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iAdvertiser Disclosure
Advertiser Disclosure
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 Germania Credit Union Rates & Review March 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
Read Full Bio →
Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: March 26, 2026
Germania Credit Union's 12 month CD of Deposit rates are at 2.50%, 24 month CD of Deposit rates are at 2.50%, 60 month CD of Deposit rates are at 1.51%, 48 month CD of Deposit rates are at 1.31%, 36 month CD of Deposit rates are at 1.21%. Germania Credit Union's money market rates are at 0.00%. Germania Credit Union's Personal Loan Rates are at 5.49%. MonitorBankRates evaluates the financial stability of Germania Credit Union with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 03/26/2026. Germania Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Germania Credit Union? Share your experience about Germania Credit Union by leaving a review below, or read customer reviews before you decide to use Germania Credit Union. Germania Credit Union
Germania Credit Union PO Box 645
https://www.germaniacreditunion.com Brenham, TX 77834 0645 
Germania Credit Union CD Rates
Germania Credit Union Money Market Rates
Germania Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Germania Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Germania Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Germania Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Germania Credit Union
Address
PO Box 645,
Brenham, TX 77834 0645
Phone
979-830-7505
Fax
979-836-1691
President
John Trostle
CEO
Wendy Frazier
Full-Time Employees
4
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.5500%
Return on Equity (ROE)
4.1912%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
18,185,365
Total Amount of Shares and Deposits
15,644,002
Total Shares and Deposits < 1 Year
15,368,091
Total Shares and Deposits 1 3 Years
274,560
Total Shares and Deposits > 3 Years
1,350
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
158,000
Total Uninsured Shares and Deposits > $250K (F+J)
158,000
Total Insured Shares and Deposits > $250K (item 17 less item K)
15,486,002
Total Interest Expense (Sum of items 6 8)
181,924
Share Certificates
93
Number of Accounts for Share Drafts
538
Number of Accounts for Regular Shares
2,522
Non Member Deposits
1
Money Market Shares
32
Net Income (unless the amount is already included in Undivided Earnings)
100,014
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
6,011,992
Total Liabilities
15,799,085
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Germania Credit UnionIs Germania Credit Union a safe place to deposit money?Yes, Germania Credit Union is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Germania Credit Union operate?Germania Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Germania Credit Union?Yes, to access services at Germania Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Germania Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Germania Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Germania Credit Union offer online and mobile banking?Most modern institutions like Germania Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.germaniacreditunion.com. Current Germania Credit Union Rates
Retrieved from our database of financial products. Rates subject to change.
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