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PUBLIC SERVICE ED TRENTON Rates & Review April 2026

Content reviewed by
Brian McKay Brian McKay
Brian McKay

Brian McKay

Founder & Data Architect
Expertise
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  • Location-Based Rate Tables
  • Bank & Credit Union Health Safety Ratings
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Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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| iEditorial Disclosure
Editorial Disclosure The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
| ✓Fact Checked | Rates Last Updated: April 22, 2026

You can compare PUBLIC SERVICE ED TRENTON rates to other rates in our database, including 12-month share certificate rates currently at 0.20%, 6-month share certificate rates at 2.57% and 3-month share certificate rates at 3.55%. Savings rates are at 0.11% and money market rates are at 0.00%. Mortgage rates on 30-year fixed loans are around 5.93%. All these rates can be compared to PUBLIC SERVICE ED TRENTON rates. MonitorBankRates evaluates the financial stability of PUBLIC SERVICE ED TRENTON with a 5.0 Star Rating and an A+ Overall Health Grade. Rates were last updated on 04/22/2026.

PUBLIC SERVICE ED TRENTON money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at PUBLIC SERVICE ED TRENTON? Share your experience about PUBLIC SERVICE ED TRENTON by leaving a review below, or read customer reviews before you decide to use PUBLIC SERVICE ED TRENTON.

Overall Health & Safety Grade ?
A+
Exceptional Health Score: 100/100
MonitorBankRates Rating ?
5.0
Exceptional Out of 5.0 Stars
Texas Ratio ?
--
No Data No data
Independence State Bank
Credit Union
4140 Quakerbridge Rd
Lawrence Township, NJ 08648
Member NCUA

Current Rate Availability

We do not have PUBLIC SERVICE ED TRENTON rates right now, but we are constantly updating our database so check back often for updated rates.

Methodology & Data Sources

MonitorBankRates Star Rating
Our rating for PUBLIC SERVICE ED TRENTON is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather PUBLIC SERVICE ED TRENTON rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions. It is always advisable to check with PUBLIC SERVICE ED TRENTON's official website for the most current offers and terms.

Credit Union Profile & Overview

Credit Union Name PUBLIC SERVICE ED TRENTON
Website
Address 4140 Quakerbridge Rd, Lawrence Township, NJ 08648
Phone 609-799-6919
Fax 609-799-6919
President Mark Prekop
CEO Peter McFall
Full-Time Employees 0
Part-Time Employees 2
Branch Locations 1
ATM Locations 0
NCUA Insured ✓ Yes — Up to $250,000 per depositor

Financials

MonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A+ (100/100)
Return on Assets (ROA)
0.4542%
Return on Equity (ROE)
1.0135%
Non-Performing Loans Ratio (NPL)
0.00%
Total Assets
2,811,613
Total Amount of Shares and Deposits
1,528,079
Total Shares and Deposits < 1 Year
1,528,079
Total Insured Shares and Deposits > $250K (item 17 less item K)
1,528,079
Total Interest Expense (Sum of items 6 8)
4,978
IRA KEOGH Accounts
8
Number of Accounts for Regular Shares
251
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
121,446
Total Liabilities
1,551,753
Source: NCUA — Last Updated 09/30/2025

Customer Reviews

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Average Rating
☆☆☆☆☆
Total Reviews
0
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Frequently Asked Questions About PUBLIC SERVICE ED TRENTON

Is PUBLIC SERVICE ED TRENTON a safe place to deposit money?

Yes, PUBLIC SERVICE ED TRENTON is considered a safe financial institution. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category.

How many branches does PUBLIC SERVICE ED TRENTON operate?

PUBLIC SERVICE ED TRENTON currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes.

Is a member application needed to join PUBLIC SERVICE ED TRENTON?

Yes, to access services at PUBLIC SERVICE ED TRENTON, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations.

Is there a first-time homebuyer program?

Currently, PUBLIC SERVICE ED TRENTON does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing.

Are credit management and repair services offered?

While formal credit repair services are not currently listed, PUBLIC SERVICE ED TRENTON provides members with tools to manage their accounts and build a solid financial history.

Does PUBLIC SERVICE ED TRENTON offer online and mobile banking?

Most modern institutions like PUBLIC SERVICE ED TRENTON provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online.

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