alumni and Student Federal Credit Union provides members with tools to manage their accounts and build a solid financial history.

Does Georgetown University Alumni and Student Federal Credit Union offer online and mobile banking?

Most modern institutions like Georgetown University Alumni and Student Federal Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.guasfcu.com.