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 Oshkosh Community Credit Union Rates & Review April 2026
Content reviewed by
Brian McKay
Brian McKayFounder & Data ArchitectExpertise
Brian is the Founder of MonitorBankRates.com. For over 18 years, he has utilized his background in enterprise infrastructure to engineer proprietary systems that track rates from over 8,000 financial institutions.
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Editorial Disclosure
The rates displayed are actual, verified rates sourced directly from the official websites of banks and credit unions. Our editorial content is independent of any advertiser relationships.
✓Fact Checked
Rates Last Updated: April 27, 2026
Oshkosh Community Credit Union's Personal Loan Rates are at 8.95%. MonitorBankRates evaluates the financial stability of Oshkosh Community Credit Union with a 5.0 Star Rating, an A Overall Health Grade, and a Texas Ratio of 6.62%. Rates were last updated on 04/27/2026. Oshkosh Community Credit Union money market rates, and other rates, are continually updated to reflect market conditions. We recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Oshkosh Community Credit Union? Share your experience about Oshkosh Community Credit Union by leaving a review below, or read customer reviews before you decide to use Oshkosh Community Credit Union. Oshkosh Community Credit Union
Oshkosh Community Credit Union 250 Pearl Ave
https://www.oshkoshcommunitycu.com Oshkosh, WI 54901 4834 
Oshkosh Community Credit Union Credit Card Rates
Oshkosh Community Credit Union Personal Loan Rates
Methodology & Data SourcesMonitorBankRates Star Rating
Our rating for Oshkosh Community Credit Union is derived from comprehensive financial data published quarterly by the NCUA. Our proprietary rating system evaluates financial stability (including the Texas Ratio and capitalization) and combines it with member feedback (user reviews) to help you make informed banking decisions.
Texas Ratio
We calculate the Texas Ratio using standard industry methodology. This ratio compares the credit union's non-performing assets to its tangible common equity and loan loss reserves to assess financial health.
Rate Data Aggregation
We gather Oshkosh Community Credit Union rates using proprietary online rate aggregation technology. Our systems scan constantly to provide the most recent rates available to our visitors.
Disclaimer: Interest rates are variable and subject to change without notice. While we strive for accuracy, rates can change rapidly based on market conditions.
It is always advisable to check with Oshkosh Community Credit Union's official website for the most current offers and terms.
Credit Union Profile & Overview
Credit Union Name
Oshkosh Community Credit Union
Address
250 Pearl Ave,
Oshkosh, WI 54901 4834
Phone
920-233-1952
Fax
920-233-0347
President
Bradford Williams
CEO
Jennifer Strange
Full-Time Employees
5
Part-Time Employees
0
Branch Locations
1
ATM Locations
1
NCUA Insured
✓ Yes — Up to $250,000 per depositor
FinancialsMonitorBankRates Star Rating
5.0 / 5.0 ★
Overall Health & Safety Grade
A (97/100)
Texas Ratio
6.62%
Return on Assets (ROA)
0.3591%
Return on Equity (ROE)
3.0930%
Non-Performing Loans Ratio (NPL)
0.95%
Total Assets
19,546,978
Total Amount of Shares and Deposits
17,196,388
Total Shares and Deposits < 1 Year
16,479,847
Total Shares and Deposits 1 3 Years
631,048
Total Shares and Deposits > 3 Years
85,493
Total Uninsured Member Shares and Deposits > $250K (A+A1+B+C+D+E)
575,063
Total Uninsured Shares and Deposits > $250K (F+J)
575,063
Total Insured Shares and Deposits > $250K (item 17 less item K)
16,621,325
Total Interest Expense (Sum of items 6 8)
137,650
Share Certificates
123
Number of Accounts for Share Drafts
1,243
IRA KEOGH Accounts
41
Number of Accounts for Regular Shares
3,444
All other shares
209
Net Income (unless the amount is already included in Undivided Earnings)
70,202
Total Cash on Deposit (Amounts Deposited in Financial Institutions)
2,579,749
Total Liabilities
17,277,282
Source: NCUA — Last Updated 09/30/2025
Frequently Asked Questions About Oshkosh Community Credit UnionIs Oshkosh Community Credit Union a safe place to deposit money?Yes, Oshkosh Community Credit Union is considered a safe financial institution. With a Texas Ratio of 6.6186837356192%, the institution's financial health is rated as excellent. Your accounts are federally insured by the NCUA (National Credit Union Administration) up to $250,000 per depositor, for each account ownership category. How many branches does Oshkosh Community Credit Union operate?Oshkosh Community Credit Union currently maintains approximately multiple branch location(s). Physical branches allow members to access in-person services such as notary consultations and safe deposit boxes. Is a member application needed to join Oshkosh Community Credit Union?Yes, to access services at Oshkosh Community Credit Union, a member application is required. As a credit union, membership is based on specific eligibility criteria such as where you live, work, or your organizational affiliations. Is there a first-time homebuyer program?Currently, Oshkosh Community Credit Union does not list a specific first-time homebuyer program, but they provide a range of mortgage and home equity products to assist members with property financing. Are credit management and repair services offered?While formal credit repair services are not currently listed, Oshkosh Community Credit Union provides members with tools to manage their accounts and build a solid financial history. Does Oshkosh Community Credit Union offer online and mobile banking?Most modern institutions like Oshkosh Community Credit Union provide digital access. This includes the ability to check balances, transfer funds, deposit checks via mobile app, and view statements online. You can usually find these services at their official website: https://www.oshkoshcommunitycu.com. Compare to Other Credit Unions
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